OCS

Oculis Holding AG

There isn't enough reported data to score OCS yet.

UNH

UnitedHealth Group Incorporated

62
Fundamentals51/ 100
Valuation56/ 100
Upside potential71/ 100
Risk potential15/ 100

UNH's fundamentals are mixed: free cash flow grew 31%, but earnings per share fell 8.5%. At 23x earnings, it's trading right at its usual valuation. Analysts expect strong earnings growth, though they disagree widely on how much.

OCS Fundamentals

MetricStatus
Under pressure
Under pressure
Weak
Unavailable

OCS's revenue, profitability and cash flow are currently under pressure. There isn't enough data to rate its balance sheet.

UNH Fundamentals

MetricStatus
Stable
Stable
Healthy
Healthy

UNH's cash flow and balance sheet are currently healthy, and its revenue and profitability are stable.

OCS PE Valuation

OCS has no meaningful PE right now: it lost money over the past year.

UNH PE Valuation

CHEAPFAIREXPENSIVE10x21x31x42x
CHEAPFAIREXPENSIVE10x21x31x42x
LevelPEPriceVs current
Forward18x$405—
Cheap19x$325-20%
Fair23x$410+1.2%
Current23x$405—
Expensive30x$526+30%

Historical ranges are pointers, not guarantees.

UNH's PE is in its fair range at 23x. If earnings grow as analysts expect, today's price would be 18x next year's earnings, in its cheap range.

OCS Forward outlook

MetricOutlook
--
Losses steady
Strong decline
--
Limited
Low

Analysts expect OCS's revenue to decline, with its earnings and profitability holding steady. However, they disagree widely on these estimates.

UNH Forward outlook

MetricOutlook
Strongly improving
Strong growth
Stable
Improving
Moderate
Low

Analysts expect UNH's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.

OCS Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $7.50 on Nov 12.

There is not enough scenario data to compare OCS and UNH's risk to reward.

UNH Risk to reward

ScenarioChangePrice
Upside+36%$550.65
Downside-15%$346.07

Calculated from the latest close: $405.13 on Nov 12.

There is not enough scenario data to compare OCS and UNH's risk to reward.

OCS Earnings Per Share

Q3 2023: $-3.05Q4 2023: $-3.12Q1 2024: $-1.97Q2 2024: $-2.13Q3 2024: $-2.13Q4 2024: $-2.55Q1 2025: $-2.85Q2 2025: $-2.83Q3 2025: $-2.64Q4 2025: $-2.31Q1 2026: $-2.08Q2 2026: $-1.69
Q3 2023: $-3.05Q4 2023: $-3.12Q1 2024: $-1.97Q2 2024: $-2.13Q3 2024: $-2.13Q4 2024: $-2.55Q1 2025: $-2.85Q2 2025: $-2.83Q3 2025: $-2.64Q4 2025: $-2.31Q1 2026: $-2.08Q2 2026: $-1.69
QuarterTTM EPSYoY
Q2 2026-$1.69+$1.14
Q1 2026-$2.08+$0.77
Q4 2025-$2.31+$0.24
Q3 2025-$2.64-$0.51
Q2 2025-$2.83-$0.70
Q1 2025-$2.85-$0.88
Q4 2024-$2.55+$0.57
Q3 2024-$2.13+$0.92

OCS is still losing money, but less than at its worst: $1.69 per share over the past year, against $3.12 at its worst in late 2023.

UNH Earnings Per Share

Q4 2023: $23.86Q1 2024: $16.38Q2 2024: $15.10Q3 2024: $15.37Q4 2024: $15.51Q1 2025: $23.89Q2 2025: $23.09Q3 2025: $19.17Q4 2025: $13.23Q1 2026: $13.28Q2 2026: $15.58Q3 2026: $17.55Forward: $22.65
Q4 2023: $23.86Q1 2024: $16.38Q2 2024: $15.10Q3 2024: $15.37Q4 2024: $15.51Q1 2025: $23.89Q2 2025: $23.09Q3 2025: $19.17Q4 2025: $13.23Q1 2026: $13.28Q2 2026: $15.58Q3 2026: $17.55Forward: $22.65
QuarterTTM EPSYoY
Forward$22.65+29%
Q3 2026$17.55-8.5%
Q2 2026$15.58-33%
Q1 2026$13.28-44%
Q4 2025$13.23-15%
Q3 2025$19.17+25%
Q2 2025$23.09+53%
Q1 2025$23.89+46%
Q4 2024$15.51-35%

UNH has the edge over OCS on earnings quality, reporting a profit while its opponent remains loss making.

OCS Quarterly Revenue

Q3 2023: $0Q4 2023: $0Q1 2024: $0Q2 2024: $0Q3 2024: $0Q4 2024: $0Q1 2025: $0Q2 2025: $314,204Q3 2025: $292,535Q4 2025: $0Q1 2026: $0Q2 2026: $0
Q3 2023: $0Q4 2023: $0Q1 2024: $0Q2 2024: $0Q3 2024: $0Q4 2024: $0Q1 2025: $0Q2 2025: $314,204Q3 2025: $292,535Q4 2025: $0Q1 2026: $0Q2 2026: $0

OCS's revenue has slid since its 2025 peak: $0 last quarter, down 100% from the same quarter a year ago.

UNH Quarterly Revenue

Q4 2023: $94.4BQ1 2024: $99.8BQ2 2024: $98.9BQ3 2024: $101BQ4 2024: $101BQ1 2025: $110BQ2 2025: $112BQ3 2025: $113BQ4 2025: $113BQ1 2026: $112BQ2 2026: $112BQ3 2026: $113B
Q4 2023: $94.4BQ1 2024: $99.8BQ2 2024: $98.9BQ3 2024: $101BQ4 2024: $101BQ1 2025: $110BQ2 2025: $112BQ3 2025: $113BQ4 2025: $113BQ1 2026: $112BQ2 2026: $112BQ3 2026: $113B
QuarterRevenueYoY
Q3 2026$112.7B-0.4%
Q2 2026$112B+0.4%
Q1 2026$111.7B+2%
Q4 2025$113.2B+12%
Q3 2025$113.2B+12%
Q2 2025$111.6B+13%
Q1 2025$109.6B+9.8%
Q4 2024$100.8B+6.8%

UNH has the edge over OCS on sales, with more consistent year-over-year improvement.

OCS Free Cash Flow

Q3 2023: −$14MQ4 2023: −$16MQ1 2024: −$17MQ2 2024: −$16MQ3 2024: −$13MQ4 2024: −$13MQ1 2025: −$24MQ2 2025: −$21MQ3 2025: −$16MQ4 2025: −$20MQ1 2026: −$19MQ2 2026: −$24M
Q3 2023: −$14MQ4 2023: −$16MQ1 2024: −$17MQ2 2024: −$16MQ3 2024: −$13MQ4 2024: −$13MQ1 2025: −$24MQ2 2025: −$21MQ3 2025: −$16MQ4 2025: −$20MQ1 2026: −$19MQ2 2026: −$24M
QuarterFree cash flowYoY
Q2 2026-$24.4M-$3.5M
Q1 2026-$18.7M+$5.4M
Q4 2025-$20.1M-$7.6M
Q3 2025-$16.3M-$3.6M
Q2 2025-$20.9M-$4.6M
Q1 2025-$24.2M-$7.6M
Q4 2024-$12.5M+$3.1M
Q3 2024-$12.7M+$1.7M

OCS has burned cash in almost every quarter: −$80M over the past year, against −$70M the year before.

UNH Free Cash Flow

Q4 2023: −$6.2BQ1 2024: $401MQ2 2024: $5.9BQ3 2024: $13BQ4 2024: $1.5BQ1 2025: $4.6BQ2 2025: $6.3BQ3 2025: $5.1BQ4 2025: $160MQ1 2026: $8.1BQ2 2026: $10.3BQ3 2026: $4.3B
Q4 2023: −$6.2BQ1 2024: $401MQ2 2024: $5.9BQ3 2024: $13BQ4 2024: $1.5BQ1 2025: $4.6BQ2 2025: $6.3BQ3 2025: $5.1BQ4 2025: $160MQ1 2026: $8.1BQ2 2026: $10.3BQ3 2026: $4.3B
QuarterFree cash flowYoY
Q3 2026$4.3B-16%
Q2 2026$10.3B+63%
Q1 2026$8.1B+79%
Q4 2025$160M-89%
Q3 2025$5.1B-61%
Q2 2025$6.3B+6.9%
Q1 2025$4.6B+1037%
Q4 2024$1.5B+$7.6B

UNH has the edge over OCS on cash generation, producing positive trailing cash flow while its opponent burns cash.

OCS Total Shares

Q3 2023: 36MQ4 2023: 37MQ1 2024: 37MQ2 2024: 41MQ3 2024: 42MQ4 2024: 42MQ1 2025: 48MQ2 2025: 52MQ3 2025: 53MQ4 2025: 56MQ1 2026: 59MQ2 2026: 61M
Q3 2023: 36MQ4 2023: 37MQ1 2024: 37MQ2 2024: 41MQ3 2024: 42MQ4 2024: 42MQ1 2025: 48MQ2 2025: 52MQ3 2025: 53MQ4 2025: 56MQ1 2026: 59MQ2 2026: 61M
PeriodChange %Net change
Quarterly+4%+2.4M shares
1 year+17%+9M shares
3 years+83%+27.7M shares

OCS has 61M diluted shares, up 17% from a year ago.

UNH Total Shares

Q4 2023: 938MQ1 2024: 922MQ2 2024: 928MQ3 2024: 930MQ4 2024: 929MQ1 2025: 918MQ2 2025: 910MQ3 2025: 908MQ4 2025: 911MQ1 2026: 910MQ2 2026: 906MQ3 2026: 902M
Q4 2023: 938MQ1 2024: 922MQ2 2024: 928MQ3 2024: 930MQ4 2024: 929MQ1 2025: 918MQ2 2025: 910MQ3 2025: 908MQ4 2025: 911MQ1 2026: 910MQ2 2026: 906MQ3 2026: 902M
PeriodChange %Net change
Quarterly-0.4%-4M shares
1 year-0.7%-6M shares
3 years-3.6%-34M shares
5 years-5.5%-53M shares
Available history-6.6%-64M shares

UNH has the edge over OCS on shareholder dilution, with a more favorable share count trend.

OCS Net Leverage

OCS's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.

UNH Net Leverage

Q4 2023: 1.0xQ1 2024: 1.3xQ2 2024: 1.4xQ3 2024: 1.3xQ4 2024: 1.4xQ1 2025: 1.3xQ2 2025: 1.5xQ3 2025: 1.7xQ4 2025: 2.3xQ1 2026: 2.2xQ2 2026: 1.7xQ3 2026: 1.7x
Q4 2023: 1.0xQ1 2024: 1.3xQ2 2024: 1.4xQ3 2024: 1.3xQ4 2024: 1.4xQ1 2025: 1.3xQ2 2025: 1.5xQ3 2025: 1.7xQ4 2025: 2.3xQ1 2026: 2.2xQ2 2026: 1.7xQ3 2026: 1.7x
QuarterNet LeverageStatus
Q3 20261.7xHealthy
Q2 20261.7xHealthy
Q1 20262.2xModerate
Q4 20252.3xModerate
Q3 20251.7xHealthy
Q2 20251.5xHealthy
Q1 20251.3xHealthy
Q4 20241.4xHealthy

UNH's net debt is about 1.7 years of its operating earnings (EBITDA), about the same as a year ago.

OCS Weekly Momentum

MetricValueStatus
RSI29.8Oversold
Stochastic12.7Oversold

OCS's weekly RSI is 30 (oversold) and its Stochastic is 13 (oversold).

UNH Weekly Momentum

MetricValueStatus
RSI56.4Neutral
Stochastic60.0Neutral

UNH's weekly RSI is 56 (neutral) and its Stochastic is 60 (neutral).

OCS PE vs Healthcare Sector

OCS has no meaningful PE right now: it lost money over the past year.

UNH PE vs Healthcare Sector

MetricUNHSector medianRelative
PE23x26x11% below
PE %472918 pts above

UNH is trading at 23x earnings, a 11% discount to the Healthcare sector's median of 26x.

OCS Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$8.107.4% below
20 week MA$10.629% below
50 week MA$18.760% below
100 week MA$18.860% below
200 week MA$15.351% below

OCS is in a downtrend: it's below all five of its weekly moving averages, and 51% below its 200-week average.

UNH Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$394.22.8% above
20 week MA$400.51.2% above
50 week MA$361.212% above
100 week MA$376.07.8% above
200 week MA$446.69.3% below

UNH has the edge over OCS on trend strength, trading above more of its moving averages.

OCS Yearly ROI

YearStart priceEnd priceROI
2021$9.69$9.70+0.1%
2022$9.70$10.1+4%
2023$10.1$11.2+11%
2024$11.2$17.0+51%
2025$17.0$20.5+21%
2026 YTD$20.5$7.50-63%

OCS has finished every year since 2021 higher, and it's down 63% so far in 2026.

UNH Yearly ROI

YearStart priceEnd priceROI
2020$296.0$340.8+15%
2021$340.8$495.4+45%
2022$495.4$531.3+7.3%
2023$531.3$526.5-0.9%
2024$526.5$510.0-3.1%
2025$510.0$331.8-35%
2026 YTD$331.8$405.1+22%

UNH has the edge over OCS on returns for 2026, with the stronger performance.

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