JPM
JPMorgan Chase & Co.
JPM has a slight edge over RMBI overall, supported by stronger modeled upside and lower modeled downside.
RMBI
Richmond Mutual Bancorporation, Inc.
RMBI offers stronger valuation, but that advantage does not outweigh its weaker overall profile.
JPM Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
JPM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JPM.
RMBI Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
RMBI's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like RMBI.
JPM PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.7x | $231 | -33% |
| Fair | 12x | $287 | -16% |
| Current | 14x | $343 | — |
| Forward | 14x | $343 | — |
| Expensive | 15x | $361 | +5.2% |
Historical ranges are pointers, not guarantees.
JPM's PE is in its expensive range at 14.4x. If earnings grow as analysts expect, today's price would be 13.7x next year's earnings.
RMBI PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 11x | $13.56 | -15% |
| Fair | 13x | $15.99 | +0.1% |
| Current | 13x | $15.97 | — |
| Expensive | 17x | $20.44 | +28% |
Historical ranges are pointers, not guarantees.
RMBI has the edge over JPM in the historical PE scenario, which offers more potential upside but is not a forecast.
JPM Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for JPM, with profitability improving.
RMBI Forward outlook
There aren't enough analyst estimates for RMBI to show an outlook.
JPM Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $24.99 | +4.8% |
| Q3 2026 | $23.85 | +18% |
| Q2 2026 | $23.35 | +20% |
| Q1 2026 | $20.89 | +2.5% |
| Q4 2025 | $20.02 | +1.4% |
| Q3 2025 | $20.20 | +12% |
| Q2 2025 | $19.50 | +8.7% |
| Q1 2025 | $20.38 | +23% |
| Q4 2024 | $19.75 | +22% |
JPM's earnings per share have climbed steadily: $23.85 over the past year, up 18% from the year before, and higher year over year for 15 quarters in a row.
RMBI Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | $1.21 | +27% |
| Q1 2026 | $1.25 | +40% |
| Q4 2025 | $1.17 | +27% |
| Q3 2025 | $1.07 | +24% |
| Q2 2025 | $0.95 | +17% |
| Q1 2025 | $0.89 | +2.3% |
| Q4 2024 | $0.92 | +1.1% |
| Q3 2024 | $0.86 | -17% |
RMBI earned $1.21 per share over the past year, up 27% from the year before.
JPM Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $50.2B | +8.1% |
| Q2 2026 | $57.3B | +28% |
| Q1 2026 | $49.8B | +10% |
| Q4 2025 | $45.8B | +7.1% |
| Q3 2025 | $46.4B | +8.8% |
| Q2 2025 | $44.9B | -11% |
| Q1 2025 | $45.3B | +8.1% |
| Q4 2024 | $42.8B | +11% |
JPM's revenue has grown year over year for five quarters in a row: $50.2B last quarter, up 8.1% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | -0.2 points |
| Q2 2026 | 48% | +7.3 points |
| Q1 2026 | 41% | +0.5 points |
| Q4 2025 | 37% | -3.2 points |
| Q3 2025 | 40% | +0.6 points |
| Q2 2025 | 41% | -6 points |
| Q1 2025 | 41% | -0.6 points |
| Q4 2024 | 41% | +11 points |
JPM has the edge over RMBI on profitability, with a higher operating margin.
RMBI Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $13.7M | +15% |
| Q1 2026 | $12.7M | +12% |
| Q4 2025 | $13.1M | +18% |
| Q3 2025 | $12.6M | +17% |
| Q2 2025 | $11.8M | +11% |
| Q1 2025 | $11.4M | +4.2% |
| Q4 2024 | $11.1M | +5.2% |
| Q3 2024 | $10.8M | +4.6% |
RMBI has the edge over JPM on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 20% | -5.7 points |
| Q1 2026 | 26% | +6 points |
| Q4 2025 | 31% | +4.9 points |
| Q3 2025 | 34% | +7.3 points |
| Q2 2025 | 25% | +3.1 points |
| Q1 2025 | 20% | -4.5 points |
| Q4 2024 | 27% | +5.8 points |
| Q3 2024 | 26% | +4.8 points |
RMBI's operating margin was 20% last quarter, down 5.7 points from the same quarter a year ago, near the bottom of its range since 2019.
JPM Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $33.2B | +$78.4B |
| Q2 2026 | -$25.3B | -186% |
| Q1 2026 | -$211.8B | +$40.1B |
| Q4 2025 | $119.7B | -19% |
| Q3 2025 | -$45.2B | +$28.9B |
| Q2 2025 | $29.5B | -23% |
| Q1 2025 | -$251.8B | -$97.7B |
| Q4 2024 | $147.8B | +145% |
JPM's free cash flow was −$84.2B over the past year, against −$120B the year before. Free cash flow isn't a meaningful measure for financial services companies like JPM.
RMBI Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $2.7M | -35% |
| Q1 2026 | $2.5M | +17% |
| Q4 2025 | $2.5M | -63% |
| Q3 2025 | $5.8M | +110% |
| Q2 2025 | $4.2M | +50% |
| Q1 2025 | $2.1M | +2.8% |
| Q4 2024 | $6.7M | +86% |
| Q3 2024 | $2.8M | +47% |
RMBI has the edge over JPM on cash generation, producing positive trailing cash flow while its opponent burns cash.
JPM Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -11.2M shares |
| 1 year | -3.1% | -84.6M shares |
| 3 years | -8.5% | -249M shares |
| 5 years | -11% | -322M shares |
| Available history | -17% | -547M shares |
JPM has the edge over RMBI on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.1B |
| Q2 2026 | $6.8B |
| Q1 2026 | $8.3B |
| Q4 2025 | $8.3B |
| Q3 2025 | $8.3B |
| Q2 2025 | $7.5B |
| Q1 2025 | $7.5B |
| Q4 2024 | $4.3B |
JPM spent $24.5B buying back its own shares over the past year, down 11% from the year before.
RMBI Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.5% | +53.3K shares |
| 1 year | +0.7% | +68.5K shares |
| 3 years | -5.4% | -562K shares |
| 5 years | -15% | -1.8M shares |
| Available history | -27% | -3.6M shares |
RMBI has 10M diluted shares, up 0.7% from a year ago.
| Quarter | Spent |
|---|---|
| Q2 2026 | — |
| Q1 2026 | — |
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | $1.4M |
| Q1 2025 | $4.2M |
| Q4 2024 | $1.9M |
| Q3 2024 | $885,875 |
RMBI hasn't bought back shares in the past year.
JPM Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.5x | Very low |
| Q2 2026 | 0.5x | Very low |
| Q1 2026 | 0.6x | Very low |
| Q4 2025 | 0.5x | Very low |
| Q3 2025 | 0.6x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.4x | Very low |
JPM's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like JPM.
RMBI Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | -2.3x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | 15.1x | High |
| Q3 2025 | -2.6x | Net Cash |
| Q2 2025 | -2.3x | Net Cash |
| Q1 2025 | -2.4x | Net Cash |
| Q4 2024 | 20.8x | High |
| Q3 2024 | -1.8x | Net Cash |
RMBI has the edge over JPM on leverage, with a lower net debt burden relative to earnings.
JPM Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.8 | Neutral |
| Stochastic | 31.5 | Neutral |
JPM's weekly RSI is 55 (neutral) and its Stochastic is 31 (neutral).
RMBI Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 58.5 | Neutral |
| Stochastic | 74.6 | Neutral |
RMBI's weekly RSI is 59 (neutral) and its Stochastic is 75 (neutral).
JPM PE vs Financial Services Sector
| Metric | JPM | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 10% above |
| PE % | 76 | 63 | 13 pts above |
JPM is trading at 14x earnings, a 10% premium to the Financial Services sector's median of 13x.
RMBI PE vs Financial Services Sector
| Metric | RMBI | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 1.4% above |
| PE % | 49 | 63 | 14 pts below |
RMBI has the edge over JPM on valuation relative to its sector.
JPM Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $336.8 | 1.8% above |
| 20 week MA | $345.3 | 0.7% below |
| 50 week MA | $323.2 | 6.1% above |
| 100 week MA | $298.9 | 15% above |
| 200 week MA | $236.6 | 45% above |
JPM's trend is mixed: it's above four of its five weekly moving averages, and 45% above its 200-week average.
RMBI Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $15.6 | 2.4% above |
| 20 week MA | $15.7 | 2% above |
| 50 week MA | $14.8 | 7.8% above |
| 100 week MA | $14.2 | 12% above |
| 200 week MA | $13.0 | 23% above |
RMBI has the edge over JPM on trend strength, trading above more of its moving averages.
JPM Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $139.1 | $124.5 | -11% |
| 2021 | $124.5 | $157.3 | +26% |
| 2022 | $157.3 | $131.3 | -17% |
| 2023 | $131.3 | $170.1 | +30% |
| 2024 | $170.1 | $241.2 | +42% |
| 2025 | $241.2 | $327.9 | +36% |
| 2026 YTD | $327.9 | $342.8 | +4.5% |
JPM has finished higher in four of the last six years. It's up 4.5% so far in 2026.
RMBI Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $15.8 | $13.5 | -14% |
| 2021 | $13.5 | $16.1 | +19% |
| 2022 | $16.1 | $12.3 | -24% |
| 2023 | $12.3 | $11.5 | -6% |
| 2024 | $11.5 | $13.7 | +19% |
| 2025 | $13.7 | $14.1 | +2.9% |
| 2026 YTD | $14.1 | $16.0 | +13% |
RMBI has the edge over JPM on returns for 2026, with the stronger performance.