OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR's fundamentals are strong: revenue grew 55% and its operating margin went from โˆ’1.9% to 5.4%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

SMMT

Summit Therapeutics Inc.

There isn't enough reported data to score SMMT yet.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

SMMT Fundamentals

MetricStatus
Unavailable
Weak
Unavailable
Unavailable

SMMT's profitability is currently weak. There isn't enough data to rate its revenue, cash flow and balance sheet.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94โ€”
Current13x$31.94โ€”
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

SMMT PE Valuation

SMMT has no meaningful PE right now: it lost money over the past year.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

SMMT Forward outlook

MetricOutlook
--
Losses growing
Stable
--
Limited
Low

Analysts expect SMMT's losses to grow, with revenue holding steady. However, they disagree widely on these estimates.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

There is not enough scenario data to compare OSCR and SMMT's risk to reward.

SMMT Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $15.07 on Nov 12.

There is not enough scenario data to compare OSCR and SMMT's risk to reward.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has the edge over SMMT on earnings quality, reporting a profit while its opponent remains loss making.

SMMT Earnings Per Share

Q4 2023: $-1.53Q1 2024: $-0.16Q2 2024: $-0.23Q3 2024: $-0.28Q4 2024: $-0.31Q1 2025: $-0.34Q2 2025: $-1.01Q3 2025: $-1.24Q4 2025: $-1.44Q1 2026: $-1.59Q2 2026: $-1.11Q3 2026: $-1.06
Q4 2023: $-1.53Q1 2024: $-0.16Q2 2024: $-0.23Q3 2024: $-0.28Q4 2024: $-0.31Q1 2025: $-0.34Q2 2025: $-1.01Q3 2025: $-1.24Q4 2025: $-1.44Q1 2026: $-1.59Q2 2026: $-1.11Q3 2026: $-1.06
QuarterTTM EPSYoY
Q3 2026-$1.06+$0.18
Q2 2026-$1.11-$0.10
Q1 2026-$1.59-$1.25
Q4 2025-$1.44-$1.13
Q3 2025-$1.24-$0.96
Q2 2025-$1.01-$0.78
Q1 2025-$0.34-$0.18
Q4 2024-$0.31+$1.22

SMMT lost $1.06 per share over the past year, a smaller loss than the year before.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR's revenue has grown year over year every quarter since early 2021: $5.1B last quarter, up 72% from the same quarter a year ago.

SMMT Quarterly Revenue

Q4 2023: $0Q1 2024: --Q2 2024: --Q3 2024: $0Q4 2024: $0Q1 2025: --Q2 2025: --Q3 2025: --Q4 2025: --Q1 2026: --Q2 2026: --Q3 2026: --
Q4 2023: $0Q1 2024: --Q2 2024: --Q3 2024: $0Q4 2024: $0Q1 2025: --Q2 2025: --Q3 2025: --Q4 2025: --Q1 2026: --Q2 2026: --Q3 2026: --
QuarterRevenueYoY
Q3 2022$220K-83%
Q2 2022$235K+312%
Q1 2022$250K+30%
Q4 2021$251K+36%
Q3 2021$1.3M+623%

SMMT's revenue has slid since its 2021 peak: $0 last quarter.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: โˆ’$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: โˆ’$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: โˆ’$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: โˆ’$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: โˆ’$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: โˆ’$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR has the edge over SMMT on cash generation, producing positive trailing cash flow while its opponent burns cash.

SMMT Free Cash Flow

Q4 2023: โˆ’$19MQ1 2024: โˆ’$30MQ2 2024: โˆ’$33MQ3 2024: โˆ’$30MQ4 2024: โˆ’$49MQ1 2025: โˆ’$62MQ2 2025: โˆ’$67MQ3 2025: โˆ’$93MQ4 2025: โˆ’$102MQ1 2026: โˆ’$123MQ2 2026: โˆ’$142MQ3 2026: โˆ’$160M
Q4 2023: โˆ’$19MQ1 2024: โˆ’$30MQ2 2024: โˆ’$33MQ3 2024: โˆ’$30MQ4 2024: โˆ’$49MQ1 2025: โˆ’$62MQ2 2025: โˆ’$67MQ3 2025: โˆ’$93MQ4 2025: โˆ’$102MQ1 2026: โˆ’$123MQ2 2026: โˆ’$142MQ3 2026: โˆ’$160M
QuarterFree cash flowYoY
Q3 2026-$160.2M-$67.1M
Q2 2026-$142M-$75.3M
Q1 2026-$122.5M-$60.9M
Q4 2025-$102.1M-$53.4M
Q3 2025-$93.2M-$62.8M
Q2 2025-$66.7M-$33.7M
Q1 2025-$61.6M-$31.5M
Q4 2024-$48.7M-$29.2M

SMMT has burned cash in almost every quarter: โˆ’$527M over the past year, against โˆ’$270M the year before.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has 346M diluted shares, up 34% from a year ago.

SMMT Total Shares

Q4 2023: 620MQ1 2024: 702MQ2 2024: 708MQ3 2024: 727MQ4 2024: 719MQ1 2025: 738MQ2 2025: 743MQ3 2025: 743MQ4 2025: 748MQ1 2026: 775MQ2 2026: 778MQ3 2026: 798M
Q4 2023: 620MQ1 2024: 702MQ2 2024: 708MQ3 2024: 727MQ4 2024: 719MQ1 2025: 738MQ2 2025: 743MQ3 2025: 743MQ4 2025: 748MQ1 2026: 775MQ2 2026: 778MQ3 2026: 798M
PeriodChange %Net change
Quarterly+2.6%+20M shares
1 year+7.4%+54.8M shares
3 years+14%+100M shares
5 years+781%+708M shares

SMMT has the edge over OSCR on shareholder dilution, with a more favorable share count trend.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has more cash than debt.

SMMT Net Leverage

SMMT's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

SMMT Weekly Momentum

MetricValueStatus
RSI47.2Neutral
Stochastic53.3Neutral

SMMT's weekly RSI is 47 (neutral) and its Stochastic is 53 (neutral).

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

SMMT PE vs Healthcare Sector

SMMT has no meaningful PE right now: it lost money over the past year.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR has the edge over SMMT on trend strength, trading above more of its moving averages.

SMMT Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$15.95.5% below
20 week MA$15.31.4% below
50 week MA$16.37.8% below
100 week MA$19.021% below
200 week MA$12.619% above

SMMT has fallen below most of its moving averages, though it's still 19% above its 200-week average.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over SMMT on returns for 2026, with the stronger performance.

SMMT Yearly ROI

YearStart priceEnd priceROI
2020$1.55$5.70+268%
2021$5.70$3.03-47%
2022$3.03$3.67+21%
2023$3.67$2.61-29%
2024$2.61$18.2+598%
2025$18.2$18.1-0.4%
2026 YTD$18.1$15.1-17%

SMMT's yearly returns have swung widely, from +598% in 2024 to โˆ’47% in 2021. It's down 17% so far in 2026.

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