LDI
loanDepot, Inc.
There isn't enough reported data to score LDI yet.
LDI Fundamentals
| Metric | Status |
|---|---|
| Unavailable | |
| Under pressure | |
| N/A | |
| N/A |
LDI's profitability is currently under pressure. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like LDI.
LDI PE Valuation
LDI has no meaningful PE right now: it lost money over the past year.
LDI Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses growing | |
| Decline | |
| Strongly weakening | |
| Limited | |
| Moderate |
Analysts expect LDI's losses to grow, with revenue declining.
LDI Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q4 2024 | -$0.53 | +$0.10 |
| Q3 2024 | -$0.52 | +$0.42 |
| Q2 2024 | -$0.62 | +$0.60 |
| Q1 2024 | -$0.57 | +$1.18 |
| Q4 2023 | -$0.63 | +$1.12 |
| Q3 2023 | -$0.94 | +$0.30 |
| Q2 2023 | -$1.22 | -$0.75 |
| Q1 2023 | -$1.75 | -773% |
LDI is still losing money, but far less than before: $0.53 per share over the past year, against $1.75 at its worst in late 2022.
LDI Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q4 2024 | $257.5M | +13% |
| Q3 2024 | $314.6M | +18% |
| Q2 2024 | $265.4M | -2.4% |
| Q1 2024 | $222.8M | +7.2% |
| Q4 2023 | $228.6M | +35% |
| Q3 2023 | $265.7M | -3.1% |
| Q2 2023 | $271.8M | -12% |
| Q1 2023 | $207.9M | -59% |
LDI's revenue is recovering but still below its 2021 peak: $307M last quarter, up 16% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -9.3% | N/A |
| Q2 2026 | -2% | N/A |
| Q4 2024 | -33% | -0.3 points |
| Q3 2024 | 1.1% | +16 points |
| Q2 2024 | -29% | -7.6 points |
| Q1 2024 | -38% | +13 points |
| Q4 2023 | -32% | +70 points |
| Q3 2023 | -15% | +44 points |
LDI's operating margin was −9.3% last quarter, up 20 points from the same quarter a year ago.
LDI Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q4 2024 | $33.6M | +$243.4M |
| Q3 2024 | -$356.4M | -325% |
| Q2 2024 | -$285.7M | +$57M |
| Q1 2024 | -$283.3M | -242% |
| Q4 2023 | -$209.7M | -621% |
| Q3 2023 | $158.5M | -91% |
| Q2 2023 | -$342.7M | -123% |
| Q1 2023 | $199.1M | -82% |
LDI's free cash flow was $778M over the past year, against −$620M the year before. Free cash flow isn't a meaningful measure for financial services companies like LDI.
LDI Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.3% | +669K shares |
| 1 year | -28% | -92.4M shares |
| 3 years | +67% | +93.3M shares |
LDI has 232M diluted shares, down 28% from a year ago.
| Quarter | Spent |
|---|---|
| Q2 2021 | — |
| Q1 2021 | — |
LDI Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q1 2022 | 9.0x | High |
| Q4 2021 | 1.7x | Healthy |
LDI's net debt is about 9.0 years of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like LDI.
LDI Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 28.2 | Oversold |
| Stochastic | 12.2 | Oversold |
LDI's weekly RSI is 28 (oversold) and its Stochastic is 12 (oversold).
LDI PE vs Financial Services Sector
| Metric | LDI | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
LDI has no meaningful PE right now: it lost money over the past year.
LDI Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $0.59 | 24% below |
| 20 week MA | $0.81 | 44% below |
| 50 week MA | $1.42 | 68% below |
| 100 week MA | $1.68 | 73% below |
| 200 week MA | $1.93 | 77% below |
LDI is in a downtrend: it's below all five of its weekly moving averages, and 77% below its 200-week average.
LDI Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $31.5 | $4.76 | -85% |
| 2022 | $4.76 | $1.57 | -67% |
| 2023 | $1.57 | $3.52 | +124% |
| 2024 | $3.52 | $1.93 | -45% |
| 2025 | $1.93 | $2.12 | +9.8% |
| 2026 YTD | $2.12 | $0.45 | -79% |
LDI's yearly returns have swung widely, from +124% in 2023 to −85% in 2021. It's down 79% so far in 2026.