MFG
Mizuho Financial Group, Inc.
There isn't enough reported data to score MFG yet.
SOFI
SoFi Technologies, Inc.
SOFI's fundamentals are strong and it looks cheap: trading at 28x earnings, below its usual 43x. Analysts expect strong earnings growth.
MFG Fundamentals
| Metric | Status |
|---|---|
| Unavailable | |
| Strong | |
| N/A | |
| N/A |
MFG's profitability is currently strong. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like MFG.
SOFI Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Healthy | |
| N/A | |
| N/A |
SOFI's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like SOFI.
MFG PE Valuation
MFG has no meaningful PE right now: it lost money over the past year.
SOFI PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 19x | $15.63 | — |
| Current | 28x | $15.63 | — |
| Cheap | 33x | $18.24 | +17% |
| Fair | 43x | $23.82 | +52% |
| Expensive | 53x | $29.74 | +90% |
Historical ranges are pointers, not guarantees.
SOFI's PE is in its cheap range at 28x. If earnings grow as analysts expect, today's price would be 19x next year's earnings.
MFG Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect strong earnings and revenue growth for MFG, with profitability improving.
SOFI Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Moderate |
Analysts expect strong earnings and revenue growth for SOFI, with profitability improving.
MFG Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q1 2026 | $2.92 | +99% |
| Q3 2025 | $2.12 | -27% |
| Q1 2025 | $1.47 | -35% |
| Q3 2024 | $2.89 | +74% |
| Q1 2024 | $2.25 | +$2.28 |
| Q3 2023 | $1.66 | +$3.63 |
| Q1 2023 | -$0.03 | +$0.23 |
| Q3 2022 | -$1.97 | -238% |
MFG has the edge over SOFI in the latest year-over-year earnings comparison.
SOFI Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.82 | +47% |
| Q3 2026 | $0.56 | 0% |
| Q2 2026 | $0.49 | -2% |
| Q1 2026 | $0.45 | +4.7% |
| Q4 2025 | $0.39 | 0% |
| Q3 2025 | $0.56 | +367% |
| Q2 2025 | $0.50 | +$0.72 |
| Q1 2025 | $0.43 | +$0.72 |
| Q4 2024 | $0.39 | +$0.75 |
SOFI earned $0.56 per share over the past year, about the same as the year before.
MFG Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q1 2026 | $13.2B | +57% |
| Q3 2025 | $15.1B | +25% |
| Q1 2025 | $8.4B | -42% |
| Q3 2024 | $12.1B | +18% |
| Q1 2024 | $14.5B | +37% |
| Q3 2023 | $10.2B | +306% |
| Q1 2023 | $10.6B | +274% |
| Q3 2022 | $2.5B | -69% |
MFG's revenue is growing: $13.2B last quarter, down 9.5% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q1 2026 | 23% | -21 points |
| Q3 2025 | 50% | +14 points |
| Q1 2025 | -1.3% | -39 points |
| Q3 2024 | 40% | +181 points |
| Q1 2024 | 44% | +183 points |
| Q3 2023 | 36% | +6.5 points |
| Q1 2023 | 37% | +5.6 points |
| Q3 2022 | -140% | -176 points |
MFG's operating margin was 23% last quarter, down 21 points from the same quarter a year ago.
SOFI Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +44% |
| Q2 2026 | $1.2B | +43% |
| Q1 2026 | $1.1B | +43% |
| Q4 2025 | $1B | +40% |
| Q3 2025 | $961.6M | +38% |
| Q2 2025 | $854.9M | +43% |
| Q1 2025 | $771.8M | +20% |
| Q4 2024 | $734.1M | +19% |
SOFI has the edge over MFG in the latest year-over-year revenue comparison.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 23% | +7.5 points |
| Q2 2026 | 17% | +3.6 points |
| Q1 2026 | 18% | +7.8 points |
| Q4 2025 | 18% | +9.9 points |
| Q3 2025 | 15% | +6.3 points |
| Q2 2025 | 13% | +11 points |
| Q1 2025 | 10% | -4.3 points |
| Q4 2024 | 8.2% | -0.2 points |
SOFI's operating margin was 23% last quarter, up 7.5 points from the same quarter a year ago, near the top of its range since 2021.
MFG Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q1 2026 | -$6.9B | -178% |
| Q3 2025 | -$6.2B | +$4.5B |
| Q1 2025 | $8.9B | +$18.8B |
| Q3 2024 | -$10.7B | +$2.7B |
| Q1 2024 | -$9.9B | -281% |
| Q3 2023 | -$13.4B | -$13.1B |
| Q1 2023 | $5.5B | -87% |
| Q3 2022 | -$324.8M | +$7.7B |
MFG's free cash flow was −$14.8B over the past year, against −$18.1B the year before. Free cash flow isn't a meaningful measure for financial services companies like MFG.
SOFI Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$3.1B | -$1.7B |
| Q2 2026 | -$4B | -$2.5B |
| Q1 2026 | -$2.4B | -$2.4B |
| Q4 2025 | -$1.1B | -$815.2M |
| Q3 2025 | -$1.4B | -$149M |
| Q2 2025 | -$1.5B | -$1B |
| Q1 2025 | -$31.1M | -104% |
| Q4 2024 | -$242.4M | +$39.9M |
SOFI's free cash flow was −$10.5B over the past year, against −$3.2B the year before. Free cash flow isn't a meaningful measure for financial services companies like SOFI.
MFG Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.6% | -15.1M shares |
| 1 year | -2.1% | -52.5M shares |
MFG has the edge over SOFI on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q1 2026 | $1.9B |
| Q3 2025 | $650.8M |
| Q1 2025 | $627.7M |
| Q3 2024 | $17.4M |
| Q1 2024 | $6.4M |
| Q3 2023 | $14.8M |
| Q1 2023 | $6.5M |
| Q3 2022 | $8M |
SOFI Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.4% | +5.8M shares |
| 1 year | +5.2% | +66.8M shares |
| 3 years | +43% | +407M shares |
| 5 years | +272% | +993M shares |
SOFI has 1.4B diluted shares, up 5.2% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2022 | — |
| Q3 2022 | — |
| Q2 2022 | — |
| Q1 2022 | — |
| Q4 2021 | — |
| Q3 2021 | — |
MFG Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q1 2026 | 9.2x | High |
| Q3 2025 | 11.2x | High |
| Q1 2025 | 12.7x | High |
| Q3 2024 | 6.9x | High |
| Q1 2024 | 7.7x | High |
| Q3 2023 | 9.7x | High |
| Q1 2023 | 41.1x | High |
| Q3 2021 | -32.7x | Net Cash |
MFG's net debt is about 9.2 years of its operating earnings (EBITDA), up from 7.7 years a year ago. Net leverage isn't a meaningful measure for financial services companies like MFG.
SOFI Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -2.4x | Net Cash |
| Q2 2026 | -3.1x | Net Cash |
| Q1 2026 | -3.8x | Net Cash |
| Q4 2025 | -6.5x | Net Cash |
| Q3 2025 | -5.2x | Net Cash |
| Q2 2025 | -4.0x | Net Cash |
| Q1 2025 | -4.9x | Net Cash |
| Q4 2024 | -5.8x | Net Cash |
SOFI has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like SOFI.
MFG Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 51.6 | Neutral |
| Stochastic | 22.7 | Neutral |
MFG's weekly RSI is 52 (neutral) and its Stochastic is 23 (neutral).
SOFI Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 43.1 | Neutral |
| Stochastic | 41.5 | Neutral |
SOFI's weekly RSI is 43 (neutral) and its Stochastic is 41 (neutral).
MFG PE vs Financial Services Sector
| Metric | MFG | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
MFG has no meaningful PE right now: it lost money over the past year.
SOFI PE vs Financial Services Sector
| Metric | SOFI | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 114% above |
| PE % | 2 | 61 | 59 pts below |
SOFI is trading at 28x earnings, a 114% premium to the Financial Services sector's median of 13x.
MFG Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $10.2 | 0.7% below |
| 20 week MA | $10.5 | 3.2% below |
| 50 week MA | $9.30 | 8.8% above |
| 100 week MA | $7.54 | 34% above |
| 200 week MA | $5.60 | 81% above |
MFG has the edge over SOFI on trend strength, trading above more of its moving averages.
SOFI Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $15.7 | 0.7% below |
| 20 week MA | $17.0 | 7.8% below |
| 50 week MA | $18.9 | 17% below |
| 100 week MA | $18.9 | 17% below |
| 200 week MA | $13.5 | 16% above |
SOFI has fallen below most of its moving averages, though it's still 16% above its 200-week average.
MFG Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $3.09 | $2.51 | -19% |
| 2021 | $2.51 | $2.59 | +3.2% |
| 2022 | $2.59 | $2.80 | +8.1% |
| 2023 | $2.80 | $3.44 | +23% |
| 2024 | $3.44 | $4.89 | +42% |
| 2025 | $4.89 | $7.32 | +50% |
| 2026 YTD | $7.32 | $10.1 | +38% |
MFG has the edge over SOFI on returns for 2026, with the stronger performance.
SOFI Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $10.4 | $12.4 | +19% |
| 2021 | $12.4 | $15.1 | +22% |
| 2022 | $15.1 | $4.61 | -69% |
| 2023 | $4.61 | $9.95 | +116% |
| 2024 | $9.95 | $16.0 | +61% |
| 2025 | $16.0 | $27.1 | +69% |
| 2026 YTD | $27.1 | $15.6 | -42% |
SOFI's yearly returns have swung widely, from +116% in 2023 to −69% in 2022. It's down 42% so far in 2026.