JPM
JPMorgan Chase & Co.
JPM's fundamentals are strong, but it looks expensive: trading at 14x earnings, above its usual 12x. Analysts expect earnings growth.
LARK
Landmark Bancorp, Inc.
There isn't enough reported data to score LARK yet.
JPM Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
JPM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JPM.
LARK Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
LARK's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like LARK.
JPM PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.7x | $231 | -33% |
| Fair | 12x | $287 | -16% |
| Current | 14x | $343 | — |
| Forward | 14x | $343 | — |
| Expensive | 15x | $361 | +5.2% |
Historical ranges are pointers, not guarantees.
JPM's PE is in its expensive range at 14.4x. If earnings grow as analysts expect, today's price would be 13.7x next year's earnings.
LARK PE Valuation
LARK has no meaningful PE right now: it lost money over the past year.
JPM Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for JPM, with profitability improving.
LARK Forward outlook
There aren't enough analyst estimates for LARK to show an outlook.
JPM Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $24.99 | +4.8% |
| Q3 2026 | $23.85 | +18% |
| Q2 2026 | $23.35 | +20% |
| Q1 2026 | $20.89 | +2.5% |
| Q4 2025 | $20.02 | +1.4% |
| Q3 2025 | $20.20 | +12% |
| Q2 2025 | $19.50 | +8.7% |
| Q1 2025 | $20.38 | +23% |
| Q4 2024 | $19.75 | +22% |
JPM has the stronger earnings trend. Trailing diluted EPS is up 18% for JPM versus LARK up 16%.
LARK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2024 | $1.98 | +16% |
| Q2 2024 | $1.80 | +9.1% |
| Q1 2024 | $1.85 | +16% |
| Q4 2023 | $1.94 | +25% |
| Q3 2023 | $1.71 | -6% |
| Q2 2023 | $1.65 | -23% |
| Q1 2023 | $1.60 | -35% |
| Q4 2022 | $1.55 | -45% |
LARK's earnings per share have fallen from their peak: $1.98 over the past year, against $3.44 in early 2021.
JPM Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $50.2B | +8.1% |
| Q2 2026 | $57.3B | +28% |
| Q1 2026 | $49.8B | +10% |
| Q4 2025 | $45.8B | +7.1% |
| Q3 2025 | $46.4B | +8.8% |
| Q2 2025 | $44.9B | -11% |
| Q1 2025 | $45.3B | +8.1% |
| Q4 2024 | $42.8B | +11% |
JPM's revenue has grown year over year for five quarters in a row: $50.2B last quarter, up 8.1% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | -0.2 points |
| Q2 2026 | 48% | +7.3 points |
| Q1 2026 | 41% | +0.5 points |
| Q4 2025 | 37% | -3.2 points |
| Q3 2025 | 40% | +0.6 points |
| Q2 2025 | 41% | -6 points |
| Q1 2025 | 41% | -0.6 points |
| Q4 2024 | 41% | +11 points |
JPM has the edge over LARK on profitability, with a higher operating margin.
LARK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $19.2M | +6% |
| Q2 2026 | $19.2M | +11% |
| Q1 2026 | $18.8M | +14% |
| Q4 2025 | $18.7M | +19% |
| Q3 2025 | $18.2M | +15% |
| Q2 2025 | $17.3M | +18% |
| Q1 2025 | $16.5M | +16% |
| Q4 2024 | $15.8M | +20% |
LARK has the edge over JPM on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 35% | +1.9 points |
| Q2 2026 | 35% | +4.1 points |
| Q1 2026 | 34% | -1.1 points |
| Q4 2025 | 32% | +17 points |
| Q3 2025 | 33% | +3.1 points |
| Q2 2025 | 31% | +6.4 points |
| Q1 2025 | 35% | +11 points |
| Q4 2024 | 15% | -4 points |
LARK's operating margin was 35% last quarter, up 1.9 points from the same quarter a year ago.
JPM Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $33.2B | +$78.4B |
| Q2 2026 | -$25.3B | -186% |
| Q1 2026 | -$211.8B | +$40.1B |
| Q4 2025 | $119.7B | -19% |
| Q3 2025 | -$45.2B | +$28.9B |
| Q2 2025 | $29.5B | -23% |
| Q1 2025 | -$251.8B | -$97.7B |
| Q4 2024 | $147.8B | +145% |
JPM's free cash flow was −$84.2B over the past year, against −$120B the year before. Free cash flow isn't a meaningful measure for financial services companies like JPM.
LARK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $9.5M | -6.1% |
| Q2 2026 | $3.3M | +829% |
| Q1 2026 | $6.7M | -16% |
| Q4 2025 | $2.6M | +$3.8M |
| Q3 2025 | $10.1M | +29% |
| Q2 2025 | $354K | -91% |
| Q1 2025 | $8M | +416% |
| Q4 2024 | -$1.2M | -258% |
LARK has the edge over JPM on cash generation, producing positive trailing cash flow while its opponent burns cash.
JPM Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -11.2M shares |
| 1 year | -3.1% | -84.6M shares |
| 3 years | -8.5% | -249M shares |
| 5 years | -11% | -322M shares |
| Available history | -17% | -547M shares |
JPM has the edge over LARK on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.1B |
| Q2 2026 | $6.8B |
| Q1 2026 | $8.3B |
| Q4 2025 | $8.3B |
| Q3 2025 | $8.3B |
| Q2 2025 | $7.5B |
| Q1 2025 | $7.5B |
| Q4 2024 | $4.3B |
JPM spent $24.5B buying back its own shares over the past year, down 11% from the year before.
LARK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.2% | +15.3K shares |
| 1 year | +2.2% | +133K shares |
| 3 years | +0.2% | +15.2K shares |
LARK has 6M diluted shares, up 2.2% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2024 | $17,000 |
| Q3 2024 | $66,000 |
| Q2 2024 | $81,000 |
| Q1 2024 | $174,000 |
| Q4 2022 | $199,000 |
| Q3 2022 | $502,000 |
| Q4 2020 | — |
| Q3 2020 | — |
JPM Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.5x | Very low |
| Q2 2026 | 0.5x | Very low |
| Q1 2026 | 0.6x | Very low |
| Q4 2025 | 0.5x | Very low |
| Q3 2025 | 0.6x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.4x | Very low |
JPM's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like JPM.
LARK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2021 | -3.2x | Net Cash |
| Q2 2021 | -3.6x | Net Cash |
| Q1 2021 | -2.8x | Net Cash |
| Q4 2020 | -2.1x | Net Cash |
| Q3 2020 | 0.6x | Very low |
| Q2 2020 | 0.7x | Very low |
| Q1 2020 | 0.1x | Very low |
| Q4 2019 | 1.8x | Healthy |
LARK has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like LARK.
JPM Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.8 | Neutral |
| Stochastic | 31.5 | Neutral |
JPM's weekly RSI is 55 (neutral) and its Stochastic is 31 (neutral).
LARK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 58.9 | Neutral |
| Stochastic | 32.2 | Neutral |
LARK's weekly RSI is 59 (neutral) and its Stochastic is 32 (neutral).
JPM PE vs Financial Services Sector
| Metric | JPM | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 10% above |
| PE % | 76 | 63 | 13 pts above |
JPM is trading at 14x earnings, a 10% premium to the Financial Services sector's median of 13x.
LARK PE vs Financial Services Sector
| Metric | LARK | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
LARK has no meaningful PE right now: it lost money over the past year.
JPM Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $336.8 | 1.8% above |
| 20 week MA | $345.3 | 0.7% below |
| 50 week MA | $323.2 | 6.1% above |
| 100 week MA | $298.9 | 15% above |
| 200 week MA | $236.6 | 45% above |
JPM's trend is mixed: it's above four of its five weekly moving averages, and 45% above its 200-week average.
LARK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $31.8 | 1.2% above |
| 20 week MA | $31.7 | 1.5% above |
| 50 week MA | $29.1 | 11% above |
| 100 week MA | $27.7 | 17% above |
| 200 week MA | $23.3 | 38% above |
LARK has the edge over JPM on trend strength, trading above more of its moving averages.
JPM Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $139.1 | $124.5 | -11% |
| 2021 | $124.5 | $157.3 | +26% |
| 2022 | $157.3 | $131.3 | -17% |
| 2023 | $131.3 | $170.1 | +30% |
| 2024 | $170.1 | $241.2 | +42% |
| 2025 | $241.2 | $327.9 | +36% |
| 2026 YTD | $327.9 | $342.8 | +4.5% |
JPM has finished higher in four of the last six years. It's up 4.5% so far in 2026.
LARK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $19.8 | $19.4 | -1.6% |
| 2021 | $19.4 | $24.8 | +28% |
| 2022 | $24.8 | $19.7 | -21% |
| 2023 | $19.7 | $18.9 | -4.3% |
| 2024 | $18.9 | $24.2 | +28% |
| 2025 | $24.2 | $27.5 | +14% |
| 2026 YTD | $27.5 | $32.2 | +17% |
LARK has the edge over JPM on returns for 2026, with the stronger performance.