NPCE

NeuroPace, Inc.

51
Fundamentals52/ 100
Valuation50/ 100
Upside potential59/ 100
Risk potential27/ 100

NPCE has lower modeled downside risk, despite its lower overall score.

OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR has the edge over NPCE overall, supported by stronger fundamentals and stronger modeled upside.

NPCE Fundamentals

MetricStatus
Under pressure
Under pressure
Under pressure
Unavailable

NPCE's revenue, profitability and cash flow are currently under pressure. There isn't enough data to rate its balance sheet.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

NPCE PE Valuation

NPCE has no meaningful PE right now: it lost money over the past year.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94—
Current13x$31.94—
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

NPCE Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
Strongly improving
Limited
High

Analysts expect NPCE's losses to shrink, with revenue growing.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

NPCE Risk to reward

ScenarioChangePrice
Upside+39%$16.74
Downside-27%$8.72

Calculated from the latest close: $12.02 on Nov 12.

NPCE trails OSCR on modeled risk to reward, with less potential upside relative to its potential downside.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

OSCR has a better modeled risk to reward balance than NPCE, with more potential upside relative to its potential downside.

NPCE Earnings Per Share

Q4 2023: $-1.27Q1 2024: $-1.18Q2 2024: $-1.08Q3 2024: $-0.99Q4 2024: $-0.93Q1 2025: $-0.82Q2 2025: $-0.82Q3 2025: $-0.74Q4 2025: $-0.66Q1 2026: $-0.65Q2 2026: $-0.57Q3 2026: $-0.56
Q4 2023: $-1.27Q1 2024: $-1.18Q2 2024: $-1.08Q3 2024: $-0.99Q4 2024: $-0.93Q1 2025: $-0.82Q2 2025: $-0.82Q3 2025: $-0.74Q4 2025: $-0.66Q1 2026: $-0.65Q2 2026: $-0.57Q3 2026: $-0.56
QuarterTTM EPSYoY
Q3 2026-$0.56+$0.18
Q2 2026-$0.57+$0.25
Q1 2026-$0.65+$0.17
Q4 2025-$0.66+$0.27
Q3 2025-$0.74+$0.25
Q2 2025-$0.82+$0.26
Q1 2025-$0.82+$0.36
Q4 2024-$0.93+$0.34

NPCE is still losing money, but far less than before: $0.56 per share over the past year, against $1.91 at its worst in late 2022.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has the edge over NPCE on earnings quality, reporting a profit while its opponent remains loss making.

NPCE Quarterly Revenue

Q4 2023: $18MQ1 2024: $18MQ2 2024: $19MQ3 2024: $21MQ4 2024: $21MQ1 2025: $23MQ2 2025: $24MQ3 2025: $27MQ4 2025: $27MQ1 2026: $22MQ2 2026: $23MQ3 2026: $23M
Q4 2023: $18MQ1 2024: $18MQ2 2024: $19MQ3 2024: $21MQ4 2024: $21MQ1 2025: $23MQ2 2025: $24MQ3 2025: $27MQ4 2025: $27MQ1 2026: $22MQ2 2026: $23MQ3 2026: $23M
QuarterRevenueYoY
Q3 2026$23.1M-16%
Q2 2026$22.8M-3%
Q1 2026$22.1M-2%
Q4 2025$26.6M+24%
Q3 2025$27.4M+30%
Q2 2025$23.5M+22%
Q1 2025$22.5M+24%
Q4 2024$21.5M+19%

NPCE's revenue fell from its 2025 peak and has held roughly level since: $23M last quarter, down 16% from the same quarter a year ago.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR has the edge over NPCE on sales, with more consistent year-over-year improvement.

NPCE Free Cash Flow

Q4 2023: −$3MQ1 2024: −$8MQ2 2024: −$4MQ3 2024: −$2MQ4 2024: −$5MQ1 2025: −$8MQ2 2025: −$2MQ3 2025: −$2MQ4 2025: $409,000Q1 2026: −$6MQ2 2026: −$4MQ3 2026: −$3M
Q4 2023: −$3MQ1 2024: −$8MQ2 2024: −$4MQ3 2024: −$2MQ4 2024: −$5MQ1 2025: −$8MQ2 2025: −$2MQ3 2025: −$2MQ4 2025: $409,000Q1 2026: −$6MQ2 2026: −$4MQ3 2026: −$3M
QuarterFree cash flowYoY
Q3 2026-$2.8M-$805K
Q2 2026-$4M-$1.8M
Q1 2026-$6M+$1.5M
Q4 2025$409K+$5.2M
Q3 2025-$2M-$150K
Q2 2025-$2.3M+$1.7M
Q1 2025-$7.5M+$113K
Q4 2024-$4.8M-$1.5M

NPCE has burned cash in almost every quarter: −$12M over the past year, against −$17M the year before.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR has the edge over NPCE on cash generation, producing positive trailing cash flow while its opponent burns cash.

NPCE Total Shares

Q4 2023: 26MQ1 2024: 28MQ2 2024: 29MQ3 2024: 29MQ4 2024: 29MQ1 2025: 31MQ2 2025: 33MQ3 2025: 33MQ4 2025: 33MQ1 2026: 34MQ2 2026: 34MQ3 2026: 34M
Q4 2023: 26MQ1 2024: 28MQ2 2024: 29MQ3 2024: 29MQ4 2024: 29MQ1 2025: 31MQ2 2025: 33MQ3 2025: 33MQ4 2025: 33MQ1 2026: 34MQ2 2026: 34MQ3 2026: 34M
PeriodChange %Net change
Quarterly+0.7%+242K shares
1 year+3.7%+1.2M shares
3 years+32%+8.3M shares
5 years+96%+16.8M shares

NPCE has the edge over OSCR on shareholder dilution, with a more favorable share count trend.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has 346M diluted shares, up 34% from a year ago.

NPCE Net Leverage

NPCE's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has more cash than debt.

NPCE Weekly Momentum

MetricValueStatus
RSI39.0Neutral
Stochastic7.3Oversold

NPCE's weekly RSI is 39 (neutral) and its Stochastic is 7 (oversold).

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

NPCE PE vs Healthcare Sector

NPCE has no meaningful PE right now: it lost money over the past year.

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

NPCE Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$12.75.2% below
20 week MA$14.014% below
50 week MA$15.020% below
100 week MA$13.39.4% below
200 week MA$10.614% above

NPCE has fallen below most of its moving averages, though it's still 14% above its 200-week average.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR has the edge over NPCE on trend strength, trading above more of its moving averages.

NPCE Yearly ROI

YearStart priceEnd priceROI
2021$25.4$9.73-62%
2022$9.73$1.36-86%
2023$1.36$10.3+658%
2024$10.3$10.7+3.5%
2025$10.7$16.0+50%
2026 YTD$16.0$12.0-25%

NPCE's yearly returns have swung widely, from +658% in 2023 to −86% in 2022. It's down 25% so far in 2026.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over NPCE on returns for 2026, with the stronger performance.

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