MS
Morgan Stanley
MS has the edge over OVBC overall, supported by stronger modeled upside and stronger valuation.
OVBC
Ohio Valley Banc Corp.
OVBC trails on the overall score without a compensating advantage in the available component scores.
MS Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
MS's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like MS.
OVBC Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| N/A | |
| N/A |
OVBC's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like OVBC.
MS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 11x | $134 | -29% |
| Fair | 14x | $178 | -5.7% |
| Forward | 14x | $189 | — |
| Current | 15x | $189 | — |
| Expensive | 18x | $223 | +18% |
Historical ranges are pointers, not guarantees.
MS's PE is in its fair range at 15x. If earnings grow as analysts expect, today's price would be 14x next year's earnings.
OVBC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.1x | $27.26 | -44% |
| Fair | 11x | $33.68 | -31% |
| Expensive | 13x | $40.30 | -17% |
| Current | 16x | $48.73 | — |
Historical ranges are pointers, not guarantees.
OVBC has the edge over MS in the historical PE scenario, which offers more potential upside but is not a forecast.
MS Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for MS, with profitability improving.
OVBC Forward outlook
There aren't enough analyst estimates for OVBC to show an outlook.
MS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $13.39 | +6.3% |
| Q3 2026 | $12.60 | +29% |
| Q2 2026 | $12.37 | +40% |
| Q1 2026 | $11.04 | +29% |
| Q4 2025 | $10.21 | +28% |
| Q3 2025 | $9.76 | +48% |
| Q2 2025 | $8.84 | +45% |
| Q1 2025 | $8.53 | +55% |
| Q4 2024 | $7.95 | +53% |
MS has the edge over OVBC on earnings, with more consistent year-over-year improvement.
OVBC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | $3.01 | +2.4% |
| Q1 2026 | $3.28 | +22% |
| Q4 2025 | $3.31 | +43% |
| Q3 2025 | $3.00 | +21% |
| Q2 2025 | $2.94 | +25% |
| Q1 2025 | $2.68 | +11% |
| Q4 2024 | $2.32 | -12% |
| Q3 2024 | $2.47 | -8.9% |
OVBC earned $3.01 per share over the past year, up 2.4% from the year before.
MS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $20.3B | +12% |
| Q2 2026 | $21.3B | +27% |
| Q1 2026 | $20.6B | +16% |
| Q4 2025 | $17.9B | +10% |
| Q3 2025 | $18.2B | +18% |
| Q2 2025 | $16.8B | +12% |
| Q1 2025 | $17.7B | +17% |
| Q4 2024 | $16.2B | +26% |
MS has the edge over OVBC on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 32% | -1.2 points |
| Q2 2026 | 34% | +6.9 points |
| Q1 2026 | 34% | +2.8 points |
| Q4 2025 | 32% | +2 points |
| Q3 2025 | 33% | +5.6 points |
| Q2 2025 | 28% | +0.4 points |
| Q1 2025 | 31% | +2.2 points |
| Q4 2024 | 30% | +14 points |
MS has the edge over OVBC on profitability, with a higher operating margin.
OVBC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $18.6M | +6.9% |
| Q1 2026 | $18.2M | +8.3% |
| Q4 2025 | $16.2M | -4.6% |
| Q3 2025 | $16.3M | +5.9% |
| Q2 2025 | $17.4M | +19% |
| Q1 2025 | $16.8M | +13% |
| Q4 2024 | $17M | +14% |
| Q3 2024 | $15.4M | +11% |
OVBC's revenue is growing: $19M last quarter, up 6.9% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 19% | -11 points |
| Q1 2026 | 29% | -4.2 points |
| Q4 2025 | 31% | +13 points |
| Q3 2025 | 23% | +1.6 points |
| Q2 2025 | 30% | +5.1 points |
| Q1 2025 | 33% | +10 points |
| Q4 2024 | 18% | -8.2 points |
| Q3 2024 | 21% | +2.2 points |
OVBC's operating margin was 19% last quarter, down 11 points from the same quarter a year ago.
MS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$46B | -$42.7B |
| Q2 2026 | -$2.7B | -123% |
| Q1 2026 | -$7.1B | +$16.9B |
| Q4 2025 | -$2.4B | -120% |
| Q3 2025 | -$3.3B | +$14B |
| Q2 2025 | $11.8B | +368% |
| Q1 2025 | -$24B | -650% |
| Q4 2024 | $11.8B | +$29.6B |
MS's free cash flow was −$58.3B over the past year, against −$3.7B the year before. Free cash flow isn't a meaningful measure for financial services companies like MS.
OVBC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $370K | -92% |
| Q1 2026 | $6.8M | +4830% |
| Q4 2025 | $7.6M | +251% |
| Q3 2025 | $5M | -8.2% |
| Q2 2025 | $4.4M | +13% |
| Q1 2025 | $138K | -41% |
| Q4 2024 | $2.2M | -63% |
| Q3 2024 | $5.4M | +0.1% |
OVBC has the edge over MS on cash generation, producing positive trailing cash flow while its opponent burns cash.
MS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.2% | -3M shares |
| 1 year | -1.5% | -24M shares |
| 3 years | -4.7% | -77M shares |
| 5 years | -14% | -246M shares |
| Available history | -4.5% | -74M shares |
MS has the edge over OVBC on shareholder dilution, with a more favorable share count trend.
OVBC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | -- |
| 1 year | 0% | -- |
| 3 years | -1.4% | -65.5K shares |
| 5 years | -1.6% | -76.4K shares |
| Available history | -1.3% | -62.3K shares |
OVBC has 5M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q4 2025 | — |
| Q3 2025 | — |
| Q4 2024 | $14,000 |
| Q3 2024 | — |
| Q4 2023 | — |
| Q4 2022 | — |
| Q4 2021 | $496,000 |
MS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 7.8x | High |
| Q2 2026 | 7.3x | High |
| Q1 2026 | 8.2x | High |
| Q4 2025 | 8.6x | High |
| Q3 2025 | 8.4x | High |
| Q2 2025 | 8.7x | High |
| Q1 2025 | 8.7x | High |
| Q4 2024 | 7.9x | High |
MS's net debt is about 7.8 years of its operating earnings (EBITDA), down from 8.4 years a year ago. Net leverage isn't a meaningful measure for financial services companies like MS.
OVBC Net Leverage
MS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 45.0 | Neutral |
| Stochastic | 18.7 | Oversold |
MS's weekly RSI is 45 (neutral) and its Stochastic is 19 (oversold).
OVBC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.3 | Neutral |
| Stochastic | 79.6 | Neutral |
OVBC's weekly RSI is 64 (neutral) and its Stochastic is 80 (neutral).
MS PE vs Financial Services Sector
| Metric | MS | Sector median | Relative |
|---|---|---|---|
| PE | 15x | 13x | 15% above |
| PE % | 59 | 63 | 4 pts below |
MS has the edge over OVBC on valuation relative to its sector.
OVBC PE vs Financial Services Sector
| Metric | OVBC | Sector median | Relative |
|---|---|---|---|
| PE | 16x | 13x | 24% above |
| PE % | 97 | 63 | 34 pts above |
OVBC is trading at 16x earnings, a 24% premium to the Financial Services sector's median of 13x.
MS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $186.5 | 1.5% above |
| 20 week MA | $203.3 | 6.9% below |
| 50 week MA | $191.9 | 1.4% below |
| 100 week MA | $164.9 | 15% above |
| 200 week MA | $129.3 | 46% above |
MS's trend is mixed: it's above three of its five weekly moving averages, and 46% above its 200-week average.
OVBC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $46.6 | 4.7% above |
| 20 week MA | $45.1 | 8% above |
| 50 week MA | $44.2 | 10% above |
| 100 week MA | $38.2 | 28% above |
| 200 week MA | $31.2 | 56% above |
OVBC has the edge over MS on trend strength, trading above more of its moving averages.
MS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $51.1 | $68.1 | +33% |
| 2021 | $68.1 | $99.3 | +46% |
| 2022 | $99.3 | $86.1 | -13% |
| 2023 | $86.1 | $93.3 | +8.3% |
| 2024 | $93.3 | $126.8 | +36% |
| 2025 | $126.8 | $181.9 | +43% |
| 2026 YTD | $181.9 | $189.2 | +4% |
MS has finished higher in five of the last six years. It's up 4% so far in 2026.
OVBC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $40.9 | $23.8 | -42% |
| 2021 | $23.8 | $28.3 | +19% |
| 2022 | $28.3 | $26.5 | -6.4% |
| 2023 | $26.5 | $23.0 | -13% |
| 2024 | $23.0 | $24.2 | +5.1% |
| 2025 | $24.2 | $40.3 | +67% |
| 2026 YTD | $40.3 | $48.7 | +21% |
OVBC has the edge over MS on returns for 2026, with the stronger performance.