NAGE
Niagen Bioscience Inc
NAGE trails on the overall score without a compensating advantage in the available component scores.
UNH
UnitedHealth Group Incorporated
UNH has the edge over NAGE overall, supported by lower modeled downside and stronger modeled upside.
NAGE Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Stable | |
| Under pressure | |
| Strong |
NAGE's balance sheet is currently strong, and its profitability is stable, but its revenue and cash flow are under pressure.
UNH Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Stable | |
| Healthy | |
| Healthy |
UNH's cash flow and balance sheet are currently healthy, and its revenue and profitability are stable.
NAGE PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 17x | $2.05 | -3.7% |
| Current | 18x | $2.13 | — |
| Fair | 27x | $3.30 | +55% |
| Expensive | 79x | $9.47 | +345% |
| Forward | 217x | $2.13 | — |
Historical ranges are pointers, not guarantees.
NAGE has the edge over UNH in the historical PE scenario, which offers more potential upside but is not a forecast.
UNH PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 18x | $405 | — |
| Cheap | 19x | $325 | -20% |
| Fair | 23x | $410 | +1.2% |
| Current | 23x | $405 | — |
| Expensive | 30x | $526 | +30% |
Historical ranges are pointers, not guarantees.
UNH's PE is in its fair range at 23x. If earnings grow as analysts expect, today's price would be 18x next year's earnings, in its cheap range.
NAGE Forward outlook
| Metric | Outlook |
|---|---|
| Strongly deteriorating | |
| Strong decline | |
| Stable | |
| Strongly weakening | |
| Limited | |
| Low |
Analysts expect NAGE's earnings and profitability to decline, with its revenue holding steady. However, they disagree widely on these estimates.
UNH Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Stable | |
| Improving | |
| Moderate | |
| Low |
UNH has the edge over NAGE on the outlook, with more favorable valuation and earnings expectations.
NAGE Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.01 | -92% |
| Q3 2026 | $0.12 | -52% |
| Q2 2026 | $0.18 | -18% |
| Q1 2026 | $0.21 | +17% |
| Q4 2025 | $0.20 | +82% |
| Q3 2025 | $0.25 | +2400% |
| Q2 2025 | $0.22 | +$0.24 |
| Q1 2025 | $0.18 | +$0.23 |
| Q4 2024 | $0.11 | +$0.18 |
NAGE has the edge over UNH on earnings, with more consistent year-over-year improvement.
UNH Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $22.65 | +29% |
| Q3 2026 | $17.55 | -8.5% |
| Q2 2026 | $15.58 | -33% |
| Q1 2026 | $13.28 | -44% |
| Q4 2025 | $13.23 | -15% |
| Q3 2025 | $19.17 | +25% |
| Q2 2025 | $23.09 | +53% |
| Q1 2025 | $23.89 | +46% |
| Q4 2024 | $15.51 | -35% |
UNH's earnings per share have fallen from their peak: $17.55 over the past year, against $23.89 in early 2025.
NAGE Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $27.2M | -20% |
| Q2 2026 | $29.8M | -4.3% |
| Q1 2026 | $31.5M | +3.3% |
| Q4 2025 | $33.8M | +16% |
| Q3 2025 | $34M | +33% |
| Q2 2025 | $31.1M | +37% |
| Q1 2025 | $30.5M | +38% |
| Q4 2024 | $29.1M | +37% |
NAGE's revenue fell from its 2025 peak and has held roughly level since: $27M last quarter, down 20% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -5.8% | -18 points |
| Q2 2026 | 2.4% | -7.9 points |
| Q1 2026 | 5% | -11 points |
| Q4 2025 | 12% | -12 points |
| Q3 2025 | 12% | +6.2 points |
| Q2 2025 | 10% | +11 points |
| Q1 2025 | 16% | +19 points |
| Q4 2024 | 24% | +25 points |
NAGE's operating margin was −5.8% last quarter, down 18 points from the same quarter a year ago.
UNH Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $112.7B | -0.4% |
| Q2 2026 | $112B | +0.4% |
| Q1 2026 | $111.7B | +2% |
| Q4 2025 | $113.2B | +12% |
| Q3 2025 | $113.2B | +12% |
| Q2 2025 | $111.6B | +13% |
| Q1 2025 | $109.6B | +9.8% |
| Q4 2024 | $100.8B | +6.8% |
UNH's revenue has held roughly level: $113B last quarter, about level with the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 5.8% | +2 points |
| Q2 2026 | 7.1% | +2.5 points |
| Q1 2026 | 8.1% | -0.3 points |
| Q4 2025 | 0.3% | -7.4 points |
| Q3 2025 | 3.8% | -4.8 points |
| Q2 2025 | 4.6% | -3.4 points |
| Q1 2025 | 8.3% | +0.4 points |
| Q4 2024 | 7.7% | -0.4 points |
UNH has the edge over NAGE on profitability, with a higher operating margin.
NAGE Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $2.6M | -29% |
| Q2 2026 | $2.8M | +122% |
| Q1 2026 | -$1.2M | -115% |
| Q4 2025 | $679K | -92% |
| Q3 2025 | $3.7M | +5.6% |
| Q2 2025 | $1.3M | +$1.5M |
| Q1 2025 | $7.9M | +2572% |
| Q4 2024 | $8.6M | +1222% |
NAGE still generates free cash flow, though less than at its 2024 peak: $5M over the past year.
UNH Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $4.3B | -16% |
| Q2 2026 | $10.3B | +63% |
| Q1 2026 | $8.1B | +79% |
| Q4 2025 | $160M | -89% |
| Q3 2025 | $5.1B | -61% |
| Q2 2025 | $6.3B | +6.9% |
| Q1 2025 | $4.6B | +1037% |
| Q4 2024 | $1.5B | +$7.6B |
UNH still generates free cash flow, though less than at its 2022 peak: $22.8B over the past year.
NAGE Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -4.1% | -3.4M shares |
| 1 year | -8.6% | -7.5M shares |
| 3 years | +5.5% | +4.1M shares |
| 5 years | +16% | +10.9M shares |
| Available history | +28% | +17.5M shares |
NAGE has the edge over UNH on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | $2.8M |
| Q1 2026 | $2.4M |
UNH Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -4M shares |
| 1 year | -0.7% | -6M shares |
| 3 years | -3.6% | -34M shares |
| 5 years | -5.5% | -53M shares |
| Available history | -6.6% | -64M shares |
UNH has 902M diluted shares, down 0.7% from a year ago, with $5B in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3.4B |
| Q2 2026 | $1.6B |
| Q1 2026 | — |
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | $2.5B |
| Q1 2025 | $3B |
| Q4 2024 | $5B |
UNH spent $5B buying back its own shares over the past year, down 52% from the year before.
NAGE Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -11.9x | Net Cash |
| Q2 2026 | -5.8x | Net Cash |
| Q1 2026 | -4.8x | Net Cash |
| Q4 2025 | -3.8x | Net Cash |
| Q3 2025 | -3.2x | Net Cash |
| Q2 2025 | -3.5x | Net Cash |
| Q1 2025 | -4.0x | Net Cash |
| Q4 2024 | -5.2x | Net Cash |
NAGE has the edge over UNH on leverage, with a lower net debt burden relative to earnings.
UNH Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 1.7x | Healthy |
| Q2 2026 | 1.7x | Healthy |
| Q1 2026 | 2.2x | Moderate |
| Q4 2025 | 2.3x | Moderate |
| Q3 2025 | 1.7x | Healthy |
| Q2 2025 | 1.5x | Healthy |
| Q1 2025 | 1.3x | Healthy |
| Q4 2024 | 1.4x | Healthy |
UNH's net debt is about 1.7 years of its operating earnings (EBITDA), about the same as a year ago.
NAGE Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 22.9 | Oversold |
| Stochastic | 3.5 | Oversold |
NAGE's weekly RSI is 23 (oversold) and its Stochastic is 4 (oversold).
UNH Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 56.4 | Neutral |
| Stochastic | 60.0 | Neutral |
UNH's weekly RSI is 56 (neutral) and its Stochastic is 60 (neutral).
NAGE PE vs Healthcare Sector
| Metric | NAGE | Sector median | Relative |
|---|---|---|---|
| PE | 18x | 26x | 31% below |
| PE % | 22 | 29 | 7 pts below |
NAGE has the edge over UNH on valuation relative to its sector.
UNH PE vs Healthcare Sector
| Metric | UNH | Sector median | Relative |
|---|---|---|---|
| PE | 23x | 26x | 11% below |
| PE % | 47 | 29 | 18 pts above |
UNH is trading at 23x earnings, a 11% discount to the Healthcare sector's median of 26x.
NAGE Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $2.50 | 15% below |
| 20 week MA | $2.93 | 27% below |
| 50 week MA | $4.14 | 49% below |
| 100 week MA | $6.23 | 66% below |
| 200 week MA | $4.35 | 51% below |
NAGE is in a downtrend: it's below all five of its weekly moving averages, and 51% below its 200-week average.
UNH Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $394.2 | 2.8% above |
| 20 week MA | $400.5 | 1.2% above |
| 50 week MA | $361.2 | 12% above |
| 100 week MA | $376.0 | 7.8% above |
| 200 week MA | $446.6 | 9.3% below |
UNH has the edge over NAGE on trend strength, trading above more of its moving averages.
NAGE Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $4.47 | $4.99 | +12% |
| 2021 | $4.99 | $4.13 | -17% |
| 2022 | $4.13 | $1.50 | -64% |
| 2023 | $1.50 | $1.43 | -4.7% |
| 2024 | $1.43 | $5.52 | +286% |
| 2025 | $5.52 | $6.64 | +20% |
| 2026 YTD | $6.64 | $2.13 | -68% |
NAGE's yearly returns have swung widely, from +286% in 2024 to −64% in 2022. It's down 68% so far in 2026.
UNH Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $296.0 | $340.8 | +15% |
| 2021 | $340.8 | $495.4 | +45% |
| 2022 | $495.4 | $531.3 | +7.3% |
| 2023 | $531.3 | $526.5 | -0.9% |
| 2024 | $526.5 | $510.0 | -3.1% |
| 2025 | $510.0 | $331.8 | -35% |
| 2026 YTD | $331.8 | $405.1 | +22% |
UNH has the edge over NAGE on returns for 2026, with the stronger performance.