OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR's fundamentals are strong: revenue grew 55% and its operating margin went from โˆ’1.9% to 5.4%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

PRLD

Prelude Therapeutics Incorporated

There isn't enough reported data to score PRLD yet.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

PRLD Fundamentals

MetricStatus
Unavailable
Weak
Under pressure
Unavailable

PRLD's profitability and cash flow are currently under pressure. There isn't enough data to rate its revenue and balance sheet.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94โ€”
Current13x$31.94โ€”
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

PRLD PE Valuation

PRLD has no meaningful PE right now: it lost money over the past year.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

PRLD Forward outlook

MetricOutlook
--
Losses growing
Strong decline
--
Limited
Moderate

Analysts expect PRLD's losses to grow, with revenue declining.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

There is not enough scenario data to compare OSCR and PRLD's risk to reward.

PRLD Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $3.52 on Nov 12.

There is not enough scenario data to compare OSCR and PRLD's risk to reward.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has the edge over PRLD on earnings quality, reporting a profit while its opponent remains loss making.

PRLD Earnings Per Share

Q3 2023: $-2.17Q4 2023: $-2.02Q1 2024: $-1.86Q2 2024: $-1.78Q3 2024: $-1.76Q4 2024: $-1.68Q1 2025: $-1.68Q2 2025: $-1.63Q3 2025: $-1.46Q4 2025: $-1.29Q1 2026: $-1.00Q2 2026: $-0.73
Q3 2023: $-2.17Q4 2023: $-2.02Q1 2024: $-1.86Q2 2024: $-1.78Q3 2024: $-1.76Q4 2024: $-1.68Q1 2025: $-1.68Q2 2025: $-1.63Q3 2025: $-1.46Q4 2025: $-1.29Q1 2026: $-1.00Q2 2026: $-0.73
QuarterTTM EPSYoY
Q2 2026-$0.73+$0.90
Q1 2026-$1.00+$0.68
Q4 2025-$1.29+$0.39
Q3 2025-$1.46+$0.30
Q2 2025-$1.63+$0.15
Q1 2025-$1.68+$0.18
Q4 2024-$1.68+$0.34
Q3 2024-$1.76+$0.41

PRLD is still losing money, but far less than before: $0.73 per share over the past year, against $2.59 at its worst in early 2022.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR has the edge over PRLD in the latest year-over-year revenue comparison.

PRLD Quarterly Revenue

Q3 2023: --Q4 2023: --Q1 2024: --Q2 2024: --Q3 2024: $3MQ4 2024: $4MQ1 2025: --Q2 2025: --Q3 2025: $7MQ4 2025: $6MQ1 2026: $5MQ2 2026: $6M
Q3 2023: --Q4 2023: --Q1 2024: --Q2 2024: --Q3 2024: $3MQ4 2024: $4MQ1 2025: --Q2 2025: --Q3 2025: $7MQ4 2025: $6MQ1 2026: $5MQ2 2026: $6M
QuarterRevenueYoY
Q4 2025$5.6M+41%
Q3 2025$6.5M+117%

PRLD's revenue has grown year over year every quarter since late 2024: $6M last quarter, up 43% from the same quarter a year ago.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: โˆ’$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: โˆ’$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: โˆ’$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: โˆ’$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: โˆ’$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: โˆ’$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR has the edge over PRLD on cash generation, producing positive trailing cash flow while its opponent burns cash.

PRLD Free Cash Flow

Q3 2023: โˆ’$26MQ4 2023: โˆ’$25MQ1 2024: โˆ’$32MQ2 2024: โˆ’$23MQ3 2024: โˆ’$27MQ4 2024: โˆ’$21MQ1 2025: โˆ’$34MQ2 2025: โˆ’$26MQ3 2025: โˆ’$19MQ4 2025: $23MQ1 2026: โˆ’$22MQ2 2026: โˆ’$16M
Q3 2023: โˆ’$26MQ4 2023: โˆ’$25MQ1 2024: โˆ’$32MQ2 2024: โˆ’$23MQ3 2024: โˆ’$27MQ4 2024: โˆ’$21MQ1 2025: โˆ’$34MQ2 2025: โˆ’$26MQ3 2025: โˆ’$19MQ4 2025: $23MQ1 2026: โˆ’$22MQ2 2026: โˆ’$16M
QuarterFree cash flowYoY
Q2 2026-$15.6M+$10.5M
Q1 2026-$21.7M+$12.6M
Q4 2025$23.1M+$43.9M
Q3 2025-$19.1M+$8.2M
Q2 2025-$26.1M-$2.7M
Q1 2025-$34.3M-$2.2M
Q4 2024-$20.8M+$3.9M
Q3 2024-$27.4M-$1.1M

PRLD has burned cash in almost every quarter: โˆ’$33M over the past year, against โˆ’$109M the year before.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has 346M diluted shares, up 34% from a year ago.

PRLD Total Shares

Q3 2023: 68MQ4 2023: 60MQ1 2024: 76MQ2 2024: 76MQ3 2024: 76MQ1 2025: 76MQ2 2025: 76MQ3 2025: 76MQ4 2025: 77MQ1 2026: 83MQ2 2026: 98M
Q3 2023: 68MQ4 2023: 60MQ1 2024: 76MQ2 2024: 76MQ3 2024: 76MQ1 2025: 76MQ2 2025: 76MQ3 2025: 76MQ4 2025: 77MQ1 2026: 83MQ2 2026: 98M
PeriodChange %Net change
Quarterly+19%+15.9M shares
1 year+29%+22.4M shares
3 years+106%+50.7M shares
5 years+118%+53.3M shares

PRLD has the edge over OSCR on shareholder dilution, with a more favorable share count trend.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has more cash than debt.

PRLD Net Leverage

PRLD's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

PRLD Weekly Momentum

MetricValueStatus
RSI44.7Neutral
Stochastic13.3Oversold

PRLD's weekly RSI is 45 (neutral) and its Stochastic is 13 (oversold).

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

PRLD PE vs Healthcare Sector

PRLD has no meaningful PE right now: it lost money over the past year.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR has the edge over PRLD on trend strength, trading above more of its moving averages.

PRLD Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$3.674.1% below
20 week MA$4.4621% below
50 week MA$3.735.6% below
100 week MA$2.3947% above
200 week MA$3.268% above

PRLD has slipped below its 8-, 20- and 50-week averages, though it's still 8% above its 200-week average.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over PRLD on returns for 2026, with the stronger performance.

PRLD Yearly ROI

YearStart priceEnd priceROI
2020$26.2$88.9+239%
2021$88.9$13.7-85%
2022$13.7$5.10-63%
2023$5.10$4.27-16%
2024$4.27$1.34-69%
2025$1.34$2.45+83%
2026 YTD$2.45$3.52+44%

PRLD's yearly returns have swung widely, from +239% in 2020 to โˆ’85% in 2021. It's up 44% so far in 2026.

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