OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR's fundamentals are strong: revenue grew 55% and its operating margin went from −1.9% to 5.4%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

SSII

SS Innovations International, Inc.

There isn't enough reported data to score SSII yet.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

SSII Fundamentals

MetricStatus
Healthy
Under pressure
Weak
Unavailable

SSII's revenue is currently healthy, but its profitability and cash flow are under pressure. There isn't enough data to rate its balance sheet.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94—
Current13x$31.94—
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

SSII PE Valuation

SSII has no meaningful PE right now: it lost money over the past year.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

SSII Forward outlook

There aren't enough analyst estimates for SSII to show an outlook.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

There is not enough scenario data to compare OSCR and SSII's risk to reward.

SSII Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $1.32 on Nov 12.

There is not enough scenario data to compare OSCR and SSII's risk to reward.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has the edge over SSII on earnings quality, reporting a profit while its opponent remains loss making.

SSII Earnings Per Share

Q3 2023: $-0.67Q4 2023: $-0.44Q1 2024: $-0.18Q2 2024: $-0.16Q3 2024: $-0.17Q4 2024: $-0.11Q1 2025: $-0.08Q2 2025: $-0.06Q3 2025: $-0.06Q4 2025: $-0.06Q1 2026: $-0.05Q2 2026: $-0.06
Q3 2023: $-0.67Q4 2023: $-0.44Q1 2024: $-0.18Q2 2024: $-0.16Q3 2024: $-0.17Q4 2024: $-0.11Q1 2025: $-0.08Q2 2025: $-0.06Q3 2025: $-0.06Q4 2025: $-0.06Q1 2026: $-0.05Q2 2026: $-0.06
QuarterTTM EPSYoY
Q2 2026-$0.06$0.00
Q1 2026-$0.05+$0.03
Q4 2025-$0.06+$0.05
Q3 2025-$0.06+$0.11
Q2 2025-$0.06+$0.10
Q1 2025-$0.08+$0.10
Q4 2024-$0.11+$0.33
Q3 2024-$0.17+$0.50

SSII is still losing money, but far less than before: $0.06 per share over the past year, against $1.60 at its worst in late 2019.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR's revenue has grown year over year every quarter since early 2021: $5.1B last quarter, up 72% from the same quarter a year ago.

SSII Quarterly Revenue

Q3 2023: $2MQ4 2023: --Q1 2024: $4MQ2 2024: $5MQ3 2024: $4MQ4 2024: $8MQ1 2025: $5MQ2 2025: $10MQ3 2025: $13MQ4 2025: $15MQ1 2026: $11MQ2 2026: $14M
Q3 2023: $2MQ4 2023: --Q1 2024: $4MQ2 2024: $5MQ3 2024: $4MQ4 2024: $8MQ1 2025: $5MQ2 2025: $10MQ3 2025: $13MQ4 2025: $15MQ1 2026: $11MQ2 2026: $14M
QuarterRevenueYoY
Q2 2026$13.9M+39%
Q1 2026$11.1M+117%
Q4 2025$14.5M+79%
Q3 2025$12.8M+192%
Q2 2025$10M+122%
Q1 2025$5.1M+41%
Q3 2024$4.4M+101%
Q2 2024$4.5M+138%

SSII has the edge over OSCR on sales, with stronger typical year-over-year growth.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR has the edge over SSII on cash generation, producing positive trailing cash flow while its opponent burns cash.

SSII Free Cash Flow

Q3 2023: −$5MQ4 2023: −$6MQ1 2024: −$3MQ2 2024: −$3MQ3 2024: −$843,981Q4 2024: −$3MQ1 2025: −$7MQ2 2025: −$4MQ3 2025: −$8MQ4 2025: −$3MQ1 2026: −$2MQ2 2026: −$4M
Q3 2023: −$5MQ4 2023: −$6MQ1 2024: −$3MQ2 2024: −$3MQ3 2024: −$843,981Q4 2024: −$3MQ1 2025: −$7MQ2 2025: −$4MQ3 2025: −$8MQ4 2025: −$3MQ1 2026: −$2MQ2 2026: −$4M
QuarterFree cash flowYoY
Q2 2026-$4.2M-$465.5K
Q1 2026-$2.4M+$4.6M
Q4 2025-$3.2M+$152.8K
Q3 2025-$8.2M-$7.4M
Q2 2025-$3.8M-$634.5K
Q1 2025-$7M-$4.2M
Q4 2024-$3.4M+$2.4M
Q3 2024-$844K+$4.3M

SSII has burned cash in almost every quarter: −$18M over the past year, against −$15M the year before.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has 346M diluted shares, up 34% from a year ago.

SSII Total Shares

Q3 2023: 148MQ4 2023: 152MQ1 2024: 182MQ2 2024: 182MQ3 2024: 182MQ4 2024: 181MQ1 2025: 189MQ2 2025: 203MQ3 2025: 203MQ4 2025: 199MQ1 2026: 205MQ2 2026: 209M
Q3 2023: 148MQ4 2023: 152MQ1 2024: 182MQ2 2024: 182MQ3 2024: 182MQ4 2024: 181MQ1 2025: 189MQ2 2025: 203MQ3 2025: 203MQ4 2025: 199MQ1 2026: 205MQ2 2026: 209M
PeriodChange %Net change
Quarterly+2%+4.1M shares
1 year+3.2%+6.6M shares
3 years+46%+65.7M shares
5 years+9379%+207M shares

SSII has the edge over OSCR on shareholder dilution, with a more favorable share count trend.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has more cash than debt.

SSII Net Leverage

SSII's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

SSII Weekly Momentum

MetricValueStatus
RSI21.7Oversold
Stochastic9.7Oversold

SSII's weekly RSI is 22 (oversold) and its Stochastic is 10 (oversold).

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

SSII PE vs Healthcare Sector

SSII has no meaningful PE right now: it lost money over the past year.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR has stronger trend alignment. OSCR is above 5 of 5 weekly averages versus SSII above 0 of 4.

SSII Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$2.3544% below
20 week MA$3.1158% below
50 week MA$4.0167% below
100 week MA$5.8778% below

SSII is in a downtrend: it's below all four of its weekly moving averages, and 78% below its 100-week average.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over SSII on returns for 2026, with the stronger performance.

SSII Yearly ROI

YearStart priceEnd priceROI
2024$3.75$8.00+113%
2025$8.00$5.74-28%
2026 YTD$5.74$1.32-77%

SSII has finished lower in one of the last two years. It's down 77% so far in 2026.

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