NSP
Insperity, Inc.
NSP's fundamentals are mixed, but it looks expensive: trading at 554x earnings, about 22 times its usual 25x. Analysts expect strong earnings growth.
NSP Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Stable | |
| Healthy | |
| Strong |
NSP's cash flow and balance sheet are currently healthy, and its revenue and profitability are stable.
NSP PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 20x | $49.84 | — |
| Cheap | 21x | $1.87 | -96% |
| Fair | 25x | $2.25 | -95% |
| Expensive | 37x | $3.31 | -93% |
| Current | 554x | $49.84 | — |
Historical ranges are pointers, not guarantees.
NSP's PE is in its expensive range at 554x. If earnings grow as analysts expect, today's price would be 20x next year's earnings, in its cheap range.
NSP Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Stable | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect NSP's earnings to grow and its profitability to improve, with its revenue holding steady.
NSP Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.51 | +2686% |
| Q3 2026 | $0.09 | -81% |
| Q2 2026 | -$0.42 | -139% |
| Q1 2026 | -$0.66 | -139% |
| Q4 2025 | -$0.19 | -108% |
| Q3 2025 | $0.47 | -85% |
| Q2 2025 | $1.07 | -75% |
| Q1 2025 | $1.69 | -59% |
| Q4 2024 | $2.42 | -46% |
NSP's earnings per share have fallen from their peak: $0.09 over the past year, against $5.29 in early 2023.
NSP Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.7B | +1.7% |
| Q2 2026 | $1.7B | +1.7% |
| Q1 2026 | $1.9B | +1.7% |
| Q4 2025 | $1.7B | +3.4% |
| Q3 2025 | $1.6B | +4% |
| Q2 2025 | $1.7B | +3.3% |
| Q1 2025 | $1.9B | +3.4% |
| Q4 2024 | $1.6B | +2.1% |
NSP's revenue has grown year over year for 23 quarters in a row: $1.7B last quarter, up 1.7% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -0.1% | +1.4 points |
| Q2 2026 | 0.4% | +0.8 points |
| Q1 2026 | 3.3% | -0.4 points |
| Q4 2025 | -2.8% | -1.8 points |
| Q3 2025 | -1.5% | -1.6 points |
| Q2 2025 | -0.4% | -1.8 points |
| Q1 2025 | 3.6% | -2.3 points |
| Q4 2024 | -0.9% | -2.3 points |
NSP's operating margin was −0.1% last quarter, up 1.4 points from the same quarter a year ago.
NSP Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$17M | +$3M |
| Q2 2026 | $41M | +$127M |
| Q1 2026 | -$73M | +$376M |
| Q4 2025 | $246M | -59% |
| Q3 2025 | -$20M | +$144M |
| Q2 2025 | -$86M | -714% |
| Q1 2025 | -$449M | -1827% |
| Q4 2024 | $606M | +1392% |
NSP usually generates cash, though not every quarter: the latest was −$17M, but it generated $197M over the past year.
NSP Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -2.6% | -1M shares |
| 1 year | 0% | -- |
| 3 years | -0.5% | -196K shares |
| 5 years | -2.3% | -881K shares |
| Available history | -5.4% | -2.2M shares |
NSP has 38M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $6M |
| Q2 2026 | — |
| Q1 2026 | $4M |
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | $19M |
| Q4 2024 | $11M |
NSP spent $10M buying back its own shares over the past year, down 67% from the year before.
NSP Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -2.9x | Net Cash |
| Q2 2026 | -4.9x | Net Cash |
| Q1 2026 | -5.8x | Net Cash |
| Q4 2025 | -7.8x | Net Cash |
| Q3 2025 | -0.8x | Net Cash |
| Q2 2025 | -0.8x | Net Cash |
| Q1 2025 | -1.5x | Net Cash |
| Q4 2024 | -4.2x | Net Cash |
NSP has more cash than debt.
NSP Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 55.7 | Neutral |
| Stochastic | 48.4 | Neutral |
NSP's weekly RSI is 56 (neutral) and its Stochastic is 48 (neutral).
NSP PE vs Industrials Sector
| Metric | NSP | Sector median | Relative |
|---|---|---|---|
| PE | 554x | 24x | 2,205% above |
| PE % | 100 | 58 | 42 pts above |
NSP is trading at 554x earnings, a 2205% premium to the Industrials sector's median of 24x.
NSP Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $49.7 | 0.4% above |
| 20 week MA | $50.0 | 0.3% below |
| 50 week MA | $40.0 | 25% above |
| 100 week MA | $52.0 | 4.1% below |
| 200 week MA | $78.0 | 36% below |
NSP's trend is mixed: it's above two of its five weekly moving averages, and 36% below its 200-week average.
NSP Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $86.4 | $84.9 | -1.7% |
| 2021 | $84.9 | $115.0 | +35% |
| 2022 | $115.0 | $114.9 | -0.1% |
| 2023 | $114.9 | $117.2 | +2% |
| 2024 | $117.2 | $76.8 | -34% |
| 2025 | $76.8 | $38.6 | -50% |
| 2026 YTD | $38.6 | $49.8 | +29% |
NSP has finished lower in four of the last six years. It's up 29% so far in 2026.