OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR's fundamentals are strong: revenue grew 55% and its operating margin went from โˆ’1.9% to 5.4%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

STRR

Star Equity Holdings, Inc.

There isn't enough reported data to score STRR yet.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

STRR Fundamentals

MetricStatus
Healthy
Under pressure
Under pressure
Strong

STRR's revenue and balance sheet are currently healthy, but its profitability and cash flow are under pressure.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94โ€”
Current13x$31.94โ€”
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

STRR PE Valuation

STRR has no meaningful PE right now: it lost money over the past year.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

STRR Forward outlook

MetricOutlook
--
Strong growth
Growth
Improving
Limited
Low

Analysts expect earnings and revenue growth for STRR, with profitability improving. However, they disagree widely on these estimates.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

There is not enough scenario data to compare OSCR and STRR's risk to reward.

STRR Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $10.00 on Nov 12.

There is not enough scenario data to compare OSCR and STRR's risk to reward.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has the edge over STRR on earnings quality, reporting a profit while its opponent remains loss making.

STRR Earnings Per Share

Q4 2023: $0.70Q1 2024: $-0.36Q2 2024: $-0.69Q3 2024: $-1.14Q4 2024: $-1.59Q1 2025: $-1.23Q2 2025: $-1.31Q3 2025: $-1.57Q4 2025: $-1.85Q1 2026: $-2.27Q2 2026: $-2.54Q3 2026: $-2.43Forward: $0.50
Q4 2023: $0.70Q1 2024: $-0.36Q2 2024: $-0.69Q3 2024: $-1.14Q4 2024: $-1.59Q1 2025: $-1.23Q2 2025: $-1.31Q3 2025: $-1.57Q4 2025: $-1.85Q1 2026: $-2.27Q2 2026: $-2.54Q3 2026: $-2.43Forward: $0.50
QuarterTTM EPSYoY
Forward$0.50โ€”
Q3 2026-$2.43-$0.86
Q2 2026-$2.54-$1.23
Q1 2026-$2.27-$1.04
Q4 2025-$1.85-$0.26
Q3 2025-$1.57-$0.43
Q2 2025-$1.31-$0.62
Q1 2025-$1.23-$0.87
Q4 2024-$1.59-327%

STRR lost $2.43 per share over the past year, a bigger loss than the year before.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR has the edge over STRR on sales, with more consistent year-over-year improvement.

STRR Quarterly Revenue

Q4 2023: $34MQ1 2024: $34MQ2 2024: $36MQ3 2024: $37MQ4 2024: $34MQ1 2025: $32MQ2 2025: $36MQ3 2025: $48MQ4 2025: $57MQ1 2026: $50MQ2 2026: $55MQ3 2026: $54M
Q4 2023: $34MQ1 2024: $34MQ2 2024: $36MQ3 2024: $37MQ4 2024: $34MQ1 2025: $32MQ2 2025: $36MQ3 2025: $48MQ4 2025: $57MQ1 2026: $50MQ2 2026: $55MQ3 2026: $54M
QuarterRevenueYoY
Q3 2026$53.9M+12%
Q2 2026$54.9M+55%
Q1 2026$50.1M+57%
Q4 2025$56.8M+69%
Q3 2025$48M+30%
Q2 2025$35.5M-0.5%
Q1 2025$31.9M-6%
Q4 2024$33.6M-1.1%

STRR's revenue has grown year over year for five quarters in a row: $54M last quarter, up 12% from the same quarter a year ago.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: โˆ’$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: โˆ’$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: โˆ’$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: โˆ’$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: โˆ’$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: โˆ’$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR has the edge over STRR on cash generation, producing positive trailing cash flow while its opponent burns cash.

STRR Free Cash Flow

Q4 2023: $3MQ1 2024: โˆ’$2MQ2 2024: โˆ’$4MQ3 2024: $1MQ4 2024: $2MQ1 2025: โˆ’$808,000Q2 2025: $102,000Q3 2025: โˆ’$3MQ4 2025: โˆ’$5MQ1 2026: โˆ’$3MQ2 2026: โˆ’$3MQ3 2026: $60,000
Q4 2023: $3MQ1 2024: โˆ’$2MQ2 2024: โˆ’$4MQ3 2024: $1MQ4 2024: $2MQ1 2025: โˆ’$808,000Q2 2025: $102,000Q3 2025: โˆ’$3MQ4 2025: โˆ’$5MQ1 2026: โˆ’$3MQ2 2026: โˆ’$3MQ3 2026: $60,000
QuarterFree cash flowYoY
Q3 2026$60K+$3.4M
Q2 2026-$3.2M-3269%
Q1 2026-$2.7M-$1.9M
Q4 2025-$4.9M-342%
Q3 2025-$3.4M-368%
Q2 2025$102K+$4.4M
Q1 2025-$808K+$986K
Q4 2024$2M-39%

STRR's free cash flow was โˆ’$11M over the past year, against โˆ’$2M the year before.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has 346M diluted shares, up 34% from a year ago.

STRR Total Shares

Q4 2023: 3MQ1 2024: 3MQ2 2024: 3MQ3 2024: 3MQ4 2024: 3MQ1 2025: 3MQ2 2025: 3MQ3 2025: 3MQ4 2025: 3MQ1 2026: 4MQ2 2026: 4MQ3 2026: 4M
Q4 2023: 3MQ1 2024: 3MQ2 2024: 3MQ3 2024: 3MQ4 2024: 3MQ1 2025: 3MQ2 2025: 3MQ3 2025: 3MQ4 2025: 3MQ1 2026: 4MQ2 2026: 4MQ3 2026: 4M
PeriodChange %Net change
Quarterly-0.1%-3K shares
1 year+13%+438K shares
3 years+18%+560K shares
5 years+22%+679K shares
Available history+18%+570K shares

STRR has the edge over OSCR on shareholder dilution, with a more favorable share count trend.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has more cash than debt.

STRR Net Leverage

Q4 2023: -7.9x
Q4 2023: -7.9x
QuarterNet LeverageStatus
Q4 2023-7.9xNet Cash
Q3 2023-4.6xNet Cash
Q2 2023-4.9xNet Cash
Q1 2023-2.9xNet Cash
Q4 2022-2.4xNet Cash
Q3 2022-1.7xNet Cash
Q2 2022-1.9xNet Cash
Q1 2022-2.0xNet Cash

STRR has more cash than debt.

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

STRR Weekly Momentum

MetricValueStatus
RSI48.3Neutral
Stochastic26.2Neutral

STRR's weekly RSI is 48 (neutral) and its Stochastic is 26 (neutral).

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

STRR PE vs Healthcare Sector

MetricSTRRSector medianRelative
PEN/A26xโ€”

STRR has no meaningful PE right now: it lost money over the past year.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR has the edge over STRR on trend strength, trading above more of its moving averages.

STRR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$9.841.6% above
20 week MA$10.32.9% below
50 week MA$10.33.1% below
100 week MA$10.43.6% below
200 week MA$14.230% below

STRR has bounced recently, but its long-term trend is still down: it's above its 8-week average, but 30% below its 200-week average.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over STRR on returns for 2026, with the stronger performance.

STRR Yearly ROI

YearStart priceEnd priceROI
2020$12.5$10.7-14%
2021$10.7$27.4+155%
2022$27.4$23.5-14%
2023$23.5$15.5-34%
2024$15.5$13.4-14%
2025$13.4$10.9-18%
2026 YTD$10.9$10.0-8.4%

STRR has finished four years in a row lower, and it's down 8.4% so far in 2026.

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