JPM
JPMorgan Chase & Co.
JPM's fundamentals are strong, but it looks expensive: trading at 14x earnings, above its usual 12x. Analysts expect earnings growth.
WTFC
Wintrust Financial Corporation
There isn't enough reported data to score WTFC yet.
JPM Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
JPM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JPM.
WTFC Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
WTFC's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like WTFC.
JPM PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.7x | $231 | -33% |
| Fair | 12x | $287 | -16% |
| Current | 14x | $343 | — |
| Forward | 14x | $343 | — |
| Expensive | 15x | $361 | +5.2% |
Historical ranges are pointers, not guarantees.
JPM has the edge over WTFC in the historical PE scenario, which offers more potential upside but is not a forecast.
WTFC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.1x | $119 | -23% |
| Forward | 11x | $154 | — |
| Fair | 12x | $152 | -1.7% |
| Current | 12x | $154 | — |
| Expensive | 13x | $169 | +9.4% |
Historical ranges are pointers, not guarantees.
WTFC's PE is 12x, but its earnings don't support one, so it isn't a reliable read right now.
JPM Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for JPM, with profitability improving.
WTFC Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| High |
WTFC has the edge over JPM on the outlook, with more favorable valuation expectations.
JPM Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $24.99 | +4.8% |
| Q3 2026 | $23.85 | +18% |
| Q2 2026 | $23.35 | +20% |
| Q1 2026 | $20.89 | +2.5% |
| Q4 2025 | $20.02 | +1.4% |
| Q3 2025 | $20.20 | +12% |
| Q2 2025 | $19.50 | +8.7% |
| Q1 2025 | $20.38 | +23% |
| Q4 2024 | $19.75 | +22% |
JPM has the edge over WTFC on earnings, with stronger typical year-over-year growth.
WTFC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $13.90 | +6.6% |
| Q3 2026 | $13.04 | +20% |
| Q2 2026 | $12.45 | +18% |
| Q1 2026 | $11.93 | +18% |
| Q4 2025 | $11.40 | +11% |
| Q3 2025 | $10.88 | +14% |
| Q2 2025 | $10.57 | +10% |
| Q1 2025 | $10.11 | +4.6% |
| Q4 2024 | $10.31 | +7.6% |
WTFC's earnings per share have climbed steadily: $13.04 over the past year, up 20% from the year before, and higher year over year for eight quarters in a row.
JPM Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $50.2B | +8.1% |
| Q2 2026 | $57.3B | +28% |
| Q1 2026 | $49.8B | +10% |
| Q4 2025 | $45.8B | +7.1% |
| Q3 2025 | $46.4B | +8.8% |
| Q2 2025 | $44.9B | -11% |
| Q1 2025 | $45.3B | +8.1% |
| Q4 2024 | $42.8B | +11% |
JPM's revenue has grown year over year for five quarters in a row: $50.2B last quarter, up 8.1% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | -0.2 points |
| Q2 2026 | 48% | +7.3 points |
| Q1 2026 | 41% | +0.5 points |
| Q4 2025 | 37% | -3.2 points |
| Q3 2025 | 40% | +0.6 points |
| Q2 2025 | 41% | -6 points |
| Q1 2025 | 41% | -0.6 points |
| Q4 2024 | 41% | +11 points |
JPM's operating margin was 40% last quarter, about level with the same quarter a year ago.
WTFC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $757.9M | +8.6% |
| Q2 2026 | $738.6M | +10% |
| Q1 2026 | $713.2M | +11% |
| Q4 2025 | $714.3M | +12% |
| Q3 2025 | $697.8M | +13% |
| Q2 2025 | $670.8M | +13% |
| Q1 2025 | $643.1M | +6.3% |
| Q4 2024 | $638.6M | +12% |
WTFC has the edge over JPM on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 43% | +0.6 points |
| Q2 2026 | 43% | +3.2 points |
| Q1 2026 | 42% | +2.9 points |
| Q4 2025 | 42% | +2.7 points |
| Q3 2025 | 42% | +4.6 points |
| Q2 2025 | 40% | +4.1 points |
| Q1 2025 | 39% | -2 points |
| Q4 2024 | 40% | +11 points |
WTFC has the edge over JPM on profitability, with a higher operating margin.
JPM Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $33.2B | +$78.4B |
| Q2 2026 | -$25.3B | -186% |
| Q1 2026 | -$211.8B | +$40.1B |
| Q4 2025 | $119.7B | -19% |
| Q3 2025 | -$45.2B | +$28.9B |
| Q2 2025 | $29.5B | -23% |
| Q1 2025 | -$251.8B | -$97.7B |
| Q4 2024 | $147.8B | +145% |
WTFC has the stronger cash trend. Its trailing FCF is up 121% versus its history, compared with JPM at down 229%.
WTFC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $357.8M | +71% |
| Q2 2026 | $255.1M | -22% |
| Q1 2026 | $927.2M | +674% |
| Q3 2025 | $209.8M | +$288.1M |
| Q2 2025 | $329.2M | +81% |
| Q1 2025 | $119.8M | +98% |
| Q4 2024 | $471.2M | +104% |
| Q3 2024 | -$78.3M | -215% |
WTFC's free cash flow was $1.7B over the past year, up 108% from the year before. Free cash flow isn't a meaningful measure for financial services companies like WTFC.
JPM Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -11.2M shares |
| 1 year | -3.1% | -84.6M shares |
| 3 years | -8.5% | -249M shares |
| 5 years | -11% | -322M shares |
| Available history | -17% | -547M shares |
JPM has the edge over WTFC on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.1B |
| Q2 2026 | $6.8B |
| Q1 2026 | $8.3B |
| Q4 2025 | $8.3B |
| Q3 2025 | $8.3B |
| Q2 2025 | $7.5B |
| Q1 2025 | $7.5B |
| Q4 2024 | $4.3B |
JPM spent $24.5B buying back its own shares over the past year, down 11% from the year before.
WTFC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +92K shares |
| 1 year | +0.6% | +398K shares |
| 3 years | +10% | +6.2M shares |
| 5 years | +18% | +10.6M shares |
| Available history | +19% | +10.8M shares |
WTFC has 68M diluted shares, up 0.6% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2022 | — |
| Q1 2022 | — |
| Q4 2021 | — |
| Q3 2021 | $9.5M |
| Q2 2021 | — |
| Q1 2021 | — |
| Q4 2020 | $54.9M |
| Q3 2020 | — |
JPM Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.5x | Very low |
| Q2 2026 | 0.5x | Very low |
| Q1 2026 | 0.6x | Very low |
| Q4 2025 | 0.5x | Very low |
| Q3 2025 | 0.6x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.4x | Very low |
JPM's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like JPM.
WTFC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.3x | Very low |
| Q2 2026 | 0.3x | Very low |
| Q1 2026 | 0.3x | Very low |
| Q4 2025 | 0.6x | Very low |
| Q3 2025 | 0.6x | Very low |
| Q2 2025 | 0.6x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.7x | Very low |
WTFC has the edge over JPM on leverage, with a lower net debt burden relative to earnings.
JPM Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.8 | Neutral |
| Stochastic | 31.5 | Neutral |
JPM's weekly RSI is 55 (neutral) and its Stochastic is 31 (neutral).
WTFC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.8 | Neutral |
| Stochastic | 54.8 | Neutral |
WTFC's weekly RSI is 55 (neutral) and its Stochastic is 55 (neutral).
JPM PE vs Financial Services Sector
| Metric | JPM | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 10% above |
| PE % | 76 | 63 | 13 pts above |
JPM is trading at 14x earnings, a 10% premium to the Financial Services sector's median of 13x.
WTFC PE vs Financial Services Sector
| Metric | WTFC | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 9.1% below |
| PE % | 55 | 63 | 8 pts below |
WTFC has the edge over JPM on valuation relative to its sector.
JPM Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $336.8 | 1.8% above |
| 20 week MA | $345.3 | 0.7% below |
| 50 week MA | $323.2 | 6.1% above |
| 100 week MA | $298.9 | 15% above |
| 200 week MA | $236.6 | 45% above |
JPM's trend is mixed: it's above four of its five weekly moving averages, and 45% above its 200-week average.
WTFC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $148.4 | 4% above |
| 20 week MA | $153.7 | 0.5% above |
| 50 week MA | $149.4 | 3.3% above |
| 100 week MA | $136.9 | 13% above |
| 200 week MA | $114.4 | 35% above |
WTFC has the edge over JPM on trend strength, trading above more of its moving averages.
JPM Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $139.1 | $124.5 | -11% |
| 2021 | $124.5 | $157.3 | +26% |
| 2022 | $157.3 | $131.3 | -17% |
| 2023 | $131.3 | $170.1 | +30% |
| 2024 | $170.1 | $241.2 | +42% |
| 2025 | $241.2 | $327.9 | +36% |
| 2026 YTD | $327.9 | $342.8 | +4.5% |
JPM has finished higher in four of the last six years. It's up 4.5% so far in 2026.
WTFC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $70.8 | $61.9 | -13% |
| 2021 | $61.9 | $89.4 | +44% |
| 2022 | $89.4 | $83.3 | -6.9% |
| 2023 | $83.3 | $92.8 | +11% |
| 2024 | $92.8 | $125.2 | +35% |
| 2025 | $125.2 | $143.3 | +14% |
| 2026 YTD | $143.3 | $154.4 | +7.8% |
WTFC has the edge over JPM on returns for 2026, with the stronger performance.