JFU
9F Inc.
There isn't enough reported data to score JFU yet.
MSFT
Microsoft Corporation
MSFT's fundamentals are strong and it looks cheap: trading at 27x earnings, below its usual 34x. Analysts expect strong earnings growth.
JFU Fundamentals
| Metric | Status |
|---|---|
| Unavailable | |
| Strong | |
| Unavailable | |
| Strong |
JFU's profitability and balance sheet are currently strong. There isn't enough data to rate its revenue and cash flow.
MSFT Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| Healthy | |
| Strong |
MSFT's revenue, profitability, cash flow and balance sheet are all currently healthy.
JFU PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Current | 0.9x | $1.95 | — |
| Cheap | 1.2x | $0.13 | -93% |
| Fair | 4.3x | $0.47 | -76% |
| Expensive | 8.2x | $0.90 | -54% |
Historical ranges are pointers, not guarantees.
JFU's PE is 0.9x, but its earnings don't support one, so it isn't a reliable read right now.
MSFT PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 25x | $523 | — |
| Cheap | 27x | $525 | +0.4% |
| Current | 27x | $523 | — |
| Fair | 34x | $652 | +25% |
| Expensive | 37x | $711 | +36% |
Historical ranges are pointers, not guarantees.
MSFT has the edge over JFU in the historical PE scenario, which offers more potential upside but is not a forecast.
JFU Forward outlook
There aren't enough analyst estimates for JFU to show an outlook.
MSFT Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Strong growth | |
| Strong growth | |
| Stable | |
| Moderate | |
| High |
Analysts expect strong earnings and revenue growth for MSFT, with profitability holding steady.
JFU Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q4 2025 | $0.11 | +267% |
| Q4 2024 | $0.03 | +$0.12 |
| Q4 2023 | -$0.09 | +$7.56 |
| Q4 2022 | -$7.65 | -$4.35 |
| Q4 2021 | -$3.30 | +$30.83 |
| Q4 2020 | -$34.13 | +$3.18 |
| Q4 2019 | -$37.31 | -255% |
JFU has returned to profit: it earned $0.11 per share over the past year, after losing money the year before.
MSFT Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $20.79 | +8.6% |
| Q3 2026 | $19.15 | +36% |
| Q2 2026 | $17.95 | +32% |
| Q1 2026 | $16.80 | +30% |
| Q4 2025 | $15.99 | +29% |
| Q3 2025 | $14.06 | +16% |
| Q2 2025 | $13.64 | +16% |
| Q1 2025 | $12.93 | +12% |
| Q4 2024 | $12.41 | +12% |
MSFT has the edge over JFU in the latest year-over-year earnings comparison.
JFU Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q4 2025 | $20.2M | +7.5% |
| Q4 2024 | $18.8M | -70% |
| Q4 2023 | $61.9M | -27% |
| Q4 2022 | $84.3M | -26% |
| Q4 2021 | $114.3M | -39% |
| Q4 2020 | $188.5M | -72% |
| Q4 2019 | $664.1M | +331% |
| Q4 2018 | $154.2M | -39% |
JFU's revenue has slid since its 2019 peak: $20M last quarter, down 82% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q4 2025 | 8.4% | +16 points |
| Q4 2024 | -36% | +66 points |
| Q4 2023 | -47% | +6.4 points |
| Q4 2022 | -27% | -44 points |
| Q4 2021 | -7.3% | -34 points |
| Q4 2020 | -102% | -160 points |
| Q4 2019 | -53% | -83 points |
| Q4 2018 | 17% | +117 points |
JFU's operating margin was 8.4% last quarter, up 16 points from the same quarter a year ago.
MSFT Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $92.3B | +19% |
| Q2 2026 | $90B | +18% |
| Q1 2026 | $82.9B | +18% |
| Q4 2025 | $81.3B | +17% |
| Q3 2025 | $77.7B | +18% |
| Q2 2025 | $76.4B | +18% |
| Q1 2025 | $70.1B | +13% |
| Q4 2024 | $69.6B | +12% |
MSFT has the edge over JFU in the latest year-over-year revenue comparison.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 50% | +0.9 points |
| Q2 2026 | 45% | +0.2 points |
| Q1 2026 | 46% | +0.7 points |
| Q4 2025 | 47% | +1.6 points |
| Q3 2025 | 49% | +2.3 points |
| Q2 2025 | 45% | +1.8 points |
| Q1 2025 | 46% | +1.1 points |
| Q4 2024 | 45% | +1.9 points |
MSFT's operating margin was 50% last quarter, up 0.9 points from the same quarter a year ago, near the top of its range since 2019.
JFU Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q4 2025 | $30.8M | +352% |
| Q4 2024 | $6.8M | -20% |
| Q4 2023 | $8.5M | +207% |
| Q4 2022 | $2.8M | +$38.4M |
| Q4 2019 | -$72.9M | -235% |
JFU generated $49M in free cash flow over the past year, about five times what it generated the year before.
MSFT Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $18.6B | -27% |
| Q2 2026 | $19.6B | -23% |
| Q1 2026 | $15.8B | -22% |
| Q4 2025 | $5.9B | -9.3% |
| Q3 2025 | $25.7B | +33% |
| Q2 2025 | $25.6B | +9.6% |
| Q1 2025 | $20.3B | -3.2% |
| Q4 2024 | $6.5B | -29% |
MSFT's free cash flow has been positive every quarter for seven years: $60B over the past year, down 23% from the year before.
JFU Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | +24.1K shares |
| 1 year | +2109% | +225M shares |
JFU has 236M diluted shares, up 2109% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2018 | — |
| Q1 2018 | — |
MSFT Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -7M shares |
| 1 year | -0.3% | -20M shares |
| 3 years | -0.2% | -16M shares |
| 5 years | -1.6% | -121M shares |
| Available history | -3.2% | -245M shares |
MSFT has the edge over JFU on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $4.4B |
| Q2 2026 | $4.6B |
| Q1 2026 | $4.6B |
| Q4 2025 | $7.4B |
| Q3 2025 | $5.7B |
| Q2 2025 | $4.5B |
| Q1 2025 | $4.8B |
| Q4 2024 | $5B |
MSFT spent $21B buying back its own shares over the past year, up 5.2% from the year before.
JFU Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q4 2018 | -2.5x | Net Cash |
| Q3 2018 | -12.7x | Net Cash |
JFU has more cash than debt.
MSFT Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.1x | Very low |
| Q2 2026 | 0.1x | Very low |
MSFT's net debt is less than a year of its operating earnings (EBITDA).
JFU Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 36.7 | Neutral |
| Stochastic | 13.5 | Oversold |
JFU's weekly RSI is 37 (neutral) and its Stochastic is 13 (oversold).
MSFT Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 62.1 | Neutral |
| Stochastic | 68.0 | Neutral |
MSFT's weekly RSI is 62 (neutral) and its Stochastic is 68 (neutral).
JFU PE vs Technology Sector
| Metric | JFU | Sector median | Relative |
|---|---|---|---|
| PE | 0.9x | 28x | 97% below |
| PE % | 0 | 35 | 35 pts below |
JFU has the edge over MSFT on valuation relative to its sector.
MSFT PE vs Technology Sector
| Metric | MSFT | Sector median | Relative |
|---|---|---|---|
| PE | 27x | 28x | 2% below |
| PE % | 16 | 35 | 19 pts below |
MSFT is trading at 27x earnings, in line with the Technology sector's median of 28x.
JFU Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $2.46 | 21% below |
| 20 week MA | $2.47 | 21% below |
| 50 week MA | $3.60 | 46% below |
| 100 week MA | $2.86 | 32% below |
| 200 week MA | $2.86 | 32% below |
JFU is in a downtrend: it's below all five of its weekly moving averages, and 32% below its 200-week average.
MSFT Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $524.7 | 0.3% below |
| 20 week MA | $484.8 | 7.9% above |
| 50 week MA | $446.9 | 17% above |
| 100 week MA | $453.8 | 15% above |
| 200 week MA | $411.5 | 27% above |
MSFT has the edge over JFU on trend strength, trading above more of its moving averages.
JFU Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $190.0 | $24.0 | -87% |
| 2021 | $24.0 | $22.8 | -5% |
| 2022 | $22.8 | $3.50 | -85% |
| 2023 | $3.50 | $3.43 | -2% |
| 2024 | $3.43 | $1.52 | -56% |
| 2025 | $1.52 | $7.40 | +387% |
| 2026 YTD | $7.40 | $1.95 | -74% |
JFU's yearly returns have swung widely, from +387% in 2025 to −87% in 2020. It's down 74% so far in 2026.
MSFT Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $159.0 | $222.8 | +40% |
| 2021 | $222.8 | $334.7 | +50% |
| 2022 | $334.7 | $238.7 | -29% |
| 2023 | $238.7 | $376.0 | +58% |
| 2024 | $376.0 | $430.5 | +14% |
| 2025 | $430.5 | $487.7 | +13% |
| 2026 YTD | $487.7 | $523.0 | +7.2% |
MSFT has the edge over JFU on returns for 2026, with the stronger performance.