MDLN

Medline Inc.

59
Fundamentals54/ 100
Valuation50/ 100
Upside potential59/ 100
Risk potential28/ 100

MDLN has lower modeled downside risk, despite its lower overall score.

OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR has the edge over MDLN overall, supported by stronger fundamentals and stronger modeled upside.

MDLN Fundamentals

MetricStatus
Unavailable
Healthy
Healthy
Weak

MDLN's profitability and cash flow are currently healthy, but its balance sheet is weak. There isn't enough data to rate its revenue.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

MDLN PE Valuation

LevelPEPriceVs current
Cheap33x$22.09-45%
Fair40x$27.00-32%
Expensive42x$28.23-29%
Current60x$39.98—

Historical ranges are pointers, not guarantees.

MDLN's PE is 60x, but its earnings don't support one, so it isn't a reliable read right now.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94—
Current13x$31.94—
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR has the edge over MDLN in the historical PE scenario, which offers more potential upside but is not a forecast.

MDLN Forward outlook

There aren't enough analyst estimates for MDLN to show an outlook.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

MDLN Risk to reward

ScenarioChangePrice
Upside+41%$56.50
Downside-28%$28.72

Calculated from the latest close: $39.98 on Nov 12.

MDLN trails OSCR on modeled risk to reward, with less potential upside relative to its potential downside.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

OSCR has a better modeled risk to reward balance than MDLN, with more potential upside relative to its potential downside.

MDLN Earnings Per Share

Q4 2025: $1.45Q1 2026: $1.21Q2 2026: $0.86Q3 2026: $0.67
Q4 2025: $1.45Q1 2026: $1.21Q2 2026: $0.86Q3 2026: $0.67

MDLN and OSCR do not have enough comparable growth data to identify a winner.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has returned to profit: it earned $2.47 per share over the past year, after losing money the year before.

MDLN Quarterly Revenue

Q2 2024: $6.2BQ3 2024: $6.4BQ1 2025: --Q1 2025: $6.6BQ2 2025: $6.9BQ3 2025: $7.1BQ4 2025: $7.8BQ1 2026: $7.4BQ2 2026: $7.7BQ3 2026: $7.9B
Q2 2024: $6.2BQ3 2024: $6.4BQ1 2025: --Q1 2025: $6.6BQ2 2025: $6.9BQ3 2025: $7.1BQ4 2025: $7.8BQ1 2026: $7.4BQ2 2026: $7.7BQ3 2026: $7.9B
QuarterRevenueYoY
Q3 2026$7.9B+10%
Q2 2026$7.7B+12%
Q1 2026$7.4B+11%
Q3 2025$7.1B+11%
Q2 2025$6.9B+11%

MDLN's revenue has grown year over year every quarter since late 2025: $7.9B last quarter, up 10% from the same quarter a year ago.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR has the edge over MDLN in the latest year-over-year revenue comparison.

MDLN Free Cash Flow

Q2 2024: --Q3 2024: $615MQ1 2025: --Q1 2025: $535MQ2 2025: $103MQ3 2025: $535MQ4 2025: $571MQ1 2026: $316MQ2 2026: $604MQ3 2026: $884M
Q2 2024: --Q3 2024: $615MQ1 2025: --Q1 2025: $535MQ2 2025: $103MQ3 2025: $535MQ4 2025: $571MQ1 2026: $316MQ2 2026: $604MQ3 2026: $884M
QuarterFree cash flowYoY
Q3 2026$884M+65%
Q2 2026$604M+486%
Q1 2026$316M-41%
Q3 2025$535M-13%

MDLN's free cash flow has been positive every quarter since late 2024: $2.4B over the past year, up 33% from the year before.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR usually generates cash, though not every quarter: the latest was −$1.2B, but it generated $4.1B over the past year.

MDLN Total Shares

Q2 2024: 787MQ3 2024: 787MQ1 2025: 800MQ2 2025: 787MQ3 2025: 787MQ4 2025: 812MQ1 2026: 825MQ2 2026: 861MQ3 2026: 1.3B
Q2 2024: 787MQ3 2024: 787MQ1 2025: 800MQ2 2025: 787MQ3 2025: 787MQ4 2025: 812MQ1 2026: 825MQ2 2026: 861MQ3 2026: 1.3B
PeriodChange %Net change
Quarterly+53%+455M shares
1 year+67%+529M shares

MDLN has 1.3B diluted shares, up 67% from a year ago, despite $2B in buybacks over the past year.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has the edge over MDLN on shareholder dilution, with a more favorable share count trend.

MDLN Net Leverage

Q4 2025: 3.6xQ1 2026: 3.7xQ2 2026: 3.9xQ3 2026: 4.0x
Q4 2025: 3.6xQ1 2026: 3.7xQ2 2026: 3.9xQ3 2026: 4.0x
QuarterNet LeverageStatus
Q3 20264.0xHigh
Q2 20263.9xElevated
Q1 20263.7xElevated
Q4 20253.6xElevated

MDLN's net debt is about 4.0 years of its operating earnings (EBITDA).

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has the edge over MDLN on leverage, with a lower net debt burden relative to earnings.

MDLN Weekly Momentum

MetricValueStatus
RSI56.9Neutral
Stochastic53.6Neutral

MDLN's weekly RSI is 57 (neutral) and its Stochastic is 54 (neutral).

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

MDLN PE vs Healthcare Sector

MetricMDLNSector medianRelative
PE60x26x131% above

MDLN is trading at 60x earnings, a 131% premium to the Healthcare sector's median of 26x, though its earnings don't support one.

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR has the edge over MDLN on valuation relative to its sector.

MDLN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$36.111% above
20 week MA$36.69.3% above

OSCR has stronger trend alignment. MDLN is above 2 of 2 weekly averages versus OSCR above 5 of 5.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR is in an uptrend: it's above all five of its weekly moving averages, and 106% above its 200-week average.

MDLN Yearly ROI

YearStart priceEnd priceROI
2025$41.7$44.1+6%
2026 YTD$44.1$40.0-9.4%

MDLN has finished every year since 2025 higher, and it's down 9.4% so far in 2026.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over MDLN on returns for 2026, with the stronger performance.

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