OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR's fundamentals are strong: revenue grew 55% and its operating margin went from −1.9% to 5.4%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

SNTI

Senti Biosciences, Inc.

There isn't enough reported data to score SNTI yet.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

SNTI Fundamentals

MetricStatus
Unavailable
Weak
Unavailable
Unavailable

SNTI's profitability is currently weak. There isn't enough data to rate its revenue, cash flow and balance sheet.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94—
Current13x$31.94—
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

SNTI PE Valuation

SNTI has no meaningful PE right now: it lost money over the past year.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

SNTI Forward outlook

There aren't enough analyst estimates for SNTI to show an outlook.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

There is not enough scenario data to compare OSCR and SNTI's risk to reward.

SNTI Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $0.15 on Nov 12.

There is not enough scenario data to compare OSCR and SNTI's risk to reward.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has the edge over SNTI in the latest year-over-year earnings comparison.

SNTI Earnings Per Share

Q3 2023: $-21.30Q4 2023: $-27.78Q1 2024: $-26.18Q2 2024: $-24.43Q3 2024: $-27.34Q4 2025: $-3.21Q1 2026: $-1.94Q2 2026: $-1.79
Q3 2023: $-21.30Q4 2023: $-27.78Q1 2024: $-26.18Q2 2024: $-24.43Q3 2024: $-27.34Q4 2025: $-3.21Q1 2026: $-1.94Q2 2026: $-1.79
QuarterTTM EPSYoY
Q3 2024-$27.34-$6.04
Q2 2024-$24.43-$2.73
Q1 2024-$26.18-$0.08

SNTI is still losing money, but far less than before: $1.79 per share over the past year, against $27.78 at its worst in late 2023.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR's revenue has grown year over year every quarter since early 2021: $5.1B last quarter, up 72% from the same quarter a year ago.

SNTI Quarterly Revenue

Q3 2023: $338,000Q4 2023: $0Q1 2024: $0Q2 2024: $0Q3 2024: $0Q4 2024: $0Q1 2025: --Q2 2025: --Q3 2025: --Q4 2025: --Q1 2026: $16,000Q2 2026: $17,000
Q3 2023: $338,000Q4 2023: $0Q1 2024: $0Q2 2024: $0Q3 2024: $0Q4 2024: $0Q1 2025: --Q2 2025: --Q3 2025: --Q4 2025: --Q1 2026: $16,000Q2 2026: $17,000
QuarterRevenueYoY
Q3 2023$338K-81%
Q2 2023$937K-31%
Q4 2022$59K-93%
Q4 2021$793K+39550%

SNTI's revenue has slid since its 2022 peak: $17,000 last quarter.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR has the stronger cash trend. Its trailing FCF is up 545% versus its history, compared with SNTI at up 34%.

SNTI Free Cash Flow

Q3 2023: −$17MQ4 2023: −$7MQ1 2024: −$12MQ2 2024: −$8MQ3 2024: −$8MQ4 2024: −$14MQ1 2025: −$14MQ2 2025: −$13MQ3 2025: −$9MQ4 2025: −$7MQ1 2026: −$7MQ2 2026: --
Q3 2023: −$17MQ4 2023: −$7MQ1 2024: −$12MQ2 2024: −$8MQ3 2024: −$8MQ4 2024: −$14MQ1 2025: −$14MQ2 2025: −$13MQ3 2025: −$9MQ4 2025: −$7MQ1 2026: −$7MQ2 2026: --
QuarterFree cash flowYoY
Q1 2026-$7.5M+$6.6M
Q4 2025-$6.9M+$6.6M
Q3 2025-$9.4M-$1.6M
Q2 2025-$13.3M-$4.9M
Q1 2025-$14.1M-$2.4M
Q4 2024-$13.5M-$6.5M
Q3 2024-$7.9M+$9.4M
Q2 2024-$8.3M+$9M

SNTI has burned cash in almost every quarter: −$37M over the past year, against −$44M the year before.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has the edge over SNTI on shareholder dilution, with a more favorable share count trend.

SNTI Total Shares

Q3 2023: 4MQ4 2023: 4MQ1 2024: 5MQ2 2024: 5MQ3 2024: 5MQ4 2024: 5MQ1 2025: 10MQ2 2025: 26MQ3 2025: 26MQ1 2026: 31MQ2 2026: 31M
Q3 2023: 4MQ4 2023: 4MQ1 2024: 5MQ2 2024: 5MQ3 2024: 5MQ4 2024: 5MQ1 2025: 10MQ2 2025: 26MQ3 2025: 26MQ1 2026: 31MQ2 2026: 31M
PeriodChange %Net change
Quarterly+0.6%+173K shares
1 year+211%+21.1M shares
3 years+607%+26.7M shares

SNTI has 31M diluted shares, up 211% from a year ago.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has more cash than debt.

SNTI Net Leverage

SNTI's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

SNTI Weekly Momentum

MetricValueStatus
RSI24.7Oversold
Stochastic3.2Oversold

SNTI's weekly RSI is 25 (oversold) and its Stochastic is 3 (oversold).

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

SNTI PE vs Healthcare Sector

SNTI has no meaningful PE right now: it lost money over the past year.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR has the edge over SNTI on trend strength, trading above more of its moving averages.

SNTI Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$0.2335% below
20 week MA$0.3861% below
50 week MA$0.7781% below
100 week MA$1.7992% below
200 week MA$3.8796% below

SNTI is in a downtrend: it's below all five of its weekly moving averages, and 96% below its 200-week average.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over SNTI on returns for 2026, with the stronger performance.

SNTI Yearly ROI

YearStart priceEnd priceROI
2021$100.0$98.5-1.5%
2022$98.5$13.4-86%
2023$13.4$6.60-51%
2024$6.60$3.92-41%
2025$3.92$1.06-73%
2026 YTD$1.06$0.15-86%

SNTI has finished every year since 2021 lower, and it's down 86% so far in 2026.

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