MS
Morgan Stanley
MS has slightly lower modeled downside risk, despite its lower overall score.
WSBC
WesBanco, Inc.
WSBC has a slight edge over MS overall, supported by stronger fundamentals and stronger valuation.
MS Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
MS's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like MS.
WSBC Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
WSBC's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like WSBC.
MS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 11x | $134 | -29% |
| Fair | 14x | $178 | -5.7% |
| Forward | 14x | $189 | — |
| Current | 15x | $189 | — |
| Expensive | 18x | $223 | +18% |
Historical ranges are pointers, not guarantees.
MS's PE is in its fair range at 15x. If earnings grow as analysts expect, today's price would be 14x next year's earnings.
WSBC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.7x | $35.40 | -7.8% |
| Forward | 10x | $38.40 | — |
| Current | 11x | $38.40 | — |
| Fair | 12x | $43.73 | +14% |
| Expensive | 17x | $61.70 | +61% |
Historical ranges are pointers, not guarantees.
WSBC has the edge over MS in the historical PE scenario, which offers more potential upside but is not a forecast.
MS Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
MS has the edge over WSBC on the outlook, with more favorable valuation and profitability expectations.
WSBC Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Stable | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for WSBC, with profitability holding steady.
MS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $13.39 | +6.3% |
| Q3 2026 | $12.60 | +29% |
| Q2 2026 | $12.37 | +40% |
| Q1 2026 | $11.04 | +29% |
| Q4 2025 | $10.21 | +28% |
| Q3 2025 | $9.76 | +48% |
| Q2 2025 | $8.84 | +45% |
| Q1 2025 | $8.53 | +55% |
| Q4 2024 | $7.95 | +53% |
MS has the edge over WSBC on earnings, with more consistent year-over-year improvement.
WSBC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $3.68 | +1% |
| Q3 2026 | $3.64 | +84% |
| Q2 2026 | $3.60 | +114% |
| Q1 2026 | $3.26 | +110% |
| Q4 2025 | $2.23 | -1.3% |
| Q3 2025 | $1.98 | -5.3% |
| Q2 2025 | $1.68 | -21% |
| Q1 2025 | $1.55 | -35% |
| Q4 2024 | $2.26 | -10% |
WSBC earned $3.64 per share over the past year, up 84% from the year before.
MS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $20.3B | +12% |
| Q2 2026 | $21.3B | +27% |
| Q1 2026 | $20.6B | +16% |
| Q4 2025 | $17.9B | +10% |
| Q3 2025 | $18.2B | +18% |
| Q2 2025 | $16.8B | +12% |
| Q1 2025 | $17.7B | +17% |
| Q4 2024 | $16.2B | +26% |
MS's revenue has grown year over year for 14 quarters in a row: $20.3B last quarter, up 12% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 32% | -1.2 points |
| Q2 2026 | 34% | +6.9 points |
| Q1 2026 | 34% | +2.8 points |
| Q4 2025 | 32% | +2 points |
| Q3 2025 | 33% | +5.6 points |
| Q2 2025 | 28% | +0.4 points |
| Q1 2025 | 31% | +2.2 points |
| Q4 2024 | 30% | +14 points |
MS's operating margin was 32% last quarter, down 1.2 points from the same quarter a year ago.
WSBC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $272.7M | +4.3% |
| Q2 2026 | $275.8M | +5.8% |
| Q1 2026 | $257.2M | +33% |
| Q4 2025 | $265.6M | +63% |
| Q3 2025 | $261.6M | +74% |
| Q2 2025 | $260.7M | +76% |
| Q1 2025 | $193.2M | +34% |
| Q4 2024 | $162.9M | +10% |
WSBC has the edge over MS on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 42% | +2 points |
| Q2 2026 | 43% | +15 points |
| Q1 2026 | 43% | +48 points |
| Q4 2025 | 43% | +5.1 points |
| Q3 2025 | 39% | +9.8 points |
| Q2 2025 | 27% | +3.5 points |
| Q1 2025 | -5% | -35 points |
| Q4 2024 | 38% | +8.6 points |
WSBC has the edge over MS on profitability, with a higher operating margin.
MS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$46B | -$42.7B |
| Q2 2026 | -$2.7B | -123% |
| Q1 2026 | -$7.1B | +$16.9B |
| Q4 2025 | -$2.4B | -120% |
| Q3 2025 | -$3.3B | +$14B |
| Q2 2025 | $11.8B | +368% |
| Q1 2025 | -$24B | -650% |
| Q4 2024 | $11.8B | +$29.6B |
MS's free cash flow was −$58.3B over the past year, against −$3.7B the year before. Free cash flow isn't a meaningful measure for financial services companies like MS.
WSBC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $113.3M | -1.4% |
| Q2 2026 | $77.7M | -21% |
| Q1 2026 | $106.6M | +$137.3M |
| Q4 2025 | $97.6M | +55% |
| Q3 2025 | $114.9M | +102% |
| Q2 2025 | $98.3M | +416% |
| Q1 2025 | -$30.7M | -150% |
| Q4 2024 | $62.8M | +41% |
WSBC has the edge over MS on cash generation, producing positive trailing cash flow while its opponent burns cash.
MS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.2% | -3M shares |
| 1 year | -1.5% | -24M shares |
| 3 years | -4.7% | -77M shares |
| 5 years | -14% | -246M shares |
| Available history | -4.5% | -74M shares |
MS has the edge over WSBC on shareholder dilution, with a more favorable share count trend.
WSBC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -70.9K shares |
| 1 year | +0.5% | +516K shares |
| 3 years | +63% | +37.2M shares |
| 5 years | +49% | +31.6M shares |
| Available history | +72% | +40.4M shares |
WSBC has 97M diluted shares, up 0.5% from a year ago.
MS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 7.8x | High |
| Q2 2026 | 7.3x | High |
| Q1 2026 | 8.2x | High |
| Q4 2025 | 8.6x | High |
| Q3 2025 | 8.4x | High |
| Q2 2025 | 8.7x | High |
| Q1 2025 | 8.7x | High |
| Q4 2024 | 7.9x | High |
MS's net debt is about 7.8 years of its operating earnings (EBITDA), down from 8.4 years a year ago. Net leverage isn't a meaningful measure for financial services companies like MS.
WSBC Net Leverage
MS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 45.0 | Neutral |
| Stochastic | 18.7 | Oversold |
MS's weekly RSI is 45 (neutral) and its Stochastic is 19 (oversold).
WSBC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 50.8 | Neutral |
| Stochastic | 35.3 | Neutral |
WSBC's weekly RSI is 51 (neutral) and its Stochastic is 35 (neutral).
MS PE vs Financial Services Sector
| Metric | MS | Sector median | Relative |
|---|---|---|---|
| PE | 15x | 13x | 15% above |
| PE % | 59 | 63 | 4 pts below |
MS is trading at 15x earnings, a 15% premium to the Financial Services sector's median of 13x.
WSBC PE vs Financial Services Sector
| Metric | WSBC | Sector median | Relative |
|---|---|---|---|
| PE | 11x | 13x | 19% below |
| PE % | 29 | 63 | 34 pts below |
WSBC has the edge over MS on valuation relative to its sector.
MS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $186.5 | 1.5% above |
| 20 week MA | $203.3 | 6.9% below |
| 50 week MA | $191.9 | 1.4% below |
| 100 week MA | $164.9 | 15% above |
| 200 week MA | $129.3 | 46% above |
MS's trend is mixed: it's above three of its five weekly moving averages, and 46% above its 200-week average.
WSBC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $38.1 | 0.7% above |
| 20 week MA | $39.7 | 3.2% below |
| 50 week MA | $36.8 | 4.3% above |
| 100 week MA | $34.3 | 12% above |
| 200 week MA | $31.7 | 21% above |
WSBC has the edge over MS on trend strength, trading above more of its moving averages.
MS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $51.1 | $68.1 | +33% |
| 2021 | $68.1 | $99.3 | +46% |
| 2022 | $99.3 | $86.1 | -13% |
| 2023 | $86.1 | $93.3 | +8.3% |
| 2024 | $93.3 | $126.8 | +36% |
| 2025 | $126.8 | $181.9 | +43% |
| 2026 YTD | $181.9 | $189.2 | +4% |
MS has finished higher in five of the last six years. It's up 4% so far in 2026.
WSBC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $37.9 | $29.7 | -22% |
| 2021 | $29.7 | $34.5 | +16% |
| 2022 | $34.5 | $37.1 | +7.4% |
| 2023 | $37.1 | $31.4 | -15% |
| 2024 | $31.4 | $32.8 | +4.6% |
| 2025 | $32.8 | $34.1 | +4.1% |
| 2026 YTD | $34.1 | $38.4 | +12% |
WSBC has the edge over MS on returns for 2026, with the stronger performance.