OSCR
Oscar Health, Inc.
OSCR's fundamentals are strong: revenue grew 55% and its operating margin went from −1.9% to 5.4%. Its PE isn't a useful guide right now because of how its recent earnings were reported.
RANI
Rani Therapeutics Holdings, Inc.
There isn't enough reported data to score RANI yet.
OSCR Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Healthy | |
| Strong | |
| Strong |
OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.
RANI Fundamentals
| Metric | Status |
|---|---|
| Unavailable | |
| Weak | |
| Under pressure | |
| Unavailable |
RANI's profitability and cash flow are currently under pressure. There isn't enough data to rate its revenue and balance sheet.
OSCR PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 12x | $31.94 | — |
| Current | 13x | $31.94 | — |
| Cheap | 21x | $52.73 | +65% |
| Fair | 35x | $87.23 | +173% |
| Expensive | 130x | $322 | +907% |
Historical ranges are pointers, not guarantees.
OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
RANI PE Valuation
RANI has no meaningful PE right now: it lost money over the past year.
OSCR Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Moderate |
Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.
RANI Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses steady | |
| Strong growth | |
| -- | |
| Limited | |
| High |
Analysts expect RANI's revenue to grow, with its earnings and profitability holding steady.
OSCR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.61 | +5.6% |
| Q3 2026 | $2.47 | +$3.47 |
| Q2 2026 | $1.45 | +$2.14 |
| Q1 2026 | -$0.54 | -235% |
| Q4 2025 | -$1.69 | -1790% |
| Q3 2025 | -$1.00 | -$0.92 |
| Q2 2025 | -$0.69 | -$0.54 |
| Q1 2025 | $0.40 | +$0.82 |
| Q4 2024 | $0.10 | +$1.32 |
OSCR has the stronger earnings trend. Trailing diluted EPS is up 147% for OSCR versus RANI down 174%.
RANI Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2025 | -$0.78 | +$0.28 |
| Q2 2025 | -$0.90 | +$0.28 |
| Q1 2025 | -$0.98 | +$0.31 |
| Q4 2024 | -$1.05 | +$0.28 |
| Q3 2024 | -$1.06 | +$0.97 |
| Q2 2024 | -$1.18 | +$0.82 |
| Q1 2024 | -$1.29 | +$0.65 |
| Q4 2023 | -$1.33 | +$0.57 |
RANI is still losing money, but far less than before: $0.78 per share over the past year, against $2.03 at its worst in late 2023.
OSCR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $5.1B | +72% |
| Q2 2026 | $4.9B | +70% |
| Q1 2026 | $4.6B | +53% |
| Q4 2025 | $2.8B | +17% |
| Q3 2025 | $3B | +23% |
| Q2 2025 | $2.9B | +29% |
| Q1 2025 | $3B | +42% |
| Q4 2024 | $2.4B | +67% |
OSCR has the edge over RANI on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 3.5% | +7.8 points |
| Q2 2026 | 8% | +16 points |
| Q1 2026 | 15% | +5.4 points |
| Q4 2025 | -12% | -5.7 points |
| Q3 2025 | -4.3% | -2.3 points |
| Q2 2025 | -8.1% | -11 points |
| Q1 2025 | 9.8% | +1.1 points |
| Q4 2024 | -6.2% | +4 points |
OSCR has the edge over RANI on profitability, with a higher operating margin.
RANI Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q1 2026 | $1.7M | +893% |
| Q2 2021 | $2M | +3168% |
| Q1 2021 | $756K | +811% |
RANI's revenue has grown year over year for four quarters in a row: $2M last quarter.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -540% | N/A |
| Q2 2026 | -517% | N/A |
| Q1 2026 | -488% | +6496 points |
| Q4 2025 | -584% | N/A |
| Q1 2025 | -6984% | N/A |
| Q2 2021 | -268% | +5382 points |
| Q1 2021 | -688% | +5799 points |
| Q4 2020 | -2354% | N/A |
RANI's operating margin was −540% last quarter, up 6444 points from the same quarter a year ago.
OSCR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.2B | -$238.2M |
| Q2 2026 | $2.1B | +316% |
| Q1 2026 | $2.6B | +200% |
| Q4 2025 | $662.8M | +95% |
| Q3 2025 | -$973.7M | -$466M |
| Q2 2025 | $499.8M | +2.1% |
| Q1 2025 | $869.5M | +38% |
| Q4 2024 | $340M | +17% |
OSCR has the edge over RANI on cash generation, producing positive trailing cash flow while its opponent burns cash.
RANI Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$7.9M | -$2.9M |
| Q2 2026 | -$9.1M | -$3.2M |
| Q1 2026 | -$6.5M | +$1.7M |
| Q4 2025 | $294K | +$9M |
| Q3 2025 | -$5.1M | +$3.5M |
| Q2 2025 | -$5.8M | +$3.3M |
| Q1 2025 | -$8.2M | +$1.2M |
| Q4 2024 | -$8.7M | +$4M |
RANI has burned cash in almost every quarter: −$23M over the past year, against −$28M the year before.
OSCR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +3.9% | +13M shares |
| 1 year | +34% | +87.2M shares |
| 3 years | +55% | +123M shares |
| 5 years | +66% | +138M shares |
| Available history | +71% | +143M shares |
OSCR has the edge over RANI on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | — |
RANI Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +6.3% | +11.8M shares |
| 1 year | +445% | +162M shares |
| 3 years | +713% | +175M shares |
| 5 years | +962% | +180M shares |
RANI has 199M diluted shares, up 445% from a year ago.
| Quarter | Spent |
|---|---|
| Q2 2022 | — |
| Q1 2021 | — |
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | — |
OSCR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -4.2x | Net Cash |
| Q2 2026 | -5.5x | Net Cash |
| Q1 2026 | -110.0x | Net Cash |
| Q1 2025 | -9.7x | Net Cash |
| Q4 2024 | -13.7x | Net Cash |
| Q3 2024 | -10.1x | Net Cash |
| Q2 2024 | -24.0x | Net Cash |
| Q1 2024 | -217.7x | Net Cash |
OSCR has more cash than debt.
RANI Net Leverage
RANI's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.
OSCR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 58.7 | Neutral |
| Stochastic | 44.9 | Neutral |
OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).
RANI Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 32.5 | Neutral |
| Stochastic | 5.7 | Oversold |
RANI's weekly RSI is 33 (neutral) and its Stochastic is 6 (oversold).
OSCR PE vs Healthcare Sector
| Metric | OSCR | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 26x | 50% below |
| PE % | 3 | 35 | 32 pts below |
OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.
RANI PE vs Healthcare Sector
RANI has no meaningful PE right now: it lost money over the past year.
OSCR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $31.2 | 2.3% above |
| 20 week MA | $31.1 | 2.8% above |
| 50 week MA | $22.9 | 39% above |
| 100 week MA | $19.3 | 65% above |
| 200 week MA | $15.5 | 106% above |
OSCR has the edge over RANI on trend strength, trading above more of its moving averages.
RANI Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $0.66 | 20% below |
| 20 week MA | $0.75 | 29% below |
| 50 week MA | $0.98 | 46% below |
| 100 week MA | $1.02 | 48% below |
| 200 week MA | $2.40 | 78% below |
RANI is in a downtrend: it's below all five of its weekly moving averages, and 78% below its 200-week average.
OSCR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $31.0 | $8.02 | -74% |
| 2022 | $8.02 | $2.21 | -72% |
| 2023 | $2.21 | $9.15 | +314% |
| 2024 | $9.15 | $13.8 | +51% |
| 2025 | $13.8 | $14.9 | +8% |
| 2026 YTD | $14.9 | $31.9 | +114% |
OSCR has the edge over RANI on returns for 2026, with the stronger performance.
RANI Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $11.0 | $18.6 | +69% |
| 2022 | $18.6 | $6.05 | -67% |
| 2023 | $6.05 | $3.32 | -45% |
| 2024 | $3.32 | $1.42 | -57% |
| 2025 | $1.42 | $1.40 | -1.4% |
| 2026 YTD | $1.40 | $0.53 | -62% |
RANI has finished four years in a row lower, and it's down 62% so far in 2026.