OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR has the edge over RPID overall, supported by stronger fundamentals and lower modeled downside.

RPID

Rapid Micro Biosystems, Inc.

51
Fundamentals61/ 100
Valuation50/ 100
Upside potential63/ 100
Risk potential41/ 100

RPID offers stronger modeled upside, but that advantage does not outweigh its weaker overall profile.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

RPID Fundamentals

MetricStatus
Healthy
Under pressure
Weak
Unavailable

RPID's revenue is currently healthy, but its profitability and cash flow are under pressure. There isn't enough data to rate its balance sheet.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94—
Current13x$31.94—
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

RPID PE Valuation

RPID has no meaningful PE right now: it lost money over the past year.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

RPID Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
--
Limited
Low

Analysts expect RPID's losses to shrink, with revenue growing. However, they disagree widely on these estimates.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

OSCR trails RPID on modeled risk to reward, with less potential upside relative to its potential downside.

RPID Risk to reward

ScenarioChangePrice
Upside+70%$1.14
Downside-40%$0.40

Calculated from the latest close: $0.67 on Nov 12.

RPID has a better modeled risk to reward balance than OSCR, with more potential upside relative to its potential downside.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has the edge over RPID on earnings quality, reporting a profit while its opponent remains loss making.

RPID Earnings Per Share

Q3 2023: $-1.35Q4 2023: $-1.22Q1 2024: $-1.21Q2 2024: $-1.17Q3 2024: $-1.12Q4 2024: $-1.08Q1 2025: $-1.03Q2 2025: $-1.01Q3 2025: $-1.01Q4 2025: $-1.05Q1 2026: $-1.10Q2 2026: $-1.10
Q3 2023: $-1.35Q4 2023: $-1.22Q1 2024: $-1.21Q2 2024: $-1.17Q3 2024: $-1.12Q4 2024: $-1.08Q1 2025: $-1.03Q2 2025: $-1.01Q3 2025: $-1.01Q4 2025: $-1.05Q1 2026: $-1.10Q2 2026: $-1.10
QuarterTTM EPSYoY
Q2 2026-$1.10-$0.09
Q1 2026-$1.10-$0.07
Q4 2025-$1.05+$0.03
Q3 2025-$1.01+$0.11
Q2 2025-$1.01+$0.16
Q1 2025-$1.03+$0.18
Q4 2024-$1.08+$0.14
Q3 2024-$1.12+$0.23

RPID is still losing money, but less than at its worst: $1.10 per share over the past year, against $1.62 at its worst in early 2021.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR has the edge over RPID on sales, with stronger typical year-over-year growth.

RPID Quarterly Revenue

Q3 2023: $6MQ4 2023: $6MQ1 2024: $6MQ2 2024: $7MQ3 2024: $8MQ4 2024: $8MQ1 2025: $7MQ2 2025: $7MQ3 2025: $8MQ4 2025: $11MQ1 2026: $8MQ2 2026: $8M
Q3 2023: $6MQ4 2023: $6MQ1 2024: $6MQ2 2024: $7MQ3 2024: $8MQ4 2024: $8MQ1 2025: $7MQ2 2025: $7MQ3 2025: $8MQ4 2025: $11MQ1 2026: $8MQ2 2026: $8M
QuarterRevenueYoY
Q2 2026$8.1M+11%
Q1 2026$8M+11%
Q4 2025$11.3M+37%
Q3 2025$7.8M+3.1%
Q2 2025$7.3M+9.7%
Q1 2025$7.2M+28%
Q4 2024$8.2M+30%
Q3 2024$7.6M+24%

RPID's revenue has grown year over year for 14 quarters in a row: $8M last quarter, up 11% from the same quarter a year ago.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR has the edge over RPID on cash generation, producing positive trailing cash flow while its opponent burns cash.

RPID Free Cash Flow

Q3 2023: −$10MQ4 2023: −$10MQ1 2024: −$16MQ2 2024: −$11MQ3 2024: −$9MQ4 2024: −$10MQ1 2025: −$9MQ2 2025: −$10MQ3 2025: −$9MQ4 2025: −$3MQ1 2026: −$15MQ2 2026: −$12M
Q3 2023: −$10MQ4 2023: −$10MQ1 2024: −$16MQ2 2024: −$11MQ3 2024: −$9MQ4 2024: −$10MQ1 2025: −$9MQ2 2025: −$10MQ3 2025: −$9MQ4 2025: −$3MQ1 2026: −$15MQ2 2026: −$12M
QuarterFree cash flowYoY
Q2 2026-$12.5M-$2.4M
Q1 2026-$15.5M-$6.1M
Q4 2025-$3.3M+$6.7M
Q3 2025-$9.1M-$301K
Q2 2025-$10.1M+$512K
Q1 2025-$9.4M+$6.7M
Q4 2024-$10M-$92K
Q3 2024-$8.8M+$1.3M

RPID has burned cash in almost every quarter: −$40M over the past year, against −$38M the year before.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has 346M diluted shares, up 34% from a year ago.

RPID Total Shares

Q3 2023: 43MQ4 2023: 43MQ1 2024: 43MQ2 2024: 44MQ3 2024: 44MQ4 2024: 44MQ1 2025: 44MQ2 2025: 45MQ3 2025: 45MQ4 2025: 45MQ1 2026: 45MQ2 2026: 48M
Q3 2023: 43MQ4 2023: 43MQ1 2024: 43MQ2 2024: 44MQ3 2024: 44MQ4 2024: 44MQ1 2025: 44MQ2 2025: 45MQ3 2025: 45MQ4 2025: 45MQ1 2026: 45MQ2 2026: 48M
PeriodChange %Net change
Quarterly+6.4%+2.9M shares
1 year+8.3%+3.7M shares
3 years+12%+5.3M shares
5 years+52%+16.6M shares

RPID has the edge over OSCR on shareholder dilution, with a more favorable share count trend.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has more cash than debt.

RPID Net Leverage

RPID's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

RPID Weekly Momentum

MetricValueStatus
RSI24.6Oversold
Stochastic4.6Oversold

RPID's weekly RSI is 25 (oversold) and its Stochastic is 5 (oversold).

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

RPID PE vs Healthcare Sector

RPID has no meaningful PE right now: it lost money over the past year.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR has the edge over RPID on trend strength, trading above more of its moving averages.

RPID Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$0.8117% below
20 week MA$1.3450% below
50 week MA$2.2971% below
100 week MA$2.5774% below
200 week MA$1.7862% below

RPID is in a downtrend: it's below all five of its weekly moving averages, and 62% below its 200-week average.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over RPID on returns for 2026, with the stronger performance.

RPID Yearly ROI

YearStart priceEnd priceROI
2021$24.1$11.3-53%
2022$11.3$1.43-87%
2023$1.43$0.74-48%
2024$0.74$0.96+30%
2025$0.96$2.98+210%
2026 YTD$2.98$0.67-78%

RPID's yearly returns have swung widely, from +210% in 2025 to −87% in 2022. It's down 78% so far in 2026.

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