OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR has the edge over PBH overall, supported by stronger fundamentals and stronger modeled upside.

PBH

Prestige Consumer Healthcare Inc.

48
Fundamentals47/ 100
Valuation51/ 100
Upside potential44/ 100
Risk potential25/ 100

PBH has lower modeled downside risk, despite its lower overall score.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

PBH Fundamentals

MetricStatus
Healthy
Healthy
Healthy
Weak

PBH's revenue, profitability and cash flow are currently healthy, but its balance sheet is weak.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94—
Current13x$31.94—
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR has the edge over PBH in the historical PE scenario, which offers more potential upside but is not a forecast.

PBH PE Valuation

CHEAPFAIREXPENSIVE5.4x11x16x22x
CHEAPFAIREXPENSIVE5.4x11x16x22x
LevelPEPriceVs current
Forward9.5x$45.32—
Cheap13x$41.99-7.4%
Current14x$45.32—
Fair15x$48.52+7.1%
Expensive18x$57.31+26%

Historical ranges are pointers, not guarantees.

PBH's PE is in its cheap range at 14x. If earnings grow as analysts expect, today's price would be 9.5x next year's earnings.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

OSCR has the edge over PBH on the outlook, with more favorable profitability expectations.

PBH Forward outlook

MetricOutlook
Strongly improving
Growth
Growth
Strongly weakening
Limited
Moderate

Analysts expect earnings and revenue growth for PBH, but weaker profitability.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

OSCR has a better modeled risk to reward balance than PBH, with more potential upside relative to its potential downside.

PBH Risk to reward

ScenarioChangePrice
Upside+20%$54.28
Downside-25%$33.81

Calculated from the latest close: $45.32 on Nov 12.

PBH trails OSCR on modeled risk to reward, with less potential upside relative to its potential downside.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has the edge over PBH on earnings, with more consistent year-over-year improvement.

PBH Earnings Per Share

Q4 2023: $-1.61Q1 2024: $4.17Q2 2024: $4.09Q3 2024: $4.11Q4 2024: $4.27Q1 2025: $4.29Q2 2025: $4.26Q3 2025: $4.03Q4 2025: $3.78Q1 2026: $3.91Q2 2026: $3.57Q3 2026: $3.24Forward: $4.78
Q4 2023: $-1.61Q1 2024: $4.17Q2 2024: $4.09Q3 2024: $4.11Q4 2024: $4.27Q1 2025: $4.29Q2 2025: $4.26Q3 2025: $4.03Q4 2025: $3.78Q1 2026: $3.91Q2 2026: $3.57Q3 2026: $3.24Forward: $4.78
QuarterTTM EPSYoY
Forward$4.78+48%
Q3 2026$3.24-20%
Q2 2026$3.57-16%
Q1 2026$3.91-8.9%
Q4 2025$3.78-11%
Q3 2025$4.03-1.9%
Q2 2025$4.26+4.2%
Q1 2025$4.29+2.9%
Q4 2024$4.27+$5.88

PBH earned $3.24 per share over the past year, down 20% from the year before.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR has the edge over PBH on sales, with more consistent year-over-year improvement.

PBH Quarterly Revenue

Q4 2023: $283MQ1 2024: $277MQ2 2024: $267MQ3 2024: $284MQ4 2024: $290MQ1 2025: $297MQ2 2025: $250MQ3 2025: $274MQ4 2025: $283MQ1 2026: $282MQ2 2026: $266MQ3 2026: $336M
Q4 2023: $283MQ1 2024: $277MQ2 2024: $267MQ3 2024: $284MQ4 2024: $290MQ1 2025: $297MQ2 2025: $250MQ3 2025: $274MQ4 2025: $283MQ1 2026: $282MQ2 2026: $266MQ3 2026: $336M
QuarterRevenueYoY
Q3 2026$336.3M+23%
Q2 2026$265.7M+6.5%
Q1 2026$281.6M-5%
Q4 2025$283.4M-2.4%
Q3 2025$274.1M-3.4%
Q2 2025$249.5M-6.6%
Q1 2025$296.5M+7%
Q4 2024$290.3M+2.7%

PBH's revenue has picked up after four years of holding roughly level: $336M last quarter, up 23% from the same quarter a year ago.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR has the edge over PBH on cash flow, with more consistent year-over-year improvement.

PBH Free Cash Flow

Q4 2023: $69MQ1 2024: $64MQ2 2024: $54MQ3 2024: $68MQ4 2024: $64MQ1 2025: $58MQ2 2025: $78MQ3 2025: $55MQ4 2025: $75MQ1 2026: $38MQ2 2026: $67MQ3 2026: $34M
Q4 2023: $69MQ1 2024: $64MQ2 2024: $54MQ3 2024: $68MQ4 2024: $64MQ1 2025: $58MQ2 2025: $78MQ3 2025: $55MQ4 2025: $75MQ1 2026: $38MQ2 2026: $67MQ3 2026: $34M
QuarterFree cash flowYoY
Q3 2026$34.2M-38%
Q2 2026$67.1M-14%
Q1 2026$37.6M-36%
Q4 2025$75.3M+18%
Q3 2025$55.4M-18%
Q2 2025$78.2M+46%
Q1 2025$58.4M-8.5%
Q4 2024$63.5M-8.6%

PBH's free cash flow has been positive every quarter for seven years: $214M over the past year, down 16% from the year before.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has 346M diluted shares, up 34% from a year ago.

PBH Total Shares

Q4 2023: 50MQ1 2024: 50MQ2 2024: 50MQ3 2024: 50MQ4 2024: 50MQ1 2025: 50MQ2 2025: 50MQ3 2025: 49MQ4 2025: 48MQ1 2026: 49MQ2 2026: 48MQ3 2026: 48M
Q4 2023: 50MQ1 2024: 50MQ2 2024: 50MQ3 2024: 50MQ4 2024: 50MQ1 2025: 50MQ2 2025: 50MQ3 2025: 49MQ4 2025: 48MQ1 2026: 49MQ2 2026: 48MQ3 2026: 48M
PeriodChange %Net change
Quarterly0%-11K shares
1 year-3.4%-1.7M shares
3 years-5%-2.5M shares
5 years-6.3%-3.2M shares
Available history-6.4%-3.2M shares

PBH has the edge over OSCR on shareholder dilution, with a more favorable share count trend.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has the edge over PBH on leverage, with a lower net debt burden relative to earnings.

PBH Net Leverage

Q4 2023: 114.9xQ1 2024: 2.9xQ2 2024: 3.0xQ3 2024: 2.8xQ4 2024: 2.6xQ1 2025: 2.4xQ2 2025: 2.3xQ3 2025: 2.4xQ4 2025: 2.8xQ1 2026: 2.7xQ2 2026: 6.0xQ3 2026: 6.2x
Q4 2023: 114.9xQ1 2024: 2.9xQ2 2024: 3.0xQ3 2024: 2.8xQ4 2024: 2.6xQ1 2025: 2.4xQ2 2025: 2.3xQ3 2025: 2.4xQ4 2025: 2.8xQ1 2026: 2.7xQ2 2026: 6.0xQ3 2026: 6.2x
QuarterNet LeverageStatus
Q3 20266.2xHigh
Q2 20266.0xHigh
Q1 20262.7xModerate
Q4 20252.8xModerate
Q3 20252.4xModerate
Q2 20252.3xModerate
Q1 20252.4xModerate
Q4 20242.6xModerate

PBH's net debt is about 6.2 years of its operating earnings (EBITDA), up from 2.4 years a year ago.

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

PBH Weekly Momentum

MetricValueStatus
RSI41.8Neutral
Stochastic25.2Neutral

PBH's weekly RSI is 42 (neutral) and its Stochastic is 25 (neutral).

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR has the edge over PBH on valuation relative to its sector.

PBH PE vs Healthcare Sector

MetricPBHSector medianRelative
PE14x26x46% below
PE %2929Same percentile

PBH is trading at 14x earnings, a 46% discount to the Healthcare sector's median of 26x.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR has the edge over PBH on trend strength, trading above more of its moving averages.

PBH Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$46.93.4% below
20 week MA$48.97.3% below
50 week MA$54.717% below
100 week MA$65.030% below
200 week MA$65.331% below

PBH is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over PBH on returns for 2026, with the stronger performance.

PBH Yearly ROI

YearStart priceEnd priceROI
2020$40.7$34.9-14%
2021$34.9$61.9+77%
2022$61.9$62.0+0.2%
2023$62.0$61.2-1.3%
2024$61.2$78.5+28%
2025$78.5$62.8-20%
2026 YTD$62.8$45.3-28%

PBH has finished lower in three of the last six years. It's down 28% so far in 2026.

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