JPM
JPMorgan Chase & Co.
JPM has the edge over MVBF overall, supported by stronger fundamentals and stronger modeled upside.
MVBF
MVB Financial Corp.
MVBF offers stronger valuation, but that advantage does not outweigh its weaker overall profile.
JPM Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
JPM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JPM.
MVBF Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Stable | |
| N/A | |
| N/A |
MVBF's revenue and profitability are currently stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like MVBF.
JPM PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.7x | $231 | -33% |
| Fair | 12x | $287 | -16% |
| Current | 14x | $343 | — |
| Forward | 14x | $343 | — |
| Expensive | 15x | $361 | +5.2% |
Historical ranges are pointers, not guarantees.
JPM has the edge over MVBF in the historical PE scenario, which offers more potential upside but is not a forecast.
MVBF PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.3x | $15.45 | -40% |
| Forward | 11x | $25.68 | — |
| Fair | 12x | $19.79 | -23% |
| Expensive | 15x | $24.76 | -3.6% |
| Current | 15x | $25.68 | — |
Historical ranges are pointers, not guarantees.
MVBF's PE is in its expensive range at 15x. If earnings grow as analysts expect, today's price would be 11x next year's earnings, in its fair range.
JPM Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for JPM, with profitability improving.
MVBF Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
MVBF has the edge over JPM on the outlook, with more favorable valuation expectations.
JPM Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $24.99 | +4.8% |
| Q3 2026 | $23.85 | +18% |
| Q2 2026 | $23.35 | +20% |
| Q1 2026 | $20.89 | +2.5% |
| Q4 2025 | $20.02 | +1.4% |
| Q3 2025 | $20.20 | +12% |
| Q2 2025 | $19.50 | +8.7% |
| Q1 2025 | $20.38 | +23% |
| Q4 2024 | $19.75 | +22% |
JPM has the edge over MVBF on earnings, with more consistent year-over-year improvement.
MVBF Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.29 | +37% |
| Q3 2026 | $1.67 | -32% |
| Q2 2026 | $2.96 | +128% |
| Q1 2026 | $2.18 | +49% |
| Q4 2025 | $2.06 | +35% |
| Q3 2025 | $2.46 | +73% |
| Q2 2025 | $1.30 | -16% |
| Q1 2025 | $1.46 | -22% |
| Q4 2024 | $1.53 | -36% |
MVBF's earnings per share have fallen from their peak: $1.67 over the past year, against $3.65 in early 2021.
JPM Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $50.2B | +8.1% |
| Q2 2026 | $57.3B | +28% |
| Q1 2026 | $49.8B | +10% |
| Q4 2025 | $45.8B | +7.1% |
| Q3 2025 | $46.4B | +8.8% |
| Q2 2025 | $44.9B | -11% |
| Q1 2025 | $45.3B | +8.1% |
| Q4 2024 | $42.8B | +11% |
JPM has the edge over MVBF on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | -0.2 points |
| Q2 2026 | 48% | +7.3 points |
| Q1 2026 | 41% | +0.5 points |
| Q4 2025 | 37% | -3.2 points |
| Q3 2025 | 40% | +0.6 points |
| Q2 2025 | 41% | -6 points |
| Q1 2025 | 41% | -0.6 points |
| Q4 2024 | 41% | +11 points |
JPM has the edge over MVBF on profitability, with a higher operating margin.
MVBF Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $40.4M | -34% |
| Q2 2026 | $51.1M | +51% |
| Q1 2026 | $36.7M | +8.8% |
| Q4 2025 | $39.1M | -15% |
| Q3 2025 | $61.2M | +84% |
| Q2 2025 | $33.7M | -2.8% |
| Q1 2025 | $33.7M | -11% |
| Q4 2024 | $46.2M | +30% |
MVBF's revenue has slid since its 2020 peak: $40M last quarter, down 34% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 1.6% | -37 points |
| Q2 2026 | 31% | +22 points |
| Q1 2026 | 18% | +4 points |
| Q4 2025 | 14% | -13 points |
| Q3 2025 | 38% | +30 points |
| Q2 2025 | 9.4% | -6.5 points |
| Q1 2025 | 14% | -1 points |
| Q4 2024 | 26% | +0.2 points |
MVBF's operating margin was 1.6% last quarter, down 37 points from the same quarter a year ago, near the bottom of its range since 2019.
JPM Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $33.2B | +$78.4B |
| Q2 2026 | -$25.3B | -186% |
| Q1 2026 | -$211.8B | +$40.1B |
| Q4 2025 | $119.7B | -19% |
| Q3 2025 | -$45.2B | +$28.9B |
| Q2 2025 | $29.5B | -23% |
| Q1 2025 | -$251.8B | -$97.7B |
| Q4 2024 | $147.8B | +145% |
JPM has the edge over MVBF on cash flow, with more consistent year-over-year improvement.
MVBF Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.4M | +$2.2M |
| Q2 2026 | $4.9M | -33% |
| Q1 2026 | -$23.4M | -269% |
| Q4 2025 | -$15.5M | -$4.8M |
| Q3 2025 | -$3.5M | -142% |
| Q2 2025 | $7.2M | -73% |
| Q1 2025 | $13.9M | +$40M |
| Q4 2024 | -$10.7M | -158% |
MVBF's free cash flow was −$35M over the past year, against $7M the year before. Free cash flow isn't a meaningful measure for financial services companies like MVBF.
JPM Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -11.2M shares |
| 1 year | -3.1% | -84.6M shares |
| 3 years | -8.5% | -249M shares |
| 5 years | -11% | -322M shares |
| Available history | -17% | -547M shares |
JPM has the edge over MVBF on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.1B |
| Q2 2026 | $6.8B |
| Q1 2026 | $8.3B |
| Q4 2025 | $8.3B |
| Q3 2025 | $8.3B |
| Q2 2025 | $7.5B |
| Q1 2025 | $7.5B |
| Q4 2024 | $4.3B |
JPM spent $24.5B buying back its own shares over the past year, down 11% from the year before.
MVBF Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.7% | +96.3K shares |
| 1 year | +2.1% | +272K shares |
| 3 years | +1.3% | +166K shares |
| 5 years | +3.6% | +459K shares |
| Available history | +10% | +1.2M shares |
MVBF has 13M diluted shares, up 2.1% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q4 2025 | $142,000 |
| Q3 2025 | $3.6M |
| Q4 2021 | — |
| Q3 2021 | — |
| Q2 2021 | — |
| Q1 2021 | — |
| Q4 2020 | $13.8M |
JPM Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.5x | Very low |
| Q2 2026 | 0.5x | Very low |
| Q1 2026 | 0.6x | Very low |
| Q4 2025 | 0.5x | Very low |
| Q3 2025 | 0.6x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.4x | Very low |
JPM's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like JPM.
MVBF Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.1x | Net Cash |
| Q2 2026 | -4.8x | Net Cash |
| Q1 2026 | -3.0x | Net Cash |
| Q4 2025 | -4.3x | Net Cash |
| Q3 2025 | -4.9x | Net Cash |
| Q2 2025 | -12.4x | Net Cash |
| Q1 2025 | -6.1x | Net Cash |
| Q4 2024 | -8.1x | Net Cash |
MVBF has the edge over JPM on leverage, with a lower net debt burden relative to earnings.
JPM Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.8 | Neutral |
| Stochastic | 31.5 | Neutral |
JPM's weekly RSI is 55 (neutral) and its Stochastic is 31 (neutral).
MVBF Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 37.9 | Neutral |
| Stochastic | 8.3 | Oversold |
MVBF's weekly RSI is 38 (neutral) and its Stochastic is 8 (oversold).
JPM PE vs Financial Services Sector
| Metric | JPM | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 10% above |
| PE % | 76 | 63 | 13 pts above |
JPM has the edge over MVBF on valuation relative to its sector.
MVBF PE vs Financial Services Sector
| Metric | MVBF | Sector median | Relative |
|---|---|---|---|
| PE | 15x | 13x | 18% above |
| PE % | 88 | 63 | 25 pts above |
MVBF is trading at 15x earnings, a 18% premium to the Financial Services sector's median of 13x.
JPM Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $336.8 | 1.8% above |
| 20 week MA | $345.3 | 0.7% below |
| 50 week MA | $323.2 | 6.1% above |
| 100 week MA | $298.9 | 15% above |
| 200 week MA | $236.6 | 45% above |
JPM has the edge over MVBF on trend strength, trading above more of its moving averages.
MVBF Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $28.2 | 9% below |
| 20 week MA | $29.4 | 13% below |
| 50 week MA | $27.8 | 7.6% below |
| 100 week MA | $24.6 | 4.4% above |
| 200 week MA | $22.9 | 12% above |
MVBF has pulled back, but its long-term trend is still up: it's below its 8-, 20- and 50-week averages, but 12% above its 200-week average.
JPM Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $139.1 | $124.5 | -11% |
| 2021 | $124.5 | $157.3 | +26% |
| 2022 | $157.3 | $131.3 | -17% |
| 2023 | $131.3 | $170.1 | +30% |
| 2024 | $170.1 | $241.2 | +42% |
| 2025 | $241.2 | $327.9 | +36% |
| 2026 YTD | $327.9 | $342.8 | +4.5% |
JPM has the edge over MVBF on returns for 2026, with the stronger performance.
MVBF Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $24.7 | $21.8 | -12% |
| 2021 | $21.8 | $42.1 | +94% |
| 2022 | $42.1 | $22.2 | -47% |
| 2023 | $22.2 | $22.6 | +1.7% |
| 2024 | $22.6 | $20.6 | -8.7% |
| 2025 | $20.6 | $26.0 | +26% |
| 2026 YTD | $26.0 | $25.7 | -1.2% |
MVBF has finished lower in three of the last six years. It's down 1.2% so far in 2026.