MSFT

Microsoft Corporation

76
Fundamentals75/ 100
Valuation69/ 100
Upside potential75/ 100
Risk potential10/ 100

MSFT's fundamentals are strong and it looks cheap: trading at 27x earnings, below its usual 34x. Analysts expect strong earnings growth.

OLB

The OLB Group, Inc.

There isn't enough reported data to score OLB yet.

MSFT Fundamentals

MetricStatus
Healthy
Strong
Healthy
Strong

MSFT's revenue, profitability, cash flow and balance sheet are all currently healthy.

OLB Fundamentals

MetricStatus
Weak
Under pressure
Weak
Weak

OLB's revenue, profitability, cash flow and balance sheet are all currently under pressure.

MSFT PE Valuation

CHEAPFAIREXPENSIVE11x21x32x42x
CHEAPFAIREXPENSIVE11x21x32x42x
LevelPEPriceVs current
Forward25x$523โ€”
Cheap27x$525+0.4%
Current27x$523โ€”
Fair34x$652+25%
Expensive37x$711+36%

Historical ranges are pointers, not guarantees.

MSFT's PE is in its cheap range at 27x. If earnings grow as analysts expect, today's price would be 25x next year's earnings.

OLB PE Valuation

OLB has no meaningful PE right now: it lost money over the past year.

MSFT Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Stable
Moderate
High

Analysts expect strong earnings and revenue growth for MSFT, with profitability holding steady.

OLB Forward outlook

There aren't enough analyst estimates for OLB to show an outlook.

MSFT Risk to reward

ScenarioChangePrice
Upside+28%$671.86
Downside-10%$472.97

Calculated from the latest close: $523.00 on Nov 12.

There is not enough scenario data to compare MSFT and OLB's risk to reward.

OLB Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $0.18 on Nov 12.

There is not enough scenario data to compare MSFT and OLB's risk to reward.

MSFT Earnings Per Share

Q4 2023: $11.05Q1 2024: $11.54Q2 2024: $11.80Q3 2024: $12.11Q4 2024: $12.41Q1 2025: $12.93Q2 2025: $13.64Q3 2025: $14.06Q4 2025: $15.99Q1 2026: $16.80Q2 2026: $17.95Q3 2026: $19.15Forward: $20.79
Q4 2023: $11.05Q1 2024: $11.54Q2 2024: $11.80Q3 2024: $12.11Q4 2024: $12.41Q1 2025: $12.93Q2 2025: $13.64Q3 2025: $14.06Q4 2025: $15.99Q1 2026: $16.80Q2 2026: $17.95Q3 2026: $19.15Forward: $20.79
QuarterTTM EPSYoY
Forward$20.79+8.6%
Q3 2026$19.15+36%
Q2 2026$17.95+32%
Q1 2026$16.80+30%
Q4 2025$15.99+29%
Q3 2025$14.06+16%
Q2 2025$13.64+16%
Q1 2025$12.93+12%
Q4 2024$12.41+12%

MSFT has the edge over OLB on earnings quality, reporting a profit while its opponent remains loss making.

OLB Earnings Per Share

Q3 2023: $-5.61Q4 2024: $-6.10Q1 2025: $-5.17Q2 2025: $-4.34Q3 2025: $-3.55Q4 2025: $-1.74Q1 2026: $-1.35Q2 2026: $-0.77
Q3 2023: $-5.61Q4 2024: $-6.10Q1 2025: $-5.17Q2 2025: $-4.34Q3 2025: $-3.55Q4 2025: $-1.74Q1 2026: $-1.35Q2 2026: $-0.77
QuarterTTM EPSYoY
Q2 2026-$0.77+$3.57
Q1 2026-$1.35+$3.82
Q4 2025-$1.74+$4.36
Q3 2023-$5.61-$0.01
Q2 2023-$5.61-$0.11
Q1 2023-$6.01-$0.41
Q4 2022-$5.31+$0.99
Q3 2022-$5.60-$1.78

OLB is still losing money, but far less than before: $0.77 per share over the past year, against $6.30 at its worst in late 2021.

MSFT Quarterly Revenue

Q4 2023: $62BQ1 2024: $61.9BQ2 2024: $64.7BQ3 2024: $65.6BQ4 2024: $69.6BQ1 2025: $70.1BQ2 2025: $76.4BQ3 2025: $77.7BQ4 2025: $81.3BQ1 2026: $82.9BQ2 2026: $90BQ3 2026: $92.3B
Q4 2023: $62BQ1 2024: $61.9BQ2 2024: $64.7BQ3 2024: $65.6BQ4 2024: $69.6BQ1 2025: $70.1BQ2 2025: $76.4BQ3 2025: $77.7BQ4 2025: $81.3BQ1 2026: $82.9BQ2 2026: $90BQ3 2026: $92.3B
QuarterRevenueYoY
Q3 2026$92.3B+19%
Q2 2026$90B+18%
Q1 2026$82.9B+18%
Q4 2025$81.3B+17%
Q3 2025$77.7B+18%
Q2 2025$76.4B+18%
Q1 2025$70.1B+13%
Q4 2024$69.6B+12%

MSFT has the edge over OLB on sales, with more consistent year-over-year improvement.

OLB Quarterly Revenue

Q3 2023: $10MQ4 2023: $6MQ1 2024: $3MQ2 2024: $4MQ3 2024: $3MQ4 2024: $3MQ1 2025: $2MQ2 2025: $2MQ3 2025: $2MQ4 2025: $2MQ1 2026: $2MQ2 2026: $1M
Q3 2023: $10MQ4 2023: $6MQ1 2024: $3MQ2 2024: $4MQ3 2024: $3MQ4 2024: $3MQ1 2025: $2MQ2 2025: $2MQ3 2025: $2MQ4 2025: $2MQ1 2026: $2MQ2 2026: $1M
QuarterRevenueYoY
Q2 2026$1.3M-44%
Q1 2026$1.7M-29%
Q4 2025$1.8M-35%
Q3 2025$2.3M-25%
Q2 2025$2.3M-36%
Q1 2025$2.3M-34%
Q4 2024$2.7M-54%
Q3 2024$3.1M-68%

OLB's revenue has slid since its 2023 peak: $1M last quarter, down 44% from the same quarter a year ago.

MSFT Free Cash Flow

Q4 2023: $9.1BQ1 2024: $21BQ2 2024: $23.3BQ3 2024: $19.3BQ4 2024: $6.5BQ1 2025: $20.3BQ2 2025: $25.6BQ3 2025: $25.7BQ4 2025: $5.9BQ1 2026: $15.8BQ2 2026: $19.6BQ3 2026: $18.6B
Q4 2023: $9.1BQ1 2024: $21BQ2 2024: $23.3BQ3 2024: $19.3BQ4 2024: $6.5BQ1 2025: $20.3BQ2 2025: $25.6BQ3 2025: $25.7BQ4 2025: $5.9BQ1 2026: $15.8BQ2 2026: $19.6BQ3 2026: $18.6B
QuarterFree cash flowYoY
Q3 2026$18.6B-27%
Q2 2026$19.6B-23%
Q1 2026$15.8B-22%
Q4 2025$5.9B-9.3%
Q3 2025$25.7B+33%
Q2 2025$25.6B+9.6%
Q1 2025$20.3B-3.2%
Q4 2024$6.5B-29%

MSFT has the edge over OLB on cash generation, producing positive trailing cash flow while its opponent burns cash.

OLB Free Cash Flow

Q3 2023: --Q4 2023: $86,427Q1 2024: --Q2 2024: --Q3 2024: --Q4 2024: โˆ’$1MQ1 2025: โˆ’$155,842Q2 2025: โˆ’$1MQ3 2025: โˆ’$115,505Q4 2025: โˆ’$39,263Q1 2026: โˆ’$1MQ2 2026: โˆ’$1M
Q3 2023: --Q4 2023: $86,427Q1 2024: --Q2 2024: --Q3 2024: --Q4 2024: โˆ’$1MQ1 2025: โˆ’$155,842Q2 2025: โˆ’$1MQ3 2025: โˆ’$115,505Q4 2025: โˆ’$39,263Q1 2026: โˆ’$1MQ2 2026: โˆ’$1M
QuarterFree cash flowYoY
Q2 2026-$1.1M-$39.5K
Q1 2026-$1.3M-$1.2M
Q4 2025-$39.3K+$974.2K
Q4 2024-$1M-1273%
Q4 2023$86.4K+$1.8M
Q1 2023$570.8K+$1.2M
Q4 2022-$1.7M+$3.8M
Q1 2022-$594.7K+$345.1K

OLB has burned cash in most quarters: โˆ’$3M over the past year, against โˆ’$2M the year before.

MSFT Total Shares

Q4 2023: 7.5BQ1 2024: 7.5BQ2 2024: 7.5BQ3 2024: 7.5BQ4 2024: 7.5BQ1 2025: 7.5BQ2 2025: 7.5BQ3 2025: 7.5BQ4 2025: 7.5BQ1 2026: 7.4BQ2 2026: 7.5BQ3 2026: 7.4B
Q4 2023: 7.5BQ1 2024: 7.5BQ2 2024: 7.5BQ3 2024: 7.5BQ4 2024: 7.5BQ1 2025: 7.5BQ2 2025: 7.5BQ3 2025: 7.5BQ4 2025: 7.5BQ1 2026: 7.4BQ2 2026: 7.5BQ3 2026: 7.4B
PeriodChange %Net change
Quarterly-0.1%-7M shares
1 year-0.3%-20M shares
3 years-0.2%-16M shares
5 years-1.6%-121M shares
Available history-3.2%-245M shares

MSFT has the edge over OLB on shareholder dilution, with a more favorable share count trend.

OLB Total Shares

Q3 2023: 2MQ4 2023: 2MQ1 2024: 2MQ2 2024: 2MQ3 2024: 2MQ1 2025: 2MQ2 2025: 4MQ3 2025: 9MQ1 2026: 13MQ2 2026: 14M
Q3 2023: 2MQ4 2023: 2MQ1 2024: 2MQ2 2024: 2MQ3 2024: 2MQ1 2025: 2MQ2 2025: 4MQ3 2025: 9MQ1 2026: 13MQ2 2026: 14M
PeriodChange %Net change
Quarterly+8.9%+1.1M shares
1 year+495%+11.7M shares
3 years+856%+12.6M shares
5 years+2300%+13.5M shares
Available history+2468%+13.5M shares

OLB has 14M diluted shares, up 495% from a year ago.

MSFT Net Leverage

Q2 2026: 0.1xQ3 2026: 0.1x
Q2 2026: 0.1xQ3 2026: 0.1x
QuarterNet LeverageStatus
Q3 20260.1xVery low
Q2 20260.1xVery low

MSFT's net debt is less than a year of its operating earnings (EBITDA).

OLB Net Leverage

QuarterNet LeverageStatus
Q4 202032.1xHigh
Q3 20207.1xHigh
Q2 202010.1xHigh
Q1 20209.4xHigh
Q4 20198.1xHigh
Q3 201964.7xHigh

OLB's net debt is more than 20 years of its operating earnings (EBITDA), up from 8.1 years a year ago.

MSFT Weekly Momentum

MetricValueStatus
RSI62.1Neutral
Stochastic68.0Neutral

MSFT's weekly RSI is 62 (neutral) and its Stochastic is 68 (neutral).

OLB Weekly Momentum

MetricValueStatus
RSI38.7Neutral
Stochastic5.6Oversold

OLB's weekly RSI is 39 (neutral) and its Stochastic is 6 (oversold).

MSFT PE vs Technology Sector

MetricMSFTSector medianRelative
PE27x28x2% below
PE %163519 pts below

MSFT is trading at 27x earnings, in line with the Technology sector's median of 28x.

OLB PE vs Technology Sector

OLB has no meaningful PE right now: it lost money over the past year.

MSFT Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$524.70.3% below
20 week MA$484.87.9% above
50 week MA$446.917% above
100 week MA$453.815% above
200 week MA$411.527% above

MSFT has the edge over OLB on trend strength, trading above more of its moving averages.

OLB Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$0.2836% below
20 week MA$0.2938% below
50 week MA$0.4762% below
100 week MA$0.9581% below
200 week MA$3.5895% below

OLB is in a downtrend: it's below all five of its weekly moving averages, and 95% below its 200-week average.

MSFT Yearly ROI

YearStart priceEnd priceROI
2020$159.0$222.8+40%
2021$222.8$334.7+50%
2022$334.7$238.7-29%
2023$238.7$376.0+58%
2024$376.0$430.5+14%
2025$430.5$487.7+13%
2026 YTD$487.7$523.0+7.2%

MSFT has the edge over OLB on returns for 2026, with the stronger performance.

OLB Yearly ROI

YearStart priceEnd priceROI
2019$75.0$150.0+100%
2020$150.0$47.1-69%
2021$47.1$30.9-34%
2022$30.9$9.43-69%
2023$9.43$10.6+12%
2024$10.6$1.88-82%
2025$1.88$0.80-57%
2026 YTD$0.80$0.18-78%

OLB has finished lower in five of the last six years. It's down 78% so far in 2026.

Give your agent the market.

Get API key