JPM
JPMorgan Chase & Co.
JPM has lower modeled downside risk, despite its lower overall score.
WTBA
West Bancorporation, Inc.
WTBA has the edge over JPM overall, supported by stronger fundamentals and stronger valuation.
JPM Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
JPM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JPM.
WTBA Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
WTBA's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like WTBA.
JPM PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.7x | $231 | -33% |
| Fair | 12x | $287 | -16% |
| Current | 14x | $343 | — |
| Forward | 14x | $343 | — |
| Expensive | 15x | $361 | +5.2% |
Historical ranges are pointers, not guarantees.
JPM has the edge over WTBA in the historical PE scenario, which offers more potential upside but is not a forecast.
WTBA PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.3x | $19.63 | -35% |
| Forward | 11x | $30.20 | — |
| Fair | 12x | $27.64 | -8.5% |
| Expensive | 13x | $31.44 | +4.1% |
| Current | 13x | $30.20 | — |
Historical ranges are pointers, not guarantees.
WTBA's PE is in its expensive range at 13x. If earnings grow as analysts expect, today's price would be 11x next year's earnings, in its fair range.
JPM Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for JPM, with profitability improving.
WTBA Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| High |
WTBA has the edge over JPM on the outlook, with more favorable valuation expectations.
JPM Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $24.99 | +4.8% |
| Q3 2026 | $23.85 | +18% |
| Q2 2026 | $23.35 | +20% |
| Q1 2026 | $20.89 | +2.5% |
| Q4 2025 | $20.02 | +1.4% |
| Q3 2025 | $20.20 | +12% |
| Q2 2025 | $19.50 | +8.7% |
| Q1 2025 | $20.38 | +23% |
| Q4 2024 | $19.75 | +22% |
JPM's earnings per share have climbed steadily: $23.85 over the past year, up 18% from the year before, and higher year over year for 15 quarters in a row.
WTBA Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.75 | +17% |
| Q3 2026 | $2.36 | +25% |
| Q2 2026 | $2.24 | +33% |
| Q1 2026 | $2.07 | +35% |
| Q4 2025 | $1.92 | +35% |
| Q3 2025 | $1.89 | +48% |
| Q2 2025 | $1.69 | +32% |
| Q1 2025 | $1.53 | +16% |
| Q4 2024 | $1.42 | -1.4% |
WTBA earned $2.36 per share over the past year, up 25% from the year before.
JPM Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $50.2B | +8.1% |
| Q2 2026 | $57.3B | +28% |
| Q1 2026 | $49.8B | +10% |
| Q4 2025 | $45.8B | +7.1% |
| Q3 2025 | $46.4B | +8.8% |
| Q2 2025 | $44.9B | -11% |
| Q1 2025 | $45.3B | +8.1% |
| Q4 2024 | $42.8B | +11% |
JPM's revenue has grown year over year for five quarters in a row: $50.2B last quarter, up 8.1% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | -0.2 points |
| Q2 2026 | 48% | +7.3 points |
| Q1 2026 | 41% | +0.5 points |
| Q4 2025 | 37% | -3.2 points |
| Q3 2025 | 40% | +0.6 points |
| Q2 2025 | 41% | -6 points |
| Q1 2025 | 41% | -0.6 points |
| Q4 2024 | 41% | +11 points |
JPM's operating margin was 40% last quarter, about level with the same quarter a year ago.
WTBA Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $29.1M | +16% |
| Q2 2026 | $28.1M | +18% |
| Q1 2026 | $26.9M | +17% |
| Q4 2025 | $23.3M | +12% |
| Q3 2025 | $25M | +23% |
| Q2 2025 | $23.8M | +22% |
| Q1 2025 | $23.1M | +21% |
| Q4 2024 | $20.9M | +14% |
WTBA has the edge over JPM on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 52% | +6.2 points |
| Q2 2026 | 51% | +7.6 points |
| Q1 2026 | 50% | +6.6 points |
| Q4 2025 | 41% | +10 points |
| Q3 2025 | 46% | +9.3 points |
| Q2 2025 | 43% | +11 points |
| Q1 2025 | 43% | +5.8 points |
| Q4 2024 | 31% | +0.3 points |
WTBA has the edge over JPM on profitability, with a higher operating margin.
JPM Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $33.2B | +$78.4B |
| Q2 2026 | -$25.3B | -186% |
| Q1 2026 | -$211.8B | +$40.1B |
| Q4 2025 | $119.7B | -19% |
| Q3 2025 | -$45.2B | +$28.9B |
| Q2 2025 | $29.5B | -23% |
| Q1 2025 | -$251.8B | -$97.7B |
| Q4 2024 | $147.8B | +145% |
JPM's free cash flow was −$84.2B over the past year, against −$120B the year before. Free cash flow isn't a meaningful measure for financial services companies like JPM.
WTBA Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $15.6M | +45% |
| Q2 2026 | $14.1M | +10% |
| Q1 2026 | $12.4M | +50% |
| Q4 2025 | $11.4M | +39% |
| Q3 2025 | $10.8M | +55% |
| Q2 2025 | $12.8M | +366% |
| Q1 2025 | $8.3M | +$12.5M |
| Q4 2024 | $8.2M | +$12.7M |
WTBA has the edge over JPM on cash generation, producing positive trailing cash flow while its opponent burns cash.
JPM Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -11.2M shares |
| 1 year | -3.1% | -84.6M shares |
| 3 years | -8.5% | -249M shares |
| 5 years | -11% | -322M shares |
| Available history | -17% | -547M shares |
JPM has the edge over WTBA on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.1B |
| Q2 2026 | $6.8B |
| Q1 2026 | $8.3B |
| Q4 2025 | $8.3B |
| Q3 2025 | $8.3B |
| Q2 2025 | $7.5B |
| Q1 2025 | $7.5B |
| Q4 2024 | $4.3B |
JPM spent $24.5B buying back its own shares over the past year, down 11% from the year before.
WTBA Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.6% | +105K shares |
| 1 year | +1.7% | +291K shares |
| 3 years | +3.2% | +538K shares |
| 5 years | +3% | +503K shares |
| Available history | +5% | +826K shares |
WTBA has 17M diluted shares, up 1.7% from a year ago.
JPM Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.5x | Very low |
| Q2 2026 | 0.5x | Very low |
| Q1 2026 | 0.6x | Very low |
| Q4 2025 | 0.5x | Very low |
| Q3 2025 | 0.6x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.4x | Very low |
JPM has the edge over WTBA on leverage, with a lower net debt burden relative to earnings.
WTBA Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 1.0x | Healthy |
| Q2 2026 | 0.9x | Very low |
| Q1 2026 | 0.8x | Very low |
| Q4 2025 | 1.2x | Healthy |
| Q3 2025 | 1.2x | Healthy |
| Q2 2025 | 1.1x | Healthy |
| Q1 2025 | 1.2x | Healthy |
| Q4 2024 | 1.6x | Healthy |
WTBA's net debt is about a year of its operating earnings (EBITDA), down from 1.2 years a year ago. Net leverage isn't a meaningful measure for financial services companies like WTBA.
JPM Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.8 | Neutral |
| Stochastic | 31.5 | Neutral |
JPM's weekly RSI is 55 (neutral) and its Stochastic is 31 (neutral).
WTBA Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 62.3 | Neutral |
| Stochastic | 67.4 | Neutral |
WTBA's weekly RSI is 62 (neutral) and its Stochastic is 67 (neutral).
JPM PE vs Financial Services Sector
| Metric | JPM | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 10% above |
| PE % | 76 | 63 | 13 pts above |
JPM is trading at 14x earnings, a 10% premium to the Financial Services sector's median of 13x.
WTBA PE vs Financial Services Sector
| Metric | WTBA | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 1.7% below |
| PE % | 75 | 63 | 12 pts above |
WTBA has the edge over JPM on valuation relative to its sector.
JPM Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $336.8 | 1.8% above |
| 20 week MA | $345.3 | 0.7% below |
| 50 week MA | $323.2 | 6.1% above |
| 100 week MA | $298.9 | 15% above |
| 200 week MA | $236.6 | 45% above |
JPM's trend is mixed: it's above four of its five weekly moving averages, and 45% above its 200-week average.
WTBA Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $29.7 | 1.5% above |
| 20 week MA | $28.8 | 4.7% above |
| 50 week MA | $25.9 | 17% above |
| 100 week MA | $23.1 | 31% above |
| 200 week MA | $21.0 | 44% above |
WTBA has the edge over JPM on trend strength, trading above more of its moving averages.
JPM Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $139.1 | $124.5 | -11% |
| 2021 | $124.5 | $157.3 | +26% |
| 2022 | $157.3 | $131.3 | -17% |
| 2023 | $131.3 | $170.1 | +30% |
| 2024 | $170.1 | $241.2 | +42% |
| 2025 | $241.2 | $327.9 | +36% |
| 2026 YTD | $327.9 | $342.8 | +4.5% |
JPM has finished higher in four of the last six years. It's up 4.5% so far in 2026.
WTBA Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $25.5 | $19.4 | -24% |
| 2021 | $19.4 | $31.2 | +61% |
| 2022 | $31.2 | $25.1 | -19% |
| 2023 | $25.1 | $21.2 | -16% |
| 2024 | $21.2 | $21.8 | +2.8% |
| 2025 | $21.8 | $22.5 | +3.4% |
| 2026 YTD | $22.5 | $30.2 | +34% |
WTBA has the edge over JPM on returns for 2026, with the stronger performance.