OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR's fundamentals are strong: revenue grew 55% and its operating margin went from โˆ’1.9% to 5.4%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

SABS

SAB Biotherapeutics, Inc.

There isn't enough reported data to score SABS yet.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

SABS Fundamentals

MetricStatus
Weak
Under pressure
Unavailable
Unavailable

SABS's revenue and profitability are currently under pressure. There isn't enough data to rate its cash flow and balance sheet.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94โ€”
Current13x$31.94โ€”
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

SABS PE Valuation

SABS has no meaningful PE right now: it lost money over the past year.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

SABS Forward outlook

MetricOutlook
--
Losses shrinking
Strong decline
--
Limited
Low

Analysts expect SABS's losses to shrink, with revenue declining. However, they disagree widely on these estimates.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

There is not enough scenario data to compare OSCR and SABS's risk to reward.

SABS Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $3.08 on Nov 12.

There is not enough scenario data to compare OSCR and SABS's risk to reward.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has the stronger earnings trend. Trailing diluted EPS is up 147% for OSCR versus SABS down 150%.

SABS Earnings Per Share

Q4 2023: $-7.64Q1 2024: $-6.68Q2 2024: $-6.07Q3 2024: $-6.19Q4 2024: $-3.68Q1 2025: $-3.70Q2 2025: $-4.00Q3 2025: $-3.09
Q4 2023: $-7.64Q1 2024: $-6.68Q2 2024: $-6.07Q3 2024: $-6.19Q4 2024: $-3.68Q1 2025: $-3.70Q2 2025: $-4.00Q3 2025: $-3.09
QuarterTTM EPSYoY
Q3 2025-$3.09+$3.10
Q2 2025-$4.00+$2.07
Q1 2025-$3.70+$2.98
Q4 2024-$3.68+$3.96
Q3 2024-$6.19-$0.46
Q2 2024-$6.07+$0.26
Q1 2024-$6.68-$0.65
Q4 2023-$7.64-$3.31

SABS is still losing money, but far less than before: $3.09 per share over the past year, against $9.10 at its worst in early 2022.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR has the stronger quarterly revenue trend. Revenue is up 72% for OSCR versus down 62% for SABS.

SABS Quarterly Revenue

Q4 2023: $305,011Q1 2024: $944,575Q2 2024: $263,137Q3 2024: $0Q4 2024: $114,698Q1 2025: --Q2 2025: --Q3 2025: --Q4 2025: --Q1 2026: --Q2 2026: --Q3 2026: --
Q4 2023: $305,011Q1 2024: $944,575Q2 2024: $263,137Q3 2024: $0Q4 2024: $114,698Q1 2025: --Q2 2025: --Q3 2025: --Q4 2025: --Q1 2026: --Q2 2026: --Q3 2026: --
QuarterRevenueYoY
Q4 2024$114.7K-62%
Q2 2024$263.1K+208%
Q1 2024$944.6K+63%
Q4 2023$305K-86%
Q3 2023$1.3M-65%
Q2 2023$85.5K-99%
Q1 2023$581.1K-95%
Q4 2022$2.2M-80%

SABS's revenue has slid since its 2022 peak: $114,698 last quarter, down 62% from the same quarter a year ago.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: โˆ’$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: โˆ’$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: โˆ’$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: โˆ’$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: โˆ’$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: โˆ’$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR has the stronger cash trend. Its trailing FCF is up 545% versus its history, compared with SABS at down 97%.

SABS Free Cash Flow

Q4 2023: โˆ’$14MQ1 2024: โˆ’$11MQ2 2024: โˆ’$8MQ3 2024: โˆ’$6MQ4 2024: โˆ’$10MQ1 2025: --Q2 2025: --Q3 2025: --Q4 2025: --Q1 2026: โˆ’$15MQ2 2026: โˆ’$11MQ3 2026: โˆ’$14M
Q4 2023: โˆ’$14MQ1 2024: โˆ’$11MQ2 2024: โˆ’$8MQ3 2024: โˆ’$6MQ4 2024: โˆ’$10MQ1 2025: --Q2 2025: --Q3 2025: --Q4 2025: --Q1 2026: โˆ’$15MQ2 2026: โˆ’$11MQ3 2026: โˆ’$14M
QuarterFree cash flowYoY
Q4 2024-$9.6M+$3.9M
Q3 2024-$6.4M-$1.1M
Q2 2024-$7.8M-$2.8M
Q1 2024-$10.9M-$9.3M
Q4 2023-$13.5M-$11.8M
Q3 2023-$5.3M+$3M
Q2 2023-$4.9M+$900.1K
Q1 2023-$1.6M+$10M

SABS has burned cash in almost every quarter: โˆ’$51M over the past year, against โˆ’$39M the year before.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has the edge over SABS on shareholder dilution, with a more favorable share count trend.

SABS Total Shares

Q1 2024: 9MQ2 2024: 9MQ3 2024: 9MQ4 2024: 9MQ1 2025: 9MQ2 2025: 9MQ3 2025: 78MQ1 2026: 54MQ2 2026: 80MQ3 2026: 93M
Q1 2024: 9MQ2 2024: 9MQ3 2024: 9MQ4 2024: 9MQ1 2025: 9MQ2 2025: 9MQ3 2025: 78MQ1 2026: 54MQ2 2026: 80MQ3 2026: 93M
PeriodChange %Net change
Quarterly+17%+13.5M shares
1 year+903%+83.9M shares
3 years+1750%+88.2M shares
5 years+37195%+93M shares

SABS has 93M diluted shares, up 903% from a year ago.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has more cash than debt.

SABS Net Leverage

SABS's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

SABS Weekly Momentum

MetricValueStatus
RSI45.1Neutral
Stochastic46.0Neutral

SABS's weekly RSI is 45 (neutral) and its Stochastic is 46 (neutral).

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

SABS PE vs Healthcare Sector

MetricSABSSector medianRelative
PEN/A26xโ€”

SABS has no meaningful PE right now: it lost money over the past year.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR has the edge over SABS on trend strength, trading above more of its moving averages.

SABS Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$3.012.3% above
20 week MA$3.419.7% below
50 week MA$3.6616% below
100 week MA$3.022% above
200 week MA$4.3529% below

SABS's trend is mixed: it's above two of its five weekly moving averages, and 29% below its 200-week average.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over SABS on returns for 2026, with the stronger performance.

SABS Yearly ROI

YearStart priceEnd priceROI
2021$102.1$87.5-14%
2022$87.5$6.90-92%
2023$6.90$6.88-0.3%
2024$6.88$4.18-39%
2025$4.18$3.78-9.6%
2026 YTD$3.78$3.08-19%

SABS has finished every year since 2021 lower, and it's down 19% so far in 2026.

Give your agent the market.

Get API key