MSFT
Microsoft Corporation
MSFT's fundamentals are strong and it looks cheap: trading at 27x earnings, below its usual 34x. Analysts expect strong earnings growth.
XBP
XBP Global Holdings, Inc.
There isn't enough reported data to score XBP yet.
MSFT Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| Healthy | |
| Strong |
MSFT's revenue, profitability, cash flow and balance sheet are all currently healthy.
XBP Fundamentals
| Metric | Status |
|---|---|
| Unavailable | |
| Weak | |
| Under pressure | |
| Weak |
XBP's profitability, cash flow and balance sheet are currently under pressure. There isn't enough data to rate its revenue.
MSFT PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 25x | $523 | — |
| Cheap | 27x | $525 | +0.4% |
| Current | 27x | $523 | — |
| Fair | 34x | $652 | +25% |
| Expensive | 37x | $711 | +36% |
Historical ranges are pointers, not guarantees.
MSFT's PE is in its cheap range at 27x. If earnings grow as analysts expect, today's price would be 25x next year's earnings.
XBP PE Valuation
XBP has no meaningful PE right now: it lost money over the past year.
MSFT Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Strong growth | |
| Strong growth | |
| Stable | |
| Moderate | |
| High |
Analysts expect strong earnings and revenue growth for MSFT, with profitability holding steady.
XBP Forward outlook
There aren't enough analyst estimates for XBP to show an outlook.
MSFT Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $20.79 | +8.6% |
| Q3 2026 | $19.15 | +36% |
| Q2 2026 | $17.95 | +32% |
| Q1 2026 | $16.80 | +30% |
| Q4 2025 | $15.99 | +29% |
| Q3 2025 | $14.06 | +16% |
| Q2 2025 | $13.64 | +16% |
| Q1 2025 | $12.93 | +12% |
| Q4 2024 | $12.41 | +12% |
MSFT has the edge over XBP on earnings quality, reporting a profit while its opponent remains loss making.
XBP Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | -$33.55 | -$28.45 |
| Q1 2026 | -$34.03 | -$29.23 |
| Q4 2025 | -$33.15 | -$29.05 |
| Q3 2025 | -$30.20 | -272% |
| Q2 2025 | -$5.10 | -$0.10 |
XBP lost $33.55 per share over the past year, a bigger loss than the year before.
MSFT Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $92.3B | +19% |
| Q2 2026 | $90B | +18% |
| Q1 2026 | $82.9B | +18% |
| Q4 2025 | $81.3B | +17% |
| Q3 2025 | $77.7B | +18% |
| Q2 2025 | $76.4B | +18% |
| Q1 2025 | $70.1B | +13% |
| Q4 2024 | $69.6B | +12% |
MSFT's revenue has grown year over year every quarter since late 2020: $92.3B last quarter, up 19% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 50% | +0.9 points |
| Q2 2026 | 45% | +0.2 points |
| Q1 2026 | 46% | +0.7 points |
| Q4 2025 | 47% | +1.6 points |
| Q3 2025 | 49% | +2.3 points |
| Q2 2025 | 45% | +1.8 points |
| Q1 2025 | 46% | +1.1 points |
| Q4 2024 | 45% | +1.9 points |
MSFT has the edge over XBP on profitability, with a higher operating margin.
XBP Quarterly Revenue
XBP and MSFT do not have enough comparable growth data to identify a winner.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | -1.9% | N/A |
| Q1 2026 | -7.7% | N/A |
| Q4 2025 | -1% | N/A |
| Q3 2025 | -192% | N/A |
MSFT has the edge over XBP on profitability, with a higher operating margin.
MSFT Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $18.6B | -27% |
| Q2 2026 | $19.6B | -23% |
| Q1 2026 | $15.8B | -22% |
| Q4 2025 | $5.9B | -9.3% |
| Q3 2025 | $25.7B | +33% |
| Q2 2025 | $25.6B | +9.6% |
| Q1 2025 | $20.3B | -3.2% |
| Q4 2024 | $6.5B | -29% |
MSFT has the edge over XBP on cash generation, producing positive trailing cash flow while its opponent burns cash.
XBP Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | -$11.5M | -$7.5M |
| Q1 2026 | -$6.1M | -$4.2M |
| Q4 2025 | $1.8M | -68% |
| Q3 2025 | $10.5M | +$16.7M |
| Q2 2025 | -$4M | -$1.9M |
| Q1 2025 | -$1.9M | +$2.1M |
XBP has burned cash in most quarters: −$5M over the past year, against −$6M the year before.
MSFT Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -7M shares |
| 1 year | -0.3% | -20M shares |
| 3 years | -0.2% | -16M shares |
| 5 years | -1.6% | -121M shares |
| Available history | -3.2% | -245M shares |
MSFT has the edge over XBP on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $4.4B |
| Q2 2026 | $4.6B |
| Q1 2026 | $4.6B |
| Q4 2025 | $7.4B |
| Q3 2025 | $5.7B |
| Q2 2025 | $4.5B |
| Q1 2025 | $4.8B |
| Q4 2024 | $5B |
MSFT spent $21B buying back its own shares over the past year, up 5.2% from the year before.
XBP Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +14.5K shares |
| 1 year | +228% | +8.2M shares |
| 3 years | +270% | +8.6M shares |
XBP has 12M diluted shares, up 228% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2025 | — |
MSFT Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.1x | Very low |
| Q2 2026 | 0.1x | Very low |
MSFT's net debt is less than a year of its operating earnings (EBITDA).
XBP Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2025 | 9.0x | High |
| Q1 2025 | 8.3x | High |
| Q4 2024 | 3.7x | Elevated |
XBP's net debt is about 9.0 years of its operating earnings (EBITDA).
MSFT Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 62.1 | Neutral |
| Stochastic | 68.0 | Neutral |
MSFT's weekly RSI is 62 (neutral) and its Stochastic is 68 (neutral).
XBP Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 46.3 | Neutral |
| Stochastic | 41.3 | Neutral |
XBP's weekly RSI is 46 (neutral) and its Stochastic is 41 (neutral).
MSFT PE vs Technology Sector
| Metric | MSFT | Sector median | Relative |
|---|---|---|---|
| PE | 27x | 28x | 2% below |
| PE % | 16 | 35 | 19 pts below |
MSFT is trading at 27x earnings, in line with the Technology sector's median of 28x.
XBP PE vs Technology Sector
| Metric | XBP | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 28x | — |
XBP has no meaningful PE right now: it lost money over the past year.
MSFT Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $524.7 | 0.3% below |
| 20 week MA | $484.8 | 7.9% above |
| 50 week MA | $446.9 | 17% above |
| 100 week MA | $453.8 | 15% above |
| 200 week MA | $411.5 | 27% above |
MSFT has the edge over XBP on trend strength, trading above more of its moving averages.
XBP Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $3.02 | 0.7% below |
| 20 week MA | $2.96 | 1.4% above |
| 50 week MA | $4.15 | 28% below |
| 100 week MA | $6.79 | 56% below |
| 200 week MA | $37.2 | 92% below |
XBP's trend is mixed: it's above one of its five weekly moving averages, and 92% below its 200-week average.
MSFT Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $159.0 | $222.8 | +40% |
| 2021 | $222.8 | $334.7 | +50% |
| 2022 | $334.7 | $238.7 | -29% |
| 2023 | $238.7 | $376.0 | +58% |
| 2024 | $376.0 | $430.5 | +14% |
| 2025 | $430.5 | $487.7 | +13% |
| 2026 YTD | $487.7 | $523.0 | +7.2% |
MSFT has the edge over XBP on returns for 2026, with the stronger performance.
XBP Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $101.0 | $99.8 | -1.2% |
| 2022 | $99.8 | $103.8 | +4% |
| 2023 | $103.8 | $53.0 | -49% |
| 2024 | $53.0 | $11.1 | -79% |
| 2025 | $11.1 | $6.65 | -40% |
| 2026 YTD | $6.65 | $3.00 | -55% |
XBP has finished three years in a row lower, and it's down 55% so far in 2026.