MCHB

Mechanics Bank

There isn't enough reported data to score MCHB yet.

MCHB Fundamentals

MetricStatus
Unavailable
Stable
N/A
N/A

MCHB's profitability is currently stable. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like MCHB.

MCHB PE Valuation

MCHB has no meaningful PE right now: it lost money over the past year.

MCHB Forward outlook

MetricOutlook
--
Stable
Growth
--
Limited
Moderate

Analysts expect MCHB's revenue to grow, with its earnings and profitability holding steady.

MCHB Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $14.38 on Nov 12.

There is not enough scenario data to assess MCHB's risk to reward.

MCHB Earnings Per Share

Q4 2023: $-1.46Q1 2024: $-2.13Q2 2024: $-0.79Q3 2024: $-1.30Forward: $1.07
Q4 2023: $-1.46Q1 2024: $-2.13Q2 2024: $-0.79Q3 2024: $-1.30Forward: $1.07
QuarterTTM EPSYoY
Forward$1.07—
Q3 2024-$1.30-$0.48
Q2 2024-$0.79-664%
Q1 2024-$2.13-177%
Q4 2023-$1.46-142%
Q3 2023-$0.82-118%
Q2 2023$0.14-97%
Q1 2023$2.75-46%
Q4 2022$3.49-36%

MCHB lost $1.30 per share over the past year, a bigger loss than the year before.

MCHB Quarterly Revenue

Q4 2023: $46MQ1 2024: $42MQ2 2024: $43MQ3 2024: $40MQ4 2024: --Q1 2025: $45MQ2 2025: $49MQ3 2025: $255MQ4 2025: $260MQ1 2026: $200MQ2 2026: $201MQ3 2026: $161M
Q4 2023: $46MQ1 2024: $42MQ2 2024: $43MQ3 2024: $40MQ4 2024: --Q1 2025: $45MQ2 2025: $49MQ3 2025: $255MQ4 2025: $260MQ1 2026: $200MQ2 2026: $201MQ3 2026: $161M
QuarterRevenueYoY
Q3 2026$161.5M-37%
Q2 2026$201M+310%
Q1 2026$200.1M+341%
Q3 2025$255.4M+544%
Q2 2025$49M+14%
Q1 2025$45.4M+9%
Q3 2024$39.7M-20%
Q2 2024$42.9M-20%

MCHB's revenue is growing: $161M last quarter, down 37% from the same quarter a year ago.

MCHB Free Cash Flow

Q4 2023: $8MQ1 2024: −$14MQ2 2024: −$22MQ3 2024: −$18MQ4 2024: --Q1 2025: −$23MQ2 2025: −$10MQ3 2025: $109MQ4 2025: $110MQ1 2026: $9MQ2 2026: $50MQ3 2026: $26M
Q4 2023: $8MQ1 2024: −$14MQ2 2024: −$22MQ3 2024: −$18MQ4 2024: --Q1 2025: −$23MQ2 2025: −$10MQ3 2025: $109MQ4 2025: $110MQ1 2026: $9MQ2 2026: $50MQ3 2026: $26M
QuarterFree cash flowYoY
Q3 2026$26.4M-76%
Q2 2026$49.6M+$59.5M
Q1 2026$8.8M+$31.3M
Q3 2025$109.1M+$126.6M
Q2 2025-$9.9M+$12.2M
Q1 2025-$22.6M-$8.7M
Q3 2024-$17.5M-161%
Q2 2024-$22M-213%

MCHB's free cash flow was $195M over the past year, about three times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like MCHB.

MCHB Total Shares

Q4 2023: 19MQ1 2024: 19MQ2 2024: 19MQ3 2024: 19MQ1 2025: 19MQ2 2025: 19M
Q4 2023: 19MQ1 2024: 19MQ2 2024: 19MQ3 2024: 19MQ1 2025: 19MQ2 2025: 19M
PeriodChange %Net change
Quarterly0%--
1 year+0.3%+63.9K shares
3 years-4.4%-871K shares
5 years-21%-4.9M shares

MCHB has 19M diluted shares, about the same as a year ago.

MCHB Net Leverage

Q3 2026: -1.2x
Q3 2026: -1.2x
QuarterNet LeverageStatus
Q3 2026-1.2xNet Cash
Q2 2023128.7xHigh
Q1 202322.9xHigh
Q4 202212.4xHigh
Q3 202214.3xHigh
Q2 202212.4xHigh
Q1 20222.9xModerate
Q4 20210.7xVery low

MCHB has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like MCHB.

MCHB Weekly Momentum

MetricValueStatus
RSI42.5Neutral
Stochastic16.7Oversold

MCHB's weekly RSI is 42 (neutral) and its Stochastic is 17 (oversold).

MCHB PE vs Financial Services Sector

MetricMCHBSector medianRelative
PEN/A13x—

MCHB has no meaningful PE right now: it lost money over the past year.

MCHB Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$14.72.2% below
20 week MA$15.67.5% below
50 week MA$15.25.1% below
100 week MA$13.65.7% above
200 week MA$13.011% above

MCHB has pulled back, but its long-term trend is still up: it's below its 8-, 20- and 50-week averages, but 11% above its 200-week average.

MCHB Yearly ROI

YearStart priceEnd priceROI
2020$33.9$33.5-0.9%
2021$33.5$51.4+53%
2022$51.4$27.0-47%
2023$27.0$10.3-62%
2024$10.3$11.2+8.3%
2025$11.2$14.7+31%
2026 YTD$14.7$14.4-2%

MCHB has finished lower in three of the last six years. It's down 2% so far in 2026.

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