JPM

JPMorgan Chase & Co.

57
Fundamentals65/ 100
Valuation38/ 100
Upside potential68/ 100
Risk potential10/ 100

JPM's fundamentals are strong, but it looks expensive: trading at 14x earnings, above its usual 12x. Analysts expect earnings growth.

PLUT

Plutus Financial Group Limited

There isn't enough reported data to score PLUT yet.

JPM Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

JPM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JPM.

PLUT Fundamentals

MetricStatus
Unavailable
Weak
N/A
N/A

PLUT's profitability is currently weak. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like PLUT.

JPM PE Valuation

CHEAPFAIREXPENSIVE5.0x10x15x20x
CHEAPFAIREXPENSIVE5.0x10x15x20x
LevelPEPriceVs current
Cheap9.7x$231-33%
Fair12x$287-16%
Current14x$343—
Forward14x$343—
Expensive15x$361+5.2%

Historical ranges are pointers, not guarantees.

JPM's PE is in its expensive range at 14.4x. If earnings grow as analysts expect, today's price would be 13.7x next year's earnings.

PLUT PE Valuation

PLUT has no meaningful PE right now: it lost money over the past year.

JPM Forward outlook

MetricOutlook
Stable
Growth
Growth
Improving
Limited
Moderate

Analysts expect earnings and revenue growth for JPM, with profitability improving.

PLUT Forward outlook

There aren't enough analyst estimates for PLUT to show an outlook.

JPM Risk to reward

ScenarioChangePrice
Upside+20%$412.26
Downside-10%$310.03

Calculated from the latest close: $342.82 on Nov 12.

There is not enough scenario data to compare JPM and PLUT's risk to reward.

PLUT Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $1.13 on Nov 12.

There is not enough scenario data to compare JPM and PLUT's risk to reward.

JPM Earnings Per Share

Q4 2023: $16.23Q1 2024: $16.57Q2 2024: $17.94Q3 2024: $17.98Q4 2024: $19.75Q1 2025: $20.38Q2 2025: $19.50Q3 2025: $20.20Q4 2025: $20.02Q1 2026: $20.89Q2 2026: $23.35Q3 2026: $23.85Forward: $24.99
Q4 2023: $16.23Q1 2024: $16.57Q2 2024: $17.94Q3 2024: $17.98Q4 2024: $19.75Q1 2025: $20.38Q2 2025: $19.50Q3 2025: $20.20Q4 2025: $20.02Q1 2026: $20.89Q2 2026: $23.35Q3 2026: $23.85Forward: $24.99
QuarterTTM EPSYoY
Forward$24.99+4.8%
Q3 2026$23.85+18%
Q2 2026$23.35+20%
Q1 2026$20.89+2.5%
Q4 2025$20.02+1.4%
Q3 2025$20.20+12%
Q2 2025$19.50+8.7%
Q1 2025$20.38+23%
Q4 2024$19.75+22%

JPM's earnings per share have climbed steadily: $23.85 over the past year, up 18% from the year before, and higher year over year for 15 quarters in a row.

PLUT Earnings Per Share

Q4 2024: $-0.06Q4 2025: $-0.35
Q4 2024: $-0.06Q4 2025: $-0.35
QuarterTTM EPSYoY
Q4 2025-$0.35-$0.29

PLUT and JPM do not have enough comparable growth data to identify a winner.

JPM Quarterly Revenue

Q4 2023: $38.6BQ1 2024: $41.9BQ2 2024: $50.2BQ3 2024: $42.7BQ4 2024: $42.8BQ1 2025: $45.3BQ2 2025: $44.9BQ3 2025: $46.4BQ4 2025: $45.8BQ1 2026: $49.8BQ2 2026: $57.3BQ3 2026: $50.2B
Q4 2023: $38.6BQ1 2024: $41.9BQ2 2024: $50.2BQ3 2024: $42.7BQ4 2024: $42.8BQ1 2025: $45.3BQ2 2025: $44.9BQ3 2025: $46.4BQ4 2025: $45.8BQ1 2026: $49.8BQ2 2026: $57.3BQ3 2026: $50.2B
QuarterRevenueYoY
Q3 2026$50.2B+8.1%
Q2 2026$57.3B+28%
Q1 2026$49.8B+10%
Q4 2025$45.8B+7.1%
Q3 2025$46.4B+8.8%
Q2 2025$44.9B-11%
Q1 2025$45.3B+8.1%
Q4 2024$42.8B+11%

JPM's revenue has grown year over year for five quarters in a row: $50.2B last quarter, up 8.1% from the same quarter a year ago.

PLUT Quarterly Revenue

Q4 2021: $2MQ1 2022: --Q2 2022: --Q3 2022: $526,450Q4 2022: $797,381Q1 2023: --Q2 2023: --Q3 2023: --Q4 2023: $201,001Q4 2024: $1MQ4 2025: $1M
Q4 2021: $2MQ1 2022: --Q2 2022: --Q3 2022: $526,450Q4 2022: $797,381Q1 2023: --Q2 2023: --Q3 2023: --Q4 2023: $201,001Q4 2024: $1MQ4 2025: $1M
QuarterRevenueYoY
Q4 2025$1.3M+7.1%
Q4 2024$1.2M+518%
Q4 2023$201K-75%
Q4 2022$797.4K-51%

PLUT has the edge over JPM in the latest year-over-year revenue comparison.

JPM Free Cash Flow

Q4 2023: $60.2BQ1 2024: −$154BQ2 2024: $38.5BQ3 2024: −$74.1BQ4 2024: $148BQ1 2025: −$252BQ2 2025: $29.5BQ3 2025: −$45.2BQ4 2025: $120BQ1 2026: −$212BQ2 2026: −$25.3BQ3 2026: $33.2B
Q4 2023: $60.2BQ1 2024: −$154BQ2 2024: $38.5BQ3 2024: −$74.1BQ4 2024: $148BQ1 2025: −$252BQ2 2025: $29.5BQ3 2025: −$45.2BQ4 2025: $120BQ1 2026: −$212BQ2 2026: −$25.3BQ3 2026: $33.2B
QuarterFree cash flowYoY
Q3 2026$33.2B+$78.4B
Q2 2026-$25.3B-186%
Q1 2026-$211.8B+$40.1B
Q4 2025$119.7B-19%
Q3 2025-$45.2B+$28.9B
Q2 2025$29.5B-23%
Q1 2025-$251.8B-$97.7B
Q4 2024$147.8B+145%

JPM has the stronger cash trend. Its trailing FCF is down 229% versus its history, compared with PLUT at down 576%.

PLUT Free Cash Flow

Q4 2021: −$893,678Q1 2022: $2MQ2 2022: $2MQ3 2022: $227,750Q4 2022: $1MQ1 2023: $1MQ2 2023: $1MQ3 2023: −$655,801Q4 2023: −$655,801Q4 2024: −$1MQ4 2025: −$10M
Q4 2021: −$893,678Q1 2022: $2MQ2 2022: $2MQ3 2022: $227,750Q4 2022: $1MQ1 2023: $1MQ2 2023: $1MQ3 2023: −$655,801Q4 2023: −$655,801Q4 2024: −$1MQ4 2025: −$10M
QuarterFree cash flowYoY
Q4 2025-$10.2M-$9M
Q4 2024-$1.2M-$540K
Q4 2023-$655.8K-153%
Q3 2023-$655.8K-388%
Q2 2023$1.3M-16%
Q1 2023$1.3M-16%
Q4 2022$1.2M+$2.1M

PLUT's free cash flow was −$13M over the past year, against $4M the year before. Free cash flow isn't a meaningful measure for financial services companies like PLUT.

JPM Total Shares

Q4 2023: 2.9BQ1 2024: 2.9BQ2 2024: 2.9BQ3 2024: 2.9BQ4 2024: 2.9BQ1 2025: 2.8BQ2 2025: 2.8BQ3 2025: 2.8BQ4 2025: 2.8BQ1 2026: 2.7BQ2 2026: 2.7BQ3 2026: 2.7B
Q4 2023: 2.9BQ1 2024: 2.9BQ2 2024: 2.9BQ3 2024: 2.9BQ4 2024: 2.9BQ1 2025: 2.8BQ2 2025: 2.8BQ3 2025: 2.8BQ4 2025: 2.8BQ1 2026: 2.7BQ2 2026: 2.7BQ3 2026: 2.7B
PeriodChange %Net change
Quarterly-0.4%-11.2M shares
1 year-3.1%-84.6M shares
3 years-8.5%-249M shares
5 years-11%-322M shares
Available history-17%-547M shares

JPM has the edge over PLUT on shareholder dilution, with a more favorable share count trend.

PLUT Total Shares

Q4 2021: 14MQ3 2022: 14MQ4 2022: 14MQ4 2023: 12MQ4 2024: 12MQ4 2025: 15M
Q4 2021: 14MQ3 2022: 14MQ4 2022: 14MQ4 2023: 12MQ4 2024: 12MQ4 2025: 15M
PeriodChange %Net change
Quarterly+21%+2.5M shares
1 year+2.9%+414K shares

PLUT has 15M diluted shares, up 2.9% from a year ago.

JPM Net Leverage

Q4 2023: 0.2xQ1 2024: 0.3xQ2 2024: 0.3xQ3 2024: 0.4xQ4 2024: 0.4xQ1 2025: 0.5xQ2 2025: 0.5xQ3 2025: 0.6xQ4 2025: 0.5xQ1 2026: 0.6xQ2 2026: 0.5xQ3 2026: 0.5x
Q4 2023: 0.2xQ1 2024: 0.3xQ2 2024: 0.3xQ3 2024: 0.4xQ4 2024: 0.4xQ1 2025: 0.5xQ2 2025: 0.5xQ3 2025: 0.6xQ4 2025: 0.5xQ1 2026: 0.6xQ2 2026: 0.5xQ3 2026: 0.5x
QuarterNet LeverageStatus
Q3 20260.5xVery low
Q2 20260.5xVery low
Q1 20260.6xVery low
Q4 20250.5xVery low
Q3 20250.6xVery low
Q2 20250.5xVery low
Q1 20250.5xVery low
Q4 20240.4xVery low

JPM's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like JPM.

PLUT Net Leverage

JPM Weekly Momentum

MetricValueStatus
RSI54.8Neutral
Stochastic31.5Neutral

JPM's weekly RSI is 55 (neutral) and its Stochastic is 31 (neutral).

PLUT Weekly Momentum

MetricValueStatus
RSI26.0Oversold
Stochastic10.1Oversold

PLUT's weekly RSI is 26 (oversold) and its Stochastic is 10 (oversold).

JPM PE vs Financial Services Sector

MetricJPMSector medianRelative
PE14x13x10% above
PE %766313 pts above

JPM is trading at 14x earnings, a 10% premium to the Financial Services sector's median of 13x.

PLUT PE vs Financial Services Sector

PLUT has no meaningful PE right now: it lost money over the past year.

JPM Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$336.81.8% above
20 week MA$345.30.7% below
50 week MA$323.26.1% above
100 week MA$298.915% above
200 week MA$236.645% above

JPM has stronger trend alignment. JPM is above 4 of 5 weekly averages versus PLUT above 0 of 3.

PLUT Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$1.7535% below
20 week MA$2.3752% below
50 week MA$2.8460% below

PLUT is in a downtrend: it's below all three of its weekly moving averages, and 60% below its 50-week average.

JPM Yearly ROI

YearStart priceEnd priceROI
2020$139.1$124.5-11%
2021$124.5$157.3+26%
2022$157.3$131.3-17%
2023$131.3$170.1+30%
2024$170.1$241.2+42%
2025$241.2$327.9+36%
2026 YTD$327.9$342.8+4.5%

JPM has the edge over PLUT on returns for 2026, with the stronger performance.

PLUT Yearly ROI

YearStart priceEnd priceROI
2025$4.15$3.40-18%
2026 YTD$3.40$1.13-67%

PLUT has finished every year since 2025 lower, and it's down 67% so far in 2026.

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