JPM
JPMorgan Chase & Co.
JPM has the edge over TIGR overall, supported by lower modeled downside and stronger modeled upside.
TIGR
UP Fintech Holding Ltd. Sponsored ADR Class A
TIGR offers stronger valuation, but that advantage does not outweigh its weaker overall profile.
JPM Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
JPM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JPM.
TIGR Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
TIGR's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like TIGR.
JPM PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.7x | $231 | -33% |
| Fair | 12x | $287 | -16% |
| Current | 14x | $343 | — |
| Forward | 14x | $343 | — |
| Expensive | 15x | $361 | +5.2% |
Historical ranges are pointers, not guarantees.
JPM's PE is in its expensive range at 14.4x. If earnings grow as analysts expect, today's price would be 13.7x next year's earnings.
TIGR PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Current | 6.5x | $3.92 | — |
| Cheap | 11x | $6.79 | +73% |
| Fair | 30x | $17.81 | +354% |
| Expensive | 116x | $69.45 | +1672% |
Historical ranges are pointers, not guarantees.
TIGR has the edge over JPM in the historical PE scenario, which offers more potential upside but is not a forecast.
JPM Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
JPM has the edge over TIGR on the outlook, with more favorable earnings and revenue expectations.
TIGR Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Decline | |
| Stable | |
| Strongly weakening | |
| Limited | |
| High |
Analysts expect TIGR's earnings and profitability to decline, with its revenue holding steady.
JPM Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $24.99 | +4.8% |
| Q3 2026 | $23.85 | +18% |
| Q2 2026 | $23.35 | +20% |
| Q1 2026 | $20.89 | +2.5% |
| Q4 2025 | $20.02 | +1.4% |
| Q3 2025 | $20.20 | +12% |
| Q2 2025 | $19.50 | +8.7% |
| Q1 2025 | $20.38 | +23% |
| Q4 2024 | $19.75 | +22% |
JPM's earnings per share have climbed steadily: $23.85 over the past year, up 18% from the year before, and higher year over year for 15 quarters in a row.
TIGR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | $0.60 | -10% |
| Q1 2026 | $0.60 | +28% |
| Q4 2025 | $0.93 | +158% |
| Q3 2025 | $0.85 | +347% |
| Q2 2025 | $0.67 | +319% |
| Q1 2025 | $0.47 | +104% |
| Q4 2024 | $0.36 | +80% |
| Q3 2024 | $0.19 | -14% |
TIGR earned $0.60 per share over the past year, down 10% from the year before.
JPM Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $50.2B | +8.1% |
| Q2 2026 | $57.3B | +28% |
| Q1 2026 | $49.8B | +10% |
| Q4 2025 | $45.8B | +7.1% |
| Q3 2025 | $46.4B | +8.8% |
| Q2 2025 | $44.9B | -11% |
| Q1 2025 | $45.3B | +8.1% |
| Q4 2024 | $42.8B | +11% |
JPM's revenue has grown year over year for five quarters in a row: $50.2B last quarter, up 8.1% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | -0.2 points |
| Q2 2026 | 48% | +7.3 points |
| Q1 2026 | 41% | +0.5 points |
| Q4 2025 | 37% | -3.2 points |
| Q3 2025 | 40% | +0.6 points |
| Q2 2025 | 41% | -6 points |
| Q1 2025 | 41% | -0.6 points |
| Q4 2024 | 41% | +11 points |
JPM's operating margin was 40% last quarter, about level with the same quarter a year ago.
TIGR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $182.6M | +32% |
| Q1 2026 | $155.3M | +27% |
| Q4 2025 | $176.3M | +42% |
| Q3 2025 | $175.2M | +73% |
| Q2 2025 | $138.7M | +59% |
| Q1 2025 | $122.6M | +55% |
| Q4 2024 | $124.1M | +77% |
| Q3 2024 | $101.1M | +44% |
TIGR has the edge over JPM on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 43% | -5.9 points |
| Q1 2026 | 42% | -2.9 points |
| Q4 2025 | 41% | +0.3 points |
| Q3 2025 | 49% | +7.7 points |
| Q2 2025 | 49% | +28 points |
| Q1 2025 | 45% | +9.6 points |
| Q4 2024 | 41% | +16 points |
| Q3 2024 | 41% | +11 points |
TIGR has the edge over JPM on profitability, with a higher operating margin.
JPM Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $33.2B | +$78.4B |
| Q2 2026 | -$25.3B | -186% |
| Q1 2026 | -$211.8B | +$40.1B |
| Q4 2025 | $119.7B | -19% |
| Q3 2025 | -$45.2B | +$28.9B |
| Q2 2025 | $29.5B | -23% |
| Q1 2025 | -$251.8B | -$97.7B |
| Q4 2024 | $147.8B | +145% |
JPM has the edge over TIGR on cash flow, with more consistent year-over-year improvement.
TIGR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $0 | $0 |
| Q1 2026 | $0 | $0 |
| Q4 2025 | $0 | -100% |
| Q3 2025 | $0 | $0 |
| Q2 2025 | $0 | -100% |
| Q1 2025 | $0 | $0 |
| Q4 2024 | $672.7M | +1095% |
| Q3 2024 | $0 | -100% |
TIGR's free cash flow was $0 over the past year, against $673M the year before. Free cash flow isn't a meaningful measure for financial services companies like TIGR.
JPM Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -11.2M shares |
| 1 year | -3.1% | -84.6M shares |
| 3 years | -8.5% | -249M shares |
| 5 years | -11% | -322M shares |
| Available history | -17% | -547M shares |
JPM has the edge over TIGR on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.1B |
| Q2 2026 | $6.8B |
| Q1 2026 | $8.3B |
| Q4 2025 | $8.3B |
| Q3 2025 | $8.3B |
| Q2 2025 | $7.5B |
| Q1 2025 | $7.5B |
| Q4 2024 | $4.3B |
JPM spent $24.5B buying back its own shares over the past year, down 11% from the year before.
TIGR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +2.9% | +5.1M shares |
| 1 year | -1.3% | -2.4M shares |
| 3 years | +14% | +21.9M shares |
| 5 years | +27% | +38.7M shares |
| Available history | +31% | +42.9M shares |
TIGR has 183M diluted shares, down 1.3% from a year ago.
| Quarter | Spent |
|---|---|
| Q2 2026 | — |
| Q1 2026 | — |
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | — |
| Q3 2024 | — |
TIGR hasn't bought back shares in the past year.
JPM Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.5x | Very low |
| Q2 2026 | 0.5x | Very low |
| Q1 2026 | 0.6x | Very low |
| Q4 2025 | 0.5x | Very low |
| Q3 2025 | 0.6x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.4x | Very low |
JPM's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like JPM.
TIGR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | -18.6x | Net Cash |
| Q1 2026 | -16.8x | Net Cash |
| Q4 2025 | -13.8x | Net Cash |
| Q3 2025 | -1.5x | Net Cash |
| Q2 2025 | -1.5x | Net Cash |
| Q1 2025 | -1.3x | Net Cash |
| Q4 2024 | -1.5x | Net Cash |
| Q3 2024 | -2.4x | Net Cash |
TIGR has the edge over JPM on leverage, with a lower net debt burden relative to earnings.
JPM Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.8 | Neutral |
| Stochastic | 31.5 | Neutral |
JPM's weekly RSI is 55 (neutral) and its Stochastic is 31 (neutral).
TIGR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 34.1 | Neutral |
| Stochastic | 12.8 | Oversold |
TIGR's weekly RSI is 34 (neutral) and its Stochastic is 13 (oversold).
JPM PE vs Financial Services Sector
| Metric | JPM | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 10% above |
| PE % | 76 | 63 | 13 pts above |
JPM is trading at 14x earnings, a 10% premium to the Financial Services sector's median of 13x.
TIGR PE vs Financial Services Sector
| Metric | TIGR | Sector median | Relative |
|---|---|---|---|
| PE | 6.5x | 13x | 50% below |
| PE % | 1 | 63 | 62 pts below |
TIGR has the edge over JPM on valuation relative to its sector.
JPM Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $336.8 | 1.8% above |
| 20 week MA | $345.3 | 0.7% below |
| 50 week MA | $323.2 | 6.1% above |
| 100 week MA | $298.9 | 15% above |
| 200 week MA | $236.6 | 45% above |
JPM has the edge over TIGR on trend strength, trading above more of its moving averages.
TIGR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $4.13 | 5.1% below |
| 20 week MA | $4.54 | 14% below |
| 50 week MA | $6.16 | 36% below |
| 100 week MA | $7.54 | 48% below |
| 200 week MA | $5.89 | 33% below |
TIGR is in a downtrend: it's below all five of its weekly moving averages, and 33% below its 200-week average.
JPM Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $139.1 | $124.5 | -11% |
| 2021 | $124.5 | $157.3 | +26% |
| 2022 | $157.3 | $131.3 | -17% |
| 2023 | $131.3 | $170.1 | +30% |
| 2024 | $170.1 | $241.2 | +42% |
| 2025 | $241.2 | $327.9 | +36% |
| 2026 YTD | $327.9 | $342.8 | +4.5% |
JPM has the edge over TIGR on returns for 2026, with the stronger performance.
TIGR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $3.39 | $6.79 | +100% |
| 2021 | $6.79 | $4.90 | -28% |
| 2022 | $4.90 | $4.92 | +0.4% |
| 2023 | $4.92 | $4.42 | -10% |
| 2024 | $4.42 | $6.89 | +56% |
| 2025 | $6.89 | $9.07 | +32% |
| 2026 YTD | $9.07 | $3.92 | -57% |
TIGR is down 57% so far in 2026, after finishing higher in four of the previous six years.