KRMD

KORU Medical Systems, Inc.

60
Fundamentals72/ 100
Valuation50/ 100
Upside potential58/ 100
Risk potential26/ 100

KRMD has lower modeled downside risk, despite its lower overall score.

OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR has the edge over KRMD overall, supported by stronger fundamentals and stronger modeled upside.

KRMD Fundamentals

MetricStatus
Healthy
Stable
Under pressure
Strong

KRMD's revenue and balance sheet are currently healthy, and its profitability is stable, but its cash flow is under pressure.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

KRMD PE Valuation

KRMD has no meaningful PE right now: it lost money over the past year. If it returns to profit as analysts expect, today's price would be 226x next year's earnings.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94—
Current13x$31.94—
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

KRMD Forward outlook

MetricOutlook
--
Returning to profit
Strong growth
Strongly improving
Limited
Low

Analysts expect KRMD to return to profit, with revenue growing. However, they disagree widely on these estimates.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

KRMD Risk to reward

ScenarioChangePrice
Upside+36%$5.00
Downside-26%$2.74

Calculated from the latest close: $3.69 on Nov 12.

KRMD trails OSCR on modeled risk to reward, with less potential upside relative to its potential downside.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

OSCR has a better modeled risk to reward balance than KRMD, with more potential upside relative to its potential downside.

KRMD Earnings Per Share

Q4 2023: $-0.30Q1 2024: $-0.29Q2 2024: $-0.26Q3 2024: $-0.26Q4 2024: $-0.13Q1 2025: $-0.12Q2 2025: $-0.10Q3 2025: $-0.09Q4 2025: $-0.06Q1 2026: $-0.05Q2 2026: $-0.04Q3 2026: $-0.02Forward: $0.02
Q4 2023: $-0.30Q1 2024: $-0.29Q2 2024: $-0.26Q3 2024: $-0.26Q4 2024: $-0.13Q1 2025: $-0.12Q2 2025: $-0.10Q3 2025: $-0.09Q4 2025: $-0.06Q1 2026: $-0.05Q2 2026: $-0.04Q3 2026: $-0.02Forward: $0.02
QuarterTTM EPSYoY
Forward$0.02—
Q3 2026-$0.02+$0.07
Q2 2026-$0.04+$0.06
Q1 2026-$0.05+$0.07
Q4 2025-$0.06+$0.07
Q3 2025-$0.09+$0.17
Q2 2025-$0.10+$0.16
Q1 2025-$0.12+$0.17
Q4 2024-$0.13+$0.17

KRMD is still losing money, but far less than before: $0.02 per share over the past year, against $0.30 at its worst in late 2023.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has the edge over KRMD on earnings quality, reporting a profit while its opponent remains loss making.

KRMD Quarterly Revenue

Q4 2023: $7MQ1 2024: $8MQ2 2024: $8MQ3 2024: $8MQ4 2024: $9MQ1 2025: $10MQ2 2025: $10MQ3 2025: $10MQ4 2025: $11MQ1 2026: $12MQ2 2026: $12MQ3 2026: $12M
Q4 2023: $7MQ1 2024: $8MQ2 2024: $8MQ3 2024: $8MQ4 2024: $9MQ1 2025: $10MQ2 2025: $10MQ3 2025: $10MQ4 2025: $11MQ1 2026: $12MQ2 2026: $12MQ3 2026: $12M
QuarterRevenueYoY
Q3 2026$11.6M+11%
Q2 2026$12M+18%
Q1 2026$11.8M+22%
Q4 2025$10.9M+23%
Q3 2025$10.4M+27%
Q2 2025$10.2M+21%
Q1 2025$9.6M+18%
Q4 2024$8.8M+23%

KRMD's revenue has grown year over year for 11 quarters in a row: $12M last quarter, up 11% from the same quarter a year ago.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR has the edge over KRMD on sales, with stronger typical year-over-year growth.

KRMD Free Cash Flow

Q4 2023: $900,753Q1 2024: −$479,803Q2 2024: −$112,949Q3 2024: −$2MQ4 2024: $983,182Q1 2025: −$680,905Q2 2025: −$489,154Q3 2025: $12,973Q4 2025: $686,974Q1 2026: −$31,500Q2 2026: $108,206Q3 2026: −$1M
Q4 2023: $900,753Q1 2024: −$479,803Q2 2024: −$112,949Q3 2024: −$2MQ4 2024: $983,182Q1 2025: −$680,905Q2 2025: −$489,154Q3 2025: $12,973Q4 2025: $686,974Q1 2026: −$31,500Q2 2026: $108,206Q3 2026: −$1M
QuarterFree cash flowYoY
Q3 2026-$1.2M-8973%
Q2 2026$108.2K+$597.4K
Q1 2026-$31.5K+$649.4K
Q4 2025$687K-30%
Q3 2025$13K+$2M
Q2 2025-$489.2K-$376.2K
Q1 2025-$680.9K-$201.1K
Q4 2024$983.2K+9.2%

KRMD has burned cash in most quarters: −$387,369 over the past year, against −$173,904 the year before.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR has the edge over KRMD on cash generation, producing positive trailing cash flow while its opponent burns cash.

KRMD Total Shares

Q4 2023: 46MQ1 2024: 46MQ2 2024: 46MQ3 2024: 46MQ4 2024: 46MQ1 2025: 46MQ2 2025: 46MQ3 2025: 46MQ4 2025: 46MQ1 2026: 46MQ2 2026: 50MQ3 2026: 47M
Q4 2023: 46MQ1 2024: 46MQ2 2024: 46MQ3 2024: 46MQ4 2024: 46MQ1 2025: 46MQ2 2025: 46MQ3 2025: 46MQ4 2025: 46MQ1 2026: 46MQ2 2026: 50MQ3 2026: 47M
PeriodChange %Net change
Quarterly-5.6%-2.8M shares
1 year+1.1%+493K shares
3 years+2.4%+1.1M shares
5 years+5.4%+2.4M shares
Available history+20%+7.7M shares

KRMD has the edge over OSCR on shareholder dilution, with a more favorable share count trend.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has 346M diluted shares, up 34% from a year ago.

KRMD Net Leverage

Q3 2026: -37.0x
Q3 2026: -37.0x
QuarterNet LeverageStatus
Q3 2026-37.0xNet Cash
Q3 2020-239.5xNet Cash
Q2 2020-60.9xNet Cash
Q1 2020-3.6xNet Cash
Q4 2019-6.3xNet Cash

KRMD has the edge over OSCR on leverage, with a lower net debt burden relative to earnings.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has more cash than debt.

KRMD Weekly Momentum

MetricValueStatus
RSI53.0Neutral
Stochastic30.9Neutral

KRMD's weekly RSI is 53 (neutral) and its Stochastic is 31 (neutral).

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

KRMD PE vs Healthcare Sector

MetricKRMDSector medianRelative
PEN/A26x—

KRMD has no meaningful PE right now: it lost money over the past year.

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

KRMD Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$3.1318% above
20 week MA$3.457% above
50 week MA$4.2012% below
100 week MA$3.925.9% below
200 week MA$3.398.8% above

KRMD's trend is mixed: it's above three of its five weekly moving averages, and 8.8% above its 200-week average.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR has the edge over KRMD on trend strength, trading above more of its moving averages.

KRMD Yearly ROI

YearStart priceEnd priceROI
2020$6.15$6.09-1%
2021$6.09$3.25-47%
2022$3.25$3.42+5.2%
2023$3.42$2.46-28%
2024$2.46$3.94+60%
2025$3.94$6.23+58%
2026 YTD$6.23$3.69-41%

KRMD has finished lower in three of the last six years. It's down 41% so far in 2026.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over KRMD on returns for 2026, with the stronger performance.

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