JKHY
Jack Henry & Associates, Inc.
JKHY has lower modeled downside risk, despite its lower overall score.
PLTR
Palantir Technologies Inc.
PLTR has the edge over JKHY overall, supported by stronger fundamentals and stronger modeled upside.
JKHY Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| Strong | |
| Strong |
JKHY's profitability, cash flow and balance sheet are currently strong, and its revenue is stable.
PLTR Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| Strong | |
| Strong |
PLTR's revenue, profitability, cash flow and balance sheet are all currently strong.
JKHY PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 23x | $176 | — |
| Current | 24x | $176 | — |
| Cheap | 28x | $201 | +14% |
| Fair | 34x | $250 | +42% |
| Expensive | 42x | $303 | +72% |
Historical ranges are pointers, not guarantees.
JKHY's PE is in its cheap range at 24x. If earnings grow as analysts expect, today's price would be 23x next year's earnings.
PLTR PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 75x | $172 | — |
| Current | 120x | $172 | — |
| Cheap | 165x | $236 | +37% |
| Fair | 251x | $359 | +109% |
| Expensive | 452x | $646 | +277% |
Historical ranges are pointers, not guarantees.
PLTR has the edge over JKHY in the historical PE scenario, which offers more potential upside but is not a forecast.
JKHY Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Strongly improving | |
| Moderate | |
| Moderate |
Analysts expect earnings and revenue growth for JKHY, with profitability improving.
PLTR Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Moderate |
PLTR has the edge over JKHY on the outlook, with more favorable valuation expectations.
JKHY Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $7.57 | +3.8% |
| Q3 2026 | $7.29 | +11% |
| Q2 2026 | $6.98 | +12% |
| Q1 2026 | $7.15 | +22% |
| Q4 2025 | $6.96 | +25% |
| Q3 2025 | $6.58 | +20% |
| Q2 2025 | $6.24 | +19% |
| Q1 2025 | $5.88 | +14% |
| Q4 2024 | $5.55 | +8.6% |
JKHY's earnings per share have climbed steadily: $7.29 over the past year, up 11% from the year before, and higher year over year for 12 quarters in a row.
PLTR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.30 | +61% |
| Q3 2026 | $1.43 | +240% |
| Q2 2026 | $1.17 | +290% |
| Q1 2026 | $0.89 | +287% |
| Q4 2025 | $0.63 | +232% |
| Q3 2025 | $0.42 | +110% |
| Q2 2025 | $0.30 | +76% |
| Q1 2025 | $0.23 | +92% |
| Q4 2024 | $0.19 | +111% |
PLTR has the edge over JKHY on earnings, with stronger typical year-over-year growth.
JKHY Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $701.5M | +8.8% |
| Q2 2026 | $644M | +4.7% |
| Q1 2026 | $636.2M | +8.7% |
| Q4 2025 | $619.3M | +7.9% |
| Q3 2025 | $644.7M | +7.3% |
| Q2 2025 | $615.4M | +9.9% |
| Q1 2025 | $585.1M | +8.6% |
| Q4 2024 | $573.8M | +5.2% |
JKHY's revenue has grown year over year every quarter since late 2020: $702M last quarter, up 8.8% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | +1 points |
| Q2 2026 | 21% | -4.1 points |
| Q1 2026 | 24% | +0.7 points |
| Q4 2025 | 26% | +4.3 points |
| Q3 2025 | 29% | +3.4 points |
| Q2 2025 | 25% | +2.9 points |
| Q1 2025 | 24% | +2.9 points |
| Q4 2024 | 21% | -0.4 points |
JKHY's operating margin was 30% last quarter, up 1 points from the same quarter a year ago, near the top of its range since 2019.
PLTR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $2.3B | +96% |
| Q2 2026 | $1.9B | +93% |
| Q1 2026 | $1.6B | +85% |
| Q4 2025 | $1.4B | +70% |
| Q3 2025 | $1.2B | +63% |
| Q2 2025 | $1B | +48% |
| Q1 2025 | $883.9M | +39% |
| Q4 2024 | $827.5M | +36% |
PLTR has the edge over JKHY on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 47% | +14 points |
| Q2 2026 | 47% | +20 points |
| Q1 2026 | 46% | +26 points |
| Q4 2025 | 41% | +40 points |
| Q3 2025 | 33% | +18 points |
| Q2 2025 | 27% | +11 points |
| Q1 2025 | 20% | +7.2 points |
| Q4 2024 | 1.3% | -9.5 points |
PLTR has the edge over JKHY on profitability, with a higher operating margin.
JKHY Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $134.3M | +20% |
| Q2 2026 | $282.2M | -10% |
| Q1 2026 | $169.5M | +76% |
| Q4 2025 | $131.4M | +80% |
| Q3 2025 | $111.7M | +7.3% |
| Q2 2025 | $314.9M | +51% |
| Q1 2025 | $96.1M | +9.6% |
| Q4 2024 | $73M | +13% |
JKHY's free cash flow has been positive every quarter for seven years: $717M over the past year, up 20% from the year before.
PLTR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +139% |
| Q2 2026 | $1.2B | +126% |
| Q1 2026 | $891.8M | +193% |
| Q4 2025 | $764M | +67% |
| Q3 2025 | $500.9M | +20% |
| Q2 2025 | $531.6M | +276% |
| Q1 2025 | $304.1M | +140% |
| Q4 2024 | $457.2M | +54% |
PLTR has the edge over JKHY on cash flow, with more consistent year-over-year improvement.
JKHY Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -2.5% | -1.8M shares |
| 1 year | -3.6% | -2.6M shares |
| 3 years | -3.8% | -2.8M shares |
| 5 years | -5.2% | -3.9M shares |
| Available history | -8.7% | -6.7M shares |
JKHY has the edge over PLTR on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $70.9M |
| Q2 2026 | $163.8M |
| Q1 2026 | $159.2M |
| Q4 2025 | $63.2M |
| Q3 2025 | $62M |
| Q2 2025 | $1,000 |
| Q1 2025 | $18M |
| Q4 2024 | $17.1M |
JKHY spent $457M buying back its own shares over the past year, about five times what it spent the year before.
PLTR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.2% | +5.2M shares |
| 1 year | +0.1% | +2.9M shares |
| 3 years | +11% | +248M shares |
| 5 years | +31% | +610M shares |
| Available history | +184% | +1.7B shares |
PLTR has 2.6B diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q4 2025 | $19.2M |
| Q3 2025 | $19.2M |
| Q2 2025 | $18.6M |
| Q1 2025 | $18M |
| Q4 2024 | $18.6M |
| Q3 2024 | $18.9M |
| Q2 2024 | $17.7M |
| Q1 2024 | $9M |
JKHY Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.1x | Very low |
| Q2 2026 | 0.0x | Very low |
| Q1 2026 | 0.1x | Very low |
| Q4 2025 | -0.0x | Net Cash |
| Q3 2025 | -0.0x | Net Cash |
| Q2 2025 | -0.2x | Net Cash |
| Q1 2025 | 0.2x | Very low |
| Q4 2024 | 0.2x | Very low |
JKHY's net debt is less than a year of its operating earnings (EBITDA), after holding more cash than debt a year ago.
PLTR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.1x | Net Cash |
| Q2 2026 | -0.8x | Net Cash |
| Q1 2026 | -1.1x | Net Cash |
| Q4 2025 | -1.0x | Net Cash |
| Q3 2025 | -1.9x | Net Cash |
| Q2 2025 | -1.6x | Net Cash |
| Q1 2025 | -2.3x | Net Cash |
| Q4 2024 | -6.1x | Net Cash |
PLTR has the edge over JKHY on leverage, with a lower net debt burden relative to earnings.
JKHY Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 63.1 | Neutral |
| Stochastic | 70.3 | Neutral |
JKHY's weekly RSI is 63 (neutral) and its Stochastic is 70 (neutral).
PLTR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 51.4 | Neutral |
| Stochastic | 47.4 | Neutral |
PLTR's weekly RSI is 51 (neutral) and its Stochastic is 47 (neutral).
JKHY PE vs Technology Sector
| Metric | JKHY | Sector median | Relative |
|---|---|---|---|
| PE | 24x | 28x | 13% below |
| PE % | 11 | 35 | 24 pts below |
JKHY has the edge over PLTR on valuation relative to its sector.
PLTR PE vs Technology Sector
| Metric | PLTR | Sector median | Relative |
|---|---|---|---|
| PE | 120x | 28x | 331% above |
| PE % | 1 | 38 | 37 pts below |
PLTR is trading at 120x earnings, a 331% premium to the Technology sector's median of 28x.
JKHY Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $158.3 | 11% above |
| 20 week MA | $157.3 | 12% above |
| 50 week MA | $159.2 | 11% above |
| 100 week MA | $164.7 | 6.9% above |
| 200 week MA | $164.8 | 6.8% above |
JKHY has the edge over PLTR on trend strength, trading above more of its moving averages.
PLTR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $185.8 | 7.6% below |
| 20 week MA | $167.6 | 2.4% above |
| 50 week MA | $157.1 | 9.2% above |
| 100 week MA | $143.8 | 19% above |
| 200 week MA | $83.3 | 106% above |
PLTR's trend is up, with a small recent dip: it's below only its 8-week average, and 106% above its 200-week average.
JKHY Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $146.6 | $157.7 | +7.6% |
| 2021 | $157.7 | $165.4 | +4.9% |
| 2022 | $165.4 | $177.3 | +7.2% |
| 2023 | $177.3 | $163.4 | -7.9% |
| 2024 | $163.4 | $176.9 | +8.2% |
| 2025 | $176.9 | $186.1 | +5.2% |
| 2026 YTD | $186.1 | $176.0 | -5.4% |
JKHY has the edge over PLTR on returns for 2026, with the stronger performance.
PLTR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.20 | $27.8 | +202% |
| 2021 | $27.8 | $18.9 | -32% |
| 2022 | $18.9 | $6.29 | -67% |
| 2023 | $6.29 | $17.2 | +173% |
| 2024 | $17.2 | $79.1 | +361% |
| 2025 | $79.1 | $188.7 | +139% |
| 2026 YTD | $188.7 | $171.6 | -9.1% |
PLTR's yearly returns have swung widely, from +361% in 2024 to −67% in 2022. It's down 9.1% so far in 2026.