MBI
MBIA Inc.
There isn't enough reported data to score MBI yet.
MS
Morgan Stanley
MS's fundamentals are strong: revenue grew 16% and earnings per share grew 29%. At 15x earnings, it's trading in line with its usual 14x. Analysts expect earnings growth.
MBI Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Under pressure | |
| N/A | |
| N/A |
MBI's revenue is currently strong, but its profitability is under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like MBI.
MS Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
MS's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like MS.
MBI PE Valuation
MBI has no meaningful PE right now: it lost money over the past year.
MS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 11x | $134 | -29% |
| Fair | 14x | $178 | -5.7% |
| Forward | 14x | $189 | — |
| Current | 15x | $189 | — |
| Expensive | 18x | $223 | +18% |
Historical ranges are pointers, not guarantees.
MS's PE is in its fair range at 15x. If earnings grow as analysts expect, today's price would be 14x next year's earnings.
MBI Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses shrinking | |
| Decline | |
| -- | |
| Limited | |
| Moderate |
Analysts expect MBI's losses to shrink, with revenue declining.
MS Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for MS, with profitability improving.
MBI Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$3.21 | +$0.43 |
| Q2 2026 | -$2.89 | +$1.76 |
| Q1 2026 | -$3.10 | +$5.78 |
| Q4 2025 | -$3.58 | +$5.86 |
| Q3 2025 | -$3.64 | +$7.44 |
| Q2 2025 | -$4.65 | +$9.19 |
| Q1 2025 | -$8.88 | +$1.07 |
| Q4 2024 | -$9.44 | +$0.53 |
MBI is still losing money, but far less than before: $3.21 per share over the past year, against $13.84 at its worst in mid-2024.
MS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $13.39 | +6.3% |
| Q3 2026 | $12.60 | +29% |
| Q2 2026 | $12.37 | +40% |
| Q1 2026 | $11.04 | +29% |
| Q4 2025 | $10.21 | +28% |
| Q3 2025 | $9.76 | +48% |
| Q2 2025 | $8.84 | +45% |
| Q1 2025 | $8.53 | +55% |
| Q4 2024 | $7.95 | +53% |
MS has the edge over MBI on earnings quality, reporting a profit while its opponent remains loss making.
MBI Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $26M | +73% |
| Q2 2026 | $27M | +17% |
| Q1 2026 | $24M | +71% |
| Q4 2025 | $28M | -24% |
| Q3 2025 | $15M | -48% |
| Q1 2025 | $14M | +7.7% |
| Q3 2024 | $29M | +263% |
| Q1 2024 | $13M | +550% |
MBI's revenue is recovering but still below its 2020 peak: $26M last quarter, up 73% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -88% | -42 points |
| Q2 2026 | -159% | +84 points |
| Q1 2026 | -171% | +272 points |
| Q4 2025 | -200% | -65 points |
| Q3 2025 | -47% | +129 points |
| Q2 2025 | -243% | N/A |
| Q1 2025 | -443% | +226 points |
| Q4 2024 | -135% | N/A |
MBI's operating margin was −88% last quarter, down 42 points from the same quarter a year ago.
MS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $20.3B | +12% |
| Q2 2026 | $21.3B | +27% |
| Q1 2026 | $20.6B | +16% |
| Q4 2025 | $17.9B | +10% |
| Q3 2025 | $18.2B | +18% |
| Q2 2025 | $16.8B | +12% |
| Q1 2025 | $17.7B | +17% |
| Q4 2024 | $16.2B | +26% |
MS has the edge over MBI on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 32% | -1.2 points |
| Q2 2026 | 34% | +6.9 points |
| Q1 2026 | 34% | +2.8 points |
| Q4 2025 | 32% | +2 points |
| Q3 2025 | 33% | +5.6 points |
| Q2 2025 | 28% | +0.4 points |
| Q1 2025 | 31% | +2.2 points |
| Q4 2024 | 30% | +14 points |
MS has the edge over MBI on profitability, with a higher operating margin.
MBI Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$73M | -181% |
| Q2 2026 | -$4M | -500% |
| Q1 2026 | -$33M | +$10M |
| Q4 2025 | -$10M | -433% |
| Q3 2025 | $90M | +$229M |
| Q2 2025 | $1M | +$11M |
| Q1 2025 | -$43M | -$13M |
| Q4 2024 | $3M | +$5M |
MBI's free cash flow was −$120M over the past year, against $51M the year before. Free cash flow isn't a meaningful measure for financial services companies like MBI.
MS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$46B | -$42.7B |
| Q2 2026 | -$2.7B | -123% |
| Q1 2026 | -$7.1B | +$16.9B |
| Q4 2025 | -$2.4B | -120% |
| Q3 2025 | -$3.3B | +$14B |
| Q2 2025 | $11.8B | +368% |
| Q1 2025 | -$24B | -650% |
| Q4 2024 | $11.8B | +$29.6B |
MS's free cash flow was −$58.3B over the past year, against −$3.7B the year before. Free cash flow isn't a meaningful measure for financial services companies like MS.
MBI Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +64.9K shares |
| 1 year | +1.3% | +665K shares |
| 3 years | +6.9% | +3.3M shares |
| 5 years | +1.4% | +710K shares |
| Available history | -38% | -30.8M shares |
MBI has 50M diluted shares, up 1.3% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | — |
| Q1 2026 | $1M |
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | $7M |
| Q4 2024 | — |
MBI spent $1M buying back its own shares over the past year, down 86% from the year before.
MS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.2% | -3M shares |
| 1 year | -1.5% | -24M shares |
| 3 years | -4.7% | -77M shares |
| 5 years | -14% | -246M shares |
| Available history | -4.5% | -74M shares |
MS has the edge over MBI on shareholder dilution, with a more favorable share count trend.
MBI Net Leverage
MS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 7.8x | High |
| Q2 2026 | 7.3x | High |
| Q1 2026 | 8.2x | High |
| Q4 2025 | 8.6x | High |
| Q3 2025 | 8.4x | High |
| Q2 2025 | 8.7x | High |
| Q1 2025 | 8.7x | High |
| Q4 2024 | 7.9x | High |
MS's net debt is about 7.8 years of its operating earnings (EBITDA), down from 8.4 years a year ago. Net leverage isn't a meaningful measure for financial services companies like MS.
MBI Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 39.6 | Neutral |
| Stochastic | 33.3 | Neutral |
MBI's weekly RSI is 40 (neutral) and its Stochastic is 33 (neutral).
MS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 45.0 | Neutral |
| Stochastic | 18.7 | Oversold |
MS's weekly RSI is 45 (neutral) and its Stochastic is 19 (oversold).
MBI PE vs Financial Services Sector
MBI has no meaningful PE right now: it lost money over the past year.
MS PE vs Financial Services Sector
| Metric | MS | Sector median | Relative |
|---|---|---|---|
| PE | 15x | 13x | 15% above |
| PE % | 59 | 63 | 4 pts below |
MS is trading at 15x earnings, a 15% premium to the Financial Services sector's median of 13x.
MBI Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $4.49 | 4.2% above |
| 20 week MA | $5.01 | 6.6% below |
| 50 week MA | $5.82 | 20% below |
| 100 week MA | $5.88 | 20% below |
| 200 week MA | $6.60 | 29% below |
MBI has bounced recently, but its long-term trend is still down: it's above its 8-week average, but 29% below its 200-week average.
MS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $186.5 | 1.5% above |
| 20 week MA | $203.3 | 6.9% below |
| 50 week MA | $191.9 | 1.4% below |
| 100 week MA | $164.9 | 15% above |
| 200 week MA | $129.3 | 46% above |
MS has the edge over MBI on trend strength, trading above more of its moving averages.
MBI Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.26 | $6.95 | -25% |
| 2021 | $6.95 | $12.4 | +79% |
| 2022 | $12.4 | $12.9 | +3.7% |
| 2023 | $12.9 | $6.12 | -53% |
| 2024 | $6.12 | $6.10 | -0.3% |
| 2025 | $6.10 | $7.12 | +17% |
| 2026 YTD | $7.12 | $4.68 | -34% |
MBI has finished lower in three of the last six years. It's down 34% so far in 2026.
MS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $51.1 | $68.1 | +33% |
| 2021 | $68.1 | $99.3 | +46% |
| 2022 | $99.3 | $86.1 | -13% |
| 2023 | $86.1 | $93.3 | +8.3% |
| 2024 | $93.3 | $126.8 | +36% |
| 2025 | $126.8 | $181.9 | +43% |
| 2026 YTD | $181.9 | $189.2 | +4% |
MS has the edge over MBI on returns for 2026, with the stronger performance.