JPM
JPMorgan Chase & Co.
JPM has the edge over TSBK overall, supported by stronger modeled upside and stronger valuation.
TSBK
Timberland Bancorp, Inc.
TSBK offers stronger fundamentals, but that advantage does not outweigh its weaker overall profile.
JPM Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
JPM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JPM.
TSBK Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
TSBK's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like TSBK.
JPM PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.7x | $231 | -33% |
| Fair | 12x | $287 | -16% |
| Current | 14x | $343 | — |
| Forward | 14x | $343 | — |
| Expensive | 15x | $361 | +5.2% |
Historical ranges are pointers, not guarantees.
JPM has the edge over TSBK in the historical PE scenario, which offers more potential upside but is not a forecast.
TSBK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.2x | $32.69 | -31% |
| Fair | 9.2x | $36.80 | -23% |
| Expensive | 10x | $41.53 | -13% |
| Current | 12x | $47.61 | — |
Historical ranges are pointers, not guarantees.
TSBK's PE is in its expensive range at 12x.
JPM Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for JPM, with profitability improving.
TSBK Forward outlook
There aren't enough analyst estimates for TSBK to show an outlook.
JPM Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $24.99 | +4.8% |
| Q3 2026 | $23.85 | +18% |
| Q2 2026 | $23.35 | +20% |
| Q1 2026 | $20.89 | +2.5% |
| Q4 2025 | $20.02 | +1.4% |
| Q3 2025 | $20.20 | +12% |
| Q2 2025 | $19.50 | +8.7% |
| Q1 2025 | $20.38 | +23% |
| Q4 2024 | $19.75 | +22% |
JPM has the edge over TSBK on earnings, with more consistent year-over-year improvement.
TSBK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | $3.99 | +17% |
| Q1 2026 | $3.91 | +21% |
| Q4 2025 | $3.86 | +25% |
| Q3 2025 | $3.68 | +23% |
| Q2 2025 | $3.40 | +13% |
| Q1 2025 | $3.24 | +6.2% |
| Q4 2024 | $3.09 | -1.9% |
| Q3 2024 | $3.00 | -8.5% |
TSBK earned $3.99 per share over the past year, up 17% from the year before.
JPM Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $50.2B | +8.1% |
| Q2 2026 | $57.3B | +28% |
| Q1 2026 | $49.8B | +10% |
| Q4 2025 | $45.8B | +7.1% |
| Q3 2025 | $46.4B | +8.8% |
| Q2 2025 | $44.9B | -11% |
| Q1 2025 | $45.3B | +8.1% |
| Q4 2024 | $42.8B | +11% |
JPM has the edge over TSBK on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | -0.2 points |
| Q2 2026 | 48% | +7.3 points |
| Q1 2026 | 41% | +0.5 points |
| Q4 2025 | 37% | -3.2 points |
| Q3 2025 | 40% | +0.6 points |
| Q2 2025 | 41% | -6 points |
| Q1 2025 | 41% | -0.6 points |
| Q4 2024 | 41% | +11 points |
JPM's operating margin was 40% last quarter, about level with the same quarter a year ago.
TSBK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $21.8M | +6.3% |
| Q1 2026 | $21.1M | +5.8% |
| Q4 2025 | $21.7M | +10% |
| Q3 2025 | $22.5M | +15% |
| Q2 2025 | $20.5M | +9.2% |
| Q1 2025 | $19.9M | +9% |
| Q4 2024 | $19.7M | +4.6% |
| Q3 2024 | $19.5M | -1.4% |
TSBK's revenue has grown year over year for seven quarters in a row: $22M last quarter, up 6.3% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 44% | +0.9 points |
| Q1 2026 | 42% | -0.4 points |
| Q4 2025 | 48% | +3.9 points |
| Q3 2025 | 46% | +5.1 points |
| Q2 2025 | 43% | +3.6 points |
| Q1 2025 | 43% | +3.2 points |
| Q4 2024 | 44% | +1.9 points |
| Q3 2024 | 41% | -1.1 points |
TSBK has the edge over JPM on profitability, with a higher operating margin.
JPM Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $33.2B | +$78.4B |
| Q2 2026 | -$25.3B | -186% |
| Q1 2026 | -$211.8B | +$40.1B |
| Q4 2025 | $119.7B | -19% |
| Q3 2025 | -$45.2B | +$28.9B |
| Q2 2025 | $29.5B | -23% |
| Q1 2025 | -$251.8B | -$97.7B |
| Q4 2024 | $147.8B | +145% |
JPM's free cash flow was −$84.2B over the past year, against −$120B the year before. Free cash flow isn't a meaningful measure for financial services companies like JPM.
TSBK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $7.8M | -25% |
| Q1 2026 | $6.2M | -49% |
| Q4 2025 | $5.6M | +$9.1M |
| Q3 2025 | $9.5M | +50% |
| Q1 2025 | $12.2M | +237% |
| Q4 2024 | -$3.6M | -178% |
| Q3 2024 | $6.3M | -14% |
| Q4 2023 | $4.6M | -51% |
TSBK has the edge over JPM on cash generation, producing positive trailing cash flow while its opponent burns cash.
JPM Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -11.2M shares |
| 1 year | -3.1% | -84.6M shares |
| 3 years | -8.5% | -249M shares |
| 5 years | -11% | -322M shares |
| Available history | -17% | -547M shares |
JPM has the edge over TSBK on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.1B |
| Q2 2026 | $6.8B |
| Q1 2026 | $8.3B |
| Q4 2025 | $8.3B |
| Q3 2025 | $8.3B |
| Q2 2025 | $7.5B |
| Q1 2025 | $7.5B |
| Q4 2024 | $4.3B |
JPM spent $24.5B buying back its own shares over the past year, down 11% from the year before.
TSBK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.8% | -66.8K shares |
| 1 year | -0.8% | -66.4K shares |
| 3 years | -4.4% | -359K shares |
| 5 years | -7.2% | -610K shares |
| Available history | -7.2% | -613K shares |
TSBK has 8M diluted shares, down 0.8% from a year ago, with $9M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q2 2026 | $2.9M |
| Q1 2026 | $3.1M |
| Q4 2025 | $1M |
| Q3 2025 | $1.9M |
| Q2 2025 | $1.1M |
| Q1 2025 | $1.9M |
| Q4 2024 | $884,000 |
| Q3 2024 | $1.2M |
TSBK spent $9M buying back its own shares over the past year, up 78% from the year before.
JPM Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.5x | Very low |
| Q2 2026 | 0.5x | Very low |
| Q1 2026 | 0.6x | Very low |
| Q4 2025 | 0.5x | Very low |
| Q3 2025 | 0.6x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.4x | Very low |
JPM's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like JPM.
TSBK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | -5.6x | Net Cash |
| Q1 2026 | -6.6x | Net Cash |
| Q4 2025 | -5.5x | Net Cash |
| Q3 2025 | -5.7x | Net Cash |
| Q2 2025 | -4.7x | Net Cash |
| Q1 2025 | -4.8x | Net Cash |
| Q4 2024 | -4.2x | Net Cash |
| Q3 2024 | -4.3x | Net Cash |
TSBK has the edge over JPM on leverage, with a lower net debt burden relative to earnings.
JPM Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.8 | Neutral |
| Stochastic | 31.5 | Neutral |
JPM's weekly RSI is 55 (neutral) and its Stochastic is 31 (neutral).
TSBK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 68.9 | Neutral |
| Stochastic | 67.8 | Neutral |
TSBK's weekly RSI is 69 (neutral) and its Stochastic is 68 (neutral).
JPM PE vs Financial Services Sector
| Metric | JPM | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 10% above |
| PE % | 76 | 63 | 13 pts above |
JPM is trading at 14x earnings, a 10% premium to the Financial Services sector's median of 13x.
TSBK PE vs Financial Services Sector
| Metric | TSBK | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 8.4% below |
| PE % | 98 | 63 | 35 pts above |
TSBK has the edge over JPM on valuation relative to its sector.
JPM Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $336.8 | 1.8% above |
| 20 week MA | $345.3 | 0.7% below |
| 50 week MA | $323.2 | 6.1% above |
| 100 week MA | $298.9 | 15% above |
| 200 week MA | $236.6 | 45% above |
JPM's trend is mixed: it's above four of its five weekly moving averages, and 45% above its 200-week average.
TSBK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $46.3 | 2.8% above |
| 20 week MA | $45.7 | 4.2% above |
| 50 week MA | $41.7 | 14% above |
| 100 week MA | $36.6 | 30% above |
| 200 week MA | $32.6 | 46% above |
TSBK has the edge over JPM on trend strength, trading above more of its moving averages.
JPM Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $139.1 | $124.5 | -11% |
| 2021 | $124.5 | $157.3 | +26% |
| 2022 | $157.3 | $131.3 | -17% |
| 2023 | $131.3 | $170.1 | +30% |
| 2024 | $170.1 | $241.2 | +42% |
| 2025 | $241.2 | $327.9 | +36% |
| 2026 YTD | $327.9 | $342.8 | +4.5% |
JPM has finished higher in four of the last six years. It's up 4.5% so far in 2026.
TSBK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $29.8 | $24.6 | -18% |
| 2021 | $24.6 | $27.7 | +13% |
| 2022 | $27.7 | $33.1 | +19% |
| 2023 | $33.1 | $31.5 | -5% |
| 2024 | $31.5 | $30.5 | -3% |
| 2025 | $30.5 | $35.8 | +17% |
| 2026 YTD | $35.8 | $47.6 | +33% |
TSBK has the edge over JPM on returns for 2026, with the stronger performance.