OSCR
Oscar Health, Inc.
OSCR offers stronger fundamentals, but that advantage does not outweigh its weaker overall profile.
PRVA
Privia Health Group, Inc.
PRVA has the edge over OSCR overall, supported by stronger valuation and lower modeled downside.
OSCR Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Healthy | |
| Strong | |
| Strong |
OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.
PRVA Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| Stable | |
| Healthy |
PRVA's revenue, profitability and balance sheet are currently healthy, and its cash flow is stable.
OSCR PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 12x | $31.94 | — |
| Current | 13x | $31.94 | — |
| Cheap | 21x | $52.73 | +65% |
| Fair | 35x | $87.23 | +173% |
| Expensive | 130x | $322 | +907% |
Historical ranges are pointers, not guarantees.
OSCR has the edge over PRVA in the historical PE scenario, which offers more potential upside but is not a forecast.
PRVA PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 54x | $23.67 | — |
| Current | 88x | $23.67 | — |
| Cheap | 90x | $24.32 | +2.7% |
| Fair | 150x | $40.60 | +72% |
| Expensive | 207x | $55.80 | +136% |
Historical ranges are pointers, not guarantees.
PRVA's PE is in its cheap range at 88x. If earnings grow as analysts expect, today's price would be 54x next year's earnings.
OSCR Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Moderate |
Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.
PRVA Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Growth | |
| Improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for PRVA, with profitability improving. However, they disagree widely on these estimates.
OSCR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.61 | +5.6% |
| Q3 2026 | $2.47 | +$3.47 |
| Q2 2026 | $1.45 | +$2.14 |
| Q1 2026 | -$0.54 | -235% |
| Q4 2025 | -$1.69 | -1790% |
| Q3 2025 | -$1.00 | -$0.92 |
| Q2 2025 | -$0.69 | -$0.54 |
| Q1 2025 | $0.40 | +$0.82 |
| Q4 2024 | $0.10 | +$1.32 |
OSCR has returned to profit: it earned $2.47 per share over the past year, after losing money the year before.
PRVA Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.44 | +61% |
| Q3 2026 | $0.27 | +108% |
| Q2 2026 | $0.22 | +100% |
| Q1 2026 | $0.17 | +42% |
| Q4 2025 | $0.18 | +64% |
| Q3 2025 | $0.13 | +30% |
| Q2 2025 | $0.11 | -8.3% |
| Q1 2025 | $0.12 | -20% |
| Q4 2024 | $0.11 | -42% |
PRVA has the edge over OSCR on earnings, with more consistent year-over-year improvement.
OSCR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $5.1B | +72% |
| Q2 2026 | $4.9B | +70% |
| Q1 2026 | $4.6B | +53% |
| Q4 2025 | $2.8B | +17% |
| Q3 2025 | $3B | +23% |
| Q2 2025 | $2.9B | +29% |
| Q1 2025 | $3B | +42% |
| Q4 2024 | $2.4B | +67% |
OSCR has the edge over PRVA on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 3.5% | +7.8 points |
| Q2 2026 | 8% | +16 points |
| Q1 2026 | 15% | +5.4 points |
| Q4 2025 | -12% | -5.7 points |
| Q3 2025 | -4.3% | -2.3 points |
| Q2 2025 | -8.1% | -11 points |
| Q1 2025 | 9.8% | +1.1 points |
| Q4 2024 | -6.2% | +4 points |
OSCR has the edge over PRVA on profitability, with a higher operating margin.
PRVA Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $657M | +13% |
| Q2 2026 | $632.6M | +21% |
| Q1 2026 | $603.8M | +26% |
| Q4 2025 | $541.2M | +17% |
| Q3 2025 | $580.4M | +33% |
| Q2 2025 | $521.2M | +23% |
| Q1 2025 | $480.1M | +16% |
| Q4 2024 | $460.9M | +4.6% |
PRVA's revenue has grown year over year every quarter since early 2021: $657M last quarter, up 13% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 3.1% | +0.6 points |
| Q2 2026 | 1.9% | +1.2 points |
| Q1 2026 | 1.2% | +0.1 points |
| Q4 2025 | 2.1% | +0.9 points |
| Q3 2025 | 2.5% | +1.1 points |
| Q2 2025 | 0.6% | -0.6 points |
| Q1 2025 | 1.1% | +0.9 points |
| Q4 2024 | 1.1% | +0.8 points |
PRVA's operating margin was 3.1% last quarter, up 0.6 points from the same quarter a year ago.
OSCR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.2B | -$238.2M |
| Q2 2026 | $2.1B | +316% |
| Q1 2026 | $2.6B | +200% |
| Q4 2025 | $662.8M | +95% |
| Q3 2025 | -$973.7M | -$466M |
| Q2 2025 | $499.8M | +2.1% |
| Q1 2025 | $869.5M | +38% |
| Q4 2024 | $340M | +17% |
OSCR has the edge over PRVA on cash flow, with more consistent year-over-year improvement.
PRVA Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $28.9M | -44% |
| Q2 2026 | $1.1M | -86% |
| Q1 2026 | -$49.5M | -$25.4M |
| Q4 2025 | $127.5M | +70% |
| Q3 2025 | $52M | +57% |
| Q2 2025 | $8M | -77% |
| Q1 2025 | -$24.1M | +$9.1M |
| Q4 2024 | $74.8M | +17% |
PRVA generated $108M in free cash flow over the past year, down 2.4% from the year before.
OSCR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +3.9% | +13M shares |
| 1 year | +34% | +87.2M shares |
| 3 years | +55% | +123M shares |
| 5 years | +66% | +138M shares |
| Available history | +71% | +143M shares |
OSCR has 346M diluted shares, up 34% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | — |
PRVA Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.7% | +883K shares |
| 1 year | +3.1% | +3.9M shares |
| 3 years | +6.2% | +7.8M shares |
| 5 years | +25% | +26.8M shares |
| Available history | +29% | +29.9M shares |
PRVA has the edge over OSCR on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | — |
OSCR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -4.2x | Net Cash |
| Q2 2026 | -5.5x | Net Cash |
| Q1 2026 | -110.0x | Net Cash |
| Q1 2025 | -9.7x | Net Cash |
| Q4 2024 | -13.7x | Net Cash |
| Q3 2024 | -10.1x | Net Cash |
| Q2 2024 | -24.0x | Net Cash |
| Q1 2024 | -217.7x | Net Cash |
OSCR has more cash than debt.
PRVA Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -7.0x | Net Cash |
| Q2 2026 | -7.2x | Net Cash |
| Q1 2026 | -8.8x | Net Cash |
| Q4 2025 | -10.9x | Net Cash |
| Q3 2025 | -11.8x | Net Cash |
| Q2 2025 | -14.1x | Net Cash |
| Q1 2025 | -16.3x | Net Cash |
| Q4 2024 | -20.3x | Net Cash |
PRVA has the edge over OSCR on leverage, with a lower net debt burden relative to earnings.
OSCR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 58.7 | Neutral |
| Stochastic | 44.9 | Neutral |
OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).
PRVA Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 55.1 | Neutral |
| Stochastic | 71.7 | Neutral |
PRVA's weekly RSI is 55 (neutral) and its Stochastic is 72 (neutral).
OSCR PE vs Healthcare Sector
| Metric | OSCR | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 26x | 50% below |
| PE % | 3 | 35 | 32 pts below |
OSCR has the edge over PRVA on valuation relative to its sector.
PRVA PE vs Healthcare Sector
| Metric | PRVA | Sector median | Relative |
|---|---|---|---|
| PE | 88x | 26x | 239% above |
| PE % | 15 | 36 | 21 pts below |
PRVA is trading at 88x earnings, a 239% premium to the Healthcare sector's median of 26x.
OSCR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $31.2 | 2.3% above |
| 20 week MA | $31.1 | 2.8% above |
| 50 week MA | $22.9 | 39% above |
| 100 week MA | $19.3 | 65% above |
| 200 week MA | $15.5 | 106% above |
OSCR is in an uptrend: it's above all five of its weekly moving averages, and 106% above its 200-week average.
PRVA Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $21.9 | 8% above |
| 20 week MA | $22.7 | 4.4% above |
| 50 week MA | $22.9 | 3.4% above |
| 100 week MA | $22.9 | 3.6% above |
| 200 week MA | $22.6 | 4.9% above |
PRVA is in an uptrend: it's above all five of its weekly moving averages, and 4.9% above its 200-week average.
OSCR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $31.0 | $8.02 | -74% |
| 2022 | $8.02 | $2.21 | -72% |
| 2023 | $2.21 | $9.15 | +314% |
| 2024 | $9.15 | $13.8 | +51% |
| 2025 | $13.8 | $14.9 | +8% |
| 2026 YTD | $14.9 | $31.9 | +114% |
OSCR has the edge over PRVA on returns for 2026, with the stronger performance.
PRVA Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $36.3 | $26.2 | -28% |
| 2022 | $26.2 | $23.4 | -11% |
| 2023 | $23.4 | $23.0 | -1.6% |
| 2024 | $23.0 | $19.9 | -14% |
| 2025 | $19.9 | $24.1 | +22% |
| 2026 YTD | $24.1 | $23.7 | -1.9% |
PRVA has finished lower in four of the last five years. It's down 1.9% so far in 2026.