KFII

K&F Growth Acquisition Corp. II Class A Ordinary shares

There isn't enough reported data to score KFII yet.

SOFI

SoFi Technologies, Inc.

70
Fundamentals75/ 100
Valuation71/ 100
Upside potential80/ 100
Risk potential20/ 100

SOFI's fundamentals are strong and it looks cheap: trading at 28x earnings, below its usual 43x. Analysts expect strong earnings growth.

KFII Fundamentals

MetricStatus
Unavailable
Strong
N/A
N/A

KFII's profitability is currently strong. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like KFII.

SOFI Fundamentals

MetricStatus
Strong
Healthy
N/A
N/A

SOFI's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like SOFI.

KFII PE Valuation

CHEAPFAIREXPENSIVE21x42x64x85x
CHEAPFAIREXPENSIVE21x42x64x85x
LevelPEPriceVs current
Cheap38x$10.16-6.2%
Fair40x$10.86+0.2%
Current40x$10.83—
Expensive81x$21.76+101%

Historical ranges are pointers, not guarantees.

KFII has the edge over SOFI in the historical PE scenario, which offers more potential upside but is not a forecast.

SOFI PE Valuation

CHEAPFAIREXPENSIVE39x78x116x155x
CHEAPFAIREXPENSIVE39x78x116x155x
LevelPEPriceVs current
Forward19x$15.63—
Current28x$15.63—
Cheap33x$18.24+17%
Fair43x$23.82+52%
Expensive53x$29.74+90%

Historical ranges are pointers, not guarantees.

SOFI's PE is in its cheap range at 28x. If earnings grow as analysts expect, today's price would be 19x next year's earnings.

KFII Forward outlook

There aren't enough analyst estimates for KFII to show an outlook.

SOFI Forward outlook

MetricOutlook
Strongly improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for SOFI, with profitability improving.

KFII Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $10.83 on Nov 12.

There is not enough scenario data to compare KFII and SOFI's risk to reward.

SOFI Risk to reward

ScenarioChangePrice
Upside+79%$27.97
Downside-20%$12.51

Calculated from the latest close: $15.63 on Nov 12.

There is not enough scenario data to compare KFII and SOFI's risk to reward.

KFII Earnings Per Share

Q2 2025: $0.13Q3 2025: $0.21Q4 2025: $0.28Q1 2026: $0.28Q2 2026: $0.27
Q2 2025: $0.13Q3 2025: $0.21Q4 2025: $0.28Q1 2026: $0.28Q2 2026: $0.27
QuarterTTM EPSYoY
Q2 2026$0.27+108%

KFII has the edge over SOFI in the latest year-over-year earnings comparison.

SOFI Earnings Per Share

Q4 2023: $-0.36Q1 2024: $-0.29Q2 2024: $-0.22Q3 2024: $0.12Q4 2024: $0.39Q1 2025: $0.43Q2 2025: $0.50Q3 2025: $0.56Q4 2025: $0.39Q1 2026: $0.45Q2 2026: $0.49Q3 2026: $0.56Forward: $0.82
Q4 2023: $-0.36Q1 2024: $-0.29Q2 2024: $-0.22Q3 2024: $0.12Q4 2024: $0.39Q1 2025: $0.43Q2 2025: $0.50Q3 2025: $0.56Q4 2025: $0.39Q1 2026: $0.45Q2 2026: $0.49Q3 2026: $0.56Forward: $0.82
QuarterTTM EPSYoY
Forward$0.82+47%
Q3 2026$0.560%
Q2 2026$0.49-2%
Q1 2026$0.45+4.7%
Q4 2025$0.390%
Q3 2025$0.56+367%
Q2 2025$0.50+$0.72
Q1 2025$0.43+$0.72
Q4 2024$0.39+$0.75

SOFI earned $0.56 per share over the past year, about the same as the year before.

KFII Quarterly Revenue

Q3 2024: $0Q4 2024: $0Q1 2025: $0Q2 2025: $0Q3 2025: $0Q4 2025: $0Q1 2026: $0Q2 2026: $0
Q3 2024: $0Q4 2024: $0Q1 2025: $0Q2 2025: $0Q3 2025: $0Q4 2025: $0Q1 2026: $0Q2 2026: $0

KFII's revenue is shrinking: $0 last quarter.

SOFI Quarterly Revenue

Q4 2023: $615MQ1 2024: $645MQ2 2024: $599MQ3 2024: $697MQ4 2024: $734MQ1 2025: $772MQ2 2025: $855MQ3 2025: $962MQ4 2025: $1BQ1 2026: $1.1BQ2 2026: $1.2BQ3 2026: $1.4B
Q4 2023: $615MQ1 2024: $645MQ2 2024: $599MQ3 2024: $697MQ4 2024: $734MQ1 2025: $772MQ2 2025: $855MQ3 2025: $962MQ4 2025: $1BQ1 2026: $1.1BQ2 2026: $1.2BQ3 2026: $1.4B
QuarterRevenueYoY
Q3 2026$1.4B+44%
Q2 2026$1.2B+43%
Q1 2026$1.1B+43%
Q4 2025$1B+40%
Q3 2025$961.6M+38%
Q2 2025$854.9M+43%
Q1 2025$771.8M+20%
Q4 2024$734.1M+19%

SOFI has the edge over KFII on sales, with more consistent year-over-year improvement.

KFII Free Cash Flow

Q3 2024: $0Q4 2024: $0Q1 2025: −$391,990Q2 2025: --Q3 2025: −$715,102Q4 2025: −$134,000Q1 2026: −$278,286Q2 2026: −$132,077
Q3 2024: $0Q4 2024: $0Q1 2025: −$391,990Q2 2025: --Q3 2025: −$715,102Q4 2025: −$134,000Q1 2026: −$278,286Q2 2026: −$132,077
QuarterFree cash flowYoY
Q1 2026-$278.3K+$113.7K
Q4 2025-$134K-$134K
Q3 2025-$715.1K-$715.1K

KFII and SOFI do not have enough comparable growth data to identify a winner.

SOFI Free Cash Flow

Q4 2023: −$282MQ1 2024: $706MQ2 2024: −$521MQ3 2024: −$1.2BQ4 2024: −$242MQ1 2025: −$31MQ2 2025: −$1.5BQ3 2025: −$1.4BQ4 2025: −$1.1BQ1 2026: −$2.4BQ2 2026: −$4BQ3 2026: −$3.1B
Q4 2023: −$282MQ1 2024: $706MQ2 2024: −$521MQ3 2024: −$1.2BQ4 2024: −$242MQ1 2025: −$31MQ2 2025: −$1.5BQ3 2025: −$1.4BQ4 2025: −$1.1BQ1 2026: −$2.4BQ2 2026: −$4BQ3 2026: −$3.1B
QuarterFree cash flowYoY
Q3 2026-$3.1B-$1.7B
Q2 2026-$4B-$2.5B
Q1 2026-$2.4B-$2.4B
Q4 2025-$1.1B-$815.2M
Q3 2025-$1.4B-$149M
Q2 2025-$1.5B-$1B
Q1 2025-$31.1M-104%
Q4 2024-$242.4M+$39.9M

SOFI's free cash flow was −$10.5B over the past year, against −$3.2B the year before. Free cash flow isn't a meaningful measure for financial services companies like SOFI.

KFII Total Shares

Q3 2024: 18MQ4 2024: 18MQ1 2025: 18MQ2 2025: 30MQ3 2025: 30MQ4 2025: 27MQ1 2026: 39MQ2 2026: 39M
Q3 2024: 18MQ4 2024: 18MQ1 2025: 18MQ2 2025: 30MQ3 2025: 30MQ4 2025: 27MQ1 2026: 39MQ2 2026: 39M
PeriodChange %Net change
Quarterly0%--
1 year+32%+9.6M shares

KFII has 39M diluted shares, up 32% from a year ago.

SOFI Total Shares

Q4 2023: 945MQ1 2024: 1BQ2 2024: 1.1BQ3 2024: 1.1BQ4 2024: 1.1BQ1 2025: 1.2BQ2 2025: 1.2BQ3 2025: 1.3BQ4 2025: 1.3BQ1 2026: 1.4BQ2 2026: 1.4BQ3 2026: 1.4B
Q4 2023: 945MQ1 2024: 1BQ2 2024: 1.1BQ3 2024: 1.1BQ4 2024: 1.1BQ1 2025: 1.2BQ2 2025: 1.2BQ3 2025: 1.3BQ4 2025: 1.3BQ1 2026: 1.4BQ2 2026: 1.4BQ3 2026: 1.4B
PeriodChange %Net change
Quarterly+0.4%+5.8M shares
1 year+5.2%+66.8M shares
3 years+43%+407M shares
5 years+272%+993M shares

SOFI has the edge over KFII on shareholder dilution, with a more favorable share count trend.

KFII Net Leverage

SOFI Net Leverage

Q1 2024: -109.4xQ2 2024: -23.8xQ3 2024: -5.5xQ4 2024: -5.8xQ1 2025: -4.9xQ2 2025: -4.0xQ3 2025: -5.2xQ4 2025: -6.5xQ1 2026: -3.8xQ2 2026: -3.1xQ3 2026: -2.4x
Q1 2024: -109.4xQ2 2024: -23.8xQ3 2024: -5.5xQ4 2024: -5.8xQ1 2025: -4.9xQ2 2025: -4.0xQ3 2025: -5.2xQ4 2025: -6.5xQ1 2026: -3.8xQ2 2026: -3.1xQ3 2026: -2.4x
QuarterNet LeverageStatus
Q3 2026-2.4xNet Cash
Q2 2026-3.1xNet Cash
Q1 2026-3.8xNet Cash
Q4 2025-6.5xNet Cash
Q3 2025-5.2xNet Cash
Q2 2025-4.0xNet Cash
Q1 2025-4.9xNet Cash
Q4 2024-5.8xNet Cash

SOFI has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like SOFI.

KFII Weekly Momentum

MetricValueStatus
RSI60.7Neutral
Stochastic29.9Neutral

KFII's weekly RSI is 61 (neutral) and its Stochastic is 30 (neutral).

SOFI Weekly Momentum

MetricValueStatus
RSI43.1Neutral
Stochastic41.5Neutral

SOFI's weekly RSI is 43 (neutral) and its Stochastic is 41 (neutral).

KFII PE vs Financial Services Sector

MetricKFIISector medianRelative
PE40x13x208% above
PE %492425 pts above

KFII is trading at 40x earnings, a 208% premium to the Financial Services sector's median of 13x, though its earnings don't support one.

SOFI PE vs Financial Services Sector

MetricSOFISector medianRelative
PE28x13x114% above
PE %26159 pts below

SOFI has the edge over KFII on valuation relative to its sector.

KFII Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.70.9% above
20 week MA$10.71.6% above
50 week MA$10.52.9% above

KFII has stronger trend alignment. KFII is above 3 of 3 weekly averages versus SOFI above 1 of 5.

SOFI Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$15.70.7% below
20 week MA$17.07.8% below
50 week MA$18.917% below
100 week MA$18.917% below
200 week MA$13.516% above

SOFI has fallen below most of its moving averages, though it's still 16% above its 200-week average.

KFII Yearly ROI

YearStart priceEnd priceROI
2025$9.92$10.3+4%
2026 YTD$10.3$10.8+4.9%

KFII has the edge over SOFI on returns for 2026, with the stronger performance.

SOFI Yearly ROI

YearStart priceEnd priceROI
2020$10.4$12.4+19%
2021$12.4$15.1+22%
2022$15.1$4.61-69%
2023$4.61$9.95+116%
2024$9.95$16.0+61%
2025$16.0$27.1+69%
2026 YTD$27.1$15.6-42%

SOFI's yearly returns have swung widely, from +116% in 2023 to −69% in 2022. It's down 42% so far in 2026.

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