OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR's fundamentals are strong: revenue grew 55% and its operating margin went from −1.9% to 5.4%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

TELO

Telomir Pharmaceuticals, Inc. Common Stock

There isn't enough reported data to score TELO yet.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

TELO Fundamentals

MetricStatus
Unavailable
Under pressure
Unavailable
Unavailable

TELO's profitability is currently under pressure. There isn't enough data to rate its revenue, cash flow and balance sheet.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94—
Current13x$31.94—
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

TELO PE Valuation

TELO has no meaningful PE right now: it lost money over the past year.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

TELO Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
--
Limited
High

Analysts expect TELO's losses to shrink, with revenue growing.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

There is not enough scenario data to compare OSCR and TELO's risk to reward.

TELO Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $0.50 on Nov 12.

There is not enough scenario data to compare OSCR and TELO's risk to reward.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has the stronger earnings trend. Trailing diluted EPS is up 147% for OSCR versus TELO down 161%.

TELO Earnings Per Share

Q4 2023: $-0.45Q1 2024: $-0.66Q2 2024: $-0.66Q3 2024: $-0.80Q4 2024: $-0.56Q1 2025: $-0.40
Q4 2023: $-0.45Q1 2024: $-0.66Q2 2024: $-0.66Q3 2024: $-0.80Q4 2024: $-0.56Q1 2025: $-0.40
QuarterTTM EPSYoY
Q1 2025-$0.40+$0.26
Q4 2024-$0.56-$0.11
Q3 2024-$0.80-$0.66
Q2 2024-$0.66-$0.57
Q1 2024-$0.66-$0.62
Q4 2023-$0.45-$0.42

TELO lost $0.40 per share over the past year, a smaller loss than the year before.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR's revenue has grown year over year every quarter since early 2021: $5.1B last quarter, up 72% from the same quarter a year ago.

TELO Quarterly Revenue

Q4 2023: $0Q1 2024: --Q2 2024: --Q3 2024: --Q4 2024: --Q1 2025: --Q2 2025: --Q3 2025: --Q4 2025: --Q1 2026: --Q2 2026: --Q3 2026: --
Q4 2023: $0Q1 2024: --Q2 2024: --Q3 2024: --Q4 2024: --Q1 2025: --Q2 2025: --Q3 2025: --Q4 2025: --Q1 2026: --Q2 2026: --Q3 2026: --

TELO's revenue is shrinking: $0 last quarter.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR has the edge over TELO on cash generation, producing positive trailing cash flow while its opponent burns cash.

TELO Free Cash Flow

Q4 2023: −$1MQ1 2024: −$2MQ2 2024: −$2MQ3 2024: −$1MQ4 2024: −$605,808Q1 2025: −$863,132Q2 2025: −$696,445Q3 2025: −$927,264Q4 2025: −$1MQ1 2026: −$2MQ2 2026: −$1MQ3 2026: −$586,439
Q4 2023: −$1MQ1 2024: −$2MQ2 2024: −$2MQ3 2024: −$1MQ4 2024: −$605,808Q1 2025: −$863,132Q2 2025: −$696,445Q3 2025: −$927,264Q4 2025: −$1MQ1 2026: −$2MQ2 2026: −$1MQ3 2026: −$586,439
QuarterFree cash flowYoY
Q3 2026-$586.4K+$340.8K
Q2 2026-$1M-$315.9K
Q1 2026-$1.8M-$910.4K
Q4 2025-$1.2M-$595.5K
Q3 2025-$927.3K+$75.1K
Q2 2025-$696.4K+$826.4K
Q1 2025-$863.1K+$1.1M
Q4 2024-$605.8K+$481.4K

TELO has burned cash in almost every quarter: −$5M over the past year, against −$3M the year before.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has the edge over TELO on shareholder dilution, with a more favorable share count trend.

TELO Total Shares

Q4 2023: 30MQ1 2024: 28MQ2 2024: 30MQ3 2024: 30MQ4 2024: 30MQ1 2025: 30MQ2 2025: 30MQ3 2025: 32MQ4 2025: 32MQ1 2026: 34MQ2 2026: 61MQ3 2026: 69M
Q4 2023: 30MQ1 2024: 28MQ2 2024: 30MQ3 2024: 30MQ4 2024: 30MQ1 2025: 30MQ2 2025: 30MQ3 2025: 32MQ4 2025: 32MQ1 2026: 34MQ2 2026: 61MQ3 2026: 69M
PeriodChange %Net change
Quarterly+13%+7.9M shares
1 year+112%+36.4M shares
3 years+132%+39.2M shares

TELO has 69M diluted shares, up 112% from a year ago.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has more cash than debt.

TELO Net Leverage

TELO's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

TELO Weekly Momentum

MetricValueStatus
RSI21.0Oversold
Stochastic7.7Oversold

TELO's weekly RSI is 21 (oversold) and its Stochastic is 8 (oversold).

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

TELO PE vs Healthcare Sector

TELO has no meaningful PE right now: it lost money over the past year.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR has stronger trend alignment. OSCR is above 5 of 5 weekly averages versus TELO above 0 of 4.

TELO Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$0.9648% below
20 week MA$1.0954% below
50 week MA$1.2259% below
100 week MA$1.9174% below

TELO is in a downtrend: it's below all four of its weekly moving averages, and 74% below its 100-week average.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over TELO on returns for 2026, with the stronger performance.

TELO Yearly ROI

YearStart priceEnd priceROI
2024$5.00$4.87-2.6%
2025$4.87$1.46-70%
2026 YTD$1.46$0.50-66%

TELO has finished every year since 2024 lower, and it's down 66% so far in 2026.

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