OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR's fundamentals are strong: revenue grew 55% and its operating margin went from โˆ’1.9% to 5.4%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

RARE

Ultragenyx Pharmaceutical Inc.

There isn't enough reported data to score RARE yet.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

RARE Fundamentals

MetricStatus
Healthy
Under pressure
Weak
Unavailable

RARE's revenue is currently healthy, but its profitability and cash flow are under pressure. There isn't enough data to rate its balance sheet.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94โ€”
Current13x$31.94โ€”
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

RARE PE Valuation

RARE has no meaningful PE right now: it lost money over the past year. If it returns to profit as analysts expect, today's price would be 9.8x next year's earnings.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

RARE Forward outlook

MetricOutlook
--
Returning to profit
Strong growth
Strongly improving
Limited
Low

Analysts expect RARE to return to profit, with revenue growing. However, they disagree widely on these estimates.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

There is not enough scenario data to compare OSCR and RARE's risk to reward.

RARE Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $16.27 on Nov 12.

There is not enough scenario data to compare OSCR and RARE's risk to reward.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has the edge over RARE on earnings quality, reporting a profit while its opponent remains loss making.

RARE Earnings Per Share

Q4 2023: $-8.25Q1 2024: $-7.95Q2 2024: $-7.22Q3 2024: $-6.39Q4 2024: $-6.29Q1 2025: $-5.83Q2 2025: $-5.48Q3 2025: $-5.89Q4 2025: $-5.83Q1 2026: $-6.10Q2 2026: $-5.83Q3 2026: $-5.18Forward: $1.67
Q4 2023: $-8.25Q1 2024: $-7.95Q2 2024: $-7.22Q3 2024: $-6.39Q4 2024: $-6.29Q1 2025: $-5.83Q2 2025: $-5.48Q3 2025: $-5.89Q4 2025: $-5.83Q1 2026: $-6.10Q2 2026: $-5.83Q3 2026: $-5.18Forward: $1.67
QuarterTTM EPSYoY
Forward$1.67โ€”
Q3 2026-$5.18+$0.71
Q2 2026-$5.83-$0.35
Q1 2026-$6.10-$0.27
Q4 2025-$5.83+$0.46
Q3 2025-$5.89+$0.50
Q2 2025-$5.48+$1.74
Q1 2025-$5.83+$2.12
Q4 2024-$6.29+$1.96

RARE is still losing money, but less than at its worst: $5.18 per share over the past year, against $10.26 at its worst in early 2023.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR has the edge over RARE on sales, with more consistent year-over-year improvement.

RARE Quarterly Revenue

Q4 2023: $127MQ1 2024: $109MQ2 2024: $147MQ3 2024: $139MQ4 2024: $165MQ1 2025: $139MQ2 2025: $166MQ3 2025: $160MQ4 2025: $207MQ1 2026: $136MQ2 2026: $214MQ3 2026: $173M
Q4 2023: $127MQ1 2024: $109MQ2 2024: $147MQ3 2024: $139MQ4 2024: $165MQ1 2025: $139MQ2 2025: $166MQ3 2025: $160MQ4 2025: $207MQ1 2026: $136MQ2 2026: $214MQ3 2026: $173M
QuarterRevenueYoY
Q3 2026$173M+8.2%
Q2 2026$214M+29%
Q1 2026$136M-2.4%
Q4 2025$207.3M+26%
Q3 2025$159.9M+15%
Q2 2025$166.5M+13%
Q1 2025$139.3M+28%
Q4 2024$164.9M+29%

RARE's revenue is growing: $173M last quarter, up 8.2% from the same quarter a year ago.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: โˆ’$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: โˆ’$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: โˆ’$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: โˆ’$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: โˆ’$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: โˆ’$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR has the edge over RARE on cash generation, producing positive trailing cash flow while its opponent burns cash.

RARE Free Cash Flow

Q4 2023: โˆ’$86MQ1 2024: โˆ’$194MQ2 2024: โˆ’$79MQ3 2024: โˆ’$69MQ4 2024: โˆ’$80MQ1 2025: โˆ’$168MQ2 2025: โˆ’$111MQ3 2025: โˆ’$93MQ4 2025: โˆ’$101MQ1 2026: โˆ’$198MQ2 2026: โˆ’$98MQ3 2026: โˆ’$45M
Q4 2023: โˆ’$86MQ1 2024: โˆ’$194MQ2 2024: โˆ’$79MQ3 2024: โˆ’$69MQ4 2024: โˆ’$80MQ1 2025: โˆ’$168MQ2 2025: โˆ’$111MQ3 2025: โˆ’$93MQ4 2025: โˆ’$101MQ1 2026: โˆ’$198MQ2 2026: โˆ’$98MQ3 2026: โˆ’$45M
QuarterFree cash flowYoY
Q3 2026-$45M+$47.7M
Q2 2026-$98M+$12.7M
Q1 2026-$198M-$30.2M
Q4 2025-$100.8M-$20.6M
Q3 2025-$92.7M-$24.1M
Q2 2025-$110.7M-$31.8M
Q1 2025-$167.8M+$26.1M
Q4 2024-$80.2M+$5.3M

RARE has burned cash in almost every quarter: โˆ’$442M over the past year, against โˆ’$451M the year before.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has 346M diluted shares, up 34% from a year ago.

RARE Total Shares

Q4 2023: 74MQ1 2024: 84MQ2 2024: 87MQ3 2024: 95MQ4 2024: 91MQ1 2025: 96MQ2 2025: 98MQ3 2025: 100MQ4 2025: 99MQ1 2026: 101MQ2 2026: 102MQ3 2026: 102M
Q4 2023: 74MQ1 2024: 84MQ2 2024: 87MQ3 2024: 95MQ4 2024: 91MQ1 2025: 96MQ2 2025: 98MQ3 2025: 100MQ4 2025: 99MQ1 2026: 101MQ2 2026: 102MQ3 2026: 102M
PeriodChange %Net change
Quarterly+0.2%+200K shares
1 year+2.3%+2.3M shares
3 years+42%+30.4M shares
5 years+50%+34.2M shares
Available history+80%+45.5M shares

RARE has the edge over OSCR on shareholder dilution, with a more favorable share count trend.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has more cash than debt.

RARE Net Leverage

RARE's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

RARE Weekly Momentum

MetricValueStatus
RSI39.0Neutral
Stochastic20.3Neutral

RARE's weekly RSI is 39 (neutral) and its Stochastic is 20 (neutral).

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

RARE PE vs Healthcare Sector

RARE has no meaningful PE right now: it lost money over the past year.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR has the edge over RARE on trend strength, trading above more of its moving averages.

RARE Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$15.45.6% above
20 week MA$21.022% below
50 week MA$23.431% below
100 week MA$29.545% below
200 week MA$37.256% below

RARE has bounced recently, but its long-term trend is still down: it's above its 8-week average, but 56% below its 200-week average.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over RARE on returns for 2026, with the stronger performance.

RARE Yearly ROI

YearStart priceEnd priceROI
2020$43.4$172.9+298%
2021$172.9$84.7-51%
2022$84.7$43.5-49%
2023$43.5$47.8+9.9%
2024$47.8$43.4-9.2%
2025$43.4$34.2-21%
2026 YTD$34.2$16.3-52%

RARE's yearly returns have swung widely, from +298% in 2020 to โˆ’51% in 2021. It's down 52% so far in 2026.

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