NVDA
NVIDIA Corporation
NVDA has the edge over PAYO overall, supported by stronger valuation and stronger fundamentals.
PAYO
Payoneer Global Inc.
PAYO's outlook is improving despite an expensive valuation.
NVDA Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| Strong | |
| Strong |
NVDA's revenue, profitability, cash flow and balance sheet are all currently strong.
PAYO Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Stable | |
| Healthy | |
| Strong |
PAYO's cash flow and balance sheet are currently healthy, and its revenue and profitability are stable.
NVDA PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 12x | $166 | — |
| Current | 21x | $166 | — |
| Cheap | 44x | $345 | +108% |
| Fair | 65x | $511 | +207% |
| Expensive | 93x | $734 | +342% |
Historical ranges are pointers, not guarantees.
NVDA has the edge over PAYO in the historical PE scenario, which offers more potential upside but is not a forecast.
PAYO PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 23x | $3.24 | -55% |
| Fair | 30x | $4.17 | -42% |
| Forward | 31x | $7.18 | — |
| Expensive | 51x | $7.15 | -0.4% |
| Current | 51x | $7.18 | — |
Historical ranges are pointers, not guarantees.
PAYO's PE is in its expensive range at 51x. If earnings grow as analysts expect, today's price would be 31x next year's earnings, in its fair range.
NVDA Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Weakening | |
| Broad | |
| Moderate |
Analysts expect strong earnings and revenue growth for NVDA, but weaker profitability.
PAYO Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Growth | |
| Growth | |
| Stable | |
| Limited | |
| Low |
PAYO has the edge over NVDA on the outlook, with more favorable profitability expectations.
NVDA Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $13.77 | +74% |
| Q3 2026 | $7.91 | +125% |
| Q2 2026 | $6.53 | +111% |
| Q1 2026 | $4.90 | +67% |
| Q4 2025 | $4.03 | +59% |
| Q3 2025 | $3.51 | +65% |
| Q2 2025 | $3.10 | +81% |
| Q1 2025 | $2.94 | +147% |
| Q4 2024 | $2.54 | +234% |
NVDA has the edge over PAYO on earnings, with more consistent year-over-year improvement.
PAYO Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.23 | +65% |
| Q3 2026 | $0.14 | -18% |
| Q2 2026 | $0.14 | -42% |
| Q1 2026 | $0.20 | -29% |
| Q4 2025 | $0.19 | -39% |
| Q3 2025 | $0.17 | -51% |
| Q2 2025 | $0.24 | -11% |
| Q1 2025 | $0.28 | -6.7% |
| Q4 2024 | $0.31 | +29% |
PAYO's earnings per share have fallen from their peak: $0.14 over the past year, against $0.35 in late 2024.
NVDA Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $96.2B | +106% |
| Q2 2026 | $81.6B | +85% |
| Q1 2026 | $68.1B | +73% |
| Q4 2025 | $57B | +62% |
| Q3 2025 | $46.7B | +56% |
| Q2 2025 | $44.1B | +69% |
| Q1 2025 | $39.3B | +78% |
| Q4 2024 | $35.1B | +94% |
NVDA has the edge over PAYO on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 66% | +5.4 points |
| Q2 2026 | 66% | +17 points |
| Q1 2026 | 65% | +3.9 points |
| Q4 2025 | 63% | +0.8 points |
| Q3 2025 | 61% | -1.2 points |
| Q2 2025 | 49% | -16 points |
| Q1 2025 | 61% | -0.5 points |
| Q4 2024 | 62% | +4.9 points |
NVDA has the edge over PAYO on profitability, with a higher operating margin.
PAYO Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $276.9M | +2.2% |
| Q2 2026 | $274.3M | +5.2% |
| Q1 2026 | $261.6M | +6.1% |
| Q4 2025 | $274.7M | +4.9% |
| Q3 2025 | $270.9M | +9.1% |
| Q2 2025 | $260.6M | +8.8% |
| Q1 2025 | $246.6M | +8.1% |
| Q4 2024 | $261.7M | +17% |
PAYO's revenue has grown year over year every quarter since early 2021: $277M last quarter, up 2.2% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 9.1% | -4.4 points |
| Q2 2026 | 6.2% | -5.4 points |
| Q1 2026 | 11% | -0.4 points |
| Q4 2025 | 11% | -0.6 points |
| Q3 2025 | 13% | -0.7 points |
| Q2 2025 | 12% | -7.8 points |
| Q1 2025 | 12% | -4.9 points |
| Q4 2024 | 11% | -0.3 points |
PAYO's operating margin was 9.1% last quarter, down 4.4 points from the same quarter a year ago.
NVDA Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $21.4B | +59% |
| Q2 2026 | $48.6B | +86% |
| Q1 2026 | $34.9B | +124% |
| Q4 2025 | $22.1B | +32% |
| Q3 2025 | $13.5B | -0.3% |
| Q2 2025 | $26.2B | +75% |
| Q1 2025 | $15.6B | +38% |
| Q3 2024 | $13.5B | +113% |
NVDA has the edge over PAYO on cash flow, with more consistent year-over-year improvement.
PAYO Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $62.9M | +28% |
| Q2 2026 | $50.2M | -26% |
| Q1 2026 | $41.7M | -15% |
| Q4 2025 | $40.3M | -4.3% |
| Q3 2025 | $49.2M | +1.5% |
| Q2 2025 | $68.1M | +69% |
| Q1 2025 | $49M | +29% |
| Q4 2024 | $42.1M | -22% |
PAYO generated $195M in free cash flow over the past year, down 6.4% from the year before.
NVDA Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -106M shares |
| 1 year | -1% | -247M shares |
| 3 years | -2.8% | -705M shares |
| 5 years | -4.1% | -1B shares |
| Available history | -1.8% | -435M shares |
NVDA has 24.3B diluted shares, down 1% from a year ago, with $55.3B in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $19.7B |
| Q2 2026 | $19.3B |
| Q1 2026 | $3.8B |
| Q4 2025 | $12.5B |
| Q3 2025 | $9.7B |
| Q2 2025 | $14.1B |
| Q1 2025 | $7.8B |
| Q4 2024 | $11B |
NVDA spent $55.3B buying back its own shares over the past year, up 30% from the year before.
PAYO Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +3.7% | +12.6M shares |
| 1 year | -7.3% | -27.6M shares |
| 3 years | -8.3% | -31.8M shares |
| 5 years | +3% | +10.3M shares |
| Available history | +3.5% | +11.7M shares |
PAYO has the edge over NVDA on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $146,000 |
| Q2 2026 | $17.7M |
| Q1 2026 | $75M |
| Q4 2025 | $78.6M |
| Q3 2025 | $45.3M |
| Q2 2025 | $32M |
| Q1 2025 | $17.8M |
| Q4 2024 | $17.1M |
PAYO spent $171M buying back its own shares over the past year, up 53% from the year before.
NVDA Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.1x | Very low |
| Q2 2026 | -0.0x | Net Cash |
| Q1 2026 | -0.0x | Net Cash |
| Q4 2025 | -0.0x | Net Cash |
| Q3 2025 | -0.0x | Net Cash |
| Q2 2025 | -0.1x | Net Cash |
| Q1 2025 | -0.0x | Very low |
| Q4 2024 | -0.0x | Net Cash |
NVDA's net debt is less than a year of its operating earnings (EBITDA), after holding more cash than debt a year ago.
PAYO Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -2.0x | Net Cash |
| Q2 2026 | -1.8x | Net Cash |
| Q1 2026 | -1.7x | Net Cash |
| Q4 2025 | -2.2x | Net Cash |
| Q3 2025 | -2.6x | Net Cash |
| Q2 2025 | -2.8x | Net Cash |
| Q1 2025 | -2.7x | Net Cash |
| Q4 2024 | -2.5x | Net Cash |
PAYO has the edge over NVDA on leverage, with a lower net debt burden relative to earnings.
NVDA Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 33.4 | Neutral |
| Stochastic | 18.1 | Oversold |
NVDA's weekly RSI is 33 (neutral) and its Stochastic is 18 (oversold).
PAYO Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 65.0 | Neutral |
| Stochastic | 73.8 | Neutral |
PAYO's weekly RSI is 65 (neutral) and its Stochastic is 74 (neutral).
NVDA PE vs Technology Sector
| Metric | NVDA | Sector median | Relative |
|---|---|---|---|
| PE | 21x | 28x | 25% below |
| PE % | 0 | 35 | 35 pts below |
NVDA has the edge over PAYO on valuation relative to its sector.
PAYO PE vs Technology Sector
| Metric | PAYO | Sector median | Relative |
|---|---|---|---|
| PE | 51x | 28x | 84% above |
| PE % | 86 | 38 | 48 pts above |
PAYO is trading at 51x earnings, a 84% premium to the Technology sector's median of 28x.
NVDA Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $208.9 | 20% below |
| 20 week MA | $212.0 | 22% below |
| 50 week MA | $199.9 | 17% below |
| 100 week MA | $175.1 | 5.1% below |
| 200 week MA | $123.6 | 34% above |
NVDA has fallen below most of its moving averages, though it's still 34% above its 200-week average.
PAYO Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $7.15 | 0.4% above |
| 20 week MA | $7.13 | 0.7% above |
| 50 week MA | $6.11 | 18% above |
| 100 week MA | $6.72 | 6.8% above |
| 200 week MA | $6.36 | 13% above |
PAYO has the edge over NVDA on trend strength, trading above more of its moving averages.
NVDA Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $5.92 | $13.0 | +119% |
| 2021 | $13.0 | $29.6 | +128% |
| 2022 | $29.6 | $15.2 | -49% |
| 2023 | $15.2 | $49.5 | +226% |
| 2024 | $49.5 | $137.0 | +177% |
| 2025 | $137.0 | $190.5 | +39% |
| 2026 YTD | $190.5 | $166.2 | -13% |
NVDA's yearly returns have swung widely, from +226% in 2023 to −49% in 2022. It's down 13% so far in 2026.
PAYO Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.68 | $10.3 | +6.1% |
| 2021 | $10.3 | $6.89 | -33% |
| 2022 | $6.89 | $5.08 | -26% |
| 2023 | $5.08 | $5.21 | +2.6% |
| 2024 | $5.21 | $10.0 | +92% |
| 2025 | $10.0 | $5.71 | -43% |
| 2026 YTD | $5.71 | $7.18 | +26% |
PAYO has the edge over NVDA on returns for 2026, with the stronger performance.