OPEN

Opendoor Technologies Inc.

There isn't enough reported data to score OPEN yet.

OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR's fundamentals are strong: revenue grew 55% and its operating margin went from −1.9% to 5.4%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

OPEN Fundamentals

MetricStatus
Under pressure
Weak
N/A
N/A

OPEN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for real estate companies like OPEN.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

OPEN PE Valuation

OPEN has no meaningful PE right now: it lost money over the past year.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94—
Current13x$31.94—
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

OPEN Forward outlook

MetricOutlook
--
Losses growing
Strong growth
Strongly improving
Limited
Low

Analysts expect OPEN's losses to grow, with revenue growing. However, they disagree widely on these estimates.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

OSCR has the edge over OPEN on the outlook, with more favorable earnings expectations.

OPEN Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $1.24 on Nov 12.

There is not enough scenario data to compare OPEN and OSCR's risk to reward.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

There is not enough scenario data to compare OPEN and OSCR's risk to reward.

OPEN Earnings Per Share

Q4 2023: $-0.42Q1 2024: $-0.42Q2 2024: $-0.58Q3 2024: $-0.53Q4 2024: $-0.56Q1 2025: $-0.52Q2 2025: $-0.43Q3 2025: $-0.44Q4 2025: $-1.70Q1 2026: $-1.76Q2 2026: $-1.89Q3 2026: $-2.00
Q4 2023: $-0.42Q1 2024: $-0.42Q2 2024: $-0.58Q3 2024: $-0.53Q4 2024: $-0.56Q1 2025: $-0.52Q2 2025: $-0.43Q3 2025: $-0.44Q4 2025: $-1.70Q1 2026: $-1.76Q2 2026: $-1.89Q3 2026: $-2.00
QuarterTTM EPSYoY
Q3 2026-$2.00-$1.56
Q2 2026-$1.89-$1.46
Q1 2026-$1.76-$1.24
Q4 2025-$1.70-$1.14
Q3 2025-$0.44+$0.09
Q2 2025-$0.43+$0.15
Q1 2025-$0.52-$0.10
Q4 2024-$0.56-$0.14

OPEN lost $2.00 per share over the past year, and its loss has widened in each of the last five quarters.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has the edge over OPEN on earnings quality, reporting a profit while its opponent remains loss making.

OPEN Quarterly Revenue

Q4 2023: $870MQ1 2024: $1.2BQ2 2024: $1.5BQ3 2024: $1.4BQ4 2024: $1.1BQ1 2025: $1.2BQ2 2025: $1.6BQ3 2025: $915MQ4 2025: $736MQ1 2026: $720MQ2 2026: $883MQ3 2026: $1B
Q4 2023: $870MQ1 2024: $1.2BQ2 2024: $1.5BQ3 2024: $1.4BQ4 2024: $1.1BQ1 2025: $1.2BQ2 2025: $1.6BQ3 2025: $915MQ4 2025: $736MQ1 2026: $720MQ2 2026: $883MQ3 2026: $1B
QuarterRevenueYoY
Q3 2026$1B+12%
Q2 2026$883M-44%
Q1 2026$720M-38%
Q4 2025$736M-32%
Q3 2025$915M-34%
Q2 2025$1.6B+3.7%
Q1 2025$1.2B-2.4%
Q4 2024$1.1B+25%

OPEN's revenue is recovering but still below its 2022 peak: $1B last quarter, up 12% from the same quarter a year ago.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR has the edge over OPEN on sales, with more consistent year-over-year improvement.

OPEN Free Cash Flow

Q4 2023: −$551MQ1 2024: −$186MQ2 2024: −$407MQ3 2024: $56MQ4 2024: −$83MQ1 2025: −$283MQ2 2025: $821MQ3 2025: $432MQ4 2025: $67MQ1 2026: −$250MQ2 2026: −$723MQ3 2026: −$836M
Q4 2023: −$551MQ1 2024: −$186MQ2 2024: −$407MQ3 2024: $56MQ4 2024: −$83MQ1 2025: −$283MQ2 2025: $821MQ3 2025: $432MQ4 2025: $67MQ1 2026: −$250MQ2 2026: −$723MQ3 2026: −$836M
QuarterFree cash flowYoY
Q3 2026-$836M-294%
Q2 2026-$723M-188%
Q1 2026-$250M+$33M
Q4 2025$67M+$150M
Q3 2025$432M+671%
Q2 2025$821M+$1.2B
Q1 2025-$283M-$97M
Q4 2024-$83M+$468M

OPEN's free cash flow was −$1.7B over the past year, against $887M the year before. Free cash flow isn't a meaningful measure for real estate companies like OPEN.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR has the edge over OPEN on cash generation, producing positive trailing cash flow while its opponent burns cash.

OPEN Total Shares

Q4 2023: 657MQ1 2024: 682MQ2 2024: 693MQ3 2024: 705MQ4 2024: 699MQ1 2025: 724MQ2 2025: 729MQ3 2025: 742MQ1 2026: 959MQ2 2026: 966MQ3 2026: 949M
Q4 2023: 657MQ1 2024: 682MQ2 2024: 693MQ3 2024: 705MQ4 2024: 699MQ1 2025: 724MQ2 2025: 729MQ3 2025: 742MQ1 2026: 959MQ2 2026: 966MQ3 2026: 949M
PeriodChange %Net change
Quarterly-1.7%-16.3M shares
1 year+30%+220M shares
3 years+42%+282M shares
5 years+61%+361M shares
Available history+1042%+866M shares

OPEN has the edge over OSCR on shareholder dilution, with a more favorable share count trend.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has 346M diluted shares, up 34% from a year ago.

OPEN Net Leverage

QuarterNet LeverageStatus
Q2 2022337.2xHigh

OPEN's net debt is more than 20 years of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for real estate companies like OPEN.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has more cash than debt.

OPEN Weekly Momentum

MetricValueStatus
RSI20.6Oversold
Stochastic1.2Oversold

OPEN's weekly RSI is 21 (oversold) and its Stochastic is 1 (oversold).

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

OPEN PE vs Real Estate Sector

OPEN has no meaningful PE right now: it lost money over the past year.

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

OPEN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$1.9737% below
20 week MA$3.0059% below
50 week MA$4.3772% below
100 week MA$3.7467% below
200 week MA$3.1360% below

OPEN is in a downtrend: it's below all five of its weekly moving averages, and 60% below its 200-week average.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR has the edge over OPEN on trend strength, trading above more of its moving averages.

OPEN Yearly ROI

YearStart priceEnd priceROI
2020$10.9$27.4+150%
2021$27.4$14.9-46%
2022$14.9$1.02-93%
2023$1.02$4.48+339%
2024$4.48$1.67-63%
2025$1.67$6.01+260%
2026 YTD$6.01$1.24-79%

OPEN's yearly returns have swung widely, from +339% in 2023 to −93% in 2022. It's down 79% so far in 2026.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over OPEN on returns for 2026, with the stronger performance.

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