LOAN
Manhattan Bridge Capital, Inc.
There isn't enough reported data to score LOAN yet.
OPEN
Opendoor Technologies Inc.
There isn't enough reported data to score OPEN yet.
LOAN Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| N/A | |
| N/A |
LOAN's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for real estate companies like LOAN.
OPEN Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Weak | |
| N/A | |
| N/A |
OPEN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for real estate companies like OPEN.
LOAN PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Current | 7.8x | $3.27 | — |
| Cheap | 9.7x | $4.08 | +25% |
| Fair | 11x | $4.64 | +42% |
| Expensive | 13x | $5.65 | +73% |
Historical ranges are pointers, not guarantees.
LOAN's PE is 7.8x, but its earnings don't support one, so it isn't a reliable read right now.
OPEN PE Valuation
OPEN has no meaningful PE right now: it lost money over the past year.
LOAN Forward outlook
There aren't enough analyst estimates for LOAN to show an outlook.
OPEN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses growing | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect OPEN's losses to grow, with revenue growing. However, they disagree widely on these estimates.
LOAN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $0.42 | -11% |
| Q2 2026 | $0.42 | -13% |
| Q1 2026 | $0.44 | -8.3% |
| Q4 2025 | $0.45 | -8.2% |
| Q3 2025 | $0.47 | -4.1% |
| Q2 2025 | $0.48 | -4% |
| Q1 2025 | $0.48 | -4% |
| Q4 2024 | $0.49 | +2.1% |
LOAN has the edge over OPEN on earnings quality, reporting a profit while its opponent remains loss making.
OPEN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$2.00 | -$1.56 |
| Q2 2026 | -$1.89 | -$1.46 |
| Q1 2026 | -$1.76 | -$1.24 |
| Q4 2025 | -$1.70 | -$1.14 |
| Q3 2025 | -$0.44 | +$0.09 |
| Q2 2025 | -$0.43 | +$0.15 |
| Q1 2025 | -$0.52 | -$0.10 |
| Q4 2024 | -$0.56 | -$0.14 |
OPEN lost $2.00 per share over the past year, and its loss has widened in each of the last five quarters.
LOAN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $2.1M | +0.9% |
| Q2 2026 | $2M | -13% |
| Q1 2026 | $2.1M | -9.1% |
| Q4 2025 | $2M | -15% |
| Q3 2025 | $2M | -12% |
| Q2 2025 | $2.4M | -3.6% |
| Q1 2025 | $2.3M | -12% |
| Q4 2024 | $2.4M | -8% |
LOAN's revenue has slid since its 2024 peak: $2M last quarter, about level with the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 60% | +1.3 points |
| Q2 2026 | 56% | -3.6 points |
| Q1 2026 | 61% | +1.2 points |
| Q4 2025 | 56% | +0.7 points |
| Q3 2025 | 59% | -1.5 points |
| Q2 2025 | 60% | +2.3 points |
| Q1 2025 | 60% | +3 points |
| Q4 2024 | 55% | +2.8 points |
LOAN has the edge over OPEN on profitability, with a higher operating margin.
OPEN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1B | +12% |
| Q2 2026 | $883M | -44% |
| Q1 2026 | $720M | -38% |
| Q4 2025 | $736M | -32% |
| Q3 2025 | $915M | -34% |
| Q2 2025 | $1.6B | +3.7% |
| Q1 2025 | $1.2B | -2.4% |
| Q4 2024 | $1.1B | +25% |
OPEN's revenue is recovering but still below its 2022 peak: $1B last quarter, up 12% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -18% | -11 points |
| Q2 2026 | -16% | -16 points |
| Q1 2026 | -22% | -17 points |
| Q4 2025 | -20% | -12 points |
| Q3 2025 | -7.4% | -2.6 points |
| Q2 2025 | -0.8% | +3.9 points |
| Q1 2025 | -4.9% | +2.5 points |
| Q4 2024 | -8.7% | +4.6 points |
OPEN's operating margin was −18% last quarter, down 11 points from the same quarter a year ago.
LOAN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q1 2026 | $1.3M | +6.6% |
| Q4 2025 | $1.1M | +21% |
| Q3 2025 | $1.4M | +3.3% |
| Q4 2024 | $926.9K | -37% |
| Q3 2024 | $1.4M | -4.6% |
| Q4 2023 | $1.5M | +28% |
| Q3 2023 | $1.4M | +21% |
| Q1 2023 | $1.3M | -10% |
LOAN has the edge over OPEN in the latest year-over-year cash flow comparison.
OPEN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$836M | -294% |
| Q2 2026 | -$723M | -188% |
| Q1 2026 | -$250M | +$33M |
| Q4 2025 | $67M | +$150M |
| Q3 2025 | $432M | +671% |
| Q2 2025 | $821M | +$1.2B |
| Q1 2025 | -$283M | -$97M |
| Q4 2024 | -$83M | +$468M |
OPEN's free cash flow was −$1.7B over the past year, against $887M the year before. Free cash flow isn't a meaningful measure for real estate companies like OPEN.
LOAN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -16.9K shares |
| 1 year | -0.2% | -28.2K shares |
| 3 years | -0.4% | -50.6K shares |
| 5 years | +0.7% | +78.5K shares |
| Available history | +18% | +1.8M shares |
LOAN has the edge over OPEN on shareholder dilution, with a more favorable share count trend.
OPEN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.7% | -16.3M shares |
| 1 year | +30% | +220M shares |
| 3 years | +42% | +282M shares |
| 5 years | +61% | +361M shares |
| Available history | +1042% | +866M shares |
OPEN has 949M diluted shares, up 30% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2019 | — |
LOAN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 3.5x | Elevated |
| Q2 2026 | 4.0x | High |
| Q1 2026 | 5.1x | High |
| Q4 2025 | 4.6x | High |
| Q3 2025 | 4.0x | Elevated |
| Q2 2025 | 5.5x | High |
| Q1 2025 | 5.2x | High |
| Q4 2024 | 5.3x | High |
LOAN's net debt is about 3.5 years of its operating earnings (EBITDA), down from 4.0 years a year ago. Net leverage isn't a meaningful measure for real estate companies like LOAN.
OPEN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2022 | 337.2x | High |
OPEN's net debt is more than 20 years of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for real estate companies like OPEN.
LOAN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 25.1 | Oversold |
| Stochastic | 7.8 | Oversold |
LOAN's weekly RSI is 25 (oversold) and its Stochastic is 8 (oversold).
OPEN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 20.6 | Oversold |
| Stochastic | 1.2 | Oversold |
OPEN's weekly RSI is 21 (oversold) and its Stochastic is 1 (oversold).
LOAN PE vs Real Estate Sector
| Metric | LOAN | Sector median | Relative |
|---|---|---|---|
| PE | 7.8x | 24x | 67% below |
| PE % | 0 | 23 | 23 pts below |
LOAN is trading at 7.8x earnings, a 67% discount to the Real Estate sector's median of 24x, though its earnings don't support one.
OPEN PE vs Real Estate Sector
OPEN has no meaningful PE right now: it lost money over the past year.
LOAN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $3.52 | 7.1% below |
| 20 week MA | $3.90 | 16% below |
| 50 week MA | $4.24 | 23% below |
| 100 week MA | $4.80 | 32% below |
| 200 week MA | $4.93 | 34% below |
LOAN is in a downtrend: it's below all five of its weekly moving averages, and 34% below its 200-week average.
OPEN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1.97 | 37% below |
| 20 week MA | $3.00 | 59% below |
| 50 week MA | $4.37 | 72% below |
| 100 week MA | $3.74 | 67% below |
| 200 week MA | $3.13 | 60% below |
OPEN is in a downtrend: it's below all five of its weekly moving averages, and 60% below its 200-week average.
LOAN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $6.29 | $5.43 | -14% |
| 2021 | $5.43 | $6.11 | +13% |
| 2022 | $6.11 | $5.73 | -6.2% |
| 2023 | $5.73 | $4.97 | -13% |
| 2024 | $4.97 | $5.69 | +14% |
| 2025 | $5.69 | $4.88 | -14% |
| 2026 YTD | $4.88 | $3.27 | -33% |
LOAN has the edge over OPEN on returns for 2026, with the stronger performance.
OPEN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $10.9 | $27.4 | +150% |
| 2021 | $27.4 | $14.9 | -46% |
| 2022 | $14.9 | $1.02 | -93% |
| 2023 | $1.02 | $4.48 | +339% |
| 2024 | $4.48 | $1.67 | -63% |
| 2025 | $1.67 | $6.01 | +260% |
| 2026 YTD | $6.01 | $1.24 | -79% |
OPEN's yearly returns have swung widely, from +339% in 2023 to −93% in 2022. It's down 79% so far in 2026.