LFST

LifeStance Health Group, Inc.

67
Fundamentals77/ 100
Valuation50/ 100
Upside potential57/ 100
Risk potential22/ 100

LFST has lower modeled downside risk, despite its lower overall score.

OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR has a slight edge over LFST overall, supported by stronger fundamentals and stronger modeled upside.

LFST Fundamentals

MetricStatus
Healthy
Healthy
Healthy
Strong

LFST's revenue, profitability, cash flow and balance sheet are all currently healthy.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

LFST PE Valuation

CHEAPFAIREXPENSIVE98x196x294x392x
CHEAPFAIREXPENSIVE98x196x294x392x
LevelPEPriceVs current
Forward54x$14.15—
Current74x$14.15—
Cheap95x$17.99+27%
Fair128x$24.39+72%
Expensive319x$60.61+328%

Historical ranges are pointers, not guarantees.

LFST has the edge over OSCR in the historical PE scenario, which offers more potential upside but is not a forecast.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94—
Current13x$31.94—
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

LFST Forward outlook

MetricOutlook
Strongly improving
Strong growth
Growth
Strongly improving
Limited
Low

Analysts expect earnings and revenue growth for LFST, with profitability improving. However, they disagree widely on these estimates.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

LFST Risk to reward

ScenarioChangePrice
Upside+29%$18.28
Downside-22%$11.06

Calculated from the latest close: $14.15 on Nov 12.

LFST trails OSCR on modeled risk to reward, with less potential upside relative to its potential downside.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

OSCR has a better modeled risk to reward balance than LFST, with more potential upside relative to its potential downside.

LFST Earnings Per Share

Q4 2024: $-0.15Q1 2025: $-0.09Q2 2025: $-0.04Q3 2025: $-0.02Q4 2025: $0.02Q1 2026: $0.06Q2 2026: $0.13Q3 2026: $0.19Forward: $0.26
Q4 2024: $-0.15Q1 2025: $-0.09Q2 2025: $-0.04Q3 2025: $-0.02Q4 2025: $0.02Q1 2026: $0.06Q2 2026: $0.13Q3 2026: $0.19Forward: $0.26
QuarterTTM EPSYoY
Forward$0.26+39%
Q3 2026$0.19+$0.21
Q2 2026$0.13+$0.17
Q1 2026$0.06+$0.15
Q4 2025$0.02+$0.17

LFST has the edge over OSCR on earnings, with more consistent year-over-year improvement.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has returned to profit: it earned $2.47 per share over the past year, after losing money the year before.

LFST Quarterly Revenue

Q4 2023: $281MQ1 2024: $300MQ2 2024: $312MQ3 2024: $313MQ4 2024: $325MQ1 2025: $333MQ2 2025: $345MQ3 2025: $364MQ4 2025: $382MQ1 2026: $403MQ2 2026: $435MQ3 2026: $456M
Q4 2023: $281MQ1 2024: $300MQ2 2024: $312MQ3 2024: $313MQ4 2024: $325MQ1 2025: $333MQ2 2025: $345MQ3 2025: $364MQ4 2025: $382MQ1 2026: $403MQ2 2026: $435MQ3 2026: $456M
QuarterRevenueYoY
Q3 2026$455.9M+25%
Q2 2026$435.4M+26%
Q1 2026$403.5M+21%
Q4 2025$382.2M+17%
Q3 2025$363.8M+16%
Q2 2025$345.3M+11%
Q1 2025$333M+11%
Q4 2024$325.5M+16%

LFST's revenue has grown year over year every quarter since early 2021: $456M last quarter, up 25% from the same quarter a year ago.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR has the edge over LFST on sales, with stronger typical year-over-year growth.

LFST Free Cash Flow

Q4 2023: $5MQ1 2024: −$27MQ2 2024: $39MQ3 2024: $18MQ4 2024: $56MQ1 2025: −$10MQ2 2025: $57MQ3 2025: $17MQ4 2025: $47MQ1 2026: $22MQ2 2026: $88MQ3 2026: $22M
Q4 2023: $5MQ1 2024: −$27MQ2 2024: $39MQ3 2024: $18MQ4 2024: $56MQ1 2025: −$10MQ2 2025: $57MQ3 2025: $17MQ4 2025: $47MQ1 2026: $22MQ2 2026: $88MQ3 2026: $22M
QuarterFree cash flowYoY
Q3 2026$22.4M+32%
Q2 2026$87.9M+55%
Q1 2026$22.3M+$32.6M
Q4 2025$46.6M-17%
Q3 2025$17M-3.8%
Q2 2025$56.6M+45%
Q1 2025-$10.3M+$16.7M
Q4 2024$56M+941%

LFST generated $179M in free cash flow over the past year, up 50% from the year before.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR usually generates cash, though not every quarter: the latest was −$1.2B, but it generated $4.1B over the past year.

LFST Total Shares

Q1 2024: 376MQ2 2024: 379MQ3 2024: 380MQ4 2024: 379MQ1 2025: 391MQ2 2025: 387MQ3 2025: 389MQ4 2025: 391MQ1 2026: 395MQ2 2026: 387MQ3 2026: 391M
Q1 2024: 376MQ2 2024: 379MQ3 2024: 380MQ4 2024: 379MQ1 2025: 391MQ2 2025: 387MQ3 2025: 389MQ4 2025: 391MQ1 2026: 395MQ2 2026: 387MQ3 2026: 391M
PeriodChange %Net change
Quarterly+1%+3.9M shares
1 year+0.6%+2.3M shares
3 years+4.7%+17.6M shares

LFST has the edge over OSCR on shareholder dilution, with a more favorable share count trend.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has 346M diluted shares, up 34% from a year ago.

LFST Net Leverage

Q4 2024: 14.6xQ1 2025: 5.5xQ2 2025: 2.3xQ3 2025: 1.6xQ4 2025: 0.5xQ1 2026: 1.0xQ2 2026: 0.4xQ3 2026: 0.4x
Q4 2024: 14.6xQ1 2025: 5.5xQ2 2025: 2.3xQ3 2025: 1.6xQ4 2025: 0.5xQ1 2026: 1.0xQ2 2026: 0.4xQ3 2026: 0.4x
QuarterNet LeverageStatus
Q3 20260.4xVery low
Q2 20260.4xVery low
Q1 20261.0xVery low
Q4 20250.5xVery low
Q3 20251.6xHealthy
Q2 20252.3xModerate
Q1 20255.5xHigh
Q4 202414.6xHigh

LFST's net debt is less than a year of its operating earnings (EBITDA), down from 1.6 years a year ago.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has the edge over LFST on leverage, with a lower net debt burden relative to earnings.

LFST Weekly Momentum

MetricValueStatus
RSI71.6Overbought
Stochastic75.0Neutral

LFST's weekly RSI is 72 (overbought) and its Stochastic is 75 (neutral).

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

LFST PE vs Healthcare Sector

MetricLFSTSector medianRelative
PE74x26x188% above
PE %33734 pts below

LFST is trading at 74x earnings, a 188% premium to the Healthcare sector's median of 26x, though its earnings don't support one.

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR has the edge over LFST on valuation relative to its sector.

LFST Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$12.811% above
20 week MA$12.216% above
50 week MA$9.2253% above
100 week MA$7.6784% above
200 week MA$7.2495% above

LFST is in an uptrend: it's above all five of its weekly moving averages, and 95% above its 200-week average.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR is in an uptrend: it's above all five of its weekly moving averages, and 106% above its 200-week average.

LFST Yearly ROI

YearStart priceEnd priceROI
2021$24.0$10.1-58%
2022$10.1$4.62-54%
2023$4.62$7.83+69%
2024$7.83$7.49-4.3%
2025$7.49$7.13-4.8%
2026 YTD$7.13$14.2+98%

LFST is up 98% so far in 2026, after finishing lower in four of the previous five years.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over LFST on returns for 2026, with the stronger performance.

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