JPM
JPMorgan Chase & Co.
JPM has the edge over RBCAA overall, supported by stronger fundamentals and stronger modeled upside.
RBCAA
Republic Bancorp, Inc.
RBCAA's outlook is improving, though it still trails on the overall score.
JPM Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
JPM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JPM.
RBCAA Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
RBCAA's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like RBCAA.
JPM PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.7x | $231 | -33% |
| Fair | 12x | $287 | -16% |
| Current | 14x | $343 | — |
| Forward | 14x | $343 | — |
| Expensive | 15x | $361 | +5.2% |
Historical ranges are pointers, not guarantees.
JPM has the edge over RBCAA in the historical PE scenario, which offers more potential upside but is not a forecast.
RBCAA PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.2x | $59.86 | -34% |
| Fair | 11x | $72.18 | -21% |
| Expensive | 13x | $82.19 | -9.9% |
| Forward | 13x | $91.23 | — |
| Current | 14x | $91.23 | — |
Historical ranges are pointers, not guarantees.
RBCAA's PE is in its expensive range at 14x. If earnings grow as analysts expect, today's price would be 13x next year's earnings.
JPM Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for JPM, with profitability improving.
RBCAA Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| High |
RBCAA has the edge over JPM on the outlook, with more favorable valuation expectations.
JPM Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $24.99 | +4.8% |
| Q3 2026 | $23.85 | +18% |
| Q2 2026 | $23.35 | +20% |
| Q1 2026 | $20.89 | +2.5% |
| Q4 2025 | $20.02 | +1.4% |
| Q3 2025 | $20.20 | +12% |
| Q2 2025 | $19.50 | +8.7% |
| Q1 2025 | $20.38 | +23% |
| Q4 2024 | $19.75 | +22% |
JPM's earnings per share have climbed steadily: $23.85 over the past year, up 18% from the year before, and higher year over year for 15 quarters in a row.
RBCAA Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $7.16 | +9.9% |
| Q3 2026 | $6.51 | +1.1% |
| Q2 2026 | $6.45 | +2.7% |
| Q1 2026 | $6.39 | +7% |
| Q4 2025 | $6.63 | +29% |
| Q3 2025 | $6.44 | +24% |
| Q2 2025 | $6.28 | +28% |
| Q1 2025 | $5.97 | +27% |
| Q4 2024 | $5.14 | +13% |
RBCAA has the edge over JPM on earnings, with stronger typical year-over-year growth.
JPM Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $50.2B | +8.1% |
| Q2 2026 | $57.3B | +28% |
| Q1 2026 | $49.8B | +10% |
| Q4 2025 | $45.8B | +7.1% |
| Q3 2025 | $46.4B | +8.8% |
| Q2 2025 | $44.9B | -11% |
| Q1 2025 | $45.3B | +8.1% |
| Q4 2024 | $42.8B | +11% |
JPM has the edge over RBCAA on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | -0.2 points |
| Q2 2026 | 48% | +7.3 points |
| Q1 2026 | 41% | +0.5 points |
| Q4 2025 | 37% | -3.2 points |
| Q3 2025 | 40% | +0.6 points |
| Q2 2025 | 41% | -6 points |
| Q1 2025 | 41% | -0.6 points |
| Q4 2024 | 41% | +11 points |
JPM has the edge over RBCAA on profitability, with a higher operating margin.
RBCAA Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $103.9M | +11% |
| Q2 2026 | $101.3M | +7.9% |
| Q1 2026 | $120.4M | -11% |
| Q4 2025 | $94.3M | +5.3% |
| Q3 2025 | $93.5M | +6.2% |
| Q2 2025 | $93.8M | +8% |
| Q1 2025 | $135.8M | +13% |
| Q4 2024 | $89.5M | +9.3% |
RBCAA's revenue is recovering but still below its 2025 peak: $104M last quarter, up 11% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 38% | -2.2 points |
| Q2 2026 | 42% | -1 points |
| Q1 2026 | 46% | +1.9 points |
| Q4 2025 | 29% | +3.5 points |
| Q3 2025 | 40% | +2 points |
| Q2 2025 | 43% | +6.1 points |
| Q1 2025 | 44% | +12 points |
| Q4 2024 | 26% | -3 points |
RBCAA's operating margin was 38% last quarter, down 2.2 points from the same quarter a year ago.
JPM Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $33.2B | +$78.4B |
| Q2 2026 | -$25.3B | -186% |
| Q1 2026 | -$211.8B | +$40.1B |
| Q4 2025 | $119.7B | -19% |
| Q3 2025 | -$45.2B | +$28.9B |
| Q2 2025 | $29.5B | -23% |
| Q1 2025 | -$251.8B | -$97.7B |
| Q4 2024 | $147.8B | +145% |
JPM's free cash flow was −$84.2B over the past year, against −$120B the year before. Free cash flow isn't a meaningful measure for financial services companies like JPM.
RBCAA Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $40.9M | +33% |
| Q2 2026 | -$120K | -102% |
| Q1 2026 | $68.1M | -26% |
| Q4 2025 | $33.6M | +49% |
| Q3 2025 | $30.8M | -38% |
| Q2 2025 | $5.2M | +205% |
| Q1 2025 | $91.6M | +32% |
| Q4 2024 | $22.6M | +9.4% |
RBCAA has the edge over JPM on cash generation, producing positive trailing cash flow while its opponent burns cash.
JPM Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -11.2M shares |
| 1 year | -3.1% | -84.6M shares |
| 3 years | -8.5% | -249M shares |
| 5 years | -11% | -322M shares |
| Available history | -17% | -547M shares |
JPM has the edge over RBCAA on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.1B |
| Q2 2026 | $6.8B |
| Q1 2026 | $8.3B |
| Q4 2025 | $8.3B |
| Q3 2025 | $8.3B |
| Q2 2025 | $7.5B |
| Q1 2025 | $7.5B |
| Q4 2024 | $4.3B |
JPM spent $24.5B buying back its own shares over the past year, down 11% from the year before.
RBCAA Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +24K shares |
| 1 year | +0.5% | +97K shares |
| 3 years | +0.6% | +114K shares |
| 5 years | -3.4% | -703K shares |
| Available history | -5.9% | -1.2M shares |
RBCAA has 20M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q4 2025 | — |
| Q3 2025 | — |
| Q4 2023 | $4.2M |
| Q3 2023 | $9.4M |
| Q4 2022 | $413,000 |
| Q3 2022 | $3.3M |
| Q4 2021 | $12.6M |
| Q3 2021 | $19.7M |
JPM Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.5x | Very low |
| Q2 2026 | 0.5x | Very low |
| Q1 2026 | 0.6x | Very low |
| Q4 2025 | 0.5x | Very low |
| Q3 2025 | 0.6x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.4x | Very low |
JPM's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like JPM.
RBCAA Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.6x | Net Cash |
| Q2 2026 | -1.2x | Net Cash |
| Q1 2026 | -1.4x | Net Cash |
| Q4 2025 | 1.7x | Healthy |
| Q3 2025 | -0.7x | Net Cash |
| Q2 2025 | -0.7x | Net Cash |
| Q1 2025 | -2.7x | Net Cash |
| Q4 2024 | -0.3x | Net Cash |
RBCAA has the edge over JPM on leverage, with a lower net debt burden relative to earnings.
JPM Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.8 | Neutral |
| Stochastic | 31.5 | Neutral |
JPM's weekly RSI is 55 (neutral) and its Stochastic is 31 (neutral).
RBCAA Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.0 | Neutral |
| Stochastic | 14.6 | Oversold |
RBCAA's weekly RSI is 54 (neutral) and its Stochastic is 15 (oversold).
JPM PE vs Financial Services Sector
| Metric | JPM | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 10% above |
| PE % | 76 | 63 | 13 pts above |
JPM is trading at 14x earnings, a 10% premium to the Financial Services sector's median of 13x.
RBCAA PE vs Financial Services Sector
| Metric | RBCAA | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 7.6% above |
| PE % | 93 | 63 | 30 pts above |
RBCAA has the edge over JPM on valuation relative to its sector.
JPM Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $336.8 | 1.8% above |
| 20 week MA | $345.3 | 0.7% below |
| 50 week MA | $323.2 | 6.1% above |
| 100 week MA | $298.9 | 15% above |
| 200 week MA | $236.6 | 45% above |
JPM has the edge over RBCAA on trend strength, trading above more of its moving averages.
RBCAA Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $92.0 | 0.8% below |
| 20 week MA | $93.6 | 2.6% below |
| 50 week MA | $82.1 | 11% above |
| 100 week MA | $75.7 | 20% above |
| 200 week MA | $63.6 | 43% above |
RBCAA has pulled back, but its long-term trend is still up: it's below its 8- and 20-week averages, but 43% above its 200-week average.
JPM Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $139.1 | $124.5 | -11% |
| 2021 | $124.5 | $157.3 | +26% |
| 2022 | $157.3 | $131.3 | -17% |
| 2023 | $131.3 | $170.1 | +30% |
| 2024 | $170.1 | $241.2 | +42% |
| 2025 | $241.2 | $327.9 | +36% |
| 2026 YTD | $327.9 | $342.8 | +4.5% |
JPM has finished higher in four of the last six years. It's up 4.5% so far in 2026.
RBCAA Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $46.6 | $36.4 | -22% |
| 2021 | $36.4 | $51.5 | +42% |
| 2022 | $51.5 | $41.4 | -20% |
| 2023 | $41.4 | $55.2 | +33% |
| 2024 | $55.2 | $70.7 | +28% |
| 2025 | $70.7 | $70.0 | -0.9% |
| 2026 YTD | $70.0 | $91.2 | +30% |
RBCAA has the edge over JPM on returns for 2026, with the stronger performance.