NVDA
NVIDIA Corporation
NVDA has the edge over OPFI overall, supported by stronger fundamentals and stronger valuation.
OPFI
OppFi Inc.
OPFI trails on the overall score without a compensating advantage in the available component scores.
NVDA Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| Strong | |
| Strong |
NVDA's revenue, profitability, cash flow and balance sheet are all currently strong.
OPFI Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Strong | |
| Strong | |
| Stable |
OPFI's profitability and cash flow are currently strong, and its balance sheet is stable, but its revenue is under pressure.
NVDA PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 12x | $166 | — |
| Current | 21x | $166 | — |
| Cheap | 44x | $345 | +108% |
| Fair | 65x | $511 | +207% |
| Expensive | 93x | $734 | +342% |
Historical ranges are pointers, not guarantees.
NVDA has the edge over OPFI in the historical PE scenario, which offers more potential upside but is not a forecast.
OPFI PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Current | 2.3x | $5.91 | — |
| Cheap | 4x | $10.45 | +77% |
| Forward | 4x | $5.91 | — |
| Fair | 34x | $89.45 | +1414% |
| Expensive | 127x | $333 | +5529% |
Historical ranges are pointers, not guarantees.
OPFI's PE is in its cheap range at 2.3x. On analysts' estimates for next year's earnings, today's price would be 4.0x.
NVDA Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Weakening | |
| Broad | |
| Moderate |
Analysts expect strong earnings and revenue growth for NVDA, but weaker profitability.
OPFI Forward outlook
| Metric | Outlook |
|---|---|
| Strongly deteriorating | |
| Stable | |
| Stable | |
| Stable | |
| Limited | |
| Moderate |
Analysts expect OPFI's earnings, revenue and profitability to hold roughly steady.
NVDA Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $13.77 | +74% |
| Q3 2026 | $7.91 | +125% |
| Q2 2026 | $6.53 | +111% |
| Q1 2026 | $4.90 | +67% |
| Q4 2025 | $4.03 | +59% |
| Q3 2025 | $3.51 | +65% |
| Q2 2025 | $3.10 | +81% |
| Q1 2025 | $2.94 | +147% |
| Q4 2024 | $2.54 | +234% |
NVDA has the edge over OPFI on earnings, with more consistent year-over-year improvement.
OPFI Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.47 | -44% |
| Q3 2026 | $2.62 | +$3.22 |
| Q2 2026 | $2.99 | +$4.15 |
| Q1 2026 | $2.03 | +$2.25 |
| Q4 2025 | $0.99 | +175% |
| Q3 2025 | -$0.60 | -600% |
| Q2 2025 | -$1.16 | -3000% |
| Q1 2025 | -$0.22 | -1200% |
| Q4 2024 | $0.36 | +$0.42 |
OPFI has returned to profit: it earned $2.62 per share over the past year, after losing money the year before.
NVDA Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $96.2B | +106% |
| Q2 2026 | $81.6B | +85% |
| Q1 2026 | $68.1B | +73% |
| Q4 2025 | $57B | +62% |
| Q3 2025 | $46.7B | +56% |
| Q2 2025 | $44.1B | +69% |
| Q1 2025 | $39.3B | +78% |
| Q4 2024 | $35.1B | +94% |
NVDA has the edge over OPFI on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 66% | +5.4 points |
| Q2 2026 | 66% | +17 points |
| Q1 2026 | 65% | +3.9 points |
| Q4 2025 | 63% | +0.8 points |
| Q3 2025 | 61% | -1.2 points |
| Q2 2025 | 49% | -16 points |
| Q1 2025 | 61% | -0.5 points |
| Q4 2024 | 62% | +4.9 points |
NVDA has the edge over OPFI on profitability, with a higher operating margin.
OPFI Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $92.8M | -11% |
| Q2 2026 | $86.2M | -14% |
| Q1 2026 | $87.3M | -3.9% |
| Q4 2025 | $85.6M | +5.9% |
| Q3 2025 | $104.6M | +15% |
| Q2 2025 | $100.2M | +16% |
| Q1 2025 | $90.8M | +44% |
| Q4 2024 | $80.8M | +23% |
OPFI's revenue is shrinking: $93M last quarter, down 11% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | -6.4 points |
| Q2 2026 | 28% | -16 points |
| Q1 2026 | 41% | -6.3 points |
| Q4 2025 | 36% | +5.6 points |
| Q3 2025 | 46% | +7.8 points |
| Q2 2025 | 45% | +11 points |
| Q1 2025 | 47% | +38 points |
| Q4 2024 | 31% | +17 points |
OPFI's operating margin was 40% last quarter, down 6.4 points from the same quarter a year ago.
NVDA Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $21.4B | +59% |
| Q2 2026 | $48.6B | +86% |
| Q1 2026 | $34.9B | +124% |
| Q4 2025 | $22.1B | +32% |
| Q3 2025 | $13.5B | -0.3% |
| Q2 2025 | $26.2B | +75% |
| Q1 2025 | $15.6B | +38% |
| Q3 2024 | $13.5B | +113% |
NVDA has the edge over OPFI on cash flow, with more consistent year-over-year improvement.
OPFI Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $81.5M | -18% |
| Q2 2026 | $87.4M | -3.9% |
| Q1 2026 | $85.6M | +7.9% |
| Q4 2025 | $111.9M | +24% |
| Q3 2025 | $99.9M | +36% |
| Q2 2025 | $91M | +22% |
| Q1 2025 | $79.4M | +9.8% |
| Q4 2024 | $90.1M | +12% |
OPFI generated $366M in free cash flow over the past year, up 1.7% from the year before.
NVDA Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -106M shares |
| 1 year | -1% | -247M shares |
| 3 years | -2.8% | -705M shares |
| 5 years | -4.1% | -1B shares |
| Available history | -1.8% | -435M shares |
NVDA has the edge over OPFI on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $19.7B |
| Q2 2026 | $19.3B |
| Q1 2026 | $3.8B |
| Q4 2025 | $12.5B |
| Q3 2025 | $9.7B |
| Q2 2025 | $14.1B |
| Q1 2025 | $7.8B |
| Q4 2024 | $11B |
NVDA spent $55.3B buying back its own shares over the past year, up 30% from the year before.
OPFI Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.5% | -465K shares |
| 1 year | +222% | +59M shares |
| 3 years | +439% | +69.7M shares |
| 5 years | +1649% | +80.7M shares |
OPFI has 86M diluted shares, up 222% from a year ago, despite $26M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $6.8M |
| Q2 2026 | $1.2M |
| Q1 2026 | $9.9M |
| Q4 2025 | $8.2M |
| Q3 2025 | $7.4M |
| Q4 2024 | — |
| Q3 2024 | $1M |
| Q4 2023 | — |
OPFI spent $26M buying back its own shares over the past year.
NVDA Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.1x | Very low |
| Q2 2026 | -0.0x | Net Cash |
| Q1 2026 | -0.0x | Net Cash |
| Q4 2025 | -0.0x | Net Cash |
| Q3 2025 | -0.0x | Net Cash |
| Q2 2025 | -0.1x | Net Cash |
| Q1 2025 | -0.0x | Very low |
| Q4 2024 | -0.0x | Net Cash |
NVDA has the edge over OPFI on leverage, with a lower net debt burden relative to earnings.
OPFI Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 1.9x | Healthy |
| Q2 2026 | 1.5x | Healthy |
| Q1 2026 | 1.4x | Healthy |
| Q4 2025 | 1.6x | Healthy |
| Q3 2025 | 1.7x | Healthy |
| Q2 2025 | 1.7x | Healthy |
| Q1 2025 | 1.6x | Healthy |
| Q4 2024 | 2.5x | Moderate |
OPFI's net debt is about 1.9 years of its operating earnings (EBITDA), up from 1.6 years a year ago.
NVDA Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 33.4 | Neutral |
| Stochastic | 18.1 | Oversold |
NVDA's weekly RSI is 33 (neutral) and its Stochastic is 18 (oversold).
OPFI Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 37.2 | Neutral |
| Stochastic | 12.0 | Oversold |
OPFI's weekly RSI is 37 (neutral) and its Stochastic is 12 (oversold).
NVDA PE vs Technology Sector
| Metric | NVDA | Sector median | Relative |
|---|---|---|---|
| PE | 21x | 28x | 25% below |
| PE % | 0 | 35 | 35 pts below |
NVDA is trading at 21x earnings, a 25% discount to the Technology sector's median of 28x.
OPFI PE vs Technology Sector
| Metric | OPFI | Sector median | Relative |
|---|---|---|---|
| PE | 2.3x | 28x | 92% below |
| PE % | 8 | 39 | 31 pts below |
OPFI has the edge over NVDA on valuation relative to its sector.
NVDA Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $208.9 | 20% below |
| 20 week MA | $212.0 | 22% below |
| 50 week MA | $199.9 | 17% below |
| 100 week MA | $175.1 | 5.1% below |
| 200 week MA | $123.6 | 34% above |
NVDA has fallen below most of its moving averages, though it's still 34% above its 200-week average.
OPFI Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $5.87 | 0.7% above |
| 20 week MA | $7.33 | 19% below |
| 50 week MA | $8.41 | 30% below |
| 100 week MA | $9.61 | 39% below |
| 200 week MA | $6.45 | 8.4% below |
OPFI has bounced recently, but its long-term trend is still down: it's above its 8-week average, but 8.4% below its 200-week average.
NVDA Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $5.92 | $13.0 | +119% |
| 2021 | $13.0 | $29.6 | +128% |
| 2022 | $29.6 | $15.2 | -49% |
| 2023 | $15.2 | $49.5 | +226% |
| 2024 | $49.5 | $137.0 | +177% |
| 2025 | $137.0 | $190.5 | +39% |
| 2026 YTD | $190.5 | $166.2 | -13% |
NVDA has the edge over OPFI on returns for 2026, with the stronger performance.
OPFI Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.85 | $10.2 | +3.7% |
| 2021 | $10.2 | $4.85 | -52% |
| 2022 | $4.85 | $2.13 | -56% |
| 2023 | $2.13 | $5.12 | +140% |
| 2024 | $5.12 | $7.65 | +49% |
| 2025 | $7.65 | $11.1 | +45% |
| 2026 YTD | $11.1 | $5.91 | -47% |
OPFI's yearly returns have swung widely, from +140% in 2023 to −56% in 2022. It's down 47% so far in 2026.