JPM
JPMorgan Chase & Co.
JPM's fundamentals are strong, but it looks expensive: trading at 14x earnings, above its usual 12x. Analysts expect earnings growth.
LU
Lufax Holding Ltd
There isn't enough reported data to score LU yet.
JPM Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
JPM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JPM.
LU Fundamentals
| Metric | Status |
|---|---|
| Unavailable | |
| Weak | |
| N/A | |
| N/A |
LU's profitability is currently weak. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like LU.
JPM PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.7x | $231 | -33% |
| Fair | 12x | $287 | -16% |
| Current | 14x | $343 | — |
| Forward | 14x | $343 | — |
| Expensive | 15x | $361 | +5.2% |
Historical ranges are pointers, not guarantees.
JPM's PE is in its expensive range at 14.4x. If earnings grow as analysts expect, today's price would be 13.7x next year's earnings.
LU PE Valuation
LU has no meaningful PE right now: it lost money over the past year.
JPM Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for JPM, with profitability improving.
LU Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Strong growth | |
| Improving | |
| Limited | |
| High |
Analysts expect strong earnings and revenue growth for LU, with profitability improving.
JPM Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $24.99 | +4.8% |
| Q3 2026 | $23.85 | +18% |
| Q2 2026 | $23.35 | +20% |
| Q1 2026 | $20.89 | +2.5% |
| Q4 2025 | $20.02 | +1.4% |
| Q3 2025 | $20.20 | +12% |
| Q2 2025 | $19.50 | +8.7% |
| Q1 2025 | $20.38 | +23% |
| Q4 2024 | $19.75 | +22% |
JPM has the edge over LU in the latest year-over-year earnings comparison.
LU Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q4 2024 | -$4.16 | -459% |
| Q4 2023 | $1.16 | -97% |
| Q4 2020 | $66.63 | -8.2% |
LU has swung to a loss: it lost $4.16 per share over the past year, after a profit the year before.
JPM Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $50.2B | +8.1% |
| Q2 2026 | $57.3B | +28% |
| Q1 2026 | $49.8B | +10% |
| Q4 2025 | $45.8B | +7.1% |
| Q3 2025 | $46.4B | +8.8% |
| Q2 2025 | $44.9B | -11% |
| Q1 2025 | $45.3B | +8.1% |
| Q4 2024 | $42.8B | +11% |
JPM has the edge over LU in the latest year-over-year revenue comparison.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | -0.2 points |
| Q2 2026 | 48% | +7.3 points |
| Q1 2026 | 41% | +0.5 points |
| Q4 2025 | 37% | -3.2 points |
| Q3 2025 | 40% | +0.6 points |
| Q2 2025 | 41% | -6 points |
| Q1 2025 | 41% | -0.6 points |
| Q4 2024 | 41% | +11 points |
JPM's operating margin was 40% last quarter, about level with the same quarter a year ago.
LU Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q4 2024 | $1.2B | -47% |
| Q4 2023 | $2.3B | -48% |
| Q4 2022 | $4.4B | -24% |
| Q4 2021 | $5.7B | -7.1% |
| Q4 2020 | $6.2B | +226% |
| Q2 2019 | $1.7B | +32% |
| Q1 2019 | $1.8B | +34% |
| Q2 2018 | $1.3B | +49% |
LU's revenue is growing: $1.2B last quarter, down 80% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q4 2024 | -25% | -69 points |
| Q4 2023 | 11% | -24 points |
| Q4 2022 | 45% | -0.8 points |
| Q4 2021 | 61% | +16 points |
| Q4 2020 | 43% | -4.6 points |
| Q4 2019 | 35% | -34 points |
| Q3 2019 | 45% | -23 points |
| Q2 2019 | 46% | -26 points |
LU's operating margin was −25% last quarter, down 69 points from the same quarter a year ago, near the bottom of its range since 2017.
JPM Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $33.2B | +$78.4B |
| Q2 2026 | -$25.3B | -186% |
| Q1 2026 | -$211.8B | +$40.1B |
| Q4 2025 | $119.7B | -19% |
| Q3 2025 | -$45.2B | +$28.9B |
| Q2 2025 | $29.5B | -23% |
| Q1 2025 | -$251.8B | -$97.7B |
| Q4 2024 | $147.8B | +145% |
JPM's free cash flow was −$84.2B over the past year, against −$120B the year before. Free cash flow isn't a meaningful measure for financial services companies like JPM.
LU Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2019 | $156M | +$220.6M |
| Q1 2019 | $136.5M | +$201.2M |
| Q2 2018 | -$64.6M | -178% |
| Q1 2018 | -$64.6M | -178% |
LU's free cash flow was $302M over the past year, about eight times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like LU.
JPM Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -11.2M shares |
| 1 year | -3.1% | -84.6M shares |
| 3 years | -8.5% | -249M shares |
| 5 years | -11% | -322M shares |
| Available history | -17% | -547M shares |
JPM has the edge over LU on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.1B |
| Q2 2026 | $6.8B |
| Q1 2026 | $8.3B |
| Q4 2025 | $8.3B |
| Q3 2025 | $8.3B |
| Q2 2025 | $7.5B |
| Q1 2025 | $7.5B |
| Q4 2024 | $4.3B |
JPM spent $24.5B buying back its own shares over the past year, down 11% from the year before.
LU Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +22% | +24.8M shares |
| 1 year | +409% | +112M shares |
LU has 140M diluted shares, up 409% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2023 | — |
| Q4 2022 | — |
| Q4 2021 | $966.2M |
| Q4 2019 | — |
| Q3 2019 | — |
| Q2 2019 | $37.1M |
| Q1 2019 | — |
| Q2 2018 | — |
JPM Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.5x | Very low |
| Q2 2026 | 0.5x | Very low |
| Q1 2026 | 0.6x | Very low |
| Q4 2025 | 0.5x | Very low |
| Q3 2025 | 0.6x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.4x | Very low |
JPM's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like JPM.
LU Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q4 2023 | 11.1x | High |
| Q4 2022 | 0.6x | Very low |
| Q4 2021 | -0.0x | Net Cash |
| Q4 2020 | -0.7x | Net Cash |
| Q4 2019 | 0.3x | Very low |
LU's net debt is about 11 years of its operating earnings (EBITDA), up from less than a year a year ago. Net leverage isn't a meaningful measure for financial services companies like LU.
JPM Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.8 | Neutral |
| Stochastic | 31.5 | Neutral |
JPM's weekly RSI is 55 (neutral) and its Stochastic is 31 (neutral).
LU Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 24.5 | Oversold |
| Stochastic | 7.7 | Oversold |
LU's weekly RSI is 24 (oversold) and its Stochastic is 8 (oversold).
JPM PE vs Financial Services Sector
| Metric | JPM | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 10% above |
| PE % | 76 | 63 | 13 pts above |
JPM is trading at 14x earnings, a 10% premium to the Financial Services sector's median of 13x.
LU PE vs Financial Services Sector
| Metric | LU | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
LU has no meaningful PE right now: it lost money over the past year.
JPM Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $336.8 | 1.8% above |
| 20 week MA | $345.3 | 0.7% below |
| 50 week MA | $323.2 | 6.1% above |
| 100 week MA | $298.9 | 15% above |
| 200 week MA | $236.6 | 45% above |
JPM has the edge over LU on trend strength, trading above more of its moving averages.
LU Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $9.15 | 28% below |
| 20 week MA | $11.9 | 45% below |
| 50 week MA | $17.8 | 63% below |
| 100 week MA | $23.3 | 72% below |
| 200 week MA | $34.7 | 81% below |
LU is in a downtrend: it's below all five of its weekly moving averages, and 81% below its 200-week average.
JPM Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $139.1 | $124.5 | -11% |
| 2021 | $124.5 | $157.3 | +26% |
| 2022 | $157.3 | $131.3 | -17% |
| 2023 | $131.3 | $170.1 | +30% |
| 2024 | $170.1 | $241.2 | +42% |
| 2025 | $241.2 | $327.9 | +36% |
| 2026 YTD | $327.9 | $342.8 | +4.5% |
JPM has the edge over LU on returns for 2026, with the stronger performance.
LU Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $514.0 | $566.8 | +10% |
| 2021 | $566.8 | $232.8 | -59% |
| 2022 | $232.8 | $80.4 | -65% |
| 2023 | $80.4 | $30.7 | -62% |
| 2024 | $30.7 | $24.3 | -21% |
| 2025 | $24.3 | $26.5 | +9.1% |
| 2026 YTD | $26.5 | $6.58 | -75% |
LU has finished lower in four of the last six years. It's down 75% so far in 2026.