MGLD
The Marygold Companies, Inc.
There isn't enough reported data to score MGLD yet.
SOFI
SoFi Technologies, Inc.
SOFI's fundamentals are strong and it looks cheap: trading at 28x earnings, below its usual 43x. Analysts expect strong earnings growth.
MGLD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Under pressure | |
| N/A | |
| N/A |
MGLD's revenue is currently healthy, but its profitability is under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like MGLD.
SOFI Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Healthy | |
| N/A | |
| N/A |
SOFI's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like SOFI.
MGLD PE Valuation
MGLD has no meaningful PE right now: it lost money over the past year.
SOFI PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 19x | $15.63 | — |
| Current | 28x | $15.63 | — |
| Cheap | 33x | $18.24 | +17% |
| Fair | 43x | $23.82 | +52% |
| Expensive | 53x | $29.74 | +90% |
Historical ranges are pointers, not guarantees.
SOFI's PE is in its cheap range at 28x. If earnings grow as analysts expect, today's price would be 19x next year's earnings.
MGLD Forward outlook
There aren't enough analyst estimates for MGLD to show an outlook.
SOFI Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Moderate |
Analysts expect strong earnings and revenue growth for SOFI, with profitability improving.
MGLD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$0.05 | +$0.06 |
| Q2 2026 | -$0.10 | +$0.04 |
| Q1 2026 | -$0.05 | +$0.10 |
| Q4 2025 | -$0.08 | +$0.06 |
| Q3 2025 | -$0.11 | +$0.02 |
| Q2 2025 | -$0.14 | -$0.04 |
| Q1 2025 | -$0.15 | -$0.12 |
| Q4 2024 | -$0.14 | -$0.12 |
MGLD is still losing money, but far less than before: $0.05 per share over the past year, against $0.15 at its worst in early 2025.
SOFI Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.82 | +47% |
| Q3 2026 | $0.56 | 0% |
| Q2 2026 | $0.49 | -2% |
| Q1 2026 | $0.45 | +4.7% |
| Q4 2025 | $0.39 | 0% |
| Q3 2025 | $0.56 | +367% |
| Q2 2025 | $0.50 | +$0.72 |
| Q1 2025 | $0.43 | +$0.72 |
| Q4 2024 | $0.39 | +$0.75 |
SOFI has the edge over MGLD on earnings quality, reporting a profit while its opponent remains loss making.
MGLD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $9.4M | +34% |
| Q2 2026 | $6.9M | -4% |
| Q1 2026 | $7.2M | +2.3% |
| Q4 2025 | $7.6M | -4.5% |
| Q3 2025 | $7M | -12% |
| Q2 2025 | $7.2M | -13% |
| Q1 2025 | $7M | -11% |
| Q4 2024 | $8M | -5.4% |
MGLD's revenue is growing: $9M last quarter, up 34% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 20% | +38 points |
| Q2 2026 | -56% | -39 points |
| Q1 2026 | -1.9% | +20 points |
| Q4 2025 | -8.3% | +15 points |
| Q3 2025 | -18% | +9.3 points |
| Q2 2025 | -17% | +17 points |
| Q1 2025 | -21% | -2.7 points |
| Q4 2024 | -23% | -11 points |
MGLD's operating margin was 20% last quarter, up 38 points from the same quarter a year ago.
SOFI Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +44% |
| Q2 2026 | $1.2B | +43% |
| Q1 2026 | $1.1B | +43% |
| Q4 2025 | $1B | +40% |
| Q3 2025 | $961.6M | +38% |
| Q2 2025 | $854.9M | +43% |
| Q1 2025 | $771.8M | +20% |
| Q4 2024 | $734.1M | +19% |
SOFI has the edge over MGLD on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 23% | +7.5 points |
| Q2 2026 | 17% | +3.6 points |
| Q1 2026 | 18% | +7.8 points |
| Q4 2025 | 18% | +9.9 points |
| Q3 2025 | 15% | +6.3 points |
| Q2 2025 | 13% | +11 points |
| Q1 2025 | 10% | -4.3 points |
| Q4 2024 | 8.2% | -0.2 points |
SOFI has the edge over MGLD on profitability, with a higher operating margin.
MGLD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $129K | +$631K |
| Q1 2026 | -$1M | +$148K |
| Q4 2025 | -$908K | -$132K |
| Q3 2025 | -$562K | +$378K |
| Q2 2025 | -$502K | +$217K |
| Q1 2025 | -$1.2M | -$497K |
| Q4 2024 | -$776K | +$79.2K |
| Q3 2024 | -$940K | -452% |
MGLD has the edge over SOFI on cash flow, with more consistent year-over-year improvement.
SOFI Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$3.1B | -$1.7B |
| Q2 2026 | -$4B | -$2.5B |
| Q1 2026 | -$2.4B | -$2.4B |
| Q4 2025 | -$1.1B | -$815.2M |
| Q3 2025 | -$1.4B | -$149M |
| Q2 2025 | -$1.5B | -$1B |
| Q1 2025 | -$31.1M | -104% |
| Q4 2024 | -$242.4M | +$39.9M |
SOFI's free cash flow was −$10.5B over the past year, against −$3.2B the year before. Free cash flow isn't a meaningful measure for financial services companies like SOFI.
MGLD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | +21K shares |
| 1 year | 0% | +18K shares |
| 3 years | +6.4% | +2.6M shares |
| 5 years | +12% | +4.5M shares |
| Available history | +15% | +5.6M shares |
MGLD has the edge over SOFI on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q1 2026 | — |
SOFI Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.4% | +5.8M shares |
| 1 year | +5.2% | +66.8M shares |
| 3 years | +43% | +407M shares |
| 5 years | +272% | +993M shares |
SOFI has 1.4B diluted shares, up 5.2% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2022 | — |
| Q3 2022 | — |
| Q2 2022 | — |
| Q1 2022 | — |
| Q4 2021 | — |
| Q3 2021 | — |
MGLD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2023 | -37.8x | Net Cash |
| Q2 2023 | -3.9x | Net Cash |
| Q1 2023 | -2.9x | Net Cash |
| Q4 2022 | -3.4x | Net Cash |
| Q3 2022 | -2.4x | Net Cash |
| Q2 2022 | -4.2x | Net Cash |
| Q1 2022 | -7.8x | Net Cash |
| Q4 2021 | -4.2x | Net Cash |
MGLD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like MGLD.
SOFI Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -2.4x | Net Cash |
| Q2 2026 | -3.1x | Net Cash |
| Q1 2026 | -3.8x | Net Cash |
| Q4 2025 | -6.5x | Net Cash |
| Q3 2025 | -5.2x | Net Cash |
| Q2 2025 | -4.0x | Net Cash |
| Q1 2025 | -4.9x | Net Cash |
| Q4 2024 | -5.8x | Net Cash |
SOFI has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like SOFI.
MGLD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 74.2 | Overbought |
| Stochastic | 87.8 | Overbought |
MGLD's weekly RSI is 74 (overbought) and its Stochastic is 88 (overbought).
SOFI Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 43.1 | Neutral |
| Stochastic | 41.5 | Neutral |
SOFI's weekly RSI is 43 (neutral) and its Stochastic is 41 (neutral).
MGLD PE vs Financial Services Sector
| Metric | MGLD | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
MGLD has no meaningful PE right now: it lost money over the past year.
SOFI PE vs Financial Services Sector
| Metric | SOFI | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 114% above |
| PE % | 2 | 61 | 59 pts below |
SOFI is trading at 28x earnings, a 114% premium to the Financial Services sector's median of 13x.
MGLD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1.98 | 0% above |
| 20 week MA | $1.44 | 38% above |
| 50 week MA | $1.22 | 62% above |
| 100 week MA | $1.14 | 74% above |
| 200 week MA | $1.22 | 62% above |
MGLD has the edge over SOFI on trend strength, trading above more of its moving averages.
SOFI Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $15.7 | 0.7% below |
| 20 week MA | $17.0 | 7.8% below |
| 50 week MA | $18.9 | 17% below |
| 100 week MA | $18.9 | 17% below |
| 200 week MA | $13.5 | 16% above |
SOFI has fallen below most of its moving averages, though it's still 16% above its 200-week average.
MGLD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2022 | $2.19 | $1.51 | -31% |
| 2023 | $1.51 | $1.06 | -30% |
| 2024 | $1.06 | $1.81 | +71% |
| 2025 | $1.81 | $0.96 | -47% |
| 2026 YTD | $0.96 | $1.98 | +106% |
MGLD has the edge over SOFI on returns for 2026, with the stronger performance.
SOFI Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $10.4 | $12.4 | +19% |
| 2021 | $12.4 | $15.1 | +22% |
| 2022 | $15.1 | $4.61 | -69% |
| 2023 | $4.61 | $9.95 | +116% |
| 2024 | $9.95 | $16.0 | +61% |
| 2025 | $16.0 | $27.1 | +69% |
| 2026 YTD | $27.1 | $15.6 | -42% |
SOFI's yearly returns have swung widely, from +116% in 2023 to −69% in 2022. It's down 42% so far in 2026.