LX
LexinFintech Holdings Ltd.
There isn't enough reported data to score LX yet.
LX Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Stable | |
| N/A | |
| N/A |
LX's revenue and profitability are currently stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like LX.
LX PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Current | 0.7x | $0.59 | — |
| Cheap | 1.6x | $1.46 | +147% |
| Fair | 3.4x | $3.03 | +413% |
| Expensive | 9.6x | $8.57 | +1352% |
Historical ranges are pointers, not guarantees.
LX's PE is 0.7x, but its earnings don't support one, so it isn't a reliable read right now.
LX Forward outlook
There aren't enough analyst estimates for LX to show an outlook.
LX Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | $0.89 | -35% |
| Q1 2026 | $1.23 | +7% |
| Q4 2025 | $1.41 | +45% |
| Q3 2025 | $1.54 | +130% |
| Q2 2025 | $1.37 | +88% |
| Q1 2025 | $1.15 | +39% |
| Q4 2024 | $0.97 | +5.4% |
| Q3 2024 | $0.67 | -42% |
LX's earnings per share have fallen from their peak: $0.89 over the past year, against $2.16 in late 2019.
LX Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $481.1M | -11% |
| Q1 2026 | $499.1M | +7.1% |
| Q4 2025 | $450.5M | -18% |
| Q3 2025 | $512.9M | -6.7% |
| Q2 2025 | $538.4M | -1.5% |
| Q1 2025 | $465.8M | -4.3% |
| Q4 2024 | $549.1M | +4.3% |
| Q3 2024 | $549.6M | +4.4% |
LX's revenue is shrinking: $481M last quarter, down 11% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 5.8% | -6.8 points |
| Q1 2026 | 9.9% | -5.3 points |
| Q4 2025 | 10% | -5.3 points |
| Q3 2025 | 14% | -0.5 points |
| Q2 2025 | 13% | -4.9 points |
| Q1 2025 | 15% | -2 points |
| Q4 2024 | 15% | -1.2 points |
| Q3 2024 | 15% | -6.4 points |
LX's operating margin was 5.8% last quarter, down 6.8 points from the same quarter a year ago.
LX Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $0 | $0 |
| Q1 2026 | $0 | $0 |
| Q4 2025 | $0 | $0 |
| Q3 2025 | $0 | $0 |
| Q2 2025 | $0 | $0 |
| Q1 2025 | $0 | $0 |
| Q4 2024 | $0 | $0 |
| Q3 2024 | $0 | $0 |
LX's free cash flow was $0 over the past year, against $0 the year before. Free cash flow isn't a meaningful measure for financial services companies like LX.
LX Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1% | -1.6M shares |
| 1 year | -7% | -12.5M shares |
| 3 years | -11% | -20.5M shares |
| 5 years | -20% | -41.8M shares |
| Available history | -9.9% | -18.2M shares |
LX has 167M diluted shares, down 7% from a year ago.
| Quarter | Spent |
|---|---|
| Q2 2026 | — |
| Q1 2026 | — |
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | — |
| Q3 2024 | — |
LX hasn't bought back shares in the past year.
LX Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | 0.9x | Very low |
| Q1 2026 | 0.5x | Very low |
| Q4 2025 | 1.4x | Healthy |
| Q3 2025 | 1.2x | Healthy |
| Q2 2025 | 1.6x | Healthy |
| Q1 2025 | 1.1x | Healthy |
| Q4 2024 | 1.8x | Healthy |
| Q3 2024 | 1.9x | Healthy |
LX's net debt is less than a year of its operating earnings (EBITDA), down from 1.6 years a year ago. Net leverage isn't a meaningful measure for financial services companies like LX.
LX Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 17.7 | Oversold |
| Stochastic | 2.7 | Oversold |
LX's weekly RSI is 18 (oversold) and its Stochastic is 3 (oversold).
LX PE vs Financial Services Sector
| Metric | LX | Sector median | Relative |
|---|---|---|---|
| PE | 0.7x | 13x | 95% below |
| PE % | 1 | 63 | 62 pts below |
LX is trading at 0.7x earnings, a 95% discount to the Financial Services sector's median of 13x, though its earnings don't support one.
LX Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $0.66 | 11% below |
| 20 week MA | $1.05 | 44% below |
| 50 week MA | $1.96 | 70% below |
| 100 week MA | $4.43 | 87% below |
| 200 week MA | $3.38 | 83% below |
LX is in a downtrend: it's below all five of its weekly moving averages, and 83% below its 200-week average.
LX Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $13.1 | $6.59 | -50% |
| 2021 | $6.59 | $3.68 | -44% |
| 2022 | $3.68 | $1.96 | -47% |
| 2023 | $1.96 | $1.84 | -6.1% |
| 2024 | $1.84 | $6.16 | +235% |
| 2025 | $6.16 | $3.45 | -44% |
| 2026 YTD | $3.45 | $0.59 | -83% |
LX's yearly returns have swung widely, from +235% in 2024 to −50% in 2020. It's down 83% so far in 2026.