OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR's fundamentals are strong: revenue grew 55% and its operating margin went from โˆ’1.9% to 5.4%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

PDSB

PDS Biotechnology Corporation

There isn't enough reported data to score PDSB yet.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

PDSB Fundamentals

MetricStatus
Unavailable
Under pressure
Unavailable
Unavailable

PDSB's profitability is currently under pressure. There isn't enough data to rate its revenue, cash flow and balance sheet.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94โ€”
Current13x$31.94โ€”
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

PDSB PE Valuation

PDSB has no meaningful PE right now: it lost money over the past year.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

PDSB Forward outlook

There aren't enough analyst estimates for PDSB to show an outlook.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

There is not enough scenario data to compare OSCR and PDSB's risk to reward.

PDSB Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $0.98 on Nov 12.

There is not enough scenario data to compare OSCR and PDSB's risk to reward.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has the edge over PDSB on earnings quality, reporting a profit while its opponent remains loss making.

PDSB Earnings Per Share

Q3 2023: $-1.69Q4 2023: $-1.39Q1 2024: $-1.37Q2 2024: $-1.23Q3 2024: $-1.17Q4 2024: $-1.03Q1 2025: $-0.94Q2 2025: $-0.92Q3 2025: $-0.82Q4 2025: $-0.74Q1 2026: $-0.66Q2 2026: $-0.63
Q3 2023: $-1.69Q4 2023: $-1.39Q1 2024: $-1.37Q2 2024: $-1.23Q3 2024: $-1.17Q4 2024: $-1.03Q1 2025: $-0.94Q2 2025: $-0.92Q3 2025: $-0.82Q4 2025: $-0.74Q1 2026: $-0.66Q2 2026: $-0.63
QuarterTTM EPSYoY
Q2 2026-$0.63+$0.29
Q1 2026-$0.66+$0.28
Q4 2025-$0.74+$0.29
Q3 2025-$0.82+$0.35
Q2 2025-$0.92+$0.31
Q1 2025-$0.94+$0.43
Q4 2024-$1.03+$0.36
Q3 2024-$1.17+$0.52

PDSB is still losing money, but far less than before: $0.63 per share over the past year, against $3.30 at its worst in early 2020.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR's revenue has grown year over year every quarter since early 2021: $5.1B last quarter, up 72% from the same quarter a year ago.

PDSB Quarterly Revenue

Q3 2023: --Q4 2023: --Q1 2024: --Q2 2024: --Q3 2024: --Q4 2024: --Q1 2025: --Q2 2025: --Q3 2025: --Q4 2025: --Q1 2026: --Q2 2026: --
Q3 2023: --Q4 2023: --Q1 2024: --Q2 2024: --Q3 2024: --Q4 2024: --Q1 2025: --Q2 2025: --Q3 2025: --Q4 2025: --Q1 2026: --Q2 2026: --

PDSB and OSCR do not have enough comparable growth data to identify a winner.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: โˆ’$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: โˆ’$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: โˆ’$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: โˆ’$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: โˆ’$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: โˆ’$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR has the stronger cash trend. Its trailing FCF is up 545% versus its history, compared with PDSB at up 29%.

PDSB Free Cash Flow

Q3 2023: โˆ’$7MQ4 2023: โˆ’$8MQ1 2024: โˆ’$10MQ2 2024: --Q3 2024: โˆ’$8MQ4 2024: โˆ’$8MQ1 2025: โˆ’$9MQ2 2025: --Q3 2025: โˆ’$6MQ4 2025: โˆ’$4MQ1 2026: โˆ’$4MQ2 2026: โˆ’$3M
Q3 2023: โˆ’$7MQ4 2023: โˆ’$8MQ1 2024: โˆ’$10MQ2 2024: --Q3 2024: โˆ’$8MQ4 2024: โˆ’$8MQ1 2025: โˆ’$9MQ2 2025: --Q3 2025: โˆ’$6MQ4 2025: โˆ’$4MQ1 2026: โˆ’$4MQ2 2026: โˆ’$3M
QuarterFree cash flowYoY
Q1 2026-$4.4M+$4.7M
Q4 2025-$3.7M+$4.5M
Q3 2025-$5.9M+$2.1M
Q1 2025-$9M+$905.9K
Q4 2024-$8.2M+$222.7K
Q3 2024-$8M-$823.8K
Q1 2024-$9.9M+$3.3M
Q4 2023-$8.5M-$928.2K

PDSB has burned cash in almost every quarter: โˆ’$17M over the past year, against โˆ’$35M the year before.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has 346M diluted shares, up 34% from a year ago.

PDSB Total Shares

Q3 2023: 31MQ4 2023: 31MQ1 2024: 35MQ2 2024: 37MQ3 2024: 37MQ4 2024: 36MQ1 2025: 41MQ2 2025: 46MQ3 2025: 47MQ4 2025: 46MQ1 2026: 55MQ2 2026: 56M
Q3 2023: 31MQ4 2023: 31MQ1 2024: 35MQ2 2024: 37MQ3 2024: 37MQ4 2024: 36MQ1 2025: 41MQ2 2025: 46MQ3 2025: 47MQ4 2025: 46MQ1 2026: 55MQ2 2026: 56M
PeriodChange %Net change
Quarterly+0.3%+163K shares
1 year+21%+9.8M shares
3 years+81%+24.9M shares
5 years+140%+32.5M shares
Available history+961%+50.4M shares

PDSB has the edge over OSCR on shareholder dilution, with a more favorable share count trend.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has more cash than debt.

PDSB Net Leverage

PDSB's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

PDSB Weekly Momentum

MetricValueStatus
RSI52.1Neutral
Stochastic64.0Neutral

PDSB's weekly RSI is 52 (neutral) and its Stochastic is 64 (neutral).

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

PDSB PE vs Healthcare Sector

PDSB has no meaningful PE right now: it lost money over the past year.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR has the edge over PDSB on trend strength, trading above more of its moving averages.

PDSB Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$1.1011% below
20 week MA$0.7727% above
50 week MA$0.8515% above
100 week MA$1.056.7% below
200 week MA$2.9667% below

PDSB's trend is mixed: it's above two of its five weekly moving averages, and 67% below its 200-week average.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over PDSB on returns for 2026, with the stronger performance.

PDSB Yearly ROI

YearStart priceEnd priceROI
2020$2.97$2.31-22%
2021$2.31$9.00+290%
2022$9.00$9.77+8.6%
2023$9.77$4.97-49%
2024$4.97$1.71-66%
2025$1.71$0.90-47%
2026 YTD$0.90$0.98+8.9%

PDSB has finished three years in a row lower, and it's up 8.9% so far in 2026.

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