MCRB

Seres Therapeutics, Inc.

There isn't enough reported data to score MCRB yet.

UNH

UnitedHealth Group Incorporated

62
Fundamentals51/ 100
Valuation56/ 100
Upside potential71/ 100
Risk potential15/ 100

UNH's fundamentals are mixed: free cash flow grew 31%, but earnings per share fell 8.5%. At 23x earnings, it's trading right at its usual valuation. Analysts expect strong earnings growth, though they disagree widely on how much.

MCRB Fundamentals

MetricStatus
Unavailable
Weak
Weak
Unavailable

MCRB's profitability and cash flow are currently weak. There isn't enough data to rate its revenue and balance sheet.

UNH Fundamentals

MetricStatus
Stable
Stable
Healthy
Healthy

UNH's cash flow and balance sheet are currently healthy, and its revenue and profitability are stable.

MCRB PE Valuation

MCRB has no meaningful PE right now: it lost money over the past year.

UNH PE Valuation

CHEAPFAIREXPENSIVE10x21x31x42x
CHEAPFAIREXPENSIVE10x21x31x42x
LevelPEPriceVs current
Forward18x$405—
Cheap19x$325-20%
Fair23x$410+1.2%
Current23x$405—
Expensive30x$526+30%

Historical ranges are pointers, not guarantees.

UNH's PE is in its fair range at 23x. If earnings grow as analysts expect, today's price would be 18x next year's earnings, in its cheap range.

MCRB Forward outlook

There aren't enough analyst estimates for MCRB to show an outlook.

UNH Forward outlook

MetricOutlook
Strongly improving
Strong growth
Stable
Improving
Moderate
Low

Analysts expect UNH's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.

MCRB Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $1.41 on Nov 12.

There is not enough scenario data to compare MCRB and UNH's risk to reward.

UNH Risk to reward

ScenarioChangePrice
Upside+36%$550.65
Downside-15%$346.07

Calculated from the latest close: $405.13 on Nov 12.

There is not enough scenario data to compare MCRB and UNH's risk to reward.

MCRB Earnings Per Share

Q4 2023: $-17.71Q1 2024: $-11.80Q2 2024: $-23.40Q3 2024: $-4.40Q4 2024: $0.00Q1 2025: $9.15Q2 2025: $11.28Q3 2025: $0.62Q4 2025: $0.64Q1 2026: $-5.19Q2 2026: $-2.45Q3 2026: $-5.02
Q4 2023: $-17.71Q1 2024: $-11.80Q2 2024: $-23.40Q3 2024: $-4.40Q4 2024: $0.00Q1 2025: $9.15Q2 2025: $11.28Q3 2025: $0.62Q4 2025: $0.64Q1 2026: $-5.19Q2 2026: $-2.45Q3 2026: $-5.02
QuarterTTM EPSYoY
Q3 2026-$5.02-910%
Q2 2026-$2.45-122%
Q1 2026-$5.19-157%
Q4 2025$0.64+$0.64
Q3 2025$0.62+$5.02
Q2 2025$11.28+$34.68
Q1 2025$9.15+$20.95
Q4 2024$0.00+$17.71

MCRB has swung to a loss: it lost $5.02 per share over the past year, after a profit the year before.

UNH Earnings Per Share

Q4 2023: $23.86Q1 2024: $16.38Q2 2024: $15.10Q3 2024: $15.37Q4 2024: $15.51Q1 2025: $23.89Q2 2025: $23.09Q3 2025: $19.17Q4 2025: $13.23Q1 2026: $13.28Q2 2026: $15.58Q3 2026: $17.55Forward: $22.65
Q4 2023: $23.86Q1 2024: $16.38Q2 2024: $15.10Q3 2024: $15.37Q4 2024: $15.51Q1 2025: $23.89Q2 2025: $23.09Q3 2025: $19.17Q4 2025: $13.23Q1 2026: $13.28Q2 2026: $15.58Q3 2026: $17.55Forward: $22.65
QuarterTTM EPSYoY
Forward$22.65+29%
Q3 2026$17.55-8.5%
Q2 2026$15.58-33%
Q1 2026$13.28-44%
Q4 2025$13.23-15%
Q3 2025$19.17+25%
Q2 2025$23.09+53%
Q1 2025$23.89+46%
Q4 2024$15.51-35%

UNH has the edge over MCRB on earnings quality, reporting a profit while its opponent remains loss making.

MCRB Quarterly Revenue

Q4 2023: $64,000Q1 2024: $0Q2 2024: $0Q3 2024: --Q4 2024: --Q1 2025: --Q2 2025: --Q3 2025: $351,000Q4 2025: $438,000Q1 2026: $358,000Q2 2026: $736,000Q3 2026: $593,000
Q4 2023: $64,000Q1 2024: $0Q2 2024: $0Q3 2024: --Q4 2024: --Q1 2025: --Q2 2025: --Q3 2025: $351,000Q4 2025: $438,000Q1 2026: $358,000Q2 2026: $736,000Q3 2026: $593,000
QuarterRevenueYoY
Q3 2026$593K+69%
Q4 2023$64K-93%
Q3 2023$310K-91%
Q2 2023$126.5M+10301%
Q4 2022$975K-86%
Q3 2022$3.4M-97%
Q2 2022$1.2M-77%
Q1 2022$1.5M-74%

MCRB's revenue is recovering but still below its 2021 peak: $593,000 last quarter, up 69% from the same quarter a year ago.

UNH Quarterly Revenue

Q4 2023: $94.4BQ1 2024: $99.8BQ2 2024: $98.9BQ3 2024: $101BQ4 2024: $101BQ1 2025: $110BQ2 2025: $112BQ3 2025: $113BQ4 2025: $113BQ1 2026: $112BQ2 2026: $112BQ3 2026: $113B
Q4 2023: $94.4BQ1 2024: $99.8BQ2 2024: $98.9BQ3 2024: $101BQ4 2024: $101BQ1 2025: $110BQ2 2025: $112BQ3 2025: $113BQ4 2025: $113BQ1 2026: $112BQ2 2026: $112BQ3 2026: $113B
QuarterRevenueYoY
Q3 2026$112.7B-0.4%
Q2 2026$112B+0.4%
Q1 2026$111.7B+2%
Q4 2025$113.2B+12%
Q3 2025$113.2B+12%
Q2 2025$111.6B+13%
Q1 2025$109.6B+9.8%
Q4 2024$100.8B+6.8%

UNH has the edge over MCRB on sales, with more consistent year-over-year improvement.

MCRB Free Cash Flow

Q4 2023: −$48MQ1 2024: −$35MQ2 2024: −$40MQ3 2024: −$35MQ4 2024: −$39MQ1 2025: $27MQ2 2025: −$13MQ3 2025: $2MQ4 2025: −$15MQ1 2026: −$16MQ2 2026: −$22MQ3 2026: −$10M
Q4 2023: −$48MQ1 2024: −$35MQ2 2024: −$40MQ3 2024: −$35MQ4 2024: −$39MQ1 2025: $27MQ2 2025: −$13MQ3 2025: $2MQ4 2025: −$15MQ1 2026: −$16MQ2 2026: −$22MQ3 2026: −$10M
QuarterFree cash flowYoY
Q3 2026-$10.5M-577%
Q2 2026-$22.4M-$8.9M
Q1 2026-$16.4M-161%
Q4 2025-$14.7M+$24.2M
Q3 2025$2.2M+$37M
Q2 2025-$13.5M+$26.4M
Q1 2025$26.9M+$62.2M
Q4 2024-$39M+$9.4M

MCRB has burned cash in almost every quarter: −$64M over the past year, against −$23M the year before.

UNH Free Cash Flow

Q4 2023: −$6.2BQ1 2024: $401MQ2 2024: $5.9BQ3 2024: $13BQ4 2024: $1.5BQ1 2025: $4.6BQ2 2025: $6.3BQ3 2025: $5.1BQ4 2025: $160MQ1 2026: $8.1BQ2 2026: $10.3BQ3 2026: $4.3B
Q4 2023: −$6.2BQ1 2024: $401MQ2 2024: $5.9BQ3 2024: $13BQ4 2024: $1.5BQ1 2025: $4.6BQ2 2025: $6.3BQ3 2025: $5.1BQ4 2025: $160MQ1 2026: $8.1BQ2 2026: $10.3BQ3 2026: $4.3B
QuarterFree cash flowYoY
Q3 2026$4.3B-16%
Q2 2026$10.3B+63%
Q1 2026$8.1B+79%
Q4 2025$160M-89%
Q3 2025$5.1B-61%
Q2 2025$6.3B+6.9%
Q1 2025$4.6B+1037%
Q4 2024$1.5B+$7.6B

UNH has the edge over MCRB on cash generation, producing positive trailing cash flow while its opponent burns cash.

MCRB Total Shares

Q4 2023: 6MQ1 2024: 7MQ2 2024: 8MQ3 2024: 8MQ4 2024: 8MQ1 2025: 9MQ2 2025: 9MQ3 2025: 9MQ4 2025: 9MQ1 2026: 10MQ2 2026: 10MQ3 2026: 10M
Q4 2023: 6MQ1 2024: 7MQ2 2024: 8MQ3 2024: 8MQ4 2024: 8MQ1 2025: 9MQ2 2025: 9MQ3 2025: 9MQ4 2025: 9MQ1 2026: 10MQ2 2026: 10MQ3 2026: 10M
PeriodChange %Net change
Quarterly+2.4%+235K shares
1 year+14%+1.2M shares
3 years+56%+3.6M shares
5 years+110%+5.2M shares
Available history+182%+6.4M shares

MCRB has 10M diluted shares, up 14% from a year ago.

UNH Total Shares

Q4 2023: 938MQ1 2024: 922MQ2 2024: 928MQ3 2024: 930MQ4 2024: 929MQ1 2025: 918MQ2 2025: 910MQ3 2025: 908MQ4 2025: 911MQ1 2026: 910MQ2 2026: 906MQ3 2026: 902M
Q4 2023: 938MQ1 2024: 922MQ2 2024: 928MQ3 2024: 930MQ4 2024: 929MQ1 2025: 918MQ2 2025: 910MQ3 2025: 908MQ4 2025: 911MQ1 2026: 910MQ2 2026: 906MQ3 2026: 902M
PeriodChange %Net change
Quarterly-0.4%-4M shares
1 year-0.7%-6M shares
3 years-3.6%-34M shares
5 years-5.5%-53M shares
Available history-6.6%-64M shares

UNH has the edge over MCRB on shareholder dilution, with a more favorable share count trend.

MCRB Net Leverage

MCRB's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.

UNH Net Leverage

Q4 2023: 1.0xQ1 2024: 1.3xQ2 2024: 1.4xQ3 2024: 1.3xQ4 2024: 1.4xQ1 2025: 1.3xQ2 2025: 1.5xQ3 2025: 1.7xQ4 2025: 2.3xQ1 2026: 2.2xQ2 2026: 1.7xQ3 2026: 1.7x
Q4 2023: 1.0xQ1 2024: 1.3xQ2 2024: 1.4xQ3 2024: 1.3xQ4 2024: 1.4xQ1 2025: 1.3xQ2 2025: 1.5xQ3 2025: 1.7xQ4 2025: 2.3xQ1 2026: 2.2xQ2 2026: 1.7xQ3 2026: 1.7x
QuarterNet LeverageStatus
Q3 20261.7xHealthy
Q2 20261.7xHealthy
Q1 20262.2xModerate
Q4 20252.3xModerate
Q3 20251.7xHealthy
Q2 20251.5xHealthy
Q1 20251.3xHealthy
Q4 20241.4xHealthy

UNH's net debt is about 1.7 years of its operating earnings (EBITDA), about the same as a year ago.

MCRB Weekly Momentum

MetricValueStatus
RSI24.5Oversold
Stochastic3.9Oversold

MCRB's weekly RSI is 25 (oversold) and its Stochastic is 4 (oversold).

UNH Weekly Momentum

MetricValueStatus
RSI56.4Neutral
Stochastic60.0Neutral

UNH's weekly RSI is 56 (neutral) and its Stochastic is 60 (neutral).

MCRB PE vs Healthcare Sector

MetricMCRBSector medianRelative
PEN/A26x—

MCRB has no meaningful PE right now: it lost money over the past year.

UNH PE vs Healthcare Sector

MetricUNHSector medianRelative
PE23x26x11% below
PE %472918 pts above

UNH is trading at 23x earnings, a 11% discount to the Healthcare sector's median of 26x.

MCRB Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$2.3640% below
20 week MA$4.0865% below
50 week MA$7.9182% below
100 week MA$11.287% below
200 week MA$29.895% below

MCRB is in a downtrend: it's below all five of its weekly moving averages, and 95% below its 200-week average.

UNH Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$394.22.8% above
20 week MA$400.51.2% above
50 week MA$361.212% above
100 week MA$376.07.8% above
200 week MA$446.69.3% below

UNH has the edge over MCRB on trend strength, trading above more of its moving averages.

MCRB Yearly ROI

YearStart priceEnd priceROI
2020$80.0$485.6+507%
2021$485.6$183.4-62%
2022$183.4$104.8-43%
2023$104.8$28.0-73%
2024$28.0$17.7-37%
2025$17.7$14.7-17%
2026 YTD$14.7$1.41-90%

MCRB has finished five years in a row lower, and it's down 90% so far in 2026.

UNH Yearly ROI

YearStart priceEnd priceROI
2020$296.0$340.8+15%
2021$340.8$495.4+45%
2022$495.4$531.3+7.3%
2023$531.3$526.5-0.9%
2024$526.5$510.0-3.1%
2025$510.0$331.8-35%
2026 YTD$331.8$405.1+22%

UNH has the edge over MCRB on returns for 2026, with the stronger performance.

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