JPM
JPMorgan Chase & Co.
JPM has the edge over RBKB overall, supported by stronger valuation and stronger modeled upside.
RBKB
Rhinebeck Bancorp, Inc.
RBKB offers stronger fundamentals, but that advantage does not outweigh its weaker overall profile.
JPM Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
JPM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JPM.
RBKB Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
RBKB's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like RBKB.
JPM PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.7x | $231 | -33% |
| Fair | 12x | $287 | -16% |
| Current | 14x | $343 | — |
| Forward | 14x | $343 | — |
| Expensive | 15x | $361 | +5.2% |
Historical ranges are pointers, not guarantees.
JPM has the edge over RBKB in the historical PE scenario, which offers more potential upside but is not a forecast.
RBKB PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 11x | $7.36 | -44% |
| Fair | 14x | $9.70 | -26% |
| Current | 19x | $13.08 | — |
| Expensive | 20x | $13.53 | +3.5% |
Historical ranges are pointers, not guarantees.
RBKB's PE is in its expensive range at 19x.
JPM Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for JPM, with profitability improving.
RBKB Forward outlook
There aren't enough analyst estimates for RBKB to show an outlook.
JPM Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $24.99 | +4.8% |
| Q3 2026 | $23.85 | +18% |
| Q2 2026 | $23.35 | +20% |
| Q1 2026 | $20.89 | +2.5% |
| Q4 2025 | $20.02 | +1.4% |
| Q3 2025 | $20.20 | +12% |
| Q2 2025 | $19.50 | +8.7% |
| Q1 2025 | $20.38 | +23% |
| Q4 2024 | $19.75 | +22% |
JPM has the edge over RBKB on earnings, with more consistent year-over-year improvement.
RBKB Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $0.68 | +100% |
| Q2 2026 | $0.64 | +$1.02 |
| Q1 2026 | $0.65 | +$1.14 |
| Q4 2025 | $0.66 | +$1.23 |
| Q3 2025 | $0.34 | +$0.68 |
| Q2 2025 | -$0.38 | -236% |
| Q1 2025 | -$0.49 | -258% |
| Q4 2024 | -$0.57 | -297% |
RBKB earned $0.68 per share over the past year, up 100% from the year before.
JPM Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $50.2B | +8.1% |
| Q2 2026 | $57.3B | +28% |
| Q1 2026 | $49.8B | +10% |
| Q4 2025 | $45.8B | +7.1% |
| Q3 2025 | $46.4B | +8.8% |
| Q2 2025 | $44.9B | -11% |
| Q1 2025 | $45.3B | +8.1% |
| Q4 2024 | $42.8B | +11% |
JPM's revenue has grown year over year for five quarters in a row: $50.2B last quarter, up 8.1% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | -0.2 points |
| Q2 2026 | 48% | +7.3 points |
| Q1 2026 | 41% | +0.5 points |
| Q4 2025 | 37% | -3.2 points |
| Q3 2025 | 40% | +0.6 points |
| Q2 2025 | 41% | -6 points |
| Q1 2025 | 41% | -0.6 points |
| Q4 2024 | 41% | +11 points |
JPM has the edge over RBKB on profitability, with a higher operating margin.
RBKB Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $15.1M | +7.9% |
| Q2 2026 | $13.4M | +2.1% |
| Q1 2026 | $12.7M | -1% |
| Q4 2025 | $13.5M | +69% |
| Q3 2025 | $14M | +1708% |
| Q2 2025 | $13.1M | +23% |
| Q1 2025 | $12.8M | +23% |
| Q4 2024 | $8M | -24% |
RBKB's revenue is growing: $15M last quarter, up 7.9% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 26% | +2.5 points |
| Q2 2026 | 25% | -1.4 points |
| Q1 2026 | 23% | -0.4 points |
| Q4 2025 | 22% | +64 points |
| Q3 2025 | 24% | +1356 points |
| Q2 2025 | 27% | +15 points |
| Q1 2025 | 23% | +9 points |
| Q4 2024 | -42% | -53 points |
RBKB's operating margin was 26% last quarter, up 2.5 points from the same quarter a year ago.
JPM Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $33.2B | +$78.4B |
| Q2 2026 | -$25.3B | -186% |
| Q1 2026 | -$211.8B | +$40.1B |
| Q4 2025 | $119.7B | -19% |
| Q3 2025 | -$45.2B | +$28.9B |
| Q2 2025 | $29.5B | -23% |
| Q1 2025 | -$251.8B | -$97.7B |
| Q4 2024 | $147.8B | +145% |
JPM's free cash flow was −$84.2B over the past year, against −$120B the year before. Free cash flow isn't a meaningful measure for financial services companies like JPM.
RBKB Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.9M | -5.1% |
| Q2 2026 | $5.4M | +140% |
| Q1 2026 | $2.9M | -31% |
| Q4 2025 | $2.4M | -25% |
| Q3 2025 | $2M | +$5.7M |
| Q2 2025 | $2.2M | -81% |
| Q1 2025 | $4.2M | +$7.9M |
| Q4 2024 | $3.2M | +$3.3M |
RBKB has the edge over JPM on cash generation, producing positive trailing cash flow while its opponent burns cash.
JPM Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -11.2M shares |
| 1 year | -3.1% | -84.6M shares |
| 3 years | -8.5% | -249M shares |
| 5 years | -11% | -322M shares |
| Available history | -17% | -547M shares |
JPM has the edge over RBKB on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.1B |
| Q2 2026 | $6.8B |
| Q1 2026 | $8.3B |
| Q4 2025 | $8.3B |
| Q3 2025 | $8.3B |
| Q2 2025 | $7.5B |
| Q1 2025 | $7.5B |
| Q4 2024 | $4.3B |
JPM spent $24.5B buying back its own shares over the past year, down 11% from the year before.
RBKB Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.8% | -279K shares |
| 1 year | -2% | -312K shares |
| 3 years | 0% | -2K shares |
| 5 years | -1.7% | -263K shares |
| Available history | +0.5% | +71.1K shares |
RBKB has 15M diluted shares, down 2% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | $1.6M |
| Q1 2026 | $220,000 |
| Q3 2023 | $78,000 |
JPM Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.5x | Very low |
| Q2 2026 | 0.5x | Very low |
| Q1 2026 | 0.6x | Very low |
| Q4 2025 | 0.5x | Very low |
| Q3 2025 | 0.6x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.4x | Very low |
JPM's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like JPM.
RBKB Net Leverage
JPM Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.8 | Neutral |
| Stochastic | 31.5 | Neutral |
JPM's weekly RSI is 55 (neutral) and its Stochastic is 31 (neutral).
RBKB Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 63.5 | Neutral |
| Stochastic | 82.6 | Overbought |
RBKB's weekly RSI is 63 (neutral) and its Stochastic is 83 (overbought).
JPM PE vs Financial Services Sector
| Metric | JPM | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 10% above |
| PE % | 76 | 63 | 13 pts above |
JPM has the edge over RBKB on valuation relative to its sector.
RBKB PE vs Financial Services Sector
| Metric | RBKB | Sector median | Relative |
|---|---|---|---|
| PE | 19x | 13x | 49% above |
| PE % | 80 | 63 | 17 pts above |
RBKB is trading at 19x earnings, a 49% premium to the Financial Services sector's median of 13x.
JPM Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $336.8 | 1.8% above |
| 20 week MA | $345.3 | 0.7% below |
| 50 week MA | $323.2 | 6.1% above |
| 100 week MA | $298.9 | 15% above |
| 200 week MA | $236.6 | 45% above |
JPM's trend is mixed: it's above four of its five weekly moving averages, and 45% above its 200-week average.
RBKB Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $13.0 | 0.8% above |
| 20 week MA | $12.7 | 3% above |
| 50 week MA | $11.4 | 15% above |
| 100 week MA | $9.66 | 35% above |
| 200 week MA | $7.66 | 71% above |
RBKB has the edge over JPM on trend strength, trading above more of its moving averages.
JPM Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $139.1 | $124.5 | -11% |
| 2021 | $124.5 | $157.3 | +26% |
| 2022 | $157.3 | $131.3 | -17% |
| 2023 | $131.3 | $170.1 | +30% |
| 2024 | $170.1 | $241.2 | +42% |
| 2025 | $241.2 | $327.9 | +36% |
| 2026 YTD | $327.9 | $342.8 | +4.5% |
JPM has finished higher in four of the last six years. It's up 4.5% so far in 2026.
RBKB Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $8.00 | $6.05 | -24% |
| 2021 | $6.05 | $7.66 | +27% |
| 2022 | $7.66 | $6.49 | -15% |
| 2023 | $6.49 | $5.76 | -11% |
| 2024 | $5.76 | $6.89 | +20% |
| 2025 | $6.89 | $8.83 | +28% |
| 2026 YTD | $8.83 | $13.1 | +48% |
RBKB has the edge over JPM on returns for 2026, with the stronger performance.