NXGL

NEXGEL, Inc.

There isn't enough reported data to score NXGL yet.

UNH

UnitedHealth Group Incorporated

62
Fundamentals51/ 100
Valuation56/ 100
Upside potential71/ 100
Risk potential15/ 100

UNH's fundamentals are mixed: free cash flow grew 31%, but earnings per share fell 8.5%. At 23x earnings, it's trading right at its usual valuation. Analysts expect strong earnings growth, though they disagree widely on how much.

NXGL Fundamentals

MetricStatus
Healthy
Weak
Weak
Unavailable

NXGL's revenue is currently healthy, but its profitability and cash flow are weak. There isn't enough data to rate its balance sheet.

UNH Fundamentals

MetricStatus
Stable
Stable
Healthy
Healthy

UNH's cash flow and balance sheet are currently healthy, and its revenue and profitability are stable.

NXGL PE Valuation

NXGL has no meaningful PE right now: it lost money over the past year.

UNH PE Valuation

CHEAPFAIREXPENSIVE10x21x31x42x
CHEAPFAIREXPENSIVE10x21x31x42x
LevelPEPriceVs current
Forward18x$405—
Cheap19x$325-20%
Fair23x$410+1.2%
Current23x$405—
Expensive30x$526+30%

Historical ranges are pointers, not guarantees.

UNH's PE is in its fair range at 23x. If earnings grow as analysts expect, today's price would be 18x next year's earnings, in its cheap range.

NXGL Forward outlook

There aren't enough analyst estimates for NXGL to show an outlook.

UNH Forward outlook

MetricOutlook
Strongly improving
Strong growth
Stable
Improving
Moderate
Low

Analysts expect UNH's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.

NXGL Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $3.79 on Nov 12.

There is not enough scenario data to compare NXGL and UNH's risk to reward.

UNH Risk to reward

ScenarioChangePrice
Upside+36%$550.65
Downside-15%$346.07

Calculated from the latest close: $405.13 on Nov 12.

There is not enough scenario data to compare NXGL and UNH's risk to reward.

NXGL Earnings Per Share

Q3 2023: $-9.60Q4 2023: $-11.20Q1 2024: $-11.00Q2 2024: $-11.40Q3 2024: $-11.60Q4 2024: $-10.00Q1 2025: $-9.00Q2 2025: $-8.00Q3 2025: $-7.40Q4 2025: $-7.60Q1 2026: $-8.00Q2 2026: $-14.20
Q3 2023: $-9.60Q4 2023: $-11.20Q1 2024: $-11.00Q2 2024: $-11.40Q3 2024: $-11.60Q4 2024: $-10.00Q1 2025: $-9.00Q2 2025: $-8.00Q3 2025: $-7.40Q4 2025: $-7.60Q1 2026: $-8.00Q2 2026: $-14.20
QuarterTTM EPSYoY
Q2 2026-$14.20-$6.20
Q1 2026-$8.00+$1.00
Q4 2025-$7.60+$2.40
Q3 2025-$7.40+$4.20
Q2 2025-$8.00+$3.40
Q1 2025-$9.00+$2.00
Q4 2024-$10.00+$1.20
Q3 2024-$11.60-$2.00

NXGL is still losing money, but far less than before: $14.20 per share over the past year, against $43.20 at its worst in late 2022.

UNH Earnings Per Share

Q4 2023: $23.86Q1 2024: $16.38Q2 2024: $15.10Q3 2024: $15.37Q4 2024: $15.51Q1 2025: $23.89Q2 2025: $23.09Q3 2025: $19.17Q4 2025: $13.23Q1 2026: $13.28Q2 2026: $15.58Q3 2026: $17.55Forward: $22.65
Q4 2023: $23.86Q1 2024: $16.38Q2 2024: $15.10Q3 2024: $15.37Q4 2024: $15.51Q1 2025: $23.89Q2 2025: $23.09Q3 2025: $19.17Q4 2025: $13.23Q1 2026: $13.28Q2 2026: $15.58Q3 2026: $17.55Forward: $22.65
QuarterTTM EPSYoY
Forward$22.65+29%
Q3 2026$17.55-8.5%
Q2 2026$15.58-33%
Q1 2026$13.28-44%
Q4 2025$13.23-15%
Q3 2025$19.17+25%
Q2 2025$23.09+53%
Q1 2025$23.89+46%
Q4 2024$15.51-35%

UNH has the edge over NXGL on earnings quality, reporting a profit while its opponent remains loss making.

NXGL Quarterly Revenue

Q3 2023: $1MQ4 2023: $1MQ1 2024: $1MQ2 2024: $1MQ3 2024: $3MQ4 2024: $3MQ1 2025: $3MQ2 2025: $3MQ3 2025: $3MQ4 2025: $3MQ1 2026: $3MQ2 2026: $4M
Q3 2023: $1MQ4 2023: $1MQ1 2024: $1MQ2 2024: $1MQ3 2024: $3MQ4 2024: $3MQ1 2025: $3MQ2 2025: $3MQ3 2025: $3MQ4 2025: $3MQ1 2026: $3MQ2 2026: $4M
QuarterRevenueYoY
Q2 2026$3.7M+28%
Q1 2026$2.7M-5.6%
Q4 2025$2.8M-8.1%
Q3 2025$2.9M-0.2%
Q2 2025$2.9M+100%
Q1 2025$2.8M+122%
Q4 2024$3M+181%
Q3 2024$2.9M+141%

NXGL's revenue has held roughly level: $4M last quarter, up 28% from the same quarter a year ago.

UNH Quarterly Revenue

Q4 2023: $94.4BQ1 2024: $99.8BQ2 2024: $98.9BQ3 2024: $101BQ4 2024: $101BQ1 2025: $110BQ2 2025: $112BQ3 2025: $113BQ4 2025: $113BQ1 2026: $112BQ2 2026: $112BQ3 2026: $113B
Q4 2023: $94.4BQ1 2024: $99.8BQ2 2024: $98.9BQ3 2024: $101BQ4 2024: $101BQ1 2025: $110BQ2 2025: $112BQ3 2025: $113BQ4 2025: $113BQ1 2026: $112BQ2 2026: $112BQ3 2026: $113B
QuarterRevenueYoY
Q3 2026$112.7B-0.4%
Q2 2026$112B+0.4%
Q1 2026$111.7B+2%
Q4 2025$113.2B+12%
Q3 2025$113.2B+12%
Q2 2025$111.6B+13%
Q1 2025$109.6B+9.8%
Q4 2024$100.8B+6.8%

UNH's revenue has held roughly level: $113B last quarter, about level with the same quarter a year ago.

NXGL Free Cash Flow

Q3 2023: −$1MQ4 2023: −$672,000Q1 2024: −$1MQ2 2024: −$909,000Q3 2024: −$1MQ4 2024: −$928,000Q1 2025: --Q2 2025: --Q3 2025: −$793,000Q4 2025: $241,000Q1 2026: −$513,000Q2 2026: −$2M
Q3 2023: −$1MQ4 2023: −$672,000Q1 2024: −$1MQ2 2024: −$909,000Q3 2024: −$1MQ4 2024: −$928,000Q1 2025: --Q2 2025: --Q3 2025: −$793,000Q4 2025: $241,000Q1 2026: −$513,000Q2 2026: −$2M
QuarterFree cash flowYoY
Q4 2025$241K+$1.2M
Q3 2025-$793K+$436K
Q4 2024-$928K-$256K
Q3 2024-$1.2M-$148K
Q2 2024-$909K+$473K
Q1 2024-$1.2M-$447K
Q4 2023-$672K-$15K
Q3 2023-$1.1M-$176K

UNH has the stronger cash trend. Its trailing FCF is up 5.2% versus its history, compared with NXGL at up 0.1%.

UNH Free Cash Flow

Q4 2023: −$6.2BQ1 2024: $401MQ2 2024: $5.9BQ3 2024: $13BQ4 2024: $1.5BQ1 2025: $4.6BQ2 2025: $6.3BQ3 2025: $5.1BQ4 2025: $160MQ1 2026: $8.1BQ2 2026: $10.3BQ3 2026: $4.3B
Q4 2023: −$6.2BQ1 2024: $401MQ2 2024: $5.9BQ3 2024: $13BQ4 2024: $1.5BQ1 2025: $4.6BQ2 2025: $6.3BQ3 2025: $5.1BQ4 2025: $160MQ1 2026: $8.1BQ2 2026: $10.3BQ3 2026: $4.3B
QuarterFree cash flowYoY
Q3 2026$4.3B-16%
Q2 2026$10.3B+63%
Q1 2026$8.1B+79%
Q4 2025$160M-89%
Q3 2025$5.1B-61%
Q2 2025$6.3B+6.9%
Q1 2025$4.6B+1037%
Q4 2024$1.5B+$7.6B

UNH still generates free cash flow, though less than at its 2022 peak: $22.8B over the past year.

NXGL Total Shares

Q3 2023: 285,716Q4 2023: 283,592Q1 2024: 299,103Q2 2024: 312,733Q3 2024: 328,470Q4 2024: 325,579Q1 2025: 382,266Q2 2025: 382,717Q3 2025: 398,565Q4 2025: 392,714Q1 2026: 410,210Q2 2026: 450,663
Q3 2023: 285,716Q4 2023: 283,592Q1 2024: 299,103Q2 2024: 312,733Q3 2024: 328,470Q4 2024: 325,579Q1 2025: 382,266Q2 2025: 382,717Q3 2025: 398,565Q4 2025: 392,714Q1 2026: 410,210Q2 2026: 450,663
PeriodChange %Net change
Quarterly+9.9%+40.5K shares
1 year+18%+67.9K shares
3 years+62%+172K shares

NXGL has 450,663 diluted shares, up 18% from a year ago.

UNH Total Shares

Q4 2023: 938MQ1 2024: 922MQ2 2024: 928MQ3 2024: 930MQ4 2024: 929MQ1 2025: 918MQ2 2025: 910MQ3 2025: 908MQ4 2025: 911MQ1 2026: 910MQ2 2026: 906MQ3 2026: 902M
Q4 2023: 938MQ1 2024: 922MQ2 2024: 928MQ3 2024: 930MQ4 2024: 929MQ1 2025: 918MQ2 2025: 910MQ3 2025: 908MQ4 2025: 911MQ1 2026: 910MQ2 2026: 906MQ3 2026: 902M
PeriodChange %Net change
Quarterly-0.4%-4M shares
1 year-0.7%-6M shares
3 years-3.6%-34M shares
5 years-5.5%-53M shares
Available history-6.6%-64M shares

UNH has the edge over NXGL on shareholder dilution, with a more favorable share count trend.

NXGL Net Leverage

NXGL's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.

UNH Net Leverage

Q4 2023: 1.0xQ1 2024: 1.3xQ2 2024: 1.4xQ3 2024: 1.3xQ4 2024: 1.4xQ1 2025: 1.3xQ2 2025: 1.5xQ3 2025: 1.7xQ4 2025: 2.3xQ1 2026: 2.2xQ2 2026: 1.7xQ3 2026: 1.7x
Q4 2023: 1.0xQ1 2024: 1.3xQ2 2024: 1.4xQ3 2024: 1.3xQ4 2024: 1.4xQ1 2025: 1.3xQ2 2025: 1.5xQ3 2025: 1.7xQ4 2025: 2.3xQ1 2026: 2.2xQ2 2026: 1.7xQ3 2026: 1.7x
QuarterNet LeverageStatus
Q3 20261.7xHealthy
Q2 20261.7xHealthy
Q1 20262.2xModerate
Q4 20252.3xModerate
Q3 20251.7xHealthy
Q2 20251.5xHealthy
Q1 20251.3xHealthy
Q4 20241.4xHealthy

UNH's net debt is about 1.7 years of its operating earnings (EBITDA), about the same as a year ago.

NXGL Weekly Momentum

MetricValueStatus
RSI32.8Neutral
Stochastic7.2Oversold

NXGL's weekly RSI is 33 (neutral) and its Stochastic is 7 (oversold).

UNH Weekly Momentum

MetricValueStatus
RSI56.4Neutral
Stochastic60.0Neutral

UNH's weekly RSI is 56 (neutral) and its Stochastic is 60 (neutral).

NXGL PE vs Healthcare Sector

NXGL has no meaningful PE right now: it lost money over the past year.

UNH PE vs Healthcare Sector

MetricUNHSector medianRelative
PE23x26x11% below
PE %472918 pts above

UNH is trading at 23x earnings, a 11% discount to the Healthcare sector's median of 26x.

NXGL Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$4.066.7% below
20 week MA$6.5342% below
50 week MA$14.774% below
100 week MA$34.789% below
200 week MA$39.990% below

NXGL is in a downtrend: it's below all five of its weekly moving averages, and 90% below its 200-week average.

UNH Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$394.22.8% above
20 week MA$400.51.2% above
50 week MA$361.212% above
100 week MA$376.07.8% above
200 week MA$446.69.3% below

UNH has the edge over NXGL on trend strength, trading above more of its moving averages.

NXGL Yearly ROI

YearStart priceEnd priceROI
2021$62.4$62.40%
2022$62.4$27.2-56%
2023$27.2$42.6+57%
2024$42.6$94.0+121%
2025$94.0$30.6-67%
2026 YTD$30.6$3.79-88%

NXGL's yearly returns have swung widely, from +121% in 2024 to −67% in 2025. It's down 88% so far in 2026.

UNH Yearly ROI

YearStart priceEnd priceROI
2020$296.0$340.8+15%
2021$340.8$495.4+45%
2022$495.4$531.3+7.3%
2023$531.3$526.5-0.9%
2024$526.5$510.0-3.1%
2025$510.0$331.8-35%
2026 YTD$331.8$405.1+22%

UNH has the edge over NXGL on returns for 2026, with the stronger performance.

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